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Ispire Technology Inc.（ISPR）与Pioneer Bancorp, Inc.（PBFS）财务数据对比。点击上方公司名可切换其他公司
Pioneer Bancorp, Inc.的季度营收约是Ispire Technology Inc.的1.2倍（$25.0M vs $20.3M），Pioneer Bancorp, Inc.净利率更高（82.1% vs -32.5%，领先114.6%），过去两年Pioneer Bancorp, Inc.的营收复合增速更高（144.9% vs -17.8%）
Ispire科技是一家专注于先进雾化硬件及配套耗材研发、生产与销售的全球化科技企业，主要服务尼古丁及合法大麻消费市场，下设硬件、品牌大麻产品两大核心业务板块，覆盖北美、欧洲、亚太等核心市场，为B端合作商及终端用户提供合规创新的雾化解决方案。
先锋银行控股公司（马里兰州）是一家美国银行控股企业，为先锋银行的母公司，主要面向马里兰州本地社区用户提供零售及商业银行服务，涵盖存款账户、住房与商业抵押贷款、消费贷款及小微企业融资等产品。
ISPR vs PBFS — 直观对比
营收规模更大
PBFS
是对方的1.2倍
$20.3M
净利率更高
PBFS
高出114.6%
-32.5%
两年增速更快
PBFS
近两年复合增速
-17.8%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $20.3M | $25.0M |
| 净利润 | $-6.6M | $3.7M |
| 毛利率 | 17.1% | — |
| 营业利润率 | -33.9% | 21.3% |
| 净利率 | -32.5% | 82.1% |
| 营收同比 | -51.5% | — |
| 净利润同比 | 17.4% | — |
| 每股收益（稀释后） | $-0.12 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ISPRPBFS
| Q4 25 | $20.3M | $25.0M | ||
| Q3 25 | $30.4M | $24.0M | ||
| Q2 25 | $20.1M | $24.4M | ||
| Q1 25 | $26.2M | $22.8M | ||
| Q4 24 | $41.8M | — | ||
| Q3 24 | $39.3M | $22.0M | ||
| Q2 24 | $37.3M | $20.9M | ||
| Q1 24 | $30.0M | $21.6M |
净利润ISPRPBFS
| Q4 25 | $-6.6M | $3.7M | ||
| Q3 25 | $-3.3M | $4.3M | ||
| Q2 25 | $-14.8M | $6.5M | ||
| Q1 25 | $-10.9M | $5.8M | ||
| Q4 24 | $-8.0M | — | ||
| Q3 24 | $-5.6M | $6.3M | ||
| Q2 24 | $-3.5M | $3.9M | ||
| Q1 24 | $-5.9M | $4.7M |
毛利率ISPRPBFS
| Q4 25 | 17.1% | — | ||
| Q3 25 | 17.0% | — | ||
| Q2 25 | 12.3% | — | ||
| Q1 25 | 18.2% | — | ||
| Q4 24 | 18.5% | — | ||
| Q3 24 | 19.5% | — | ||
| Q2 24 | 28.3% | — | ||
| Q1 24 | 20.4% | — |
营业利润率ISPRPBFS
| Q4 25 | -33.9% | 21.3% | ||
| Q3 25 | -8.9% | 23.4% | ||
| Q2 25 | -72.7% | 33.3% | ||
| Q1 25 | -40.4% | 32.5% | ||
| Q4 24 | -17.6% | — | ||
| Q3 24 | -13.4% | 37.2% | ||
| Q2 24 | -9.2% | 24.1% | ||
| Q1 24 | -18.8% | 28.1% |
净利率ISPRPBFS
| Q4 25 | -32.5% | 82.1% | ||
| Q3 25 | -10.7% | 18.0% | ||
| Q2 25 | -73.4% | 26.4% | ||
| Q1 25 | -41.5% | 25.3% | ||
| Q4 24 | -19.1% | — | ||
| Q3 24 | -14.2% | 28.7% | ||
| Q2 24 | -9.4% | 107.4% | ||
| Q1 24 | -19.7% | 21.9% |
每股收益（稀释后）ISPRPBFS
| Q4 25 | $-0.12 | $0.16 | ||
| Q3 25 | $-0.06 | $0.18 | ||
| Q2 25 | $-0.26 | $0.26 | ||
| Q1 25 | $-0.19 | $0.23 | ||
| Q4 24 | $-0.14 | — | ||
| Q3 24 | $-0.10 | $0.25 | ||
| Q2 24 | $-0.07 | $0.15 | ||
