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HomeTrust Bancshares, Inc.（HTB）与百捷租车（SMRT）财务数据对比。点击上方公司名可切换其他公司
HomeTrust Bancshares, Inc.的季度营收约是百捷租车的1.5倍（$53.6M vs $36.5M），HomeTrust Bancshares, Inc.同比增速更快（3.7% vs 3.1%），HomeTrust Bancshares, Inc.自由现金流更多（$45.3M vs $7.7M），过去两年HomeTrust Bancshares, Inc.的营收复合增速更高（3.5% vs -15.0%）
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
百捷租车是美国知名汽车租赁企业，1958年由莫里斯·米尔金创立于加州洛杉矶，如今是安飞士百捷集团旗下子品牌，运营总部设在新泽西州帕西帕尼，在全球汽车租赁市场拥有广泛的业务布局与品牌影响力。
HTB vs SMRT — 直观对比
营收规模更大
HTB
是对方的1.5倍
$36.5M
营收增速更快
HTB
高出0.5%
3.1%
自由现金流更多
HTB
多$37.7M
$7.7M
两年增速更快
HTB
近两年复合增速
-15.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $36.5M |
| 净利润 | — | $-3.2M |
| 毛利率 | — | 38.6% |
| 营业利润率 | 37.0% | -10.9% |
| 净利率 | — | -8.9% |
| 营收同比 | 3.7% | 3.1% |
| 净利润同比 | — | 71.6% |
| 每股收益（稀释后） | $0.93 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBSMRT
| Q4 25 | $53.6M | $36.5M | ||
| Q3 25 | $54.1M | $36.2M | ||
| Q2 25 | $54.4M | $38.3M | ||
| Q1 25 | $50.9M | $41.3M | ||
| Q4 24 | $51.7M | $35.4M | ||
| Q3 24 | $50.6M | $40.5M | ||
| Q2 24 | $50.6M | $48.5M | ||
| Q1 24 | $50.0M | $50.5M |
净利润HTBSMRT
| Q4 25 | — | $-3.2M | ||
| Q3 25 | $16.5M | $-6.3M | ||
| Q2 25 | $17.2M | $-10.9M | ||
| Q1 25 | $14.5M | $-40.2M | ||
| Q4 24 | — | $-11.4M | ||
| Q3 24 | $13.1M | $-9.9M | ||
| Q2 24 | $12.4M | $-4.6M | ||
| Q1 24 | $15.1M | $-7.7M |
毛利率HTBSMRT
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 26.4% | ||
| Q2 25 | — | 33.1% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 28.7% | ||
| Q3 24 | — | 33.2% | ||
| Q2 24 | — | 35.7% | ||
| Q1 24 | — | 38.5% |
营业利润率HTBSMRT
| Q4 25 | 37.0% | -10.9% | ||
| Q3 25 | 38.5% | -19.4% | ||
| Q2 25 | 40.1% | -30.5% | ||
| Q1 25 | 36.2% | -99.9% | ||
| Q4 24 | 35.4% | -36.6% | ||
| Q3 24 | 33.2% | -29.0% | ||
| Q2 24 | 31.3% | -14.3% | ||
| Q1 24 | 38.0% | -20.1% |
净利率HTBSMRT
| Q4 25 | — | -8.9% | ||
| Q3 25 | 30.5% | -17.3% | ||
| Q2 25 | 31.6% | -28.3% | ||
| Q1 25 | 28.5% | -97.2% | ||
| Q4 24 | — | -32.3% | ||
| Q3 24 | 25.9% | -24.5% | ||
| Q2 24 | 24.6% | -9.5% | ||
| Q1 24 | 30.1% | -15.2% |
每股收益（稀释后）HTBSMRT
| Q4 25 | $0.93 | $-0.02 | ||
| Q3 25 | $0.95 | $-0.03 | ||
| Q2 25 | $1.00 | $-0.06 | ||
| Q1 25 | $0.84 | $-0.21 | ||
| Q4 24 | $0.83 | $-0.06 | ||
| Q3 24 | $0.76 | $-0.05 | ||
| Q2 24 | $0.73 | $-0.02 | ||
| Q1 24 | $0.88 | $-0.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $324.7M | $104.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $600.7M | $232.1M |
| 总资产 | $4.5B | $320.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HTBSMRT
