vs
Life360, Inc.（LIF）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
Life360, Inc.的季度营收约是REPUBLIC BANCORP INC的1.5倍（$146.0M vs $94.3M），Life360, Inc.净利率更高（88.8% vs 24.2%，领先64.6%），Life360, Inc.同比增速更快（26.4% vs 5.3%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $36.6M），过去两年Life360, Inc.的营收复合增速更高（36.6% vs -11.5%）
Life360是一家主打家庭安全与互联服务的科技企业，核心产品涵盖实时位置共享、紧急求助预警、驾驶行为分析及身份防盗保护服务，主要面向北美、欧洲、亚太消费市场，营收大多来自其分级付费订阅套餐。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
LIF vs RBCAA — 直观对比
营收规模更大
LIF
是对方的1.5倍
$94.3M
营收增速更快
LIF
高出21.0%
5.3%
净利率更高
LIF
高出64.6%
24.2%
自由现金流更多
RBCAA
多$124.5M
$36.6M
两年增速更快
LIF
近两年复合增速
-11.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $146.0M | $94.3M |
| 净利润 | $129.7M | $22.8M |
| 毛利率 | 75.1% | — |
| 营业利润率 | 6.1% | 29.3% |
| 净利率 | 88.8% | 24.2% |
| 营收同比 | 26.4% | 5.3% |
| 净利润同比 | 1425.9% | 20.0% |
| 每股收益（稀释后） | $1.53 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LIFRBCAA
| Q4 25 | $146.0M | $94.3M | ||
| Q3 25 | $124.5M | $93.5M | ||
| Q2 25 | $115.4M | $93.8M | ||
| Q1 25 | $103.6M | $135.8M | ||
| Q4 24 | $115.5M | $89.5M | ||
| Q3 24 | $92.9M | $88.1M | ||
| Q2 24 | $84.9M | $86.9M | ||
| Q1 24 | $78.2M | $120.3M |
净利润LIFRBCAA
| Q4 25 | $129.7M | $22.8M | ||
| Q3 25 | $9.8M | $29.7M | ||
| Q2 25 | $7.0M | $31.5M | ||
| Q1 25 | $4.4M | $47.3M | ||
| Q4 24 | $8.5M | $19.0M | ||
| Q3 24 | $7.7M | $26.5M | ||
| Q2 24 | $-11.0M | $25.2M | ||
| Q1 24 | $-9.8M | $30.6M |
毛利率LIFRBCAA
| Q4 25 | 75.1% | — | ||
| Q3 25 | 78.0% | — | ||
| Q2 25 | 78.4% | — | ||
| Q1 25 | 80.6% | — | ||
| Q4 24 | 74.0% | — | ||
| Q3 24 | 75.4% | — | ||
| Q2 24 | 75.0% | — | ||
| Q1 24 | 76.7% | — |
营业利润率LIFRBCAA
| Q4 25 | 6.1% | 29.3% | ||
| Q3 25 | 4.6% | 40.4% | ||
| Q2 25 | 1.7% | 43.0% | ||
| Q1 25 | 2.1% | 44.1% | ||
| Q4 24 | 4.9% | 25.8% | ||
| Q3 24 | -5.3% | 38.4% | ||
| Q2 24 | -2.8% | 37.0% | ||
| Q1 24 | -8.2% | 32.2% |
净利率LIFRBCAA
| Q4 25 | 88.8% | 24.2% | ||
| Q3 25 | 7.9% | 31.8% | ||
| Q2 25 | 6.1% | 33.5% | ||
| Q1 25 | 4.2% | 34.8% | ||
| Q4 24 | 7.4% | 21.2% | ||
| Q3 24 | 8.3% | 30.1% | ||
| Q2 24 | -12.9% | 29.0% | ||
| Q1 24 | -12.5% | 25.4% |
每股收益（稀释后）LIFRBCAA
| Q4 25 | $1.53 | — | ||
| Q3 25 | $0.11 | — | ||
| Q2 25 | $0.08 | — | ||
| Q1 25 | $0.05 | — | ||
| Q4 24 | $0.14 | — | ||
| Q3 24 | $0.09 | — | ||
| Q2 24 | $-0.15 | — | ||
| Q1 24 | $-0.14 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $494.3M | $220.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $548.2M | $1.1B |
