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Masco（MAS）与Truist Financial（TFC）财务数据对比。点击上方公司名可切换其他公司
Truist Financial的季度营收约是Masco的1.9倍（$3.7B vs $1.9B），Truist Financial净利率更高（36.6% vs 11.9%，领先24.7%），Masco同比增速更快（6.5% vs 3.1%），过去两年Truist Financial的营收复合增速更高（4.8% vs -4.2%）
美国家居建材企业Masco主营家装及新建住宅市场相关产品，旗下拥有20余家子公司，在全球运营近80座生产工厂，其中美国本土近60座，海外地区超20座。公司1969年于纽交所挂牌上市，后实现快速增长，成功跻身美国财富500强榜单。
Truist Financial是美国银行控股公司，总部位于北卡罗来纳州夏洛特，2019年12月由BB&T与SunTrust合并组建。旗下银行在15个州及华盛顿特区共运营1928家网点，提供零售、商业、投资银行、证券经纪、资产管理、抵押贷款、保险等多元金融产品服务，为美国第十大银行，总资产达5230亿美元。
MAS vs TFC — 直观对比
营收规模更大
TFC
是对方的1.9倍
$1.9B
营收增速更快
MAS
高出3.4%
3.1%
净利率更高
TFC
高出24.7%
11.9%
两年增速更快
TFC
近两年复合增速
-4.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.9B | $3.7B |
| 净利润 | $228.0M | $1.4B |
| 毛利率 | 35.8% | — |
| 营业利润率 | 16.5% | 42.3% |
| 净利率 | 11.9% | 36.6% |
| 营收同比 | 6.5% | 3.1% |
| 净利润同比 | 14.5% | 6.1% |
| 每股收益（稀释后） | — | $1.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MASTFC
| Q1 26 | $1.9B | — | ||
| Q4 25 | $1.8B | $3.7B | ||
| Q3 25 | $1.9B | $3.6B | ||
| Q2 25 | $2.1B | $3.6B | ||
| Q1 25 | $1.8B | $3.5B | ||
| Q4 24 | $1.8B | $3.6B | ||
| Q3 24 | $2.0B | $3.6B | ||
| Q2 24 | $2.1B | $3.5B |
净利润MASTFC
| Q1 26 | $228.0M | — | ||
| Q4 25 | $165.0M | $1.4B | ||
| Q3 25 | $189.0M | $1.5B | ||
| Q2 25 | $270.0M | $1.2B | ||
| Q1 25 | $186.0M | $1.3B | ||
| Q4 24 | $182.0M | $1.3B | ||
| Q3 24 | $167.0M | $1.4B | ||
| Q2 24 | $258.0M | $922.0M |
毛利率MASTFC
| Q1 26 | 35.8% | — | ||
| Q4 25 | 33.9% | — | ||
| Q3 25 | 34.2% | — | ||
| Q2 25 | 37.6% | — | ||
| Q1 25 | 35.8% | — | ||
| Q4 24 | 34.8% | — | ||
| Q3 24 | 36.6% | — | ||
| Q2 24 | 37.5% | — |
营业利润率MASTFC
| Q1 26 | 16.5% | — | ||
| Q4 25 | 13.8% | 42.3% | ||
| Q3 25 | 15.8% | 47.9% | ||
| Q2 25 | 20.1% | 42.2% | ||
| Q1 25 | 15.9% | 43.8% | ||
| Q4 24 | 15.9% | 43.3% | ||
| Q3 24 | 18.0% | 47.5% | ||
| Q2 24 | 19.0% | -148.3% |
净利率MASTFC
| Q1 26 | 11.9% | — | ||
| Q4 25 | 9.2% | 36.6% | ||
| Q3 25 | 9.9% | 40.0% | ||
| Q2 25 | 13.2% | 34.6% | ||
| Q1 25 | 10.3% | 36.0% | ||
| Q4 24 | 10.0% | 35.5% | ||
| Q3 24 | 8.4% | 40.0% | ||
| Q2 24 | 12.3% | 26.1% |
每股收益（稀释后）MASTFC
| Q1 26 | — | — | ||
| Q4 25 | $0.81 | $1.01 | ||
| Q3 25 | $0.90 | $1.04 | ||
| Q2 25 | $1.28 | $0.90 | ||
| Q1 25 | $0.87 | $0.87 | ||
| Q4 24 | $0.85 | $0.94 | ||
| Q3 24 | $0.77 | $0.99 | ||
| Q2 24 | $1.17 | $0.62 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $2.9B | $42.0B |
| 股东权益账面价值 | $27.0M | $65.2B |
| 总资产 | $5.2B | $547.5B |
| 负债/权益比越低杠杆越低 | 109.07× | 0.64× |
8季度趋势，按日历期对齐
现金及短期投资MASTFC
