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KEMPER Corp（KMPR）与MYR GROUP INC.（MYRG）财务数据对比。点击上方公司名可切换其他公司
KEMPER Corp的季度营收约是MYR GROUP INC.的1.2倍（$1.1B vs $973.5M），MYR GROUP INC.净利率更高（3.8% vs -0.7%，领先4.5%），MYR GROUP INC.同比增速更快（17.3% vs -4.7%），KEMPER Corp自由现金流更多（$166.2M vs $84.9M），过去两年MYR GROUP INC.的营收复合增速更高（9.3% vs -0.5%）
坎伯公司（Kemper Corporation）是总部位于美国伊利诺伊州芝加哥的保险服务商，总资产近130亿美元，旗下品牌矩阵为个人、家庭及企业客户提供多元保险产品服务。
MYR集团是美国知名电气建设服务提供商，业务覆盖输配电线路、变电站、工商业建筑及可再生能源领域的电气施工，旗下拥有12家电气建设子公司，在北美电力基建赛道拥有深厚的技术积累与项目交付能力。
KMPR vs MYRG — 直观对比
营收规模更大
KMPR
是对方的1.2倍
$973.5M
营收增速更快
MYRG
高出22.0%
-4.7%
净利率更高
MYRG
高出4.5%
-0.7%
自由现金流更多
KMPR
多$81.3M
$84.9M
两年增速更快
MYRG
近两年复合增速
-0.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $973.5M |
| 净利润 | $-8.0M | $36.5M |
| 毛利率 | — | 11.4% |
| 营业利润率 | — | 4.8% |
| 净利率 | -0.7% | 3.8% |
| 营收同比 | -4.7% | 17.3% |
| 净利润同比 | -108.2% | 129.1% |
| 每股收益（稀释后） | $-0.03 | $2.33 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KMPRMYRG
| Q4 25 | $1.1B | $973.5M | ||
| Q3 25 | $1.2B | $950.4M | ||
| Q2 25 | $1.2B | $900.3M | ||
| Q1 25 | $1.2B | $833.6M | ||
| Q4 24 | $1.2B | $829.8M | ||
| Q3 24 | $1.2B | $888.0M | ||
| Q2 24 | $1.1B | $828.9M | ||
| Q1 24 | $1.1B | $815.6M |
净利润KMPRMYRG
| Q4 25 | $-8.0M | $36.5M | ||
| Q3 25 | $-21.0M | $32.1M | ||
| Q2 25 | $72.6M | $26.5M | ||
| Q1 25 | $99.7M | $23.3M | ||
| Q4 24 | $97.4M | $16.0M | ||
| Q3 24 | $73.7M | $10.6M | ||
| Q2 24 | $75.4M | $-15.3M | ||
| Q1 24 | $71.3M | $18.9M |
毛利率KMPRMYRG
| Q4 25 | — | 11.4% | ||
| Q3 25 | — | 11.8% | ||
| Q2 25 | — | 11.5% | ||
| Q1 25 | — | 11.6% | ||
| Q4 24 | — | 10.4% | ||
| Q3 24 | — | 8.7% | ||
| Q2 24 | — | 4.9% | ||
| Q1 24 | — | 10.6% |
营业利润率KMPRMYRG
| Q4 25 | — | 4.8% | ||
| Q3 25 | — | 4.9% | ||
| Q2 25 | — | 4.4% | ||
| Q1 25 | — | 4.1% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | 11.2% | 2.3% | ||
| Q2 24 | 10.1% | -2.5% | ||
| Q1 24 | 7.6% | 3.0% |
净利率KMPRMYRG
| Q4 25 | -0.7% | 3.8% | ||
| Q3 25 | -1.7% | 3.4% | ||
| Q2 25 | 5.9% | 2.9% | ||
| Q1 25 | 8.4% | 2.8% | ||
| Q4 24 | 8.2% | 1.9% | ||
| Q3 24 | 6.3% | 1.2% | ||
| Q2 24 | 6.7% | -1.8% | ||
| Q1 24 | 6.2% | 2.3% |
每股收益（稀释后）KMPRMYRG
| Q4 25 | $-0.03 | $2.33 | ||
| Q3 25 | $-0.34 | $2.05 | ||
| Q2 25 | $1.12 | $1.70 | ||
| Q1 25 | $1.54 | $1.45 | ||
| Q4 24 | $1.51 | $0.97 | ||
| Q3 24 | $1.14 | $0.65 | ||
| Q2 24 | $1.16 | $-0.91 | ||
| Q1 24 | $1.10 | $1.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $150.2M |
| 总债务越低越好 | $943.5M | $59.0M |
| 股东权益账面价值 | $2.7B | $660.4M |
| 总资产 | $12.5B | $1.6B |
| 负债/权益比越低杠杆越低 | 0.35× | 0.09× |
8季度趋势，按日历期对齐
现金及短期投资KMPRMYRG
| Q4 25 | — | $150.2M | ||
| Q3 25 | $371.2M | $76.2M | ||
| Q2 25 | $407.6M | $23.0M | ||
| Q1 25 | $545.3M | $10.9M | ||
| Q4 24 | $1.0B | $3.5M | ||
| Q3 24 | $696.9M | $7.6M | ||
