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Installed Building Products, Inc.（IBP）与Regions Financial Corporation（RF）财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是Installed Building Products, Inc.的2.5倍（$1.9B vs $747.5M），Regions Financial Corporation净利率更高（29.8% vs 10.2%，领先19.6%），Regions Financial Corporation同比增速更快（5.0% vs -0.4%），过去两年Regions Financial Corporation的营收复合增速更高（25.7% vs 3.9%）
Installed Building Products, Inc.是美国领先的建筑产品安装服务商，主营绝缘材料、排水沟、车库门、消防系统及窗帘等产品的专业安装服务，覆盖住宅新建、翻新改造及商业建筑三大领域，业务遍及美国大部分地区。
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
IBP vs RF — 直观对比
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $747.5M | $1.9B |
| 净利润 | $76.6M | $559.0M |
| 毛利率 | 35.0% | — |
| 营业利润率 | 14.6% | — |
| 净利率 | 10.2% | 29.8% |
| 营收同比 | -0.4% | 5.0% |
| 净利润同比 | 14.5% | — |
| 每股收益（稀释后） | $2.81 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q1 26 | — | $1.9B | ||
| Q4 25 | $747.5M | $1.3B | ||
| Q3 25 | $778.2M | $1.3B | ||
| Q2 25 | $760.3M | $1.3B | ||
| Q1 25 | $684.8M | $1.2B | ||
| Q4 24 | $750.2M | $1.2B | ||
| Q3 24 | $760.6M | $1.2B | ||
| Q2 24 | $737.6M | $1.2B |
| Q1 26 | — | $559.0M | ||
| Q4 25 | $76.6M | $534.0M | ||
| Q3 25 | $74.4M | $569.0M | ||
| Q2 25 | $69.0M | $563.0M | ||
| Q1 25 | $45.4M | $490.0M | ||
| Q4 24 | $66.9M | $534.0M | ||
| Q3 24 | $68.6M | $490.0M | ||
| Q2 24 | $65.2M | $501.0M |
| Q1 26 | — | — | ||
| Q4 25 | 35.0% | — | ||
| Q3 25 | 34.0% | — | ||
| Q2 25 | 34.2% | — | ||
| Q1 25 | 32.7% | — | ||
| Q4 24 | 33.6% | — | ||
| Q3 24 | 33.8% | — | ||
| Q2 24 | 34.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | 14.6% | 55.3% | ||
| Q3 25 | 13.7% | 56.3% | ||
| Q2 25 | 13.3% | 56.1% | ||
| Q1 25 | 10.2% | 52.0% | ||
| Q4 24 | 13.1% | 53.4% | ||
| Q3 24 | 13.3% | 49.9% | ||
| Q2 24 | 12.9% | 52.7% |
| Q1 26 | — | 29.8% | ||
| Q4 25 | 10.2% | 41.7% | ||
| Q3 25 | 9.6% | 45.3% | ||
| Q2 25 | 9.1% | 44.7% | ||
| Q1 25 | 6.6% | 41.0% | ||
| Q4 24 | 8.9% | 43.4% | ||
| Q3 24 | 9.0% | 40.2% | ||
| Q2 24 | 8.8% | 42.2% |
| Q1 26 | — | $0.62 | ||
| Q4 25 | $2.81 | $0.59 | ||
| Q3 25 | $2.74 | $0.61 | ||
| Q2 25 | $2.52 | $0.59 | ||
| Q1 25 | $1.64 | $0.51 | ||
| Q4 24 | $2.39 | $0.55 | ||
| Q3 24 | $2.44 | $0.49 | ||
| Q2 24 | $2.30 | $0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $321.9M | — |
| 总债务越低越好 | $886.6M | $6.3B |
| 股东权益账面价值 | $709.9M | $18.8B |
| 总资产 | $2.1B | $160.7B |
| 负债/权益比越低杠杆越低 | 1.25× | 0.34× |
8季度趋势，按日历期对齐
| Q1 26 | — | — | ||
| Q4 25 | $321.9M | — | ||
| Q3 25 | $333.3M | — | ||
| Q2 25 | $305.2M | — | ||
| Q1 25 | $298.7M | — | ||
| Q4 24 | $327.6M | — | ||
| Q3 24 | $406.2M | — | ||
| Q2 24 | $380.3M | — |
