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LIVEPERSON INC（LPSN）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
REPUBLIC BANCORP INC的季度营收约是LIVEPERSON INC的1.6倍（$94.3M vs $59.3M），REPUBLIC BANCORP INC净利率更高（24.2% vs -77.8%，领先102.0%），REPUBLIC BANCORP INC同比增速更快（5.3% vs -19.0%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $-12.0M），过去两年REPUBLIC BANCORP INC的营收复合增速更高（-11.5% vs -16.6%）
LivePerson是一家全球性科技企业，专注于开发对话式商务与人工智能软件，相关产品与解决方案能够帮助企业搭建智能对话体系，优化客户沟通体验，助力企业实现数字化商务运营转型。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
LPSN vs RBCAA — 直观对比
营收规模更大
RBCAA
是对方的1.6倍
$59.3M
营收增速更快
RBCAA
高出24.3%
-19.0%
净利率更高
RBCAA
高出102.0%
-77.8%
自由现金流更多
RBCAA
多$173.1M
$-12.0M
两年增速更快
RBCAA
近两年复合增速
-16.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $59.3M | $94.3M |
| 净利润 | $-46.1M | $22.8M |
| 毛利率 | 73.2% | — |
| 营业利润率 | -68.7% | 29.3% |
| 净利率 | -77.8% | 24.2% |
| 营收同比 | -19.0% | 5.3% |
| 净利润同比 | 58.9% | 20.0% |
| 每股收益（稀释后） | $-9.22 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LPSNRBCAA
| Q4 25 | $59.3M | $94.3M | ||
| Q3 25 | $60.2M | $93.5M | ||
| Q2 25 | $59.6M | $93.8M | ||
| Q1 25 | $64.7M | $135.8M | ||
| Q4 24 | $73.2M | $89.5M | ||
| Q3 24 | $74.2M | $88.1M | ||
| Q2 24 | $79.9M | $86.9M | ||
| Q1 24 | $85.1M | $120.3M |
净利润LPSNRBCAA
| Q4 25 | $-46.1M | $22.8M | ||
| Q3 25 | $8.7M | $29.7M | ||
| Q2 25 | $-15.7M | $31.5M | ||
| Q1 25 | $-14.1M | $47.3M | ||
| Q4 24 | $-112.1M | $19.0M | ||
| Q3 24 | $-28.3M | $26.5M | ||
| Q2 24 | $41.8M | $25.2M | ||
| Q1 24 | $-35.6M | $30.6M |
毛利率LPSNRBCAA
| Q4 25 | 73.2% | — | ||
| Q3 25 | 71.4% | — | ||
| Q2 25 | 69.7% | — | ||
| Q1 25 | 71.8% | — | ||
| Q4 24 | 77.4% | — | ||
| Q3 24 | 73.1% | — | ||
| Q2 24 | 79.4% | — | ||
| Q1 24 | 71.3% | — |
营业利润率LPSNRBCAA
| Q4 25 | -68.7% | 29.3% | ||
| Q3 25 | -24.2% | 40.4% | ||
| Q2 25 | -10.8% | 43.0% | ||
| Q1 25 | -26.2% | 44.1% | ||
| Q4 24 | -138.0% | 25.8% | ||
| Q3 24 | -21.6% | 38.4% | ||
| Q2 24 | -37.3% | 37.0% | ||
| Q1 24 | -42.7% | 32.2% |
净利率LPSNRBCAA
| Q4 25 | -77.8% | 24.2% | ||
| Q3 25 | 14.5% | 31.8% | ||
| Q2 25 | -26.4% | 33.5% | ||
| Q1 25 | -21.8% | 34.8% | ||
| Q4 24 | -153.2% | 21.2% | ||
| Q3 24 | -38.1% | 30.1% | ||
| Q2 24 | 52.3% | 29.0% | ||
| Q1 24 | -41.8% | 25.4% |
每股收益（稀释后）LPSNRBCAA
| Q4 25 | $-9.22 | — | ||
| Q3 25 | $-2.76 | — | ||
| Q2 25 | $-0.17 | — | ||
| Q1 25 | $-0.24 | — | ||
| Q4 24 | $-17.23 | — | ||
| Q3 24 | $-4.74 | — | ||
| Q2 24 | $-0.33 | — | ||
| Q1 24 | $-0.40 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $95.0M | $220.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $-44.5M | $1.1B |
