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LINCOLN EDUCATIONAL SERVICES CORP（LINC）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
LINCOLN EDUCATIONAL SERVICES CORP的季度营收约是REPUBLIC BANCORP INC的1.5倍（$142.9M vs $94.3M），REPUBLIC BANCORP INC净利率更高（24.2% vs 8.9%，领先15.3%），LINCOLN EDUCATIONAL SERVICES CORP同比增速更快（19.7% vs 5.3%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $25.0M），过去两年LINCOLN EDUCATIONAL SERVICES CORP的营收复合增速更高（17.6% vs -11.5%）
林肯技术教育集团是美国营利性高等职业教育机构，总部位于新泽西州帕西帕尼，在美国科罗拉多、康涅狄格、佐治亚等12个州都设有校区，所有校区均由林肯教育服务公司持有运营，主打面向就业的高等职业技术教育服务。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
LINC vs RBCAA — 直观对比
营收规模更大
LINC
是对方的1.5倍
$94.3M
营收增速更快
LINC
高出14.4%
5.3%
净利率更高
RBCAA
高出15.3%
8.9%
自由现金流更多
RBCAA
多$136.1M
$25.0M
两年增速更快
LINC
近两年复合增速
-11.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $142.9M | $94.3M |
| 净利润 | $12.7M | $22.8M |
| 毛利率 | 62.3% | — |
| 营业利润率 | 12.4% | 29.3% |
| 净利率 | 8.9% | 24.2% |
| 营收同比 | 19.7% | 5.3% |
| 净利润同比 | 85.9% | 20.0% |
| 每股收益（稀释后） | $0.41 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LINCRBCAA
| Q4 25 | $142.9M | $94.3M | ||
| Q3 25 | $141.4M | $93.5M | ||
| Q2 25 | $116.5M | $93.8M | ||
| Q1 25 | $117.5M | $135.8M | ||
| Q4 24 | $119.4M | $89.5M | ||
| Q3 24 | $114.4M | $88.1M | ||
| Q2 24 | $102.9M | $86.9M | ||
| Q1 24 | $103.4M | $120.3M |
净利润LINCRBCAA
| Q4 25 | $12.7M | $22.8M | ||
| Q3 25 | $3.8M | $29.7M | ||
| Q2 25 | $1.6M | $31.5M | ||
| Q1 25 | $1.9M | $47.3M | ||
| Q4 24 | $6.8M | $19.0M | ||
| Q3 24 | $4.0M | $26.5M | ||
| Q2 24 | $-682.0K | $25.2M | ||
| Q1 24 | $-214.0K | $30.6M |
毛利率LINCRBCAA
| Q4 25 | 62.3% | — | ||
| Q3 25 | 59.5% | — | ||
| Q2 25 | 59.8% | — | ||
| Q1 25 | 59.7% | — | ||
| Q4 24 | 62.2% | — | ||
| Q3 24 | 58.0% | — | ||
| Q2 24 | 55.7% | — | ||
| Q1 24 | 58.4% | — |
营业利润率LINCRBCAA
| Q4 25 | 12.4% | 29.3% | ||
| Q3 25 | 4.4% | 40.4% | ||
| Q2 25 | 2.5% | 43.0% | ||
| Q1 25 | 2.9% | 44.1% | ||
| Q4 24 | 9.2% | 25.8% | ||
| Q3 24 | 5.1% | 38.4% | ||
| Q2 24 | -1.1% | 37.0% | ||
| Q1 24 | -0.4% | 32.2% |
净利率LINCRBCAA
| Q4 25 | 8.9% | 24.2% | ||
| Q3 25 | 2.7% | 31.8% | ||
| Q2 25 | 1.3% | 33.5% | ||
| Q1 25 | 1.7% | 34.8% | ||
| Q4 24 | 5.7% | 21.2% | ||
| Q3 24 | 3.5% | 30.1% | ||
| Q2 24 | -0.7% | 29.0% | ||
| Q1 24 | -0.2% | 25.4% |
每股收益（稀释后）LINCRBCAA
| Q4 25 | $0.41 | — | ||
| Q3 25 | $0.12 | — | ||
| Q2 25 | $0.05 | — | ||
| Q1 25 | $0.06 | — | ||
| Q4 24 | $0.22 | — | ||
| Q3 24 | $0.13 | — | ||
| Q2 24 | $-0.02 | — | ||
| Q1 24 | $-0.01 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $28.5M | $220.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $199.7M | $1.1B |
