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Live Oak Bancshares, Inc.（LOB）与Purple Innovation, Inc.（PRPL）财务数据对比。点击上方公司名可切换其他公司
Live Oak Bancshares, Inc.的季度营收约是Purple Innovation, Inc.的1.0倍（$145.5M vs $140.7M），Live Oak Bancshares, Inc.净利率更高（19.2% vs -2.3%，领先21.5%），Live Oak Bancshares, Inc.同比增速更快（18.4% vs 9.1%），过去两年Purple Innovation, Inc.的营收复合增速更高（8.3% vs 7.7%）
Live Oak Bancshares, Inc.是一家美国金融控股公司，旗下子公司Live Oak Bank总部位于北卡罗来纳州威尔明顿，业务覆盖美国全部50个州，专注为小企业主提供金融服务，2022年按放贷金额计是美国SBA 7(a)贷款项目的头部放贷机构。
Purple Carrot是一家总部位于马萨诸塞州尼达姆市的全植物性餐包品牌，由安迪·莱维特创立，每周为订阅用户提供预制餐品和自制餐包。据《大都会》2022年报道，对比美式标准餐食，该品牌每份餐包的碳排放量可降低72%，主打低碳环保的纯植物饮食方案。
LOB vs PRPL — 直观对比
营收规模更大
LOB
是对方的1.0倍
$140.7M
营收增速更快
LOB
高出9.3%
9.1%
净利率更高
LOB
高出21.5%
-2.3%
两年增速更快
PRPL
近两年复合增速
7.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $145.5M | $140.7M |
| 净利润 | $27.9M | $-3.2M |
| 毛利率 | — | 41.9% |
| 营业利润率 | — | -1.6% |
| 净利率 | 19.2% | -2.3% |
| 营收同比 | 18.4% | 9.1% |
| 净利润同比 | 187.6% | 62.1% |
| 每股收益（稀释后） | $0.60 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LOBPRPL
| Q1 26 | $145.5M | — | ||
| Q4 25 | $161.9M | $140.7M | ||
| Q3 25 | $146.1M | $118.8M | ||
| Q2 25 | $143.7M | $105.1M | ||
| Q1 25 | $126.1M | $104.2M | ||
| Q4 24 | $116.9M | $129.0M | ||
| Q3 24 | $129.9M | $118.6M | ||
| Q2 24 | $125.5M | $120.3M |
净利润LOBPRPL
| Q1 26 | $27.9M | — | ||
| Q4 25 | $46.2M | $-3.2M | ||
| Q3 25 | $26.5M | $-11.7M | ||
| Q2 25 | $23.4M | $-17.3M | ||
| Q1 25 | $9.7M | $-19.1M | ||
| Q4 24 | $9.9M | $-8.5M | ||
| Q3 24 | $13.0M | $-39.2M | ||
| Q2 24 | $27.0M | $27.0K |
毛利率LOBPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | 41.9% | ||
| Q3 25 | — | 42.8% | ||
| Q2 25 | — | 35.9% | ||
| Q1 25 | — | 39.4% | ||
| Q4 24 | — | 42.9% | ||
| Q3 24 | — | 29.7% | ||
| Q2 24 | — | 40.7% |
营业利润率LOBPRPL
| Q1 26 | — | — | ||
| Q4 25 | 38.2% | -1.6% | ||
| Q3 25 | 25.0% | -10.2% | ||
| Q2 25 | 21.7% | -13.5% | ||
| Q1 25 | 10.4% | -13.9% | ||
| Q4 24 | 11.3% | -6.0% | ||
| Q3 24 | 13.7% | -39.5% | ||
| Q2 24 | 28.7% | -12.1% |
净利率LOBPRPL
| Q1 26 | 19.2% | — | ||
| Q4 25 | 28.5% | -2.3% | ||
| Q3 25 | 18.1% | -9.9% | ||
| Q2 25 | 16.3% | -16.5% | ||
| Q1 25 | 7.7% | -18.4% | ||
| Q4 24 | 8.5% | -6.6% | ||
| Q3 24 | 10.0% | -33.1% | ||
| Q2 24 | 21.5% | 0.0% |
每股收益（稀释后）LOBPRPL
| Q1 26 | $0.60 | — | ||
| Q4 25 | $0.96 | $0.03 | ||
| Q3 25 | $0.55 | $0.11 | ||
| Q2 25 | $0.51 | $0.16 | ||
| Q1 25 | $0.21 | $0.18 | ||
| Q4 24 | $0.22 | $0.08 | ||
| Q3 24 | $0.28 | $0.36 | ||
| Q2 24 | $0.59 | $0.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $24.3M |
| 总债务越低越好 | — | $126.7M |
| 股东权益账面价值 | $1.3B | $-29.7M |
