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HomeTrust Bancshares, Inc.（HTB）与Neuronetics, Inc.（STIM）财务数据对比。点击上方公司名可切换其他公司
HomeTrust Bancshares, Inc.的季度营收约是Neuronetics, Inc.的1.3倍（$53.6M vs $41.8M），Neuronetics, Inc.同比增速更快（85.7% vs 3.7%），HomeTrust Bancshares, Inc.自由现金流更多（$45.3M vs $692.0K），过去两年Neuronetics, Inc.的营收复合增速更高（54.9% vs 3.5%）
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
Neuronetics, Inc.是一家总部位于宾夕法尼亚州莫尔文的上市公司，2003年4月于特拉华州成立，专注研发神经调节技术相关产品，为传统治疗无效或耐药的精神疾病提供无创治疗方案。
HTB vs STIM — 直观对比
营收规模更大
HTB
是对方的1.3倍
$41.8M
营收增速更快
STIM
高出82.1%
3.7%
自由现金流更多
HTB
多$44.6M
$692.0K
两年增速更快
STIM
近两年复合增速
3.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $41.8M |
| 净利润 | — | $-7.2M |
| 毛利率 | — | 52.0% |
| 营业利润率 | 37.0% | -12.1% |
| 净利率 | — | -17.2% |
| 营收同比 | 3.7% | 85.7% |
| 净利润同比 | — | 43.2% |
| 每股收益（稀释后） | $0.93 | $-0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBSTIM
| Q4 25 | $53.6M | $41.8M | ||
| Q3 25 | $54.1M | $37.3M | ||
| Q2 25 | $54.4M | $38.1M | ||
| Q1 25 | $50.9M | $32.0M | ||
| Q4 24 | $51.7M | $22.5M | ||
| Q3 24 | $50.6M | $18.5M | ||
| Q2 24 | $50.6M | $16.4M | ||
| Q1 24 | $50.0M | $17.4M |
净利润HTBSTIM
| Q4 25 | — | $-7.2M | ||
| Q3 25 | $16.5M | $-9.0M | ||
| Q2 25 | $17.2M | $-10.1M | ||
| Q1 25 | $14.5M | $-12.7M | ||
| Q4 24 | — | $-12.7M | ||
| Q3 24 | $13.1M | $-13.3M | ||
| Q2 24 | $12.4M | $-9.8M | ||
| Q1 24 | $15.1M | $-7.9M |
毛利率HTBSTIM
| Q4 25 | — | 52.0% | ||
| Q3 25 | — | 45.9% | ||
| Q2 25 | — | 46.6% | ||
| Q1 25 | — | 49.2% | ||
| Q4 24 | — | 66.2% | ||
| Q3 24 | — | 75.6% | ||
| Q2 24 | — | 74.0% | ||
| Q1 24 | — | 75.1% |
营业利润率HTBSTIM
| Q4 25 | 37.0% | -12.1% | ||
| Q3 25 | 38.5% | -19.6% | ||
| Q2 25 | 40.1% | -21.1% | ||
| Q1 25 | 36.2% | -34.4% | ||
| Q4 24 | 35.4% | -51.0% | ||
| Q3 24 | 33.2% | -41.7% | ||
| Q2 24 | 31.3% | -51.7% | ||
| Q1 24 | 38.0% | -39.4% |
净利率HTBSTIM
| Q4 25 | — | -17.2% | ||
| Q3 25 | 30.5% | -24.3% | ||
| Q2 25 | 31.6% | -26.6% | ||
| Q1 25 | 28.5% | -39.6% | ||
| Q4 24 | — | -56.4% | ||
| Q3 24 | 25.9% | -72.0% | ||
| Q2 24 | 24.6% | -59.8% | ||
| Q1 24 | 30.1% | -45.2% |
每股收益（稀释后）HTBSTIM
| Q4 25 | $0.93 | $-0.10 | ||
| Q3 25 | $0.95 | $-0.13 | ||
| Q2 25 | $1.00 | $-0.15 | ||
| Q1 25 | $0.84 | $-0.21 | ||
| Q4 24 | $0.83 | $-0.34 | ||
| Q3 24 | $0.76 | $-0.44 | ||
| Q2 24 | $0.73 | $-0.33 | ||
| Q1 24 | $0.88 | $-0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $324.7M | $28.1M |
| 总债务越低越好 | — | $65.8M |
| 股东权益账面价值 | $600.7M | $22.4M |
| 总资产 | $4.5B | $141.6M |
| 负债/权益比越低杠杆越低 | — | 2.94× |
8季度趋势，按日历期对齐
现金及短期投资HTBSTIM
| Q4 25 | $324.7M | $28.1M | ||
| Q3 25 | $315.8M | $28.0M | ||
| Q2 25 | $297.2M | $11.0M | ||
