vs
Northern Trust（NTRS）与Regions Financial Corporation（RF）财务数据对比。点击上方公司名可切换其他公司
Northern Trust的季度营收约是Regions Financial Corporation的1.7倍（$2.2B vs $1.3B），Regions Financial Corporation净利率更高（41.7% vs 23.7%，领先17.9%），Northern Trust同比增速更快（13.8% vs 4.1%），过去两年Northern Trust的营收复合增速更高（37.8% vs 4.0%）
Northern Trust是总部位于美国伊利诺伊州芝加哥的专业金融服务企业，主要服务对象包括各类企业、机构投资者以及超高净值个人客户，是美国规模最大、持续运营历史最悠久的银行机构之一。截至2025年12月末，其管理资产规模达1.8万亿美元，托管资产规模达14.9万亿美元。
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
NTRS vs RF — 直观对比
营收规模更大
NTRS
是对方的1.7倍
$1.3B
营收增速更快
NTRS
高出9.6%
4.1%
净利率更高
RF
高出17.9%
23.7%
两年增速更快
NTRS
近两年复合增速
4.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $1.3B |
| 净利润 | $525.5M | $534.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 55.3% |
| 净利率 | 23.7% | 41.7% |
| 营收同比 | 13.8% | 4.1% |
| 净利润同比 | 13.0% | 0.0% |
| 每股收益（稀释后） | $2.71 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NTRSRF
| Q1 26 | $2.2B | — | ||
| Q4 25 | $1.3B | $1.3B | ||
| Q3 25 | $1.3B | $1.3B | ||
| Q2 25 | $1.2B | $1.3B | ||
| Q1 25 | $1.2B | $1.2B | ||
| Q4 24 | $1.2B | $1.2B | ||
| Q3 24 | $1.2B | $1.2B | ||
| Q2 24 | $1.2B | $1.2B |
净利润NTRSRF
| Q1 26 | $525.5M | — | ||
| Q4 25 | $466.0M | $534.0M | ||
| Q3 25 | $457.6M | $569.0M | ||
| Q2 25 | $421.3M | $563.0M | ||
| Q1 25 | $392.0M | $490.0M | ||
| Q4 24 | $455.4M | $534.0M | ||
| Q3 24 | $464.9M | $490.0M | ||
| Q2 24 | $896.1M | $501.0M |
营业利润率NTRSRF
| Q1 26 | — | — | ||
| Q4 25 | 48.5% | 55.3% | ||
| Q3 25 | 49.0% | 56.3% | ||
| Q2 25 | 45.9% | 56.1% | ||
| Q1 25 | 43.0% | 52.0% | ||
| Q4 24 | 48.6% | 53.4% | ||
| Q3 24 | 50.2% | 49.9% | ||
| Q2 24 | — | 52.7% |
净利率NTRSRF
| Q1 26 | 23.7% | — | ||
| Q4 25 | 35.6% | 41.7% | ||
| Q3 25 | 36.2% | 45.3% | ||
| Q2 25 | 34.2% | 44.7% | ||
| Q1 25 | 32.3% | 41.0% | ||
| Q4 24 | 37.3% | 43.4% | ||
| Q3 24 | 38.9% | 40.2% | ||
| Q2 24 | 76.8% | 42.2% |
每股收益（稀释后）NTRSRF
| Q1 26 | $2.71 | — | ||
| Q4 25 | $2.42 | $0.59 | ||
| Q3 25 | $2.29 | $0.61 | ||
| Q2 25 | $2.13 | $0.59 | ||
| Q1 25 | $1.90 | $0.51 | ||
| Q4 24 | $2.25 | $0.55 | ||
| Q3 24 | $2.22 | $0.49 | ||
| Q2 24 | $4.34 | $0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $2.9B | $4.1B |
| 股东权益账面价值 | $13.0B | $19.0B |
| 总资产 | $174.6B | $158.8B |
| 负债/权益比越低杠杆越低 | 0.22× | 0.22× |
8季度趋势，按日历期对齐
总债务NTRSRF
| Q1 26 | $2.9B | — | ||
| Q4 25 | — | $4.1B | ||
| Q3 25 | — | $4.8B | ||
