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Kinsale Capital Group, Inc.（KNSL）与旅行者集团（TRV）财务数据对比。点击上方公司名可切换其他公司
旅行者集团的季度营收约是Kinsale Capital Group, Inc.的26.6倍（$12.4B vs $466.7M）。Kinsale Capital Group, Inc.净利率更高（24.1% vs 20.1%，领先4.0%）。Kinsale Capital Group, Inc.同比增速更快（10.2% vs 3.5%）。过去两年Kinsale Capital Group, Inc.的营收复合增速更高（10.2% vs 5.2%）
旗星银行是一家总部位于纽约希克斯维尔的美国区域性金融服务公司，截至2023年共运营395家分支机构，并于2024年2月21日完成了全网点品牌统一，所有分支机构统一使用旗星品牌运营。
旅行者集团是美国跨国保险企业，为美国第二大商业财产及意外伤害保险承保商，同时是美国第六大通过独立代理人展业的个人保险提供商。公司注册地为明尼苏达州，总部设于纽约市，最大办事处在康涅狄格州哈特福德，2009年6月8日起成为道琼斯工业平均指数成分股。
KNSL vs TRV — 直观对比
营收规模更大
TRV
是对方的26.6倍
$466.7M
营收增速更快
KNSL
高出6.7%
3.5%
净利率更高
KNSL
高出4.0%
20.1%
两年增速更快
KNSL
近两年复合增速
5.2%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $466.7M | $12.4B |
| 净利润 | $112.6M | $2.5B |
| 毛利率 | — | — |
| 营业利润率 | — | 25.0% |
| 净利率 | 24.1% | 20.1% |
| 营收同比 | 10.2% | 3.5% |
| 净利润同比 | 26.1% | 19.9% |
| 每股收益（稀释后） | $4.88 | $10.96 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KNSLTRV
| Q1 26 | $466.7M | — | ||
| Q4 25 | $483.3M | $12.4B | ||
| Q3 25 | $497.5M | $12.5B | ||
| Q2 25 | $469.8M | $12.1B | ||
| Q1 25 | $423.4M | $11.8B | ||
| Q4 24 | $412.1M | $12.0B | ||
| Q3 24 | $418.1M | $11.9B | ||
| Q2 24 | $384.6M | $11.3B |
净利润KNSLTRV
| Q1 26 | $112.6M | — | ||
| Q4 25 | $138.6M | $2.5B | ||
| Q3 25 | $141.6M | $1.9B | ||
| Q2 25 | $134.1M | $1.5B | ||
| Q1 25 | $89.2M | $395.0M | ||
| Q4 24 | $109.1M | $2.1B | ||
| Q3 24 | $114.2M | $1.3B | ||
| Q2 24 | $92.6M | $534.0M |
营业利润率KNSLTRV
| Q1 26 | — | — | ||
| Q4 25 | 36.2% | 25.0% | ||
| Q3 25 | 36.0% | 18.8% | ||
| Q2 25 | 35.8% | 15.5% | ||
| Q1 25 | 26.5% | 4.0% | ||
| Q4 24 | 33.6% | 21.6% | ||
| Q3 24 | 34.5% | 13.1% | ||
| Q2 24 | 30.1% | 5.8% |
净利率KNSLTRV
| Q1 26 | 24.1% | — | ||
| Q4 25 | 28.7% | 20.1% | ||
| Q3 25 | 28.5% | 15.1% | ||
| Q2 25 | 28.5% | 12.5% | ||
| Q1 25 | 21.1% | 3.3% | ||
| Q4 24 | 26.5% | 17.3% | ||
| Q3 24 | 27.3% | 10.6% | ||
| Q2 24 | 24.1% | 4.7% |
每股收益（稀释后）KNSLTRV
| Q1 26 | $4.88 | — | ||
| Q4 25 | $5.97 | $10.96 | ||
| Q3 25 | $6.09 | $8.24 | ||
| Q2 25 | $5.76 | $6.53 | ||
| Q1 25 | $3.83 | $1.70 | ||
| Q4 24 | $4.67 | $8.96 | ||
| Q3 24 | $4.90 | $5.42 | ||
| Q2 24 | $3.97 | $2.29 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $223.3M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.0B | $32.9B |
| 总资产 | $6.2B | $143.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资KNSLTRV
| Q1 26 | $223.3M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $170.2M | — | ||
