vs
HomeTrust Bancshares, Inc.（HTB）与UNITED STATES LIME & MINERALS INC（USLM）财务数据对比。点击上方公司名可切换其他公司
UNITED STATES LIME & MINERALS INC的季度营收约是HomeTrust Bancshares, Inc.的1.6倍（$87.9M vs $53.6M），UNITED STATES LIME & MINERALS INC同比增速更快（9.8% vs 3.7%），HomeTrust Bancshares, Inc.自由现金流更多（$45.3M vs $25.7M），过去两年UNITED STATES LIME & MINERALS INC的营收复合增速更高（10.8% vs 3.5%）
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
美国石灰矿产公司是总部位于美国的自然资源企业，主营高钙石灰、白云石石灰、石灰石及相关矿产制品，客户覆盖基建、钢铁制造、农业土壤改良、环保排放治理、工业加工等领域，业务主要辐射北美市场。
HTB vs USLM — 直观对比
营收规模更大
USLM
是对方的1.6倍
$53.6M
营收增速更快
USLM
高出6.2%
3.7%
自由现金流更多
HTB
多$19.7M
$25.7M
两年增速更快
USLM
近两年复合增速
3.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $87.9M |
| 净利润 | — | $30.5M |
| 毛利率 | — | 48.0% |
| 营业利润率 | 37.0% | 41.0% |
| 净利率 | — | 34.7% |
| 营收同比 | 3.7% | 9.8% |
| 净利润同比 | — | 13.2% |
| 每股收益（稀释后） | $0.93 | $1.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBUSLM
| Q4 25 | $53.6M | $87.9M | ||
| Q3 25 | $54.1M | $102.0M | ||
| Q2 25 | $54.4M | $91.5M | ||
| Q1 25 | $50.9M | $91.3M | ||
| Q4 24 | $51.7M | $80.1M | ||
| Q3 24 | $50.6M | $89.4M | ||
| Q2 24 | $50.6M | $76.5M | ||
| Q1 24 | $50.0M | $71.7M |
净利润HTBUSLM
| Q4 25 | — | $30.5M | ||
| Q3 25 | $16.5M | $38.8M | ||
| Q2 25 | $17.2M | $30.8M | ||
| Q1 25 | $14.5M | $34.1M | ||
| Q4 24 | — | $27.0M | ||
| Q3 24 | $13.1M | $33.4M | ||
| Q2 24 | $12.4M | $26.1M | ||
| Q1 24 | $15.1M | $22.4M |
毛利率HTBUSLM
| Q4 25 | — | 48.0% | ||
| Q3 25 | — | 51.2% | ||
| Q2 25 | — | 45.8% | ||
| Q1 25 | — | 50.6% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 48.2% | ||
| Q2 24 | — | 45.5% | ||
| Q1 24 | — | 42.7% |
营业利润率HTBUSLM
| Q4 25 | 37.0% | 41.0% | ||
| Q3 25 | 38.5% | 45.3% | ||
| Q2 25 | 40.1% | 39.0% | ||
| Q1 25 | 36.2% | 43.7% | ||
| Q4 24 | 35.4% | 38.8% | ||
| Q3 24 | 33.2% | 42.6% | ||
| Q2 24 | 31.3% | 39.1% | ||
| Q1 24 | 38.0% | 35.9% |
净利率HTBUSLM
| Q4 25 | — | 34.7% | ||
| Q3 25 | 30.5% | 38.0% | ||
| Q2 25 | 31.6% | 33.7% | ||
| Q1 25 | 28.5% | 37.4% | ||
| Q4 24 | — | 33.7% | ||
| Q3 24 | 25.9% | 37.3% | ||
| Q2 24 | 24.6% | 34.0% | ||
| Q1 24 | 30.1% | 31.3% |
每股收益（稀释后）HTBUSLM
| Q4 25 | $0.93 | $1.06 | ||
| Q3 25 | $0.95 | $1.35 | ||
| Q2 25 | $1.00 | $1.07 | ||
| Q1 25 | $0.84 | $1.19 | ||
| Q4 24 | $0.83 | $-2.20 | ||
| Q3 24 | $0.76 | $1.16 | ||
| Q2 24 | $0.73 | $0.91 | ||
| Q1 24 | $0.88 | $3.92 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $324.7M | $371.1M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $600.7M | $630.8M |