| 总资产 | $454.7M | $7.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资LPSNRBCAA
| Q4 25 | $95.0M | $220.0M | ||
| Q3 25 | $106.7M | $484.2M | ||
| Q2 25 | $162.0M | $484.8M | ||
| Q1 25 | $176.3M | $793.0M | ||
| Q4 24 | $183.2M | $432.2M | ||
| Q3 24 | $142.1M | $530.9M | ||
| Q2 24 | $146.0M | $400.1M | ||
| Q1 24 | $127.1M | $546.4M |
总债务LPSNRBCAA
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $512.1M | — |
股东权益LPSNRBCAA
| Q4 25 | $-44.5M | $1.1B | ||
| Q3 25 | $-22.1M | $1.1B | ||
| Q2 25 | $-82.4M | $1.1B | ||
| Q1 25 | $-74.9M | $1.0B | ||
| Q4 24 | $-67.3M | $992.0M | ||
| Q3 24 | $45.9M | $979.7M | ||
| Q2 24 | $66.6M | $955.4M | ||
| Q1 24 | $19.2M | $935.6M |
总资产LPSNRBCAA
| Q4 25 | $454.7M | $7.0B | ||
| Q3 25 | $511.4M | $7.0B | ||
| Q2 25 | $604.2M | $7.0B | ||
| Q1 25 | $596.2M | $7.1B | ||
| Q4 24 | $607.8M | $6.8B | ||
| Q3 24 | $692.0M | $6.7B | ||
| Q2 24 | $703.8M | $6.6B | ||
| Q1 24 | $724.7M | $6.9B |
负债/权益比LPSNRBCAA
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 26.69× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-9.7M | $168.2M |
| 自由现金流经营现金流 - 资本支出 | $-12.0M | $161.1M |
| 自由现金流率自由现金流/营收 | -20.2% | 170.9% |
| 资本支出强度资本支出/营收 | 3.9% | 7.5% |
| 现金转化率经营现金流/净利润 | — | 7.37× |
| 过去12个月自由现金流最近4个季度 | $-42.5M | $288.6M |
8季度趋势，按日历期对齐
经营现金流LPSNRBCAA
| Q4 25 | $-9.7M | $168.2M | ||
| Q3 25 | $-6.0M | $33.3M | ||
| Q2 25 | $-11.7M | $8.4M | ||
| Q1 25 | $-3.1M | $93.2M | ||
| Q4 24 | $-3.1M | $149.0M | ||
| Q3 24 | $4.8M | $51.3M | ||
| Q2 24 | $-17.9M | $4.0M | ||
| Q1 24 | $1.1M | $71.2M |
自由现金流LPSNRBCAA
| Q4 25 | $-12.0M | $161.1M | ||
| Q3 25 | $-8.9M | $30.8M | ||
| Q2 25 | $-14.8M | $5.2M | ||
| Q1 25 | $-6.9M | $91.6M | ||
| Q4 24 | $-6.8M | $143.2M | ||
| Q3 24 | $-230.0K | $49.8M | ||
| Q2 24 | $-22.9M | $2.7M | ||
| Q1 24 | $-10.4M | $69.1M |
自由现金流率LPSNRBCAA
| Q4 25 | -20.2% | 170.9% | ||
| Q3 25 | -14.8% | 32.9% | ||
| Q2 25 | -24.9% | 5.5% | ||
| Q1 25 | -10.6% | 67.4% | ||
| Q4 24 | -9.2% | 160.0% | ||
| Q3 24 | -0.3% | 56.5% | ||
| Q2 24 | -28.7% | 3.1% | ||
| Q1 24 | -12.2% | 57.5% |
资本支出强度LPSNRBCAA
| Q4 25 | 3.9% | 7.5% | ||
| Q3 25 | 4.8% | 2.6% | ||
| Q2 25 | 5.3% | 3.5% | ||
| Q1 25 | 5.8% | 1.2% | ||
| Q4 24 | 5.0% | 6.5% | ||
| Q3 24 | 6.8% | 1.7% | ||
| Q2 24 | 6.2% | 1.5% | ||
| Q1 24 | 13.5% | 1.7% |
现金转化率LPSNRBCAA
| Q4 25 | — | 7.37× | ||
| Q3 25 | -0.69× | 1.12× | ||
| Q2 25 | — | 0.27× | ||
| Q1 25 | — | 1.97× | ||
| Q4 24 | — | 7.84× | ||
| Q3 24 | — | 1.93× | ||
| Q2 24 | -0.43× | 0.16× | ||
| Q1 24 | — | 2.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LPSN
| Hosted Services Business | $51.0M | 86% |
| Professional Services | $8.3M | 14% |
RBCAA
暂无分部数据
