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Ispire Technology Inc.（ISPR）与RBB Bancorp（RBB）财务数据对比。点击上方公司名可切换其他公司
RBB Bancorp的季度营收约是Ispire Technology Inc.的1.6倍（$32.3M vs $20.3M），RBB Bancorp净利率更高（31.5% vs -32.5%，领先64.0%），RBB Bancorp同比增速更快（12.6% vs -51.5%），RBB Bancorp自由现金流更多（$42.6M vs $-4.0M），过去两年RBB Bancorp的营收复合增速更高（7.0% vs -17.8%）
Ispire科技是一家专注于先进雾化硬件及配套耗材研发、生产与销售的全球化科技企业，主要服务尼古丁及合法大麻消费市场，下设硬件、品牌大麻产品两大核心业务板块，覆盖北美、欧洲、亚太等核心市场，为B端合作商及终端用户提供合规创新的雾化解决方案。
RBB银行控股公司是总部位于美国的金融控股集团，旗下核心主体为皇家商业银行，主要服务亚裔社群、中小微企业、不动产投资者及零售客户，提供商业信贷、储蓄存款、财富管理等多元金融服务，业务覆盖美国沿海核心都会区。
ISPR vs RBB — 直观对比
营收规模更大
RBB
是对方的1.6倍
$20.3M
营收增速更快
RBB
高出64.1%
-51.5%
净利率更高
RBB
高出64.0%
-32.5%
自由现金流更多
RBB
多$46.6M
$-4.0M
两年增速更快
RBB
近两年复合增速
-17.8%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $20.3M | $32.3M |
| 净利润 | $-6.6M | $10.2M |
| 毛利率 | 17.1% | — |
| 营业利润率 | -33.9% | 39.5% |
| 净利率 | -32.5% | 31.5% |
| 营收同比 | -51.5% | 12.6% |
| 净利润同比 | 17.4% | 132.1% |
| 每股收益（稀释后） | $-0.12 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ISPRRBB
| Q4 25 | $20.3M | $32.3M | ||
| Q3 25 | $30.4M | $32.6M | ||
| Q2 25 | $20.1M | $35.8M | ||
| Q1 25 | $26.2M | $28.5M | ||
| Q4 24 | $41.8M | $28.7M | ||
| Q3 24 | $39.3M | $30.3M | ||
| Q2 24 | $37.3M | $27.5M | ||
| Q1 24 | $30.0M | $28.2M |
净利润ISPRRBB
| Q4 25 | $-6.6M | $10.2M | ||
| Q3 25 | $-3.3M | $10.1M | ||
| Q2 25 | $-14.8M | $9.3M | ||
| Q1 25 | $-10.9M | $2.3M | ||
| Q4 24 | $-8.0M | $4.4M | ||
| Q3 24 | $-5.6M | $7.0M | ||
| Q2 24 | $-3.5M | $7.2M | ||
| Q1 24 | $-5.9M | $8.0M |
毛利率ISPRRBB
| Q4 25 | 17.1% | — | ||
| Q3 25 | 17.0% | — | ||
| Q2 25 | 12.3% | — | ||
| Q1 25 | 18.2% | — | ||
| Q4 24 | 18.5% | — | ||
| Q3 24 | 19.5% | — | ||
| Q2 24 | 28.3% | — | ||
| Q1 24 | 20.4% | — |
营业利润率ISPRRBB
| Q4 25 | -33.9% | 39.5% | ||
| Q3 25 | -8.9% | 40.7% | ||
| Q2 25 | -72.7% | 36.1% | ||
| Q1 25 | -40.4% | 11.2% | ||
| Q4 24 | -17.6% | 17.6% | ||
| Q3 24 | -13.4% | 31.6% | ||
| Q2 24 | -9.2% | 35.6% | ||
| Q1 24 | -18.8% | 39.9% |
净利率ISPRRBB
| Q4 25 | -32.5% | 31.5% | ||
| Q3 25 | -10.7% | 31.2% | ||
| Q2 25 | -73.4% | 26.1% | ||
| Q1 25 | -41.5% | 8.0% | ||
| Q4 24 | -19.1% | 15.3% | ||
| Q3 24 | -14.2% | 23.1% | ||
| Q2 24 | -9.4% | 26.4% | ||
| Q1 24 | -19.7% | 28.4% |
每股收益（稀释后）ISPRRBB
| Q4 25 | $-0.12 | $0.59 | ||
| Q3 25 | $-0.06 | $0.59 | ||
| Q2 25 | $-0.26 | $0.52 | ||
| Q1 25 | $-0.19 | $0.13 | ||
| Q4 24 | $-0.14 | $0.26 | ||
| Q3 24 | $-0.10 | $0.39 | ||
| Q2 24 | $-0.07 | $0.39 | ||
| Q1 24 | $-0.11 | $0.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $17.6M | $212.3M |
| 总债务越低越好 | — | $119.9M |
| 股东权益账面价值 | $-7.7M | $523.4M |
| 总资产 | $84.4M | $4.2B |
| 负债/权益比越低杠杆越低 | — | 0.23× |
8季度趋势，按日历期对齐
现金及短期投资ISPRRBB