| 总资产 | $493.2M | $7.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资LINCRBCAA
| Q4 25 | $28.5M | $220.0M | ||
| Q3 25 | $13.5M | $484.2M | ||
| Q2 25 | $16.7M | $484.8M | ||
| Q1 25 | $28.7M | $793.0M | ||
| Q4 24 | $59.3M | $432.2M | ||
| Q3 24 | $54.0M | $530.9M | ||
| Q2 24 | $67.0M | $400.1M | ||
| Q1 24 | $68.6M | $546.4M |
股东权益LINCRBCAA
| Q4 25 | $199.7M | $1.1B | ||
| Q3 25 | $185.9M | $1.1B | ||
| Q2 25 | $180.7M | $1.1B | ||
| Q1 25 | $177.8M | $1.0B | ||
| Q4 24 | $178.3M | $992.0M | ||
| Q3 24 | $170.0M | $979.7M | ||
| Q2 24 | $164.9M | $955.4M | ||
| Q1 24 | $164.5M | $935.6M |
总资产LINCRBCAA
| Q4 25 | $493.2M | $7.0B | ||
| Q3 25 | $466.9M | $7.0B | ||
| Q2 25 | $447.3M | $7.0B | ||
| Q1 25 | $427.4M | $7.1B | ||
| Q4 24 | $436.6M | $6.8B | ||
| Q3 24 | $404.0M | $6.7B | ||
| Q2 24 | $366.4M | $6.6B | ||
| Q1 24 | $355.2M | $6.9B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $43.5M | $168.2M |
| 自由现金流经营现金流 - 资本支出 | $25.0M | $161.1M |
| 自由现金流率自由现金流/营收 | 17.5% | 170.9% |
| 资本支出强度资本支出/营收 | 13.0% | 7.5% |
| 现金转化率经营现金流/净利润 | 3.43× | 7.37× |
| 过去12个月自由现金流最近4个季度 | $-27.3M | $288.6M |
8季度趋势，按日历期对齐
经营现金流LINCRBCAA
| Q4 25 | $43.5M | $168.2M | ||
| Q3 25 | $23.9M | $33.3M | ||
| Q2 25 | $299.0K | $8.4M | ||
| Q1 25 | $-8.4M | $93.2M | ||
| Q4 24 | $30.3M | $149.0M | ||
| Q3 24 | $5.6M | $51.3M | ||
| Q2 24 | $8.3M | $4.0M | ||
| Q1 24 | $-14.9M | $71.2M |
自由现金流LINCRBCAA
| Q4 25 | $25.0M | $161.1M | ||
| Q3 25 | $2.0M | $30.8M | ||
| Q2 25 | $-26.1M | $5.2M | ||
| Q1 25 | $-28.3M | $91.6M | ||
| Q4 24 | $5.5M | $143.2M | ||
| Q3 24 | $-13.8M | $49.8M | ||
| Q2 24 | $-2.7M | $2.7M | ||
| Q1 24 | $-16.6M | $69.1M |
自由现金流率LINCRBCAA
| Q4 25 | 17.5% | 170.9% | ||
| Q3 25 | 1.4% | 32.9% | ||
| Q2 25 | -22.4% | 5.5% | ||
| Q1 25 | -24.1% | 67.4% | ||
| Q4 24 | 4.6% | 160.0% | ||
| Q3 24 | -12.0% | 56.5% | ||
| Q2 24 | -2.6% | 3.1% | ||
| Q1 24 | -16.1% | 57.5% |
资本支出强度LINCRBCAA
| Q4 25 | 13.0% | 7.5% | ||
| Q3 25 | 15.5% | 2.6% | ||
| Q2 25 | 22.7% | 3.5% | ||
| Q1 25 | 16.9% | 1.2% | ||
| Q4 24 | 20.8% | 6.5% | ||
| Q3 24 | 16.9% | 1.7% | ||
| Q2 24 | 10.7% | 1.5% | ||
| Q1 24 | 1.6% | 1.7% |
现金转化率LINCRBCAA
| Q4 25 | 3.43× | 7.37× | ||
| Q3 25 | 6.29× | 1.12× | ||
| Q2 25 | 0.19× | 0.27× | ||
| Q1 25 | -4.31× | 1.97× | ||
| Q4 24 | 4.43× | 7.84× | ||
| Q3 24 | 1.42× | 1.93× | ||
| Q2 24 | — | 0.16× | ||
| Q1 24 | — | 2.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LINC
| Transferred Over Time | $136.0M | 95% |
| Transferred At Point In Time | $6.9M | 5% |
RBCAA
暂无分部数据
