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INTERNATIONAL BANCSHARES CORP（IBOC）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
GIBRALTAR INDUSTRIES, INC.的季度营收约是INTERNATIONAL BANCSHARES CORP的1.0倍（$225.0M vs $217.7M），GIBRALTAR INDUSTRIES, INC.同比增速更快（24.9% vs 4.5%），INTERNATIONAL BANCSHARES CORP自由现金流更多（$472.9M vs $26.2M），过去两年INTERNATIONAL BANCSHARES CORP的营收复合增速更高（2.8% vs -12.3%）
国际银行股份公司（International Bancshares Corporation）是总部位于美国得克萨斯州拉雷多的银行控股公司，核心子公司为国际商业银行。目前集团通过旗下银行子公司运营217个营业网点、315台自动柜员机，服务覆盖得克萨斯州、俄克拉荷马州的88个城镇社区。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
IBOC vs ROCK — 直观对比
营收规模更大
ROCK
是对方的1.0倍
$217.7M
营收增速更快
ROCK
高出20.4%
4.5%
自由现金流更多
IBOC
多$446.7M
$26.2M
两年增速更快
IBOC
近两年复合增速
-12.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $217.7M | $225.0M |
| 净利润 | $106.9M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | 62.8% | 7.9% |
| 净利率 | 62.3% | — |
| 营收同比 | 4.5% | 24.9% |
| 净利润同比 | -7.1% | — |
| 每股收益（稀释后） | $1.71 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IBOCROCK
| Q4 25 | $217.7M | $225.0M | ||
| Q3 25 | $218.1M | $310.9M | ||
| Q2 25 | $208.2M | $309.5M | ||
| Q1 25 | $198.2M | $290.0M | ||
| Q4 24 | $208.3M | $180.1M | ||
| Q3 24 | $211.8M | $277.1M | ||
| Q2 24 | $207.8M | $273.6M | ||
| Q1 24 | $205.8M | $292.5M |
净利润IBOCROCK
| Q4 25 | $106.9M | — | ||
| Q3 25 | $108.4M | $-89.1M | ||
| Q2 25 | $100.1M | $26.0M | ||
| Q1 25 | $96.9M | $21.1M | ||
| Q4 24 | $115.1M | — | ||
| Q3 24 | $99.8M | $34.0M | ||
| Q2 24 | $97.0M | $32.2M | ||
| Q1 24 | $97.3M | $24.9M |
毛利率IBOCROCK
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% | ||
| Q1 24 | — | 28.9% |
营业利润率IBOCROCK
| Q4 25 | 62.8% | 7.9% | ||
| Q3 25 | 62.6% | 12.8% | ||
| Q2 25 | 60.5% | 12.8% | ||
| Q1 25 | 61.1% | 8.8% | ||
| Q4 24 | 64.2% | 13.3% | ||
| Q3 24 | 60.0% | 15.6% | ||
| Q2 24 | 60.1% | 14.9% | ||
| Q1 24 | 59.9% | 10.8% |
净利率IBOCROCK
| Q4 25 | 62.3% | — | ||
| Q3 25 | 49.7% | -28.6% | ||
| Q2 25 | 48.1% | 8.4% | ||
| Q1 25 | 48.9% | 7.3% | ||
| Q4 24 | 71.5% | — | ||
| Q3 24 | 47.1% | 12.3% | ||
| Q2 24 | 46.7% | 11.8% | ||
| Q1 24 | 47.3% | 8.5% |
每股收益（稀释后）IBOCROCK
| Q4 25 | $1.71 | — | ||
| Q3 25 | $1.74 | $-2.98 | ||
| Q2 25 | $1.61 | $0.87 | ||
| Q1 25 | $1.56 | — | ||
| Q4 24 | $1.85 | — | ||
| Q3 24 | $1.60 | $1.11 | ||
| Q2 24 | $1.56 | $1.05 | ||
| Q1 24 | $1.56 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.5B | $115.7M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $3.3B | $950.4M |