| Q2 24 | $539.1M | $1.9M | ||
| Q1 24 | $520.7M | $3.9M |
总债务KMPRMYRG
| Q4 25 | $943.5M | $59.0M | ||
| Q3 25 | $943.1M | $72.0M | ||
| Q2 25 | $942.6M | $86.1M | ||
| Q1 25 | $942.1M | $87.2M | ||
| Q4 24 | $1.4B | $74.4M | ||
| Q3 24 | $1.4B | $93.2M | ||
| Q2 24 | $1.4B | $45.1M | ||
| Q1 24 | $1.4B | $37.9M |
股东权益KMPRMYRG
| Q4 25 | $2.7B | $660.4M | ||
| Q3 25 | $2.7B | $617.6M | ||
| Q2 25 | $370.0M | $583.2M | ||
| Q1 25 | $366.0M | $548.7M | ||
| Q4 24 | $2.8B | $600.4M | ||
| Q3 24 | $2.8B | $588.5M | ||
| Q2 24 | $358.0M | $633.3M | ||
| Q1 24 | $2.6B | $663.7M |
总资产KMPRMYRG
| Q4 25 | $12.5B | $1.6B | ||
| Q3 25 | $12.4B | $1.6B | ||
| Q2 25 | $12.6B | $1.6B | ||
| Q1 25 | $12.5B | $1.5B | ||
| Q4 24 | $12.6B | $1.6B | ||
| Q3 24 | $12.6B | $1.6B | ||
| Q2 24 | $12.6B | $1.6B | ||
| Q1 24 | $12.6B | $1.6B |
负债/权益比KMPRMYRG
| Q4 25 | 0.35× | 0.09× | ||
| Q3 25 | 0.35× | 0.12× | ||
| Q2 25 | 2.55× | 0.15× | ||
| Q1 25 | 2.57× | 0.16× | ||
| Q4 24 | 0.50× | 0.12× | ||
| Q3 24 | 0.50× | 0.16× | ||
| Q2 24 | 3.88× | 0.07× | ||
| Q1 24 | 0.54× | 0.06× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $175.0M | $114.8M |
| 自由现金流经营现金流 - 资本支出 | $166.2M | $84.9M |
| 自由现金流率自由现金流/营收 | 14.7% | 8.7% |
| 资本支出强度资本支出/营收 | 0.8% | 3.1% |
| 现金转化率经营现金流/净利润 | — | 3.14× |
| 过去12个月自由现金流最近4个季度 | $553.9M | $232.2M |
8季度趋势，按日历期对齐
经营现金流KMPRMYRG
| Q4 25 | $175.0M | $114.8M | ||
| Q3 25 | $139.9M | $95.6M | ||
| Q2 25 | $89.6M | $32.9M | ||
| Q1 25 | $180.0M | $83.3M | ||
| Q4 24 | $175.1M | $21.1M | ||
| Q3 24 | $141.9M | $35.6M | ||
| Q2 24 | $22.9M | $22.7M | ||
| Q1 24 | $43.0M | $7.7M |
自由现金流KMPRMYRG
| Q4 25 | $166.2M | $84.9M | ||
| Q3 25 | $133.4M | $65.4M | ||
| Q2 25 | $82.0M | $11.6M | ||
| Q1 25 | $172.3M | $70.2M | ||
| Q4 24 | $165.4M | $8.8M | ||
| Q3 24 | $131.4M | $18.0M | ||
| Q2 24 | $5.2M | $2.5M | ||
| Q1 24 | $27.7M | $-18.1M |
自由现金流率KMPRMYRG
| Q4 25 | 14.7% | 8.7% | ||
| Q3 25 | 10.8% | 6.9% | ||
| Q2 25 | 6.7% | 1.3% | ||
| Q1 25 | 14.4% | 8.4% | ||
| Q4 24 | 13.9% | 1.1% | ||
| Q3 24 | 11.1% | 2.0% | ||
| Q2 24 | 0.5% | 0.3% | ||
| Q1 24 | 2.4% | -2.2% |
资本支出强度KMPRMYRG
| Q4 25 | 0.8% | 3.1% | ||
| Q3 25 | 0.5% | 3.2% | ||
| Q2 25 | 0.6% | 2.4% | ||
| Q1 25 | 0.6% | 1.6% | ||
| Q4 24 | 0.8% | 1.5% | ||
| Q3 24 | 0.9% | 2.0% | ||
| Q2 24 | 1.6% | 2.4% | ||
| Q1 24 | 1.3% | 3.2% |
现金转化率KMPRMYRG
| Q4 25 | — | 3.14× | ||
| Q3 25 | — | 2.98× | ||
| Q2 25 | 1.23× | 1.24× | ||
| Q1 25 | 1.81× | 3.57× | ||
| Q4 24 | 1.80× | 1.32× | ||
| Q3 24 | 1.93× | 3.35× | ||
| Q2 24 | 0.30× | — | ||
| Q1 24 | 0.60× | 0.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
MYRG
| Market Type Electrical Construction | $442.6M | 45% |
| Market Type Transmission | $330.3M | 34% |
| Market Type Distribution | $200.6M | 21% |