| 总资产 | $15.3B | $296.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资LOBPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | $24.3M | ||
| Q3 25 | — | $32.4M | ||
| Q2 25 | — | $34.2M | ||
| Q1 25 | — | $21.6M | ||
| Q4 24 | — | $29.0M | ||
| Q3 24 | — | $23.4M | ||
| Q2 24 | — | $23.4M |
总债务LOBPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | $126.7M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $70.7M | ||
| Q3 24 | — | $50.8M | ||
| Q2 24 | — | — |
股东权益LOBPRPL
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.2B | $-29.7M | ||
| Q3 25 | $1.2B | $-26.9M | ||
| Q2 25 | $1.1B | $-15.6M | ||
| Q1 25 | $1.0B | $1.3M | ||
| Q4 24 | $999.0M | $20.2M | ||
| Q3 24 | $1.0B | $28.0M | ||
| Q2 24 | $961.0M | $66.4M |
总资产LOBPRPL
| Q1 26 | $15.3B | — | ||
| Q4 25 | $15.1B | $296.3M | ||
| Q3 25 | $14.7B | $302.1M | ||
| Q2 25 | $13.8B | $303.8M | ||
| Q1 25 | $13.6B | $293.8M | ||
| Q4 24 | $12.9B | $307.8M | ||
| Q3 24 | $12.6B | $309.3M | ||
| Q2 24 | $11.9B | $362.1M |
负债/权益比LOBPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 3.50× | ||
| Q3 24 | — | 1.82× | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-5.8M |
| 自由现金流经营现金流 - 资本支出 | — | $-7.8M |
| 自由现金流率自由现金流/营收 | — | -5.5% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-41.9M |
8季度趋势，按日历期对齐
经营现金流LOBPRPL
| Q1 26 | — | — | ||
| Q4 25 | $158.2M | $-5.8M | ||
| Q3 25 | $62.3M | $-968.0K | ||
| Q2 25 | $49.2M | $-4.0M | ||
| Q1 25 | $-33.0M | $-23.1M | ||
| Q4 24 | $156.8M | $6.8M | ||
| Q3 24 | $47.4M | $1.1M | ||
| Q2 24 | $29.5M | $-8.9M |
自由现金流LOBPRPL
| Q1 26 | — | — | ||
| Q4 25 | $143.5M | $-7.8M | ||
| Q3 25 | $60.6M | $-1.8M | ||
| Q2 25 | $47.8M | $-7.0M | ||
| Q1 25 | $-35.3M | $-25.3M | ||
| Q4 24 | $107.5M | $5.7M | ||
| Q3 24 | $41.0M | $101.0K | ||
| Q2 24 | $12.3M | $-11.0M |
自由现金流率LOBPRPL
| Q1 26 | — | — | ||
| Q4 25 | 88.6% | -5.5% | ||
| Q3 25 | 41.4% | -1.5% | ||
| Q2 25 | 33.3% | -6.6% | ||
| Q1 25 | -28.0% | -24.3% | ||
| Q4 24 | 91.9% | 4.4% | ||
| Q3 24 | 31.6% | 0.1% | ||
| Q2 24 | 9.8% | -9.2% |
资本支出强度LOBPRPL
| Q1 26 | — | — | ||
| Q4 25 | 9.1% | 1.4% | ||
| Q3 25 | 1.2% | 0.7% | ||
| Q2 25 | 1.0% | 2.8% | ||
| Q1 25 | 1.8% | 2.2% | ||
| Q4 24 | 42.2% | 0.8% | ||
| Q3 24 | 4.9% | 0.9% | ||
| Q2 24 | 13.7% | 1.7% |
现金转化率LOBPRPL
| Q1 26 | — | — | ||
| Q4 25 | 3.42× | — | ||
| Q3 25 | 2.35× | — | ||
| Q2 25 | 2.10× | — | ||
| Q1 25 | -3.39× | — | ||
| Q4 24 | 15.84× | — | ||
| Q3 24 | 3.64× | — | ||
| Q2 24 | 1.10× | -330.22× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LOB
暂无分部数据
PRPL
| Cost Of Revenues | $81.7M | 58% |
| Other | $59.0M | 42% |