| Q2 25 | — | $5.3B | ||
| Q1 25 | — | $6.0B | ||
| Q4 24 | — | $6.0B | ||
| Q3 24 | — | $6.0B | ||
| Q2 24 | — | $5.1B |
股东权益NTRSRF
| Q1 26 | $13.0B | — | ||
| Q4 25 | $13.0B | $19.0B | ||
| Q3 25 | $13.0B | $19.0B | ||
| Q2 25 | $12.9B | $18.7B | ||
| Q1 25 | $12.9B | $18.5B | ||
| Q4 24 | $12.8B | $17.9B | ||
| Q3 24 | $12.7B | $18.7B | ||
| Q2 24 | $12.7B | $17.2B |
总资产NTRSRF
| Q1 26 | $174.6B | — | ||
| Q4 25 | $177.1B | $158.8B | ||
| Q3 25 | $170.3B | $159.9B | ||
| Q2 25 | $171.9B | $159.2B | ||
| Q1 25 | $165.1B | $159.8B | ||
| Q4 24 | $155.5B | $157.3B | ||
| Q3 24 | $155.8B | $157.4B | ||
| Q2 24 | $156.8B | $154.1B |
负债/权益比NTRSRF
| Q1 26 | 0.22× | — | ||
| Q4 25 | — | 0.22× | ||
| Q3 25 | — | 0.25× | ||
| Q2 25 | — | 0.28× | ||
| Q1 25 | — | 0.32× | ||
| Q4 24 | — | 0.34× | ||
| Q3 24 | — | 0.32× | ||
| Q2 24 | — | 0.30× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-319.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | -0.60× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流NTRSRF
| Q1 26 | — | — | ||
| Q4 25 | $388.4M | $-319.0M | ||
| Q3 25 | $525.8M | $861.0M | ||
| Q2 25 | $1.9B | $573.0M | ||
| Q1 25 | $2.7B | $1.1B | ||
| Q4 24 | $-2.6B | $-220.0M | ||
| Q3 24 | $611.1M | $1.3B | ||
| Q2 24 | $3.0B | $161.0M |
自由现金流NTRSRF
| Q1 26 | — | — | ||
| Q4 25 | $355.6M | — | ||
| Q3 25 | $509.4M | — | ||
| Q2 25 | $1.9B | — | ||
| Q1 25 | $2.7B | — | ||
| Q4 24 | $-2.7B | — | ||
| Q3 24 | $585.4M | — | ||
| Q2 24 | $3.0B | — |
自由现金流率NTRSRF
| Q1 26 | — | — | ||
| Q4 25 | 27.2% | — | ||
| Q3 25 | 40.3% | — | ||
| Q2 25 | 150.8% | — | ||
| Q1 25 | 225.5% | — | ||
| Q4 24 | -218.9% | — | ||
| Q3 24 | 48.9% | — | ||
| Q2 24 | 254.7% | — |
资本支出强度NTRSRF
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | — | ||
| Q3 25 | 1.3% | — | ||
| Q2 25 | 1.0% | — | ||
| Q1 25 | 1.0% | — | ||
| Q4 24 | 3.3% | — | ||
| Q3 24 | 2.1% | — | ||
| Q2 24 | 1.8% | — |
现金转化率NTRSRF
| Q1 26 | — | — | ||
| Q4 25 | 0.83× | -0.60× | ||
| Q3 25 | 1.15× | 1.51× | ||
| Q2 25 | 4.44× | 1.02× | ||
| Q1 25 | 7.01× | 2.18× | ||
| Q4 24 | -5.79× | -0.41× | ||
| Q3 24 | 1.31× | 2.57× | ||
| Q2 24 | 3.34× | 0.32× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NTRS
| Trust, Investment and Other Servicing Fees | $1.3B | 61% |
| Other | $871.8M | 39% |
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