| Q1 24 | $-0.11 | $0.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $17.6M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $-7.7M | $323.9M |
| 总资产 | $84.4M | $2.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ISPRPBFS
| Q4 25 | $17.6M | — | ||
| Q3 25 | $22.7M | — | ||
| Q2 25 | $24.4M | — | ||
| Q1 25 | $23.5M | — | ||
| Q4 24 | $34.4M | — | ||
| Q3 24 | $37.7M | — | ||
| Q2 24 | $35.1M | — | ||
| Q1 24 | $39.5M | — |
股东权益ISPRPBFS
| Q4 25 | $-7.7M | $323.9M | ||
| Q3 25 | $-1.8M | $314.2M | ||
| Q2 25 | $604.7K | $314.2M | ||
| Q1 25 | $14.8M | $310.7M | ||
| Q4 24 | $24.2M | — | ||
| Q3 24 | $30.7M | $303.8M | ||
| Q2 24 | $34.5M | $296.5M | ||
| Q1 24 | $35.9M | $289.0M |
总资产ISPRPBFS
| Q4 25 | $84.4M | $2.2B | ||
| Q3 25 | $96.4M | $2.2B | ||
| Q2 25 | $102.2M | $2.1B | ||
| Q1 25 | $115.7M | $2.1B | ||
| Q4 24 | $132.0M | — | ||
| Q3 24 | $129.0M | $2.0B | ||
| Q2 24 | $122.6M | — | ||
| Q1 24 | $108.0M | $2.0B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-4.0M | $11.1M |
| 自由现金流经营现金流 - 资本支出 | $-4.0M | — |
| 自由现金流率自由现金流/营收 | -19.9% | — |
| 资本支出强度资本支出/营收 | 0.3% | — |
| 现金转化率经营现金流/净利润 | — | 2.97× |
| 过去12个月自由现金流最近4个季度 | $-14.2M | — |
8季度趋势，按日历期对齐
经营现金流ISPRPBFS
| Q4 25 | $-4.0M | $11.1M | ||
| Q3 25 | $-1.2M | $3.9M | ||
| Q2 25 | $4.7M | $5.1M | ||
| Q1 25 | $-12.5M | $-3.5M | ||
| Q4 24 | $-3.2M | — | ||
| Q3 24 | $3.6M | $1.9M | ||
| Q2 24 | $-1.4M | $9.0M | ||
| Q1 24 | $3.4M | $3.3M |
自由现金流ISPRPBFS
| Q4 25 | $-4.0M | — | ||
| Q3 25 | $-1.2M | — | ||
| Q2 25 | $3.7M | — | ||
| Q1 25 | $-12.7M | — | ||
| Q4 24 | $-3.2M | — | ||
| Q3 24 | $3.3M | — | ||
| Q2 24 | $-2.2M | — | ||
| Q1 24 | $3.3M | — |
自由现金流率ISPRPBFS
| Q4 25 | -19.9% | — | ||
| Q3 25 | -3.9% | — | ||
| Q2 25 | 18.6% | — | ||
| Q1 25 | -48.4% | — | ||
| Q4 24 | -7.7% | — | ||
| Q3 24 | 8.5% | — | ||
| Q2 24 | -5.9% | — | ||
| Q1 24 | 10.9% | — |
资本支出强度ISPRPBFS
| Q4 25 | 0.3% | — | ||
| Q3 25 | 0.0% | — | ||
| Q2 25 | 4.8% | — | ||
| Q1 25 | 0.7% | — | ||
| Q4 24 | 0.1% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 2.0% | — | ||
| Q1 24 | 0.3% | — |
现金转化率ISPRPBFS
| Q4 25 | — | 2.97× | ||
| Q3 25 | — | 0.90× | ||
| Q2 25 | — | 0.78× | ||
| Q1 25 | — | -0.61× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.30× | ||
| Q2 24 | — | 2.30× | ||
| Q1 24 | — | 0.70× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