| 总资产 | $4.5B | $681.0M |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资HTBUSLM
| Q4 25 | $324.7M | $371.1M | ||
| Q3 25 | $315.8M | $349.5M | ||
| Q2 25 | $297.2M | $319.9M | ||
| Q1 25 | $299.8M | $300.6M | ||
| Q4 24 | $279.2M | $278.0M | ||
| Q3 24 | $293.5M | $255.0M | ||
| Q2 24 | $294.2M | $222.5M | ||
| Q1 24 | $380.5M | $207.0M |
总债务HTBUSLM
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 | ||
| Q1 24 | — | $0 |
股东权益HTBUSLM
| Q4 25 | $600.7M | $630.8M | ||
| Q3 25 | $595.8M | $602.3M | ||
| Q2 25 | $579.3M | $563.3M | ||
| Q1 25 | $565.4M | $532.2M | ||
| Q4 24 | $551.8M | $497.7M | ||
| Q3 24 | $540.0M | $474.2M | ||
| Q2 24 | $523.6M | $441.1M | ||
| Q1 24 | $513.2M | $415.3M |
总资产HTBUSLM
| Q4 25 | $4.5B | $681.0M | ||
| Q3 25 | $4.6B | $652.8M | ||
| Q2 25 | $4.6B | $607.4M | ||
| Q1 25 | $4.6B | $585.3M | ||
| Q4 24 | $4.6B | $543.2M | ||
| Q3 24 | $4.6B | $521.8M | ||
| Q2 24 | $4.7B | $484.2M | ||
| Q1 24 | $4.7B | $464.0M |
负债/权益比HTBUSLM
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $49.5M | $45.6M |
| 自由现金流经营现金流 - 资本支出 | $45.3M | $25.7M |
| 自由现金流率自由现金流/营收 | 84.5% | 29.2% |
| 资本支出强度资本支出/营收 | 7.8% | 22.6% |
| 现金转化率经营现金流/净利润 | — | 1.49× |
| 过去12个月自由现金流最近4个季度 | $93.8M | $102.3M |
8季度趋势，按日历期对齐
经营现金流HTBUSLM
| Q4 25 | $49.5M | $45.6M | ||
| Q3 25 | $-11.3M | $45.9M | ||
| Q2 25 | $-8.8M | $34.0M | ||
| Q1 25 | $71.7M | $39.4M | ||
| Q4 24 | $45.4M | $38.6M | ||
| Q3 24 | $43.8M | $39.0M | ||
| Q2 24 | $5.9M | $21.2M | ||
| Q1 24 | $-9.0M | $27.2M |
自由现金流HTBUSLM
| Q4 25 | $45.3M | $25.7M | ||
| Q3 25 | $-12.0M | $31.3M | ||
| Q2 25 | $-10.2M | $20.8M | ||
| Q1 25 | $70.7M | $24.6M | ||
| Q4 24 | $42.4M | $27.6M | ||
| Q3 24 | $43.1M | $33.9M | ||
| Q2 24 | $5.7M | $16.8M | ||
| Q1 24 | $-9.6M | $20.3M |
自由现金流率HTBUSLM
| Q4 25 | 84.5% | 29.2% | ||
| Q3 25 | -22.2% | 30.7% | ||
| Q2 25 | -18.7% | 22.7% | ||
| Q1 25 | 138.7% | 26.9% | ||
| Q4 24 | 82.0% | 34.4% | ||
| Q3 24 | 85.1% | 37.9% | ||
| Q2 24 | 11.2% | 21.9% | ||
| Q1 24 | -19.2% | 28.4% |
资本支出强度HTBUSLM
| Q4 25 | 7.8% | 22.6% | ||
| Q3 25 | 1.4% | 14.4% | ||
| Q2 25 | 2.5% | 14.5% | ||
| Q1 25 | 2.0% | 16.3% | ||
| Q4 24 | 5.9% | 13.8% | ||
| Q3 24 | 1.3% | 5.8% | ||
| Q2 24 | 0.5% | 5.7% | ||
| Q1 24 | 1.1% | 9.5% |
现金转化率HTBUSLM
| Q4 25 | — | 1.49× | ||
| Q3 25 | -0.68× | 1.18× | ||
| Q2 25 | -0.51× | 1.10× | ||
| Q1 25 | 4.93× | 1.16× | ||
| Q4 24 | — | 1.43× | ||
| Q3 24 | 3.34× | 1.17× | ||
| Q2 24 | 0.48× | 0.81× | ||
| Q1 24 | -0.60× | 1.21× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
