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KEMPER Corp（KMPR）与RPM INTERNATIONAL INC（RPM）财务数据对比。点击上方公司名可切换其他公司
RPM INTERNATIONAL INC的季度营收约是KEMPER Corp的1.7倍（$1.9B vs $1.1B），RPM INTERNATIONAL INC净利率更高（8.4% vs -0.7%，领先9.1%），RPM INTERNATIONAL INC同比增速更快（3.5% vs -4.7%），RPM INTERNATIONAL INC自由现金流更多（$296.4M vs $166.2M），过去两年RPM INTERNATIONAL INC的营收复合增速更高（12.0% vs -0.5%）
坎伯公司（Kemper Corporation）是总部位于美国伊利诺伊州芝加哥的保险服务商，总资产近130亿美元，旗下品牌矩阵为个人、家庭及企业客户提供多元保险产品服务。
BVS娱乐前身为Saban制作、Saban国际及Saban娱乐，是华特迪士尼公司旗下子公司。1980年4月24日由哈伊姆·萨班与舒基·利维创立，最初主营音乐制作，后逐步转向电视节目制作发行业务，最为知名的是为Fox Family/ABC Family及已停播的Fox Kids、Jetix频道制作发行儿童节目。
KMPR vs RPM — 直观对比
营收规模更大
RPM
是对方的1.7倍
$1.1B
营收增速更快
RPM
高出8.2%
-4.7%
净利率更高
RPM
高出9.1%
-0.7%
自由现金流更多
RPM
多$130.2M
$166.2M
两年增速更快
RPM
近两年复合增速
-0.5%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $1.9B |
| 净利润 | $-8.0M | $161.2M |
| 毛利率 | — | 40.8% |
| 营业利润率 | — | 11.0% |
| 净利率 | -0.7% | 8.4% |
| 营收同比 | -4.7% | 3.5% |
| 净利润同比 | -108.2% | -12.0% |
| 每股收益（稀释后） | $-0.03 | $1.26 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KMPRRPM
| Q4 25 | $1.1B | $1.9B | ||
| Q3 25 | $1.2B | $2.1B | ||
| Q2 25 | $1.2B | $2.1B | ||
| Q1 25 | $1.2B | $1.5B | ||
| Q4 24 | $1.2B | $1.8B | ||
| Q3 24 | $1.2B | $2.0B | ||
| Q2 24 | $1.1B | $2.0B | ||
| Q1 24 | $1.1B | $1.5B |
净利润KMPRRPM
| Q4 25 | $-8.0M | $161.2M | ||
| Q3 25 | $-21.0M | $227.6M | ||
| Q2 25 | $72.6M | $225.8M | ||
| Q1 25 | $99.7M | $52.0M | ||
| Q4 24 | $97.4M | $183.2M | ||
| Q3 24 | $73.7M | $227.7M | ||
| Q2 24 | $75.4M | $180.6M | ||
| Q1 24 | $71.3M | $61.2M |
毛利率KMPRRPM
| Q4 25 | — | 40.8% | ||
| Q3 25 | — | 42.3% | ||
| Q2 25 | — | 42.4% | ||
| Q1 25 | — | 38.4% | ||
| Q4 24 | — | 41.4% | ||
| Q3 24 | — | 42.5% | ||
| Q2 24 | — | 41.4% | ||
| Q1 24 | — | 39.9% |
营业利润率KMPRRPM
| Q4 25 | — | 11.0% | ||
| Q3 25 | — | 14.1% | ||
| Q2 25 | — | 11.9% | ||
| Q1 25 | — | 2.8% | ||
| Q4 24 | — | 11.5% | ||
| Q3 24 | 11.2% | 14.8% | ||
| Q2 24 | 10.1% | 11.9% | ||
| Q1 24 | 7.6% | 5.5% |
净利率KMPRRPM
| Q4 25 | -0.7% | 8.4% | ||
| Q3 25 | -1.7% | 10.8% | ||
| Q2 25 | 5.9% | 10.8% | ||
| Q1 25 | 8.4% | 3.5% | ||
| Q4 24 | 8.2% | 9.9% | ||
| Q3 24 | 6.3% | 11.6% | ||
| Q2 24 | 6.7% | 9.0% | ||
| Q1 24 | 6.2% | 4.0% |
每股收益（稀释后）KMPRRPM
| Q4 25 | $-0.03 | $1.26 | ||
| Q3 25 | $-0.34 | $1.77 | ||
| Q2 25 | $1.12 | $1.76 | ||
| Q1 25 | $1.54 | $0.40 | ||
| Q4 24 | $1.51 | $1.42 | ||
| Q3 24 | $1.14 | $1.77 | ||
| Q2 24 | $1.16 | $1.40 | ||
| Q1 24 | $1.10 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $316.6M |
| 总债务越低越好 | $943.5M | $2.5B |
| 股东权益账面价值 | $2.7B | $3.1B |
| 总资产 | $12.5B | $7.9B |
| 负债/权益比越低杠杆越低 | 0.35× | 0.80× |
8季度趋势，按日历期对齐
现金及短期投资KMPRRPM
| Q4 25 | — | $316.6M | ||
| Q3 25 | $371.2M | $297.1M | ||
| Q2 25 | $407.6M | $302.1M | ||
| Q1 25 | $545.3M | $241.9M | ||
| Q4 24 | $1.0B | $268.7M | ||
