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Ispire Technology Inc.（ISPR）与RIVERVIEW BANCORP INC（RVSB）财务数据对比。点击上方公司名可切换其他公司
Ispire Technology Inc.的季度营收约是RIVERVIEW BANCORP INC的1.4倍（$20.3M vs $14.0M），RIVERVIEW BANCORP INC净利率更高（9.8% vs -32.5%，领先42.3%），RIVERVIEW BANCORP INC同比增速更快（10.4% vs -51.5%），RIVERVIEW BANCORP INC自由现金流更多（$-736.0K vs $-4.0M），过去两年RIVERVIEW BANCORP INC的营收复合增速更高（24.6% vs -17.8%）
Ispire科技是一家专注于先进雾化硬件及配套耗材研发、生产与销售的全球化科技企业，主要服务尼古丁及合法大麻消费市场，下设硬件、品牌大麻产品两大核心业务板块，覆盖北美、欧洲、亚太等核心市场，为B端合作商及终端用户提供合规创新的雾化解决方案。
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司，主营个人与商业银行业务，服务覆盖太平洋西北地区，提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品，服务零售客户与本地企业群体。
ISPR vs RVSB — 直观对比
营收规模更大
ISPR
是对方的1.4倍
$14.0M
营收增速更快
RVSB
高出61.9%
-51.5%
净利率更高
RVSB
高出42.3%
-32.5%
自由现金流更多
RVSB
多$3.3M
$-4.0M
两年增速更快
RVSB
近两年复合增速
-17.8%
损益表 — Q2 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $20.3M | $14.0M |
| 净利润 | $-6.6M | $1.4M |
| 毛利率 | 17.1% | — |
| 营业利润率 | -33.9% | 12.4% |
| 净利率 | -32.5% | 9.8% |
| 营收同比 | -51.5% | 10.4% |
| 净利润同比 | 17.4% | 11.8% |
| 每股收益（稀释后） | $-0.12 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ISPRRVSB
| Q4 25 | $20.3M | $14.0M | ||
| Q3 25 | $30.4M | $13.6M | ||
| Q2 25 | $20.1M | $13.3M | ||
| Q1 25 | $26.2M | $12.9M | ||
| Q4 24 | $41.8M | $12.7M | ||
| Q3 24 | $39.3M | $12.8M | ||
| Q2 24 | $37.3M | $12.2M | ||
| Q1 24 | $30.0M | $9.0M |
净利润ISPRRVSB
| Q4 25 | $-6.6M | $1.4M | ||
| Q3 25 | $-3.3M | $1.1M | ||
| Q2 25 | $-14.8M | $1.2M | ||
| Q1 25 | $-10.9M | $1.1M | ||
| Q4 24 | $-8.0M | $1.2M | ||
| Q3 24 | $-5.6M | $1.6M | ||
| Q2 24 | $-3.5M | $966.0K | ||
| Q1 24 | $-5.9M | $-3.0M |
毛利率ISPRRVSB
| Q4 25 | 17.1% | — | ||
| Q3 25 | 17.0% | — | ||
| Q2 25 | 12.3% | — | ||
| Q1 25 | 18.2% | — | ||
| Q4 24 | 18.5% | — | ||
| Q3 24 | 19.5% | — | ||
| Q2 24 | 28.3% | — | ||
| Q1 24 | 20.4% | — |
营业利润率ISPRRVSB
| Q4 25 | -33.9% | 12.4% | ||
| Q3 25 | -8.9% | 10.2% | ||
| Q2 25 | -72.7% | 11.7% | ||
| Q1 25 | -40.4% | 11.3% | ||
| Q4 24 | -17.6% | 12.4% | ||
| Q3 24 | -13.4% | 15.5% | ||
| Q2 24 | -9.2% | 10.0% | ||
| Q1 24 | -18.8% | -47.5% |
净利率ISPRRVSB
| Q4 25 | -32.5% | 9.8% | ||
| Q3 25 | -10.7% | 8.1% | ||
| Q2 25 | -73.4% | 9.2% | ||
| Q1 25 | -41.5% | 8.9% | ||
| Q4 24 | -19.1% | 9.7% | ||
| Q3 24 | -14.2% | 12.2% | ||
| Q2 24 | -9.4% | 7.9% | ||
| Q1 24 | -19.7% | -34.7% |
每股收益（稀释后）ISPRRVSB
| Q4 25 | $-0.12 | $0.07 | ||
| Q3 25 | $-0.06 | $0.05 | ||
| Q2 25 | $-0.26 | $0.06 | ||
| Q1 25 | $-0.19 | $0.05 | ||
| Q4 24 | $-0.14 | $0.06 | ||
| Q3 24 | $-0.10 | $0.07 | ||
