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HomeTrust Bancshares, Inc.（HTB）与System1, Inc.（SST）财务数据对比。点击上方公司名可切换其他公司
HomeTrust Bancshares, Inc.的季度营收约是System1, Inc.的1.0倍（$53.6M vs $51.9M），HomeTrust Bancshares, Inc.同比增速更快（3.7% vs -31.3%），过去两年HomeTrust Bancshares, Inc.的营收复合增速更高（3.5% vs -21.8%）
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
System1是一家美国互联网广告企业，成立于2013年，前身为OpenMail，总部位于加利福尼亚州玛丽娜德尔雷。该公司主打获客响应营销平台业务，将隐私保护作为核心经营重点之一，但也曾因对Startpage.com等主打隐私的平台的影响受到批评。
HTB vs SST — 直观对比
营收规模更大
HTB
是对方的1.0倍
$51.9M
营收增速更快
HTB
高出35.0%
-31.3%
两年增速更快
HTB
近两年复合增速
-21.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $51.9M |
| 净利润 | — | $-13.5M |
| 毛利率 | — | 41.0% |
| 营业利润率 | 37.0% | -33.6% |
| 净利率 | — | -26.0% |
| 营收同比 | 3.7% | -31.3% |
| 净利润同比 | — | 4.8% |
| 每股收益（稀释后） | $0.93 | $-3.58 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBSST
| Q4 25 | $53.6M | $51.9M | ||
| Q3 25 | $54.1M | $61.6M | ||
| Q2 25 | $54.4M | $78.1M | ||
| Q1 25 | $50.9M | $74.5M | ||
| Q4 24 | $51.7M | $75.6M | ||
| Q3 24 | $50.6M | $88.8M | ||
| Q2 24 | $50.6M | $94.6M | ||
| Q1 24 | $50.0M | $84.9M |
净利润HTBSST
| Q4 25 | — | $-13.5M | ||
| Q3 25 | $16.5M | $-18.5M | ||
| Q2 25 | $17.2M | $-17.5M | ||
| Q1 25 | $14.5M | $-15.9M | ||
| Q4 24 | — | $-14.2M | ||
| Q3 24 | $13.1M | $-23.6M | ||
| Q2 24 | $12.4M | $-26.4M | ||
| Q1 24 | $15.1M | $-10.5M |
毛利率HTBSST
| Q4 25 | — | 41.0% | ||
| Q3 25 | — | 36.9% | ||
| Q2 25 | — | 35.7% | ||
| Q1 25 | — | 38.2% | ||
| Q4 24 | — | 42.1% | ||
| Q3 24 | — | 28.0% | ||
| Q2 24 | — | 27.6% | ||
| Q1 24 | — | 21.9% |
营业利润率HTBSST
| Q4 25 | 37.0% | -33.6% | ||
| Q3 25 | 38.5% | -25.3% | ||
| Q2 25 | 40.1% | -20.4% | ||
| Q1 25 | 36.2% | -17.6% | ||
| Q4 24 | 35.4% | -15.7% | ||
| Q3 24 | 33.2% | -24.6% | ||
| Q2 24 | 31.3% | -30.8% | ||
| Q1 24 | 38.0% | -30.4% |
净利率HTBSST
| Q4 25 | — | -26.0% | ||
| Q3 25 | 30.5% | -30.1% | ||
| Q2 25 | 31.6% | -22.4% | ||
| Q1 25 | 28.5% | -21.3% | ||
| Q4 24 | — | -18.7% | ||
| Q3 24 | 25.9% | -26.6% | ||
| Q2 24 | 24.6% | -27.9% | ||
| Q1 24 | 30.1% | -12.4% |
每股收益（稀释后）HTBSST
| Q4 25 | $0.93 | $-3.58 | ||
| Q3 25 | $0.95 | $-2.30 | ||
| Q2 25 | $1.00 | $-2.23 | ||
| Q1 25 | $0.84 | $-0.21 | ||
| Q4 24 | $0.83 | $-3.41 | ||
| Q3 24 | $0.76 | $-3.37 | ||
| Q2 24 | $0.73 | $-3.80 | ||
| Q1 24 | $0.88 | $-0.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $324.7M | $86.9M |
| 总债务越低越好 | — | $305.1M |
| 股东权益账面价值 | $600.7M | $30.5M |
| 总资产 | $4.5B | $405.0M |
| 负债/权益比越低杠杆越低 | — | 10.01× |
8季度趋势，按日历期对齐
现金及短期投资HTBSST
| Q4 25 | $324.7M | $86.9M | ||
| Q3 25 | $315.8M | $54.6M | ||
