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HomeTrust Bancshares, Inc.（HTB）与Stran & Company, Inc.（SWAG）财务数据对比。点击上方公司名可切换其他公司
HomeTrust Bancshares, Inc.的季度营收约是Stran & Company, Inc.的1.9倍（$53.6M vs $28.9M），Stran & Company, Inc.同比增速更快（7.2% vs 3.7%），HomeTrust Bancshares, Inc.自由现金流更多（$45.3M vs $38.0K），过去两年Stran & Company, Inc.的营收复合增速更高（24.0% vs 3.5%）
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
Stran & Company, Inc.是品牌促销产品、定制周边及一体化营销解决方案供应商，服务覆盖零售、医疗、科技、教育等领域企业客户，助力客户开展品牌宣传、用户运营及员工激励相关工作。
HTB vs SWAG — 直观对比
营收规模更大
HTB
是对方的1.9倍
$28.9M
营收增速更快
SWAG
高出3.6%
3.7%
自由现金流更多
HTB
多$45.3M
$38.0K
两年增速更快
SWAG
近两年复合增速
3.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $28.9M |
| 净利润 | — | $243.0K |
| 毛利率 | — | 30.4% |
| 营业利润率 | 37.0% | -0.1% |
| 净利率 | — | 0.8% |
| 营收同比 | 3.7% | 7.2% |
| 净利润同比 | — | 141.5% |
| 每股收益（稀释后） | $0.93 | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBSWAG
| Q4 25 | $53.6M | $28.9M | ||
| Q3 25 | $54.1M | $26.0M | ||
| Q2 25 | $54.4M | $32.6M | ||
| Q1 25 | $50.9M | $28.7M | ||
| Q4 24 | $51.7M | $27.0M | ||
| Q3 24 | $50.6M | $20.1M | ||
| Q2 24 | $50.6M | $16.7M | ||
| Q1 24 | $50.0M | $18.8M |
净利润HTBSWAG
| Q4 25 | — | $243.0K | ||
| Q3 25 | $16.5M | $-1.2M | ||
| Q2 25 | $17.2M | $643.0K | ||
| Q1 25 | $14.5M | $-393.0K | ||
| Q4 24 | — | $-586.0K | ||
| Q3 24 | $13.1M | $-2.0M | ||
| Q2 24 | $12.4M | $-1.0M | ||
| Q1 24 | $15.1M | $-491.0K |
毛利率HTBSWAG
| Q4 25 | — | 30.4% | ||
| Q3 25 | — | 27.2% | ||
| Q2 25 | — | 30.3% | ||
| Q1 25 | — | 29.6% | ||
| Q4 24 | — | 32.5% | ||
| Q3 24 | — | 29.5% | ||
| Q2 24 | — | 32.8% | ||
| Q1 24 | — | 29.8% |
营业利润率HTBSWAG
| Q4 25 | 37.0% | -0.1% | ||
| Q3 25 | 38.5% | -6.9% | ||
| Q2 25 | 40.1% | 1.2% | ||
| Q1 25 | 36.2% | -1.9% | ||
| Q4 24 | 35.4% | -3.5% | ||
| Q3 24 | 33.2% | -10.8% | ||
| Q2 24 | 31.3% | -6.6% | ||
| Q1 24 | 38.0% | -3.5% |
净利率HTBSWAG
| Q4 25 | — | 0.8% | ||
| Q3 25 | 30.5% | -4.8% | ||
| Q2 25 | 31.6% | 2.0% | ||
| Q1 25 | 28.5% | -1.4% | ||
| Q4 24 | — | -2.2% | ||
| Q3 24 | 25.9% | -10.1% | ||
| Q2 24 | 24.6% | -6.1% | ||
| Q1 24 | 30.1% | -2.6% |
每股收益（稀释后）HTBSWAG
| Q4 25 | $0.93 | $0.02 | ||
| Q3 25 | $0.95 | $-0.07 | ||
| Q2 25 | $1.00 | $0.03 | ||
| Q1 25 | $0.84 | $-0.02 | ||
| Q4 24 | $0.83 | $-0.02 | ||
| Q3 24 | $0.76 | $-0.11 | ||
| Q2 24 | $0.73 | $-0.06 | ||
| Q1 24 | $0.88 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $324.7M | $11.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $600.7M | $30.5M |
| 总资产 | $4.5B | $49.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HTBSWAG
| Q4 25 | $324.7M | $11.6M | ||
