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Masco（MAS）与SoFi Technologies, Inc.（SOFI）财务数据对比。点击上方公司名可切换其他公司
Masco的季度营收约是SoFi Technologies, Inc.的1.9倍（$1.9B vs $1.0B），SoFi Technologies, Inc.净利率更高（16.9% vs 11.9%，领先5.0%），SoFi Technologies, Inc.同比增速更快（39.6% vs 6.5%），过去两年SoFi Technologies, Inc.的营收复合增速更高（26.1% vs -4.2%）
美国家居建材企业Masco主营家装及新建住宅市场相关产品，旗下拥有20余家子公司，在全球运营近80座生产工厂，其中美国本土近60座，海外地区超20座。公司1969年于纽交所挂牌上市，后实现快速增长，成功跻身美国财富500强榜单。
SoFi Technologies是美国金融科技企业，2011年由斯坦福大学学生创立，持有全国性特许牌照运营线上银行，同时为其他金融机构提供技术解决方案，是美国规模最大的线上贷款机构，截至2025年累计服务客户达1370万。
MAS vs SOFI — 直观对比
营收规模更大
MAS
是对方的1.9倍
$1.0B
营收增速更快
SOFI
高出33.1%
6.5%
净利率更高
SOFI
高出5.0%
11.9%
两年增速更快
SOFI
近两年复合增速
-4.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.9B | $1.0B |
| 净利润 | $228.0M | $173.5M |
| 毛利率 | 35.8% | 84.2% |
| 营业利润率 | 16.5% | 18.1% |
| 净利率 | 11.9% | 16.9% |
| 营收同比 | 6.5% | 39.6% |
| 净利润同比 | 14.5% | -47.8% |
| 每股收益（稀释后） | — | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MASSOFI
| Q1 26 | $1.9B | — | ||
| Q4 25 | $1.8B | $1.0B | ||
| Q3 25 | $1.9B | $961.6M | ||
| Q2 25 | $2.1B | $854.9M | ||
| Q1 25 | $1.8B | $771.8M | ||
| Q4 24 | $1.8B | $734.1M | ||
| Q3 24 | $2.0B | $697.1M | ||
| Q2 24 | $2.1B | $598.6M |
净利润MASSOFI
| Q1 26 | $228.0M | — | ||
| Q4 25 | $165.0M | $173.5M | ||
| Q3 25 | $189.0M | $139.4M | ||
| Q2 25 | $270.0M | $97.3M | ||
| Q1 25 | $186.0M | $71.1M | ||
| Q4 24 | $182.0M | $332.5M | ||
| Q3 24 | $167.0M | $60.7M | ||
| Q2 24 | $258.0M | $17.4M |
毛利率MASSOFI
| Q1 26 | 35.8% | — | ||
| Q4 25 | 33.9% | 84.2% | ||
| Q3 25 | 34.2% | 83.2% | ||
| Q2 25 | 37.6% | 82.4% | ||
| Q1 25 | 35.8% | 82.4% | ||
| Q4 24 | 34.8% | 82.5% | ||
| Q3 24 | 36.6% | 82.3% | ||
| Q2 24 | 37.5% | 81.7% |
营业利润率MASSOFI
| Q1 26 | 16.5% | — | ||
| Q4 25 | 13.8% | 18.1% | ||
| Q3 25 | 15.8% | 15.4% | ||
| Q2 25 | 20.1% | 13.1% | ||
| Q1 25 | 15.9% | 10.3% | ||
| Q4 24 | 15.9% | 8.2% | ||
| Q3 24 | 18.0% | 9.2% | ||
| Q2 24 | 19.0% | 2.6% |
净利率MASSOFI
| Q1 26 | 11.9% | — | ||
| Q4 25 | 9.2% | 16.9% | ||
| Q3 25 | 9.9% | 14.5% | ||
| Q2 25 | 13.2% | 11.4% | ||
| Q1 25 | 10.3% | 9.2% | ||
| Q4 24 | 10.0% | 45.3% | ||
| Q3 24 | 8.4% | 8.7% | ||
| Q2 24 | 12.3% | 2.9% |
每股收益（稀释后）MASSOFI
| Q1 26 | — | — | ||
| Q4 25 | $0.81 | $0.14 | ||
| Q3 25 | $0.90 | $0.11 | ||
| Q2 25 | $1.28 | $0.08 | ||
| Q1 25 | $0.87 | $0.06 | ||
| Q4 24 | $0.85 | $0.31 | ||
| Q3 24 | $0.77 | $0.05 | ||
| Q2 24 | $1.17 | $0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $4.9B |
| 总债务越低越好 | $2.9B | — |
| 股东权益账面价值 | $27.0M | $10.5B |