| 总资产 | $959.7M | $7.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资LIFRBCAA
| Q4 25 | $494.3M | $220.0M | ||
| Q3 25 | $455.7M | $484.2M | ||
| Q2 25 | $432.7M | $484.8M | ||
| Q1 25 | $168.9M | $793.0M | ||
| Q4 24 | $159.2M | $432.2M | ||
| Q3 24 | $159.0M | $530.9M | ||
| Q2 24 | $160.8M | $400.1M | ||
| Q1 24 | $73.4M | $546.4M |
总债务LIFRBCAA
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $5.2M | — |
股东权益LIFRBCAA
| Q4 25 | $548.2M | $1.1B | ||
| Q3 25 | $391.4M | $1.1B | ||
| Q2 25 | $366.7M | $1.1B | ||
| Q1 25 | $376.3M | $1.0B | ||
| Q4 24 | $358.5M | $992.0M | ||
| Q3 24 | $339.7M | $979.7M | ||
| Q2 24 | $326.7M | $955.4M | ||
| Q1 24 | $239.8M | $935.6M |
总资产LIFRBCAA
| Q4 25 | $959.7M | $7.0B | ||
| Q3 25 | $787.5M | $7.0B | ||
| Q2 25 | $753.6M | $7.0B | ||
| Q1 25 | $455.4M | $7.1B | ||
| Q4 24 | $441.6M | $6.8B | ||
| Q3 24 | $427.4M | $6.7B | ||
| Q2 24 | $405.9M | $6.6B | ||
| Q1 24 | $318.8M | $6.9B |
负债/权益比LIFRBCAA
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.02× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $36.8M | $168.2M |
| 自由现金流经营现金流 - 资本支出 | $36.6M | $161.1M |
| 自由现金流率自由现金流/营收 | 25.1% | 170.9% |
| 资本支出强度资本支出/营收 | 0.2% | 7.5% |
| 现金转化率经营现金流/净利润 | 0.28× | 7.37× |
| 过去12个月自由现金流最近4个季度 | $86.8M | $288.6M |
8季度趋势，按日历期对齐
经营现金流LIFRBCAA
| Q4 25 | $36.8M | $168.2M | ||
| Q3 25 | $26.4M | $33.3M | ||
| Q2 25 | $13.3M | $8.4M | ||
| Q1 25 | $12.1M | $93.2M | ||
| Q4 24 | $12.3M | $149.0M | ||
| Q3 24 | $6.3M | $51.3M | ||
| Q2 24 | $3.3M | $4.0M | ||
| Q1 24 | $10.7M | $71.2M |
自由现金流LIFRBCAA
| Q4 25 | $36.6M | $161.1M | ||
| Q3 25 | $25.6M | $30.8M | ||
| Q2 25 | $12.7M | $5.2M | ||
| Q1 25 | $11.9M | $91.6M | ||
| Q4 24 | $11.2M | $143.2M | ||
| Q3 24 | $6.3M | $49.8M | ||
| Q2 24 | $3.2M | $2.7M | ||
| Q1 24 | — | $69.1M |
自由现金流率LIFRBCAA
| Q4 25 | 25.1% | 170.9% | ||
| Q3 25 | 20.6% | 32.9% | ||
| Q2 25 | 11.0% | 5.5% | ||
| Q1 25 | 11.5% | 67.4% | ||
| Q4 24 | 9.7% | 160.0% | ||
| Q3 24 | 6.8% | 56.5% | ||
| Q2 24 | 3.8% | 3.1% | ||
| Q1 24 | — | 57.5% |
资本支出强度LIFRBCAA
| Q4 25 | 0.2% | 7.5% | ||
| Q3 25 | 0.6% | 2.6% | ||
| Q2 25 | 0.6% | 3.5% | ||
| Q1 25 | 0.1% | 1.2% | ||
| Q4 24 | 1.0% | 6.5% | ||
| Q3 24 | 0.0% | 1.7% | ||
| Q2 24 | 0.1% | 1.5% | ||
| Q1 24 | 0.0% | 1.7% |
现金转化率LIFRBCAA
| Q4 25 | 0.28× | 7.37× | ||
| Q3 25 | 2.70× | 1.12× | ||
| Q2 25 | 1.90× | 0.27× | ||
| Q1 25 | 2.75× | 1.97× | ||
| Q4 24 | 1.45× | 7.84× | ||
| Q3 24 | 0.83× | 1.93× | ||
| Q2 24 | — | 0.16× | ||
| Q1 24 | — | 2.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