| Q3 25 | $315.8M | $11.8M | ||
| Q2 25 | $297.2M | $18.1M | ||
| Q1 25 | $299.8M | $12.2M | ||
| Q4 24 | $279.2M | $18.2M | ||
| Q3 24 | $293.5M | $6.9M | ||
| Q2 24 | $294.2M | $9.6M | ||
| Q1 24 | $380.5M | $10.7M |
股东权益HTBSWAG
| Q4 25 | $600.7M | $30.5M | ||
| Q3 25 | $595.8M | $30.2M | ||
| Q2 25 | $579.3M | $31.8M | ||
| Q1 25 | $565.4M | $31.3M | ||
| Q4 24 | $551.8M | $31.6M | ||
| Q3 24 | $540.0M | $32.3M | ||
| Q2 24 | $523.6M | $34.3M | ||
| Q1 24 | $513.2M | $35.2M |
总资产HTBSWAG
| Q4 25 | $4.5B | $49.3M | ||
| Q3 25 | $4.6B | $50.3M | ||
| Q2 25 | $4.6B | $61.2M | ||
| Q1 25 | $4.6B | $52.2M | ||
| Q4 24 | $4.6B | $55.1M | ||
| Q3 24 | $4.6B | $48.8M | ||
| Q2 24 | $4.7B | $46.6M | ||
| Q1 24 | $4.7B | $47.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $49.5M | $161.0K |
| 自由现金流经营现金流 - 资本支出 | $45.3M | $38.0K |
| 自由现金流率自由现金流/营收 | 84.5% | 0.1% |
| 资本支出强度资本支出/营收 | 7.8% | 0.4% |
| 现金转化率经营现金流/净利润 | — | 0.66× |
| 过去12个月自由现金流最近4个季度 | $93.8M | $-5.5M |
8季度趋势，按日历期对齐
经营现金流HTBSWAG
| Q4 25 | $49.5M | $161.0K | ||
| Q3 25 | $-11.3M | $-5.4M | ||
| Q2 25 | $-8.8M | $6.4M | ||
| Q1 25 | $71.7M | $-5.9M | ||
| Q4 24 | $45.4M | $1.3M | ||
| Q3 24 | $43.8M | $-2.7M | ||
| Q2 24 | $5.9M | $2.1M | ||
| Q1 24 | $-9.0M | $2.1M |
自由现金流HTBSWAG
| Q4 25 | $45.3M | $38.0K | ||
| Q3 25 | $-12.0M | $-5.9M | ||
| Q2 25 | $-10.2M | $6.3M | ||
| Q1 25 | $70.7M | $-6.0M | ||
| Q4 24 | $42.4M | $1.2M | ||
| Q3 24 | $43.1M | $-2.9M | ||
| Q2 24 | $5.7M | $1.9M | ||
| Q1 24 | $-9.6M | $1.9M |
自由现金流率HTBSWAG
| Q4 25 | 84.5% | 0.1% | ||
| Q3 25 | -22.2% | -22.6% | ||
| Q2 25 | -18.7% | 19.5% | ||
| Q1 25 | 138.7% | -21.0% | ||
| Q4 24 | 82.0% | 4.6% | ||
| Q3 24 | 85.1% | -14.3% | ||
| Q2 24 | 11.2% | 11.6% | ||
| Q1 24 | -19.2% | 9.9% |
资本支出强度HTBSWAG
| Q4 25 | 7.8% | 0.4% | ||
| Q3 25 | 1.4% | 1.9% | ||
| Q2 25 | 2.5% | 0.2% | ||
| Q1 25 | 2.0% | 0.4% | ||
| Q4 24 | 5.9% | 0.3% | ||
| Q3 24 | 1.3% | 0.7% | ||
| Q2 24 | 0.5% | 1.1% | ||
| Q1 24 | 1.1% | 1.0% |
现金转化率HTBSWAG
| Q4 25 | — | 0.66× | ||
| Q3 25 | -0.68× | — | ||
| Q2 25 | -0.51× | 9.99× | ||
| Q1 25 | 4.93× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.34× | — | ||
| Q2 24 | 0.48× | — | ||
| Q1 24 | -0.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HTB
暂无分部数据
SWAG
| Promotional Products Dropshipping | $11.2M | 39% |
| Casino Continuity Program | $6.9M | 24% |
| Promotional Products Company Owned Inventory | $4.6M | 16% |
| Promotional Products Bulk Dropshipping | $3.8M | 13% |
| Promotional Products Thirdparty Distributor | $1.8M | 6% |
| Other | $610.0K | 2% |
