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KEMPER Corp（KMPR）与先锋自然资源公司（PR）财务数据对比。点击上方公司名可切换其他公司
先锋自然资源公司的季度营收约是KEMPER Corp的1.0倍（$1.2B vs $1.1B），先锋自然资源公司净利率更高（29.0% vs -0.7%，领先29.7%），KEMPER Corp同比增速更快（-4.7% vs -9.8%），过去两年KEMPER Corp的营收复合增速更高（-0.5% vs -3.0%）
坎伯公司（Kemper Corporation）是总部位于美国伊利诺伊州芝加哥的保险服务商，总资产近130亿美元，旗下品牌矩阵为个人、家庭及企业客户提供多元保险产品服务。
先锋自然资源公司总部位于美国得克萨斯州欧文市，主要从事油气勘探业务，运营覆盖二叠纪盆地Spraberry产区的克莱恩页岩区块，是该区域最大的土地权益持有方，2024年5月被埃克森美孚收购。
KMPR vs PR — 直观对比
营收规模更大
PR
是对方的1.0倍
$1.1B
营收增速更快
KMPR
高出5.1%
-9.8%
净利率更高
PR
高出29.7%
-0.7%
两年增速更快
KMPR
近两年复合增速
-3.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $1.2B |
| 净利润 | $-8.0M | $339.5M |
| 毛利率 | — | — |
| 营业利润率 | — | 23.1% |
| 净利率 | -0.7% | 29.0% |
| 营收同比 | -4.7% | -9.8% |
| 净利润同比 | -108.2% | 56.7% |
| 每股收益（稀释后） | $-0.03 | $0.48 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KMPRPR
| Q4 25 | $1.1B | $1.2B | ||
| Q3 25 | $1.2B | $1.3B | ||
| Q2 25 | $1.2B | $1.2B | ||
| Q1 25 | $1.2B | $1.4B | ||
| Q4 24 | $1.2B | $1.3B | ||
| Q3 24 | $1.2B | $1.2B | ||
| Q2 24 | $1.1B | $1.2B | ||
| Q1 24 | $1.1B | $1.2B |
净利润KMPRPR
| Q4 25 | $-8.0M | $339.5M | ||
| Q3 25 | $-21.0M | $59.2M | ||
| Q2 25 | $72.6M | $207.1M | ||
| Q1 25 | $99.7M | $329.3M | ||
| Q4 24 | $97.4M | $216.7M | ||
| Q3 24 | $73.7M | $386.4M | ||
| Q2 24 | $75.4M | $235.1M | ||
| Q1 24 | $71.3M | $146.6M |
营业利润率KMPRPR
| Q4 25 | — | 23.1% | ||
| Q3 25 | — | 29.6% | ||
| Q2 25 | — | 24.8% | ||
| Q1 25 | — | 36.6% | ||
| Q4 24 | — | 32.8% | ||
| Q3 24 | 11.2% | 32.5% | ||
| Q2 24 | 10.1% | 36.5% | ||
| Q1 24 | 7.6% | 37.7% |
净利率KMPRPR
| Q4 25 | -0.7% | 29.0% | ||
| Q3 25 | -1.7% | 4.5% | ||
| Q2 25 | 5.9% | 17.3% | ||
| Q1 25 | 8.4% | 23.9% | ||
| Q4 24 | 8.2% | 16.7% | ||
| Q3 24 | 6.3% | 31.8% | ||
| Q2 24 | 6.7% | 18.9% | ||
| Q1 24 | 6.2% | 11.8% |
每股收益（稀释后）KMPRPR
| Q4 25 | $-0.03 | $0.48 | ||
| Q3 25 | $-0.34 | $0.08 | ||
| Q2 25 | $1.12 | $0.28 | ||
| Q1 25 | $1.54 | $0.44 | ||
| Q4 24 | $1.51 | $0.31 | ||
| Q3 24 | $1.14 | $0.53 | ||
| Q2 24 | $1.16 | $0.36 | ||
| Q1 24 | $1.10 | $0.25 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $153.7M |
| 总债务越低越好 | $943.5M | $3.5B |
| 股东权益账面价值 | $2.7B | $10.3B |
| 总资产 | $12.5B | $17.9B |
| 负债/权益比越低杠杆越低 | 0.35× | 0.34× |
8季度趋势，按日历期对齐
现金及短期投资KMPRPR
| Q4 25 | — | $153.7M | ||
| Q3 25 | $371.2M | $111.8M | ||
| Q2 25 | $407.6M | $451.0M | ||
| Q1 25 | $545.3M | $702.2M | ||
| Q4 24 | $1.0B | $479.3M | ||
| Q3 24 | $696.9M | $272.0M | ||
| Q2 24 | $539.1M | $47.8M | ||
| Q1 24 | $520.7M | $12.7M |