| 总资产 | $5.2B | $50.7B |
| 负债/权益比越低杠杆越低 | 109.07× | — |
8季度趋势，按日历期对齐
现金及短期投资MASSOFI
| Q1 26 | — | — | ||
| Q4 25 | $647.0M | $4.9B | ||
| Q3 25 | $559.0M | $3.2B | ||
| Q2 25 | $390.0M | $2.1B | ||
| Q1 25 | $377.0M | $2.1B | ||
| Q4 24 | $634.0M | $2.5B | ||
| Q3 24 | $646.0M | $2.4B | ||
| Q2 24 | $398.0M | $2.3B |
总债务MASSOFI
| Q1 26 | $2.9B | — | ||
| Q4 25 | $2.9B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $2.9B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MASSOFI
| Q1 26 | $27.0M | — | ||
| Q4 25 | $-185.0M | $10.5B | ||
| Q3 25 | $-78.0M | $8.8B | ||
| Q2 25 | $-84.0M | $6.9B | ||
| Q1 25 | $-254.0M | $6.7B | ||
| Q4 24 | $-279.0M | $6.5B | ||
| Q3 24 | $-88.0M | $6.1B | ||
| Q2 24 | $-26.0M | $5.9B |
总资产MASSOFI
| Q1 26 | $5.2B | — | ||
| Q4 25 | $5.2B | $50.7B | ||
| Q3 25 | $5.3B | $45.3B | ||
| Q2 25 | $5.3B | $41.1B | ||
| Q1 25 | $5.1B | $37.7B | ||
| Q4 24 | $5.0B | $36.3B | ||
| Q3 24 | $5.3B | $34.4B | ||
| Q2 24 | $5.4B | $32.6B |
负债/权益比MASSOFI
| Q1 26 | 109.07× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-3.7B |
| 自由现金流经营现金流 - 资本支出 | — | $-4.0B |
| 自由现金流率自由现金流/营收 | — | -388.8% |
| 资本支出强度资本支出/营收 | 1.8% | 23.7% |
| 现金转化率经营现金流/净利润 | — | -21.56× |
| 过去12个月自由现金流最近4个季度 | — | $-6.9B |
8季度趋势，按日历期对齐
经营现金流MASSOFI
| Q1 26 | — | — | ||
| Q4 25 | $418.0M | $-3.7B | ||
| Q3 25 | $456.0M | $-1.3B | ||
| Q2 25 | $306.0M | $-1.5B | ||
| Q1 25 | $-158.0M | $21.5M | ||
| Q4 24 | $407.0M | $-1.1B | ||
| Q3 24 | $416.0M | $-1.2B | ||
| Q2 24 | $346.0M | $-484.4M |
自由现金流MASSOFI
| Q1 26 | — | — | ||
| Q4 25 | $371.0M | $-4.0B | ||
| Q3 25 | $415.0M | $-1.4B | ||
| Q2 25 | $270.0M | $-1.5B | ||
| Q1 25 | $-190.0M | $-31.1M | ||
| Q4 24 | $351.0M | $-1.3B | ||
| Q3 24 | $378.0M | $-1.2B | ||
| Q2 24 | $303.0M | $-521.1M |
自由现金流率MASSOFI
| Q1 26 | — | — | ||
| Q4 25 | 20.7% | -388.8% | ||
| Q3 25 | 21.6% | -142.0% | ||
| Q2 25 | 13.2% | -179.0% | ||
| Q1 25 | -10.5% | -4.0% | ||
| Q4 24 | 19.2% | -173.5% | ||
| Q3 24 | 19.1% | -174.6% | ||
| Q2 24 | 14.5% | -87.0% |
资本支出强度MASSOFI
| Q1 26 | 1.8% | — | ||
| Q4 25 | 2.6% | 23.7% | ||
| Q3 25 | 2.1% | 6.2% | ||
| Q2 25 | 1.8% | 7.4% | ||
| Q1 25 | 1.8% | 6.8% | ||
| Q4 24 | 3.1% | 21.0% | ||
| Q3 24 | 1.9% | 6.2% | ||
| Q2 24 | 2.1% | 6.1% |
现金转化率MASSOFI
| Q1 26 | — | — | ||
| Q4 25 | 2.53× | -21.56× | ||
| Q3 25 | 2.41× | -9.37× | ||
| Q2 25 | 1.13× | -15.08× | ||
| Q1 25 | -0.85× | 0.30× | ||
| Q4 24 | 2.24× | -3.37× | ||
| Q3 24 | 2.49× | -19.32× | ||
| Q2 24 | 1.34× | -27.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