| Q2 24 | $-0.07 | $0.05 | ||
| Q1 24 | $-0.11 | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $17.6M | $28.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $-7.7M | $164.2M |
| 总资产 | $84.4M | $1.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ISPRRVSB
| Q4 25 | $17.6M | $28.6M | ||
| Q3 25 | $22.7M | $32.8M | ||
| Q2 25 | $24.4M | $34.2M | ||
| Q1 25 | $23.5M | $29.4M | ||
| Q4 24 | $34.4M | $25.3M | ||
| Q3 24 | $37.7M | $31.0M | ||
| Q2 24 | $35.1M | $27.8M | ||
| Q1 24 | $39.5M | $23.6M |
股东权益ISPRRVSB
| Q4 25 | $-7.7M | $164.2M | ||
| Q3 25 | $-1.8M | $163.5M | ||
| Q2 25 | $604.7K | $162.0M | ||
| Q1 25 | $14.8M | $160.0M | ||
| Q4 24 | $24.2M | $158.3M | ||
| Q3 24 | $30.7M | $160.8M | ||
| Q2 24 | $34.5M | $155.9M | ||
| Q1 24 | $35.9M | $155.6M |
总资产ISPRRVSB
| Q4 25 | $84.4M | $1.5B | ||
| Q3 25 | $96.4M | $1.5B | ||
| Q2 25 | $102.2M | $1.5B | ||
| Q1 25 | $115.7M | $1.5B | ||
| Q4 24 | $132.0M | $1.5B | ||
| Q3 24 | $129.0M | $1.5B | ||
| Q2 24 | $122.6M | $1.5B | ||
| Q1 24 | $108.0M | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-4.0M | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | $-4.0M | $-736.0K |
| 自由现金流率自由现金流/营收 | -19.9% | -5.2% |
| 资本支出强度资本支出/营收 | 0.3% | 1.6% |
| 现金转化率经营现金流/净利润 | — | -0.37× |
| 过去12个月自由现金流最近4个季度 | $-14.2M | $20.4M |
8季度趋势，按日历期对齐
经营现金流ISPRRVSB
| Q4 25 | $-4.0M | $-506.0K | ||
| Q3 25 | $-1.2M | $16.8M | ||
| Q2 25 | $4.7M | $-697.0K | ||
| Q1 25 | $-12.5M | $8.3M | ||
| Q4 24 | $-3.2M | $2.2M | ||
| Q3 24 | $3.6M | $764.0K | ||
| Q2 24 | $-1.4M | $5.4M | ||
| Q1 24 | $3.4M | $12.8M |
自由现金流ISPRRVSB
| Q4 25 | $-4.0M | $-736.0K | ||
| Q3 25 | $-1.2M | $16.4M | ||
| Q2 25 | $3.7M | $-773.0K | ||
| Q1 25 | $-12.7M | $5.6M | ||
| Q4 24 | $-3.2M | $1.9M | ||
| Q3 24 | $3.3M | $-1.4M | ||
| Q2 24 | $-2.2M | $5.3M | ||
| Q1 24 | $3.3M | $7.1M |
自由现金流率ISPRRVSB
| Q4 25 | -19.9% | -5.2% | ||
| Q3 25 | -3.9% | 120.1% | ||
| Q2 25 | 18.6% | -5.8% | ||
| Q1 25 | -48.4% | 43.1% | ||
| Q4 24 | -7.7% | 15.0% | ||
| Q3 24 | 8.5% | -11.3% | ||
| Q2 24 | -5.9% | 43.7% | ||
| Q1 24 | 10.9% | 79.0% |
资本支出强度ISPRRVSB
| Q4 25 | 0.3% | 1.6% | ||
| Q3 25 | 0.0% | 2.9% | ||
| Q2 25 | 4.8% | 0.6% | ||
| Q1 25 | 0.7% | 21.0% | ||
| Q4 24 | 0.1% | 2.4% | ||
| Q3 24 | 0.7% | 17.3% | ||
| Q2 24 | 2.0% | 0.9% | ||
| Q1 24 | 0.3% | 62.0% |
现金转化率ISPRRVSB
| Q4 25 | — | -0.37× | ||
| Q3 25 | — | 15.25× | ||
| Q2 25 | — | -0.57× | ||
| Q1 25 | — | 7.20× | ||
| Q4 24 | — | 1.79× | ||
| Q3 24 | — | 0.49× | ||
| Q2 24 | — | 5.63× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
