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Ibotta, Inc.（IBTA）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
REPUBLIC BANCORP INC的季度营收约是Ibotta, Inc.的1.1倍（$94.3M vs $88.5M），REPUBLIC BANCORP INC同比增速更快（5.3% vs -10.0%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $20.3M），过去两年Ibotta, Inc.的营收复合增速更高（3.7% vs -11.5%）
Ibotta, Inc.是总部位于美国科罗拉多州丹佛市的移动科技公司，成立于2011年，目前仅在美国开展业务。公司依托自主开发的Ibotta绩效网络与面向消费者的手机应用，为各类消费提供现金返现奖励，同时与快速消费品品牌及网络发行商合作，还推出了返现即服务业务。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
IBTA vs RBCAA — 直观对比
营收规模更大
RBCAA
是对方的1.1倍
$88.5M
营收增速更快
RBCAA
高出15.3%
-10.0%
自由现金流更多
RBCAA
多$140.8M
$20.3M
两年增速更快
IBTA
近两年复合增速
-11.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $88.5M | $94.3M |
| 净利润 | — | $22.8M |
| 毛利率 | 78.7% | — |
| 营业利润率 | -1.9% | 29.3% |
| 净利率 | — | 24.2% |
| 营收同比 | -10.0% | 5.3% |
| 净利润同比 | — | 20.0% |
| 每股收益（稀释后） | $-0.03 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IBTARBCAA
| Q4 25 | $88.5M | $94.3M | ||
| Q3 25 | $83.3M | $93.5M | ||
| Q2 25 | $86.0M | $93.8M | ||
| Q1 25 | $84.6M | $135.8M | ||
| Q4 24 | $98.4M | $89.5M | ||
| Q3 24 | $98.6M | $88.1M | ||
| Q2 24 | $87.9M | $86.9M | ||
| Q1 24 | $82.3M | $120.3M |
净利润IBTARBCAA
| Q4 25 | — | $22.8M | ||
| Q3 25 | $1.5M | $29.7M | ||
| Q2 25 | $2.5M | $31.5M | ||
| Q1 25 | $555.0K | $47.3M | ||
| Q4 24 | — | $19.0M | ||
| Q3 24 | $17.2M | $26.5M | ||
| Q2 24 | $-34.0M | $25.2M | ||
| Q1 24 | $9.3M | $30.6M |
毛利率IBTARBCAA
| Q4 25 | 78.7% | — | ||
| Q3 25 | 79.4% | — | ||
| Q2 25 | 79.2% | — | ||
| Q1 25 | 79.8% | — | ||
| Q4 24 | 84.6% | — | ||
| Q3 24 | 87.7% | — | ||
| Q2 24 | 86.0% | — | ||
| Q1 24 | 87.2% | — |
营业利润率IBTARBCAA
| Q4 25 | -1.9% | 29.3% | ||
| Q3 25 | 2.8% | 40.4% | ||
| Q2 25 | 1.4% | 43.0% | ||
| Q1 25 | -3.3% | 44.1% | ||
| Q4 24 | 13.2% | 25.8% | ||
| Q3 24 | 21.0% | 38.4% | ||
| Q2 24 | -24.6% | 37.0% | ||
| Q1 24 | 19.3% | 32.2% |
净利率IBTARBCAA
| Q4 25 | — | 24.2% | ||
| Q3 25 | 1.8% | 31.8% | ||
| Q2 25 | 2.9% | 33.5% | ||
| Q1 25 | 0.7% | 34.8% | ||
| Q4 24 | — | 21.2% | ||
| Q3 24 | 17.5% | 30.1% | ||
| Q2 24 | -38.6% | 29.0% | ||
| Q1 24 | 11.3% | 25.4% |
每股收益（稀释后）IBTARBCAA
| Q4 25 | $-0.03 | — | ||
| Q3 25 | $0.05 | — | ||
| Q2 25 | $0.08 | — | ||
| Q1 25 | $0.02 | — | ||
| Q4 24 | $3.04 | — | ||
| Q3 24 | $0.51 | — | ||
| Q2 24 | $-1.32 | — | ||
| Q1 24 | $0.33 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $186.6M | $220.0M |
| 总债务越低越好 | $0 | — |
| 股东权益账面价值 | $287.7M | $1.1B |
| 总资产 | $525.9M | $7.0B |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资IBTARBCAA
| Q4 25 | $186.6M | $220.0M | ||
| Q3 25 | $223.3M | $484.2M | ||
| Q2 25 | $250.5M | $484.8M | ||