| Q1 26 | — | $6.3B | ||
| Q4 25 | $886.6M | $4.1B | ||
| Q3 25 | $880.8M | $4.8B | ||
| Q2 25 | $876.1M | $5.3B | ||
| Q1 25 | $872.4M | $6.0B | ||
| Q4 24 | $874.8M | $6.0B | ||
| Q3 24 | $872.3M | $6.0B | ||
| Q2 24 | $875.8M | $5.1B |
| Q1 26 | — | $18.8B | ||
| Q4 25 | $709.9M | $19.0B | ||
| Q3 25 | $678.6M | $19.0B | ||
| Q2 25 | $664.5M | $18.7B | ||
| Q1 25 | $660.9M | $18.5B | ||
| Q4 24 | $705.3M | $17.9B | ||
| Q3 24 | $716.4M | $18.7B | ||
| Q2 24 | $685.3M | $17.2B |
| Q1 26 | — | $160.7B | ||
| Q4 25 | $2.1B | $158.8B | ||
| Q3 25 | $2.1B | $159.9B | ||
| Q2 25 | $2.0B | $159.2B | ||
| Q1 25 | $2.0B | $159.8B | ||
| Q4 24 | $2.1B | $157.3B | ||
| Q3 24 | $2.1B | $157.4B | ||
| Q2 24 | $2.0B | $154.1B |
| Q1 26 | — | 0.34× | ||
| Q4 25 | 1.25× | 0.22× | ||
| Q3 25 | 1.30× | 0.25× | ||
| Q2 25 | 1.32× | 0.28× | ||
| Q1 25 | 1.32× | 0.32× | ||
| Q4 24 | 1.24× | 0.34× | ||
| Q3 24 | 1.22× | 0.32× | ||
| Q2 24 | 1.28× | 0.30× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $64.9M | — |
| 自由现金流经营现金流 - 资本支出 | $49.3M | — |
| 自由现金流率自由现金流/营收 | 6.6% | — |
| 资本支出强度资本支出/营收 | 2.1% | — |
| 现金转化率经营现金流/净利润 | 0.85× | — |
| 过去12个月自由现金流最近4个季度 | $300.8M | — |
8季度趋势，按日历期对齐
| Q1 26 | — | — | ||
| Q4 25 | $64.9M | $-319.0M | ||
| Q3 25 | $124.0M | $861.0M | ||
| Q2 25 | $90.4M | $573.0M | ||
| Q1 25 | $92.1M | $1.1B | ||
| Q4 24 | $74.8M | $-220.0M | ||
| Q3 24 | $101.4M | $1.3B | ||
| Q2 24 | $79.0M | $161.0M |
| Q1 26 | — | — | ||
| Q4 25 | $49.3M | — | ||
| Q3 25 | $104.8M | — | ||
| Q2 25 | $74.8M | — | ||
| Q1 25 | $71.9M | — | ||
| Q4 24 | $52.9M | — | ||
| Q3 24 | $77.3M | — | ||
| Q2 24 | $58.2M | — |
| Q1 26 | — | — | ||
| Q4 25 | 6.6% | — | ||
| Q3 25 | 13.5% | — | ||
| Q2 25 | 9.8% | — | ||
| Q1 25 | 10.5% | — | ||
| Q4 24 | 7.1% | — | ||
| Q3 24 | 10.2% | — | ||
| Q2 24 | 7.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | 2.1% | — | ||
| Q3 25 | 2.5% | — | ||
| Q2 25 | 2.1% | — | ||
| Q1 25 | 2.9% | — | ||
| Q4 24 | 2.9% | — | ||
| Q3 24 | 3.2% | — | ||
| Q2 24 | 2.8% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.85× | -0.60× | ||
| Q3 25 | 1.67× | 1.51× | ||
| Q2 25 | 1.31× | 1.02× | ||
| Q1 25 | 2.03× | 2.18× | ||
| Q4 24 | 1.12× | -0.41× | ||
| Q3 24 | 1.48× | 2.57× | ||
| Q2 24 | 1.21× | 0.32× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IBP
| Residential New Construction | $488.6M | 65% |
| Other Customer Installation | $67.8M | 9% |
| Shower Doors Shelving And Mirrors | $53.5M | 7% |
| Other Building Products | $47.7M | 6% |
| Fireproofing And Firestopping | $37.6M | 5% |
| Rain Gutters | $31.3M | 4% |
| Window Blinds | $18.0M | 2% |
| Related Party | $6.7M | 1% |
RF
暂无分部数据