| Q2 25 | $297.2M | $63.6M | ||
| Q1 25 | $299.8M | $43.9M | ||
| Q4 24 | $279.2M | $63.6M | ||
| Q3 24 | $293.5M | $69.1M | ||
| Q2 24 | $294.2M | $75.7M | ||
| Q1 24 | $380.5M | $69.9M |
总债务HTBSST
| Q4 25 | — | $305.1M | ||
| Q3 25 | — | $259.2M | ||
| Q2 25 | — | $263.3M | ||
| Q1 25 | — | $267.4M | ||
| Q4 24 | — | $255.1M | ||
| Q3 24 | — | $259.2M | ||
| Q2 24 | — | $263.3M | ||
| Q1 24 | — | $268.6M |
股东权益HTBSST
| Q4 25 | $600.7M | $30.5M | ||
| Q3 25 | $595.8M | $42.7M | ||
| Q2 25 | $579.3M | $58.2M | ||
| Q1 25 | $565.4M | $67.2M | ||
| Q4 24 | $551.8M | $80.3M | ||
| Q3 24 | $540.0M | $90.3M | ||
| Q2 24 | $523.6M | $109.4M | ||
| Q1 24 | $513.2M | $131.7M |
总资产HTBSST
| Q4 25 | $4.5B | $405.0M | ||
| Q3 25 | $4.6B | $385.2M | ||
| Q2 25 | $4.6B | $429.2M | ||
| Q1 25 | $4.6B | $419.2M | ||
| Q4 24 | $4.6B | $459.1M | ||
| Q3 24 | $4.6B | $479.3M | ||
| Q2 24 | $4.7B | $511.3M | ||
| Q1 24 | $4.7B | $521.1M |
负债/权益比HTBSST
| Q4 25 | — | 10.01× | ||
| Q3 25 | — | 6.07× | ||
| Q2 25 | — | 4.53× | ||
| Q1 25 | — | 3.98× | ||
| Q4 24 | — | 3.18× | ||
| Q3 24 | — | 2.87× | ||
| Q2 24 | — | 2.41× | ||
| Q1 24 | — | 2.04× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $49.5M | $-10.6M |
| 自由现金流经营现金流 - 资本支出 | $45.3M | — |
| 自由现金流率自由现金流/营收 | 84.5% | — |
| 资本支出强度资本支出/营收 | 7.8% | 0.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $93.8M | — |
8季度趋势，按日历期对齐
经营现金流HTBSST
| Q4 25 | $49.5M | $-10.6M | ||
| Q3 25 | $-11.3M | $-2.1M | ||
| Q2 25 | $-8.8M | $24.5M | ||
| Q1 25 | $71.7M | $-15.9M | ||
| Q4 24 | $45.4M | $772.0K | ||
| Q3 24 | $43.8M | $-5.0K | ||
| Q2 24 | $5.9M | $10.0M | ||
| Q1 24 | $-9.0M | $-16.0M |
自由现金流HTBSST
| Q4 25 | $45.3M | — | ||
| Q3 25 | $-12.0M | — | ||
| Q2 25 | $-10.2M | — | ||
| Q1 25 | $70.7M | $-16.0M | ||
| Q4 24 | $42.4M | — | ||
| Q3 24 | $43.1M | $-36.0K | ||
| Q2 24 | $5.7M | — | ||
| Q1 24 | $-9.6M | — |
自由现金流率HTBSST
| Q4 25 | 84.5% | — | ||
| Q3 25 | -22.2% | — | ||
| Q2 25 | -18.7% | — | ||
| Q1 25 | 138.7% | -21.5% | ||
| Q4 24 | 82.0% | — | ||
| Q3 24 | 85.1% | -0.0% | ||
| Q2 24 | 11.2% | — | ||
| Q1 24 | -19.2% | — |
资本支出强度HTBSST
| Q4 25 | 7.8% | 0.0% | ||
| Q3 25 | 1.4% | 0.0% | ||
| Q2 25 | 2.5% | 0.0% | ||
| Q1 25 | 2.0% | 0.1% | ||
| Q4 24 | 5.9% | 0.0% | ||
| Q3 24 | 1.3% | 0.0% | ||
| Q2 24 | 0.5% | 0.0% | ||
| Q1 24 | 1.1% | 0.0% |
现金转化率HTBSST
| Q4 25 | — | — | ||
| Q3 25 | -0.68× | — | ||
| Q2 25 | -0.51× | — | ||
| Q1 25 | 4.93× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.34× | — | ||
| Q2 24 | 0.48× | — | ||
| Q1 24 | -0.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