| Q1 25 | $299.8M | $20.2M | ||
| Q4 24 | $279.2M | $18.5M | ||
| Q3 24 | $293.5M | $20.9M | ||
| Q2 24 | $294.2M | $42.6M | ||
| Q1 24 | $380.5M | $47.7M |
总债务HTBSTIM
| Q4 25 | — | $65.8M | ||
| Q3 25 | — | $65.7M | ||
| Q2 25 | — | $55.5M | ||
| Q1 25 | — | $55.3M | ||
| Q4 24 | — | $55.2M | ||
| Q3 24 | — | $46.0M | ||
| Q2 24 | — | $59.8M | ||
| Q1 24 | — | $59.4M |
股东权益HTBSTIM
| Q4 25 | $600.7M | $22.4M | ||
| Q3 25 | $595.8M | $27.4M | ||
| Q2 25 | $579.3M | $27.1M | ||
| Q1 25 | $565.4M | $35.5M | ||
| Q4 24 | $551.8M | $27.7M | ||
| Q3 24 | $540.0M | $9.4M | ||
| Q2 24 | $523.6M | $19.4M | ||
| Q1 24 | $513.2M | $27.7M |
总资产HTBSTIM
| Q4 25 | $4.5B | $141.6M | ||
| Q3 25 | $4.6B | $145.5M | ||
| Q2 25 | $4.6B | $134.7M | ||
| Q1 25 | $4.6B | $142.0M | ||
| Q4 24 | $4.6B | $140.9M | ||
| Q3 24 | $4.6B | — | ||
| Q2 24 | $4.7B | $96.8M | ||
| Q1 24 | $4.7B | $103.8M |
负债/权益比HTBSTIM
| Q4 25 | — | 2.94× | ||
| Q3 25 | — | 2.40× | ||
| Q2 25 | — | 2.05× | ||
| Q1 25 | — | 1.56× | ||
| Q4 24 | — | 1.99× | ||
| Q3 24 | — | 4.90× | ||
| Q2 24 | — | 3.08× | ||
| Q1 24 | — | 2.15× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $49.5M | $908.0K |
| 自由现金流经营现金流 - 资本支出 | $45.3M | $692.0K |
| 自由现金流率自由现金流/营收 | 84.5% | 1.7% |
| 资本支出强度资本支出/营收 | 7.8% | 0.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $93.8M | $-21.2M |
8季度趋势，按日历期对齐
经营现金流HTBSTIM
| Q4 25 | $49.5M | $908.0K | ||
| Q3 25 | $-11.3M | $-785.0K | ||
| Q2 25 | $-8.8M | $-3.5M | ||
| Q1 25 | $71.7M | $-17.0M | ||
| Q4 24 | $45.4M | $-8.6M | ||
| Q3 24 | $43.8M | $-5.4M | ||
| Q2 24 | $5.9M | $-5.0M | ||
| Q1 24 | $-9.0M | $-12.0M |
自由现金流HTBSTIM
| Q4 25 | $45.3M | $692.0K | ||
| Q3 25 | $-12.0M | $-899.0K | ||
| Q2 25 | $-10.2M | $-3.8M | ||
| Q1 25 | $70.7M | $-17.2M | ||
| Q4 24 | $42.4M | $-8.7M | ||
| Q3 24 | $43.1M | $-5.8M | ||
| Q2 24 | $5.7M | $-5.6M | ||
| Q1 24 | $-9.6M | $-12.4M |
自由现金流率HTBSTIM
| Q4 25 | 84.5% | 1.7% | ||
| Q3 25 | -22.2% | -2.4% | ||
| Q2 25 | -18.7% | -9.9% | ||
| Q1 25 | 138.7% | -53.8% | ||
| Q4 24 | 82.0% | -38.6% | ||
| Q3 24 | 85.1% | -31.3% | ||
| Q2 24 | 11.2% | -34.0% | ||
| Q1 24 | -19.2% | -71.1% |
资本支出强度HTBSTIM
| Q4 25 | 7.8% | 0.5% | ||
| Q3 25 | 1.4% | 0.3% | ||
| Q2 25 | 2.5% | 0.7% | ||
| Q1 25 | 2.0% | 0.7% | ||
| Q4 24 | 5.9% | 0.4% | ||
| Q3 24 | 1.3% | 2.1% | ||
| Q2 24 | 0.5% | 3.7% | ||
| Q1 24 | 1.1% | 2.2% |
现金转化率HTBSTIM
| Q4 25 | — | — | ||
| Q3 25 | -0.68× | — | ||
| Q2 25 | -0.51× | — | ||
| Q1 25 | 4.93× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.34× | — | ||
| Q2 24 | 0.48× | — | ||
| Q1 24 | -0.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