| Q4 25 | $324.7M | $104.5M | ||
| Q3 25 | $315.8M | $100.0M | ||
| Q2 25 | $297.2M | $105.0M | ||
| Q1 25 | $299.8M | $125.6M | ||
| Q4 24 | $279.2M | $142.5M | ||
| Q3 24 | $293.5M | $163.4M | ||
| Q2 24 | $294.2M | $187.4M | ||
| Q1 24 | $380.5M | $204.7M |
股东权益HTBSMRT
| Q4 25 | $600.7M | $232.1M | ||
| Q3 25 | $595.8M | $234.4M | ||
| Q2 25 | $579.3M | $238.8M | ||
| Q1 25 | $565.4M | $250.7M | ||
| Q4 24 | $551.8M | $289.4M | ||
| Q3 24 | $540.0M | $305.1M | ||
| Q2 24 | $523.6M | $329.4M | ||
| Q1 24 | $513.2M | $333.1M |
总资产HTBSMRT
| Q4 25 | $4.5B | $320.9M | ||
| Q3 25 | $4.6B | $335.8M | ||
| Q2 25 | $4.6B | $354.0M | ||
| Q1 25 | $4.6B | $366.1M | ||
| Q4 24 | $4.6B | $420.2M | ||
| Q3 24 | $4.6B | $448.6M | ||
| Q2 24 | $4.7B | $475.3M | ||
| Q1 24 | $4.7B | $485.5M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $49.5M | $7.7M |
| 自由现金流经营现金流 - 资本支出 | $45.3M | $7.7M |
| 自由现金流率自由现金流/营收 | 84.5% | 21.0% |
| 资本支出强度资本支出/营收 | 7.8% | 0.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $93.8M | $-25.1M |
8季度趋势，按日历期对齐
经营现金流HTBSMRT
| Q4 25 | $49.5M | $7.7M | ||
| Q3 25 | $-11.3M | $-2.1M | ||
| Q2 25 | $-8.8M | $-14.9M | ||
| Q1 25 | $71.7M | $-12.2M | ||
| Q4 24 | $45.4M | $-12.0M | ||
| Q3 24 | $43.8M | $-3.7M | ||
| Q2 24 | $5.9M | $-13.9M | ||
| Q1 24 | $-9.0M | $-3.3M |
自由现金流HTBSMRT
| Q4 25 | $45.3M | $7.7M | ||
| Q3 25 | $-12.0M | $-2.2M | ||
| Q2 25 | $-10.2M | $-16.2M | ||
| Q1 25 | $70.7M | $-14.3M | ||
| Q4 24 | $42.4M | $-13.3M | ||
| Q3 24 | $43.1M | $-3.9M | ||
| Q2 24 | $5.7M | $-14.1M | ||
| Q1 24 | $-9.6M | $-3.4M |
自由现金流率HTBSMRT
| Q4 25 | 84.5% | 21.0% | ||
| Q3 25 | -22.2% | -6.1% | ||
| Q2 25 | -18.7% | -42.3% | ||
| Q1 25 | 138.7% | -34.7% | ||
| Q4 24 | 82.0% | -37.5% | ||
| Q3 24 | 85.1% | -9.7% | ||
| Q2 24 | 11.2% | -29.1% | ||
| Q1 24 | -19.2% | -6.7% |
资本支出强度HTBSMRT
| Q4 25 | 7.8% | 0.0% | ||
| Q3 25 | 1.4% | 0.2% | ||
| Q2 25 | 2.5% | 3.3% | ||
| Q1 25 | 2.0% | 5.3% | ||
| Q4 24 | 5.9% | 3.5% | ||
| Q3 24 | 1.3% | 0.6% | ||
| Q2 24 | 0.5% | 0.5% | ||
| Q1 24 | 1.1% | 0.1% |
现金转化率HTBSMRT
| Q4 25 | — | — | ||
| Q3 25 | -0.68× | — | ||
| Q2 25 | -0.51× | — | ||
| Q1 25 | 4.93× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.34× | — | ||
| Q2 24 | 0.48× | — | ||
| Q1 24 | -0.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HTB
暂无分部数据
SMRT
| Hosted Services | $18.1M | 50% |
| Hardware Service | $12.5M | 34% |
| Smart Operations Solutions | $2.6M | 7% |
| Access Control | $2.0M | 5% |
| Other Smart Communities Solutions | $1.3M | 3% |