| Q4 25 | $17.6M | $212.3M | ||
| Q3 25 | $22.7M | $234.9M | ||
| Q2 25 | $24.4M | $191.9M | ||
| Q1 25 | $23.5M | $238.8M | ||
| Q4 24 | $34.4M | $257.7M | ||
| Q3 24 | $37.7M | $349.4M | ||
| Q2 24 | $35.1M | $252.8M | ||
| Q1 24 | $39.5M | — |
总债务ISPRRBB
| Q4 25 | — | $119.9M | ||
| Q3 25 | — | $119.8M | ||
| Q2 25 | — | $119.7M | ||
| Q1 25 | — | $119.6M | ||
| Q4 24 | — | $119.5M | ||
| Q3 24 | — | $119.4M | ||
| Q2 24 | — | $119.3M | ||
| Q1 24 | — | $119.2M |
股东权益ISPRRBB
| Q4 25 | $-7.7M | $523.4M | ||
| Q3 25 | $-1.8M | $514.3M | ||
| Q2 25 | $604.7K | $517.7M | ||
| Q1 25 | $14.8M | $510.3M | ||
| Q4 24 | $24.2M | $507.9M | ||
| Q3 24 | $30.7M | $509.7M | ||
| Q2 24 | $34.5M | $511.3M | ||
| Q1 24 | $35.9M | $514.0M |
总资产ISPRRBB
| Q4 25 | $84.4M | $4.2B | ||
| Q3 25 | $96.4M | $4.2B | ||
| Q2 25 | $102.2M | $4.1B | ||
| Q1 25 | $115.7M | $4.0B | ||
| Q4 24 | $132.0M | $4.0B | ||
| Q3 24 | $129.0M | $4.0B | ||
| Q2 24 | $122.6M | $3.9B | ||
| Q1 24 | $108.0M | $3.9B |
负债/权益比ISPRRBB
| Q4 25 | — | 0.23× | ||
| Q3 25 | — | 0.23× | ||
| Q2 25 | — | 0.23× | ||
| Q1 25 | — | 0.23× | ||
| Q4 24 | — | 0.24× | ||
| Q3 24 | — | 0.23× | ||
| Q2 24 | — | 0.23× | ||
| Q1 24 | — | 0.23× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-4.0M | $43.4M |
| 自由现金流经营现金流 - 资本支出 | $-4.0M | $42.6M |
| 自由现金流率自由现金流/营收 | -19.9% | 131.8% |
| 资本支出强度资本支出/营收 | 0.3% | 2.5% |
| 现金转化率经营现金流/净利润 | — | 4.26× |
| 过去12个月自由现金流最近4个季度 | $-14.2M | $73.5M |
8季度趋势，按日历期对齐
经营现金流ISPRRBB
| Q4 25 | $-4.0M | $43.4M | ||
| Q3 25 | $-1.2M | $2.1M | ||
| Q2 25 | $4.7M | $21.7M | ||
| Q1 25 | $-12.5M | $7.8M | ||
| Q4 24 | $-3.2M | $58.5M | ||
| Q3 24 | $3.6M | $24.5M | ||
| Q2 24 | $-1.4M | $11.7M | ||
| Q1 24 | $3.4M | $4.8M |
自由现金流ISPRRBB
| Q4 25 | $-4.0M | $42.6M | ||
| Q3 25 | $-1.2M | $1.8M | ||
| Q2 25 | $3.7M | $21.6M | ||
| Q1 25 | $-12.7M | $7.6M | ||
| Q4 24 | $-3.2M | $57.7M | ||
| Q3 24 | $3.3M | $24.2M | ||
| Q2 24 | $-2.2M | $11.5M | ||
| Q1 24 | $3.3M | $4.7M |
自由现金流率ISPRRBB
| Q4 25 | -19.9% | 131.8% | ||
| Q3 25 | -3.9% | 5.4% | ||
| Q2 25 | 18.6% | 60.2% | ||
| Q1 25 | -48.4% | 26.7% | ||
| Q4 24 | -7.7% | 201.0% | ||
| Q3 24 | 8.5% | 80.0% | ||
| Q2 24 | -5.9% | 42.0% | ||
| Q1 24 | 10.9% | 16.6% |
资本支出强度ISPRRBB
| Q4 25 | 0.3% | 2.5% | ||
| Q3 25 | 0.0% | 1.1% | ||
| Q2 25 | 4.8% | 0.3% | ||
| Q1 25 | 0.7% | 0.6% | ||
| Q4 24 | 0.1% | 2.7% | ||
| Q3 24 | 0.7% | 0.8% | ||
| Q2 24 | 2.0% | 0.5% | ||
| Q1 24 | 0.3% | 0.5% |
现金转化率ISPRRBB
| Q4 25 | — | 4.26× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 2.32× | ||
| Q1 25 | — | 3.39× | ||
| Q4 24 | — | 13.34× | ||
| Q3 24 | — | 3.50× | ||
| Q2 24 | — | 1.61× | ||
| Q1 24 | — | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