总债务KMPRPR
| Q4 25 | $943.5M | $3.5B | ||
| Q3 25 | $943.1M | $3.5B | ||
| Q2 25 | $942.6M | $4.0B | ||
| Q1 25 | $942.1M | $4.0B | ||
| Q4 24 | $1.4B | $4.2B | ||
| Q3 24 | $1.4B | $4.2B | ||
| Q2 24 | $1.4B | $3.9B | ||
| Q1 24 | $1.4B | $3.9B |
股东权益KMPRPR
| Q4 25 | $2.7B | $10.3B | ||
| Q3 25 | $2.7B | $10.0B | ||
| Q2 25 | $370.0M | $9.5B | ||
| Q1 25 | $366.0M | $9.4B | ||
| Q4 24 | $2.8B | $9.1B | ||
| Q3 24 | $2.8B | $9.0B | ||
| Q2 24 | $358.0M | $8.3B | ||
| Q1 24 | $2.6B | $7.0B |
总资产KMPRPR
| Q4 25 | $12.5B | $17.9B | ||
| Q3 25 | $12.4B | $17.3B | ||
| Q2 25 | $12.6B | $17.5B | ||
| Q1 25 | $12.5B | $17.1B | ||
| Q4 24 | $12.6B | $16.9B | ||
| Q3 24 | $12.6B | $16.6B | ||
| Q2 24 | $12.6B | $15.4B | ||
| Q1 24 | $12.6B | $15.1B |
负债/权益比KMPRPR
| Q4 25 | 0.35× | 0.34× | ||
| Q3 25 | 0.35× | 0.35× | ||
| Q2 25 | 2.55× | 0.42× | ||
| Q1 25 | 2.57× | 0.43× | ||
| Q4 24 | 0.50× | 0.46× | ||
| Q3 24 | 0.50× | 0.47× | ||
| Q2 24 | 3.88× | 0.46× | ||
| Q1 24 | 0.54× | 0.56× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $175.0M | $904.3M |
| 自由现金流经营现金流 - 资本支出 | $166.2M | — |
| 自由现金流率自由现金流/营收 | 14.7% | — |
| 资本支出强度资本支出/营收 | 0.8% | — |
| 现金转化率经营现金流/净利润 | — | 2.66× |
| 过去12个月自由现金流最近4个季度 | $553.9M | — |
8季度趋势，按日历期对齐
经营现金流KMPRPR
| Q4 25 | $175.0M | $904.3M | ||
| Q3 25 | $139.9M | $766.5M | ||
| Q2 25 | $89.6M | $1.0B | ||
| Q1 25 | $180.0M | $898.0M | ||
| Q4 24 | $175.1M | $871.6M | ||
| Q3 24 | $141.9M | $954.4M | ||
| Q2 24 | $22.9M | $938.4M | ||
| Q1 24 | $43.0M | $647.6M |
自由现金流KMPRPR
| Q4 25 | $166.2M | — | ||
| Q3 25 | $133.4M | — | ||
| Q2 25 | $82.0M | — | ||
| Q1 25 | $172.3M | — | ||
| Q4 24 | $165.4M | — | ||
| Q3 24 | $131.4M | — | ||
| Q2 24 | $5.2M | — | ||
| Q1 24 | $27.7M | — |
自由现金流率KMPRPR
| Q4 25 | 14.7% | — | ||
| Q3 25 | 10.8% | — | ||
| Q2 25 | 6.7% | — | ||
| Q1 25 | 14.4% | — | ||
| Q4 24 | 13.9% | — | ||
| Q3 24 | 11.1% | — | ||
| Q2 24 | 0.5% | — | ||
| Q1 24 | 2.4% | — |
资本支出强度KMPRPR
| Q4 25 | 0.8% | — | ||
| Q3 25 | 0.5% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 0.8% | — | ||
| Q3 24 | 0.9% | — | ||
| Q2 24 | 1.6% | — | ||
| Q1 24 | 1.3% | — |
现金转化率KMPRPR
| Q4 25 | — | 2.66× | ||
| Q3 25 | — | 12.94× | ||
| Q2 25 | 1.23× | 5.01× | ||
| Q1 25 | 1.81× | 2.73× | ||
| Q4 24 | 1.80× | 4.02× | ||
| Q3 24 | 1.93× | 2.47× | ||
| Q2 24 | 0.30× | 3.99× | ||
| Q1 24 | 0.60× | 4.42× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
PR
| Crude Oil | $1.0B | 87% |
| Natural Gas Liquids Reserves | $145.1M | 12% |