| Q2 25 | $138.1M | — | ||
| Q1 25 | $142.0M | — | ||
| Q4 24 | $113.2M | — | ||
| Q3 24 | $111.7M | — | ||
| Q2 24 | $171.0M | — |
总债务KNSLTRV
| Q1 26 | — | — | ||
| Q4 25 | $224.4M | — | ||
| Q3 25 | $199.3M | — | ||
| Q2 25 | $184.3M | — | ||
| Q1 25 | $184.2M | — | ||
| Q4 24 | $184.1M | — | ||
| Q3 24 | $184.1M | — | ||
| Q2 24 | $184.0M | — |
股东权益KNSLTRV
| Q1 26 | $2.0B | — | ||
| Q4 25 | $2.0B | $32.9B | ||
| Q3 25 | $1.9B | $31.6B | ||
| Q2 25 | $1.7B | $29.5B | ||
| Q1 25 | $1.6B | $28.2B | ||
| Q4 24 | $1.5B | $27.9B | ||
| Q3 24 | $1.4B | $27.7B | ||
| Q2 24 | $1.3B | $24.9B |
总资产KNSLTRV
| Q1 26 | $6.2B | — | ||
| Q4 25 | $6.0B | $143.7B | ||
| Q3 25 | $5.8B | $143.7B | ||
| Q2 25 | $5.6B | $138.9B | ||
| Q1 25 | $5.2B | $136.0B | ||
| Q4 24 | $4.9B | $133.2B | ||
| Q3 24 | $4.7B | $134.6B | ||
| Q2 24 | $4.4B | $129.3B |
负债/权益比KNSLTRV
| Q1 26 | — | — | ||
| Q4 25 | 0.11× | — | ||
| Q3 25 | 0.11× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.12× | — | ||
| Q4 24 | 0.12× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $2.7B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.08× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流KNSLTRV
| Q1 26 | — | — | ||
| Q4 25 | $241.4M | $2.7B | ||
| Q3 25 | $303.5M | $4.2B | ||
| Q2 25 | $269.1M | $2.3B | ||
| Q1 25 | $229.8M | $1.4B | ||
| Q4 24 | $213.0M | $2.1B | ||
| Q3 24 | $274.0M | $3.9B | ||
| Q2 24 | $278.9M | $1.7B |
自由现金流KNSLTRV
| Q1 26 | — | — | ||
| Q4 25 | $230.8M | — | ||
| Q3 25 | $289.5M | — | ||
| Q2 25 | $252.1M | — | ||
| Q1 25 | $217.6M | — | ||
| Q4 24 | $202.2M | — | ||
| Q3 24 | $268.2M | — | ||
| Q2 24 | $275.1M | — |
自由现金流率KNSLTRV
| Q1 26 | — | — | ||
| Q4 25 | 47.8% | — | ||
| Q3 25 | 58.2% | — | ||
| Q2 25 | 53.7% | — | ||
| Q1 25 | 51.4% | — | ||
| Q4 24 | 49.1% | — | ||
| Q3 24 | 64.2% | — | ||
| Q2 24 | 71.5% | — |
资本支出强度KNSLTRV
| Q1 26 | — | — | ||
| Q4 25 | 2.2% | — | ||
| Q3 25 | 2.8% | — | ||
| Q2 25 | 3.6% | — | ||
| Q1 25 | 2.9% | — | ||
| Q4 24 | 2.6% | — | ||
| Q3 24 | 1.4% | — | ||
| Q2 24 | 1.0% | — |
现金转化率KNSLTRV
| Q1 26 | — | — | ||
| Q4 25 | 1.74× | 1.08× | ||
| Q3 25 | 2.14× | 2.24× | ||
| Q2 25 | 2.01× | 1.55× | ||
| Q1 25 | 2.58× | 3.44× | ||
| Q4 24 | 1.95× | 0.99× | ||
| Q3 24 | 2.40× | 3.08× | ||
| Q2 24 | 3.01× | 3.14× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KNSL
暂无分部数据
TRV
| Business And International Insurance | $6.6B | 53% |
| Personal Insurance | $4.6B | 37% |
| Bond And Specialty Insurance | $1.2B | 9% |