| Q1 26 | — | — | ||
| Q4 25 | $647.0M | — | ||
| Q3 25 | $559.0M | — | ||
| Q2 25 | $390.0M | — | ||
| Q1 25 | $377.0M | — | ||
| Q4 24 | $634.0M | — | ||
| Q3 24 | $646.0M | — | ||
| Q2 24 | $398.0M | — |
总债务MASTFC
| Q1 26 | $2.9B | — | ||
| Q4 25 | $2.9B | $42.0B | ||
| Q3 25 | — | $41.7B | ||
| Q2 25 | — | $44.4B | ||
| Q1 25 | — | $32.0B | ||
| Q4 24 | $2.9B | $35.0B | ||
| Q3 24 | — | $36.8B | ||
| Q2 24 | — | $34.6B |
股东权益MASTFC
| Q1 26 | $27.0M | — | ||
| Q4 25 | $-185.0M | $65.2B | ||
| Q3 25 | $-78.0M | $65.6B | ||
| Q2 25 | $-84.0M | $64.8B | ||
| Q1 25 | $-254.0M | $64.6B | ||
| Q4 24 | $-279.0M | $63.7B | ||
| Q3 24 | $-88.0M | $65.7B | ||
| Q2 24 | $-26.0M | $63.8B |
总资产MASTFC
| Q1 26 | $5.2B | — | ||
| Q4 25 | $5.2B | $547.5B | ||
| Q3 25 | $5.3B | $543.9B | ||
| Q2 25 | $5.3B | $543.8B | ||
| Q1 25 | $5.1B | $535.9B | ||
| Q4 24 | $5.0B | $531.2B | ||
| Q3 24 | $5.3B | $523.4B | ||
| Q2 24 | $5.4B | $519.9B |
负债/权益比MASTFC
| Q1 26 | 109.07× | — | ||
| Q4 25 | — | 0.64× | ||
| Q3 25 | — | 0.64× | ||
| Q2 25 | — | 0.69× | ||
| Q1 25 | — | 0.50× | ||
| Q4 24 | — | 0.55× | ||
| Q3 24 | — | 0.56× | ||
| Q2 24 | — | 0.54× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $2.6B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | 1.8% | — |
| 现金转化率经营现金流/净利润 | — | 1.91× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流MASTFC
| Q1 26 | — | — | ||
| Q4 25 | $418.0M | $2.6B | ||
| Q3 25 | $456.0M | $1.5B | ||
| Q2 25 | $306.0M | $914.0M | ||
| Q1 25 | $-158.0M | $746.0M | ||
| Q4 24 | $407.0M | $775.0M | ||
| Q3 24 | $416.0M | $1.5B | ||
| Q2 24 | $346.0M | $845.0M |
自由现金流MASTFC
| Q1 26 | — | — | ||
| Q4 25 | $371.0M | — | ||
| Q3 25 | $415.0M | — | ||
| Q2 25 | $270.0M | — | ||
| Q1 25 | $-190.0M | — | ||
| Q4 24 | $351.0M | — | ||
| Q3 24 | $378.0M | — | ||
| Q2 24 | $303.0M | — |
自由现金流率MASTFC
| Q1 26 | — | — | ||
| Q4 25 | 20.7% | — | ||
| Q3 25 | 21.6% | — | ||
| Q2 25 | 13.2% | — | ||
| Q1 25 | -10.5% | — | ||
| Q4 24 | 19.2% | — | ||
| Q3 24 | 19.1% | — | ||
| Q2 24 | 14.5% | — |
资本支出强度MASTFC
| Q1 26 | 1.8% | — | ||
| Q4 25 | 2.6% | — | ||
| Q3 25 | 2.1% | — | ||
| Q2 25 | 1.8% | — | ||
| Q1 25 | 1.8% | — | ||
| Q4 24 | 3.1% | — | ||
| Q3 24 | 1.9% | — | ||
| Q2 24 | 2.1% | — |
现金转化率MASTFC
| Q1 26 | — | — | ||
| Q4 25 | 2.53× | 1.91× | ||
| Q3 25 | 2.41× | 1.03× | ||
| Q2 25 | 1.13× | 0.74× | ||
| Q1 25 | -0.85× | 0.59× | ||
| Q4 24 | 2.24× | 0.61× | ||
| Q3 24 | 2.49× | 1.06× | ||
| Q2 24 | 1.34× | 0.92× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