| Q1 25 | $297.1M | $793.0M | ||
| Q4 24 | $349.3M | $432.2M | ||
| Q3 24 | $341.3M | $530.9M | ||
| Q2 24 | $317.9M | $400.1M | ||
| Q1 24 | $79.5M | $546.4M |
总债务IBTARBCAA
| Q4 25 | $0 | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | $0 | — | ||
| Q2 24 | $0 | — | ||
| Q1 24 | $65.3M | — |
股东权益IBTARBCAA
| Q4 25 | $287.7M | $1.1B | ||
| Q3 25 | $329.6M | $1.1B | ||
| Q2 25 | $354.1M | $1.1B | ||
| Q1 25 | $401.3M | $1.0B | ||
| Q4 24 | $457.3M | $992.0M | ||
| Q3 24 | $378.0M | $979.7M | ||
| Q2 24 | $359.7M | $955.4M | ||
| Q1 24 | $44.1M | $935.6M |
总资产IBTARBCAA
| Q4 25 | $525.9M | $7.0B | ||
| Q3 25 | $569.4M | $7.0B | ||
| Q2 25 | $600.8M | $7.0B | ||
| Q1 25 | $639.3M | $7.1B | ||
| Q4 24 | $678.4M | $6.8B | ||
| Q3 24 | $598.3M | $6.7B | ||
| Q2 24 | $556.0M | $6.6B | ||
| Q1 24 | $322.1M | $6.9B |
负债/权益比IBTARBCAA
| Q4 25 | 0.00× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | 0.00× | — | ||
| Q2 24 | 0.00× | — | ||
| Q1 24 | 1.48× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $27.8M | $168.2M |
| 自由现金流经营现金流 - 资本支出 | $20.3M | $161.1M |
| 自由现金流率自由现金流/营收 | 22.9% | 170.9% |
| 资本支出强度资本支出/营收 | 8.5% | 7.5% |
| 现金转化率经营现金流/净利润 | — | 7.37× |
| 过去12个月自由现金流最近4个季度 | $75.0M | $288.6M |
8季度趋势，按日历期对齐
经营现金流IBTARBCAA
| Q4 25 | $27.8M | $168.2M | ||
| Q3 25 | $21.8M | $33.3M | ||
| Q2 25 | $25.9M | $8.4M | ||
| Q1 25 | $19.9M | $93.2M | ||
| Q4 24 | $22.0M | $149.0M | ||
| Q3 24 | $39.5M | $51.3M | ||
| Q2 24 | $35.0M | $4.0M | ||
| Q1 24 | $19.4M | $71.2M |
自由现金流IBTARBCAA
| Q4 25 | $20.3M | $161.1M | ||
| Q3 25 | $14.5M | $30.8M | ||
| Q2 25 | $22.2M | $5.2M | ||
| Q1 25 | $18.0M | $91.6M | ||
| Q4 24 | $21.8M | $143.2M | ||
| Q3 24 | $39.2M | $49.8M | ||
| Q2 24 | $34.8M | $2.7M | ||
| Q1 24 | $19.2M | $69.1M |
自由现金流率IBTARBCAA
| Q4 25 | 22.9% | 170.9% | ||
| Q3 25 | 17.4% | 32.9% | ||
| Q2 25 | 25.8% | 5.5% | ||
| Q1 25 | 21.2% | 67.4% | ||
| Q4 24 | 22.1% | 160.0% | ||
| Q3 24 | 39.8% | 56.5% | ||
| Q2 24 | 39.6% | 3.1% | ||
| Q1 24 | 23.3% | 57.5% |
资本支出强度IBTARBCAA
| Q4 25 | 8.5% | 7.5% | ||
| Q3 25 | 8.7% | 2.6% | ||
| Q2 25 | 4.2% | 3.5% | ||
| Q1 25 | 2.2% | 1.2% | ||
| Q4 24 | 0.2% | 6.5% | ||
| Q3 24 | 0.3% | 1.7% | ||
| Q2 24 | 0.2% | 1.5% | ||
| Q1 24 | 0.2% | 1.7% |
现金转化率IBTARBCAA
| Q4 25 | — | 7.37× | ||
| Q3 25 | 14.19× | 1.12× | ||
| Q2 25 | 10.38× | 0.27× | ||
| Q1 25 | 35.78× | 1.97× | ||
| Q4 24 | — | 7.84× | ||
| Q3 24 | 2.29× | 1.93× | ||
| Q2 24 | — | 0.16× | ||
| Q1 24 | 2.08× | 2.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IBTA
| Redemption Revenue | $78.5M | 89% |
| Ad Other Revenue | $10.0M | 11% |
| Breakage | $2.1M | 2% |
RBCAA
暂无分部数据