| 总资产 | $16.6B | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资IBOCROCK
| Q4 25 | $5.5B | $115.7M | ||
| Q3 25 | $5.6B | $89.4M | ||
| Q2 25 | $5.8B | $43.3M | ||
| Q1 25 | $5.6B | $25.1M | ||
| Q4 24 | $5.4B | $269.5M | ||
| Q3 24 | $5.8B | $228.9M | ||
| Q2 24 | $5.7B | $179.1M | ||
| Q1 24 | $5.7B | $146.7M |
总债务IBOCROCK
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 | ||
| Q1 24 | — | $0 |
股东权益IBOCROCK
| Q4 25 | $3.3B | $950.4M | ||
| Q3 25 | $3.1B | $951.8M | ||
| Q2 25 | $3.0B | $1.0B | ||
| Q1 25 | $2.9B | $1.0B | ||
| Q4 24 | $2.8B | $1.0B | ||
| Q3 24 | $2.7B | $1.0B | ||
| Q2 24 | $2.6B | $975.7M | ||
| Q1 24 | $2.5B | $940.2M |
总资产IBOCROCK
| Q4 25 | $16.6B | $1.4B | ||
| Q3 25 | $16.6B | $1.4B | ||
| Q2 25 | $16.5B | $1.5B | ||
| Q1 25 | $16.3B | $1.4B | ||
| Q4 24 | $15.7B | $1.4B | ||
| Q3 24 | $15.9B | $1.4B | ||
| Q2 24 | $15.5B | $1.4B | ||
| Q1 24 | $15.4B | $1.3B |
负债/权益比IBOCROCK
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $491.1M | $35.5M |
| 自由现金流经营现金流 - 资本支出 | $472.9M | $26.2M |
| 自由现金流率自由现金流/营收 | 217.2% | 11.7% |
| 资本支出强度资本支出/营收 | 8.3% | 4.1% |
| 现金转化率经营现金流/净利润 | 4.59× | — |
| 过去12个月自由现金流最近4个季度 | $809.9M | $120.6M |
8季度趋势，按日历期对齐
经营现金流IBOCROCK
| Q4 25 | $491.1M | $35.5M | ||
| Q3 25 | $115.2M | $73.0M | ||
| Q2 25 | $95.5M | $44.9M | ||
| Q1 25 | $140.5M | $13.7M | ||
| Q4 24 | $473.9M | $19.9M | ||
| Q3 24 | $116.5M | $64.7M | ||
| Q2 24 | $107.2M | $36.5M | ||
| Q1 24 | $135.4M | $53.2M |
自由现金流IBOCROCK
| Q4 25 | $472.9M | $26.2M | ||
| Q3 25 | $112.2M | $64.8M | ||
| Q2 25 | $91.6M | $27.3M | ||
| Q1 25 | $133.1M | $2.3M | ||
| Q4 24 | $459.8M | $14.1M | ||
| Q3 24 | $109.6M | $60.5M | ||
| Q2 24 | $104.9M | $33.5M | ||
| Q1 24 | $128.9M | $48.8M |
自由现金流率IBOCROCK
| Q4 25 | 217.2% | 11.7% | ||
| Q3 25 | 51.5% | 20.8% | ||
| Q2 25 | 44.0% | 8.8% | ||
| Q1 25 | 67.1% | 0.8% | ||
| Q4 24 | 220.8% | 7.8% | ||
| Q3 24 | 51.7% | 21.8% | ||
| Q2 24 | 50.5% | 12.2% | ||
| Q1 24 | 62.6% | 16.7% |
资本支出强度IBOCROCK
| Q4 25 | 8.3% | 4.1% | ||
| Q3 25 | 1.3% | 2.6% | ||
| Q2 25 | 1.9% | 5.7% | ||
| Q1 25 | 3.7% | 3.9% | ||
| Q4 24 | 6.8% | 3.3% | ||
| Q3 24 | 3.3% | 1.5% | ||
| Q2 24 | 1.1% | 1.1% | ||
| Q1 24 | 3.2% | 1.5% |
现金转化率IBOCROCK
| Q4 25 | 4.59× | — | ||
| Q3 25 | 1.06× | — | ||
| Q2 25 | 0.95× | 1.73× | ||
| Q1 25 | 1.45× | 0.65× | ||
| Q4 24 | 4.12× | — | ||
| Q3 24 | 1.17× | 1.90× | ||
| Q2 24 | 1.11× | 1.13× | ||
| Q1 24 | 1.39× | 2.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IBOC
暂无分部数据
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