| Q3 24 | $696.9M | $231.6M | ||
| Q2 24 | $539.1M | $237.4M | ||
| Q1 24 | $520.7M | $248.9M |
总债务KMPRRPM
| Q4 25 | $943.5M | $2.5B | ||
| Q3 25 | $943.1M | $2.7B | ||
| Q2 25 | $942.6M | $2.6B | ||
| Q1 25 | $942.1M | $2.1B | ||
| Q4 24 | $1.4B | $2.0B | ||
| Q3 24 | $1.4B | $2.0B | ||
| Q2 24 | $1.4B | $2.0B | ||
| Q1 24 | $1.4B | $2.2B |
股东权益KMPRRPM
| Q4 25 | $2.7B | $3.1B | ||
| Q3 25 | $2.7B | $3.1B | ||
| Q2 25 | $370.0M | $2.9B | ||
| Q1 25 | $366.0M | $2.7B | ||
| Q4 24 | $2.8B | $2.7B | ||
| Q3 24 | $2.8B | $2.6B | ||
| Q2 24 | $358.0M | $2.5B | ||
| Q1 24 | $2.6B | $2.3B |
总资产KMPRRPM
| Q4 25 | $12.5B | $7.9B | ||
| Q3 25 | $12.4B | $7.9B | ||
| Q2 25 | $12.6B | $7.8B | ||
| Q1 25 | $12.5B | $6.6B | ||
| Q4 24 | $12.6B | $6.7B | ||
| Q3 24 | $12.6B | $6.6B | ||
| Q2 24 | $12.6B | $6.6B | ||
| Q1 24 | $12.6B | $6.4B |
负债/权益比KMPRRPM
| Q4 25 | 0.35× | 0.80× | ||
| Q3 25 | 0.35× | 0.87× | ||
| Q2 25 | 2.55× | 0.91× | ||
| Q1 25 | 2.57× | 0.78× | ||
| Q4 24 | 0.50× | 0.74× | ||
| Q3 24 | 0.50× | 0.77× | ||
| Q2 24 | 3.88× | 0.79× | ||
| Q1 24 | 0.54× | 0.93× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $175.0M | $345.7M |
| 自由现金流经营现金流 - 资本支出 | $166.2M | $296.4M |
| 自由现金流率自由现金流/营收 | 14.7% | 15.5% |
| 资本支出强度资本支出/营收 | 0.8% | 2.6% |
| 现金转化率经营现金流/净利润 | — | 2.14× |
| 过去12个月自由现金流最近4个季度 | $553.9M | $582.9M |
8季度趋势，按日历期对齐
经营现金流KMPRRPM
| Q4 25 | $175.0M | $345.7M | ||
| Q3 25 | $139.9M | $237.5M | ||
| Q2 25 | $89.6M | $149.2M | ||
| Q1 25 | $180.0M | $91.5M | ||
| Q4 24 | $175.1M | $279.4M | ||
| Q3 24 | $141.9M | $248.1M | ||
| Q2 24 | $22.9M | $181.2M | ||
| Q1 24 | $43.0M | $173.4M |
自由现金流KMPRRPM
| Q4 25 | $166.2M | $296.4M | ||
| Q3 25 | $133.4M | $175.0M | ||
| Q2 25 | $82.0M | $78.2M | ||
| Q1 25 | $172.3M | $33.3M | ||
| Q4 24 | $165.4M | $229.5M | ||
| Q3 24 | $131.4M | $197.3M | ||
| Q2 24 | $5.2M | $105.3M | ||
| Q1 24 | $27.7M | $124.6M |
自由现金流率KMPRRPM
| Q4 25 | 14.7% | 15.5% | ||
| Q3 25 | 10.8% | 8.3% | ||
| Q2 25 | 6.7% | 3.8% | ||
| Q1 25 | 14.4% | 2.3% | ||
| Q4 24 | 13.9% | 12.4% | ||
| Q3 24 | 11.1% | 10.0% | ||
| Q2 24 | 0.5% | 5.2% | ||
| Q1 24 | 2.4% | 8.2% |
资本支出强度KMPRRPM
| Q4 25 | 0.8% | 2.6% | ||
| Q3 25 | 0.5% | 3.0% | ||
| Q2 25 | 0.6% | 3.4% | ||
| Q1 25 | 0.6% | 3.9% | ||
| Q4 24 | 0.8% | 2.7% | ||
| Q3 24 | 0.9% | 2.6% | ||
| Q2 24 | 1.6% | 3.8% | ||
| Q1 24 | 1.3% | 3.2% |
现金转化率KMPRRPM
| Q4 25 | — | 2.14× | ||
| Q3 25 | — | 1.04× | ||
| Q2 25 | 1.23× | 0.66× | ||
| Q1 25 | 1.81× | 1.76× | ||
| Q4 24 | 1.80× | 1.53× | ||
| Q3 24 | 1.93× | 1.09× | ||
| Q2 24 | 0.30× | 1.00× | ||
| Q1 24 | 0.60× | 2.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
RPM
| Construction Products Group Segment | $737.4M | 39% |
| Consumer Segment | $638.6M | 33% |
| Performance Coatings Group Segment | $533.8M | 28% |
