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Merchants Bancorp（MBIN）与Purple Innovation, Inc.（PRPL）财务数据对比。点击上方公司名可切换其他公司
Merchants Bancorp的季度营收约是Purple Innovation, Inc.的1.2倍（$175.2M vs $140.7M），Merchants Bancorp净利率更高（38.6% vs -2.3%，领先40.9%），过去两年Purple Innovation, Inc.的营收复合增速更高（8.3% vs 4.8%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下设有Ameris Bank子公司，在佐治亚州、阿拉巴马州、佛罗里达州、北卡罗来纳州、南卡罗来纳州运营全服务网点，同时在上述五州及弗吉尼亚州、马里兰州、田纳西州设立仅办理抵押贷款业务的网点，为个人和企业客户提供线上及移动端银行服务。
Purple Carrot是一家总部位于马萨诸塞州尼达姆市的全植物性餐包品牌，由安迪·莱维特创立，每周为订阅用户提供预制餐品和自制餐包。据《大都会》2022年报道，对比美式标准餐食，该品牌每份餐包的碳排放量可降低72%，主打低碳环保的纯植物饮食方案。
MBIN vs PRPL — 直观对比
营收规模更大
MBIN
是对方的1.2倍
$140.7M
净利率更高
MBIN
高出40.9%
-2.3%
两年增速更快
PRPL
近两年复合增速
4.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $175.2M | $140.7M |
| 净利润 | $67.7M | $-3.2M |
| 毛利率 | — | 41.9% |
| 营业利润率 | — | -1.6% |
| 净利率 | 38.6% | -2.3% |
| 营收同比 | — | 9.1% |
| 净利润同比 | 16.3% | 62.1% |
| 每股收益（稀释后） | $1.25 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBINPRPL
| Q1 26 | $175.2M | — | ||
| Q4 25 | $185.3M | $140.7M | ||
| Q3 25 | $171.1M | $118.8M | ||
| Q2 25 | $179.2M | $105.1M | ||
| Q1 25 | $145.9M | $104.2M | ||
| Q4 24 | $193.8M | $129.0M | ||
| Q3 24 | $149.6M | $118.6M | ||
| Q2 24 | $159.5M | $120.3M |
净利润MBINPRPL
| Q1 26 | $67.7M | — | ||
| Q4 25 | — | $-3.2M | ||
| Q3 25 | $54.7M | $-11.7M | ||
| Q2 25 | $38.0M | $-17.3M | ||
| Q1 25 | $58.2M | $-19.1M | ||
| Q4 24 | — | $-8.5M | ||
| Q3 24 | $61.3M | $-39.2M | ||
| Q2 24 | $76.4M | $27.0K |
毛利率MBINPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | 41.9% | ||
| Q3 25 | — | 42.8% | ||
| Q2 25 | — | 35.9% | ||
| Q1 25 | — | 39.4% | ||
| Q4 24 | — | 42.9% | ||
| Q3 24 | — | 29.7% | ||
| Q2 24 | — | 40.7% |
营业利润率MBINPRPL
| Q1 26 | — | — | ||
| Q4 25 | 39.9% | -1.6% | ||
| Q3 25 | 37.8% | -10.2% | ||
| Q2 25 | 27.3% | -13.5% | ||
| Q1 25 | 52.4% | -13.9% | ||
| Q4 24 | 66.0% | -6.0% | ||
| Q3 24 | 54.4% | -39.5% | ||
| Q2 24 | 62.2% | -12.1% |
净利率MBINPRPL
| Q1 26 | 38.6% | — | ||
| Q4 25 | — | -2.3% | ||
| Q3 25 | 32.0% | -9.9% | ||
| Q2 25 | 21.2% | -16.5% | ||
| Q1 25 | 39.9% | -18.4% | ||
| Q4 24 | — | -6.6% | ||
| Q3 24 | 41.0% | -33.1% | ||
| Q2 24 | 47.9% | 0.0% |
每股收益（稀释后）MBINPRPL
| Q1 26 | $1.25 | — | ||
| Q4 25 | $1.28 | $0.03 | ||
| Q3 25 | $0.97 | $0.11 | ||
| Q2 25 | $0.60 | $0.16 | ||
| Q1 25 | $0.93 | $0.18 | ||
| Q4 24 | $1.84 | $0.08 | ||
| Q3 24 | $1.17 | $0.36 | ||
| Q2 24 | $1.49 | $0.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $83.2M | $24.3M |
| 总债务越低越好 | $32.0M | $126.7M |
| 股东权益账面价值 | $2.3B | $-29.7M |
| 总资产 | $20.3B | $296.3M |
| 负债/权益比越低杠杆越低 | 0.01× | — |
8季度趋势，按日历期对齐
现金及短期投资MBINPRPL
| Q1 26 | $83.2M | — | ||
| Q4 25 | — | $24.3M | ||
| Q3 25 | — | $32.4M | ||
| Q2 25 | — | $34.2M | ||
| Q1 25 | — | $21.6M | ||
| Q4 24 | — | $29.0M | ||
| Q3 24 | — | $23.4M | ||
| Q2 24 | — | $23.4M |
总债务MBINPRPL
| Q1 26 | $32.0M | — | ||
| Q4 25 | — | $126.7M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $70.7M | ||
| Q3 24 | — | $50.8M | ||
| Q2 24 | — | — |
股东权益MBINPRPL
| Q1 26 | $2.3B | — | ||
| Q4 25 | $2.3B | $-29.7M | ||
| Q3 25 | $2.2B | $-26.9M | ||
| Q2 25 | $2.2B | $-15.6M | ||
| Q1 25 | $2.2B | $1.3M | ||
| Q4 24 | $2.2B | $20.2M | ||
| Q3 24 | $1.9B | $28.0M | ||
| Q2 24 | $1.9B | $66.4M |
总资产MBINPRPL
| Q1 26 | $20.3B | — | ||
| Q4 25 | $19.4B | $296.3M | ||
| Q3 25 | $19.4B | $302.1M | ||
| Q2 25 | $19.1B | $303.8M | ||
| Q1 25 | $18.8B | $293.8M | ||
| Q4 24 | $18.8B | $307.8M | ||
| Q3 24 | $18.7B | $309.3M | ||
| Q2 24 | $18.2B | $362.1M |
负债/权益比MBINPRPL
| Q1 26 | 0.01× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 3.50× | ||
| Q3 24 | — | 1.82× | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-5.8M |
| 自由现金流经营现金流 - 资本支出 | — | $-7.8M |
| 自由现金流率自由现金流/营收 | — | -5.5% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-41.9M |
8季度趋势，按日历期对齐
经营现金流MBINPRPL
| Q1 26 | — | — | ||
| Q4 25 | $-341.2M | $-5.8M | ||
| Q3 25 | $29.8M | $-968.0K | ||
| Q2 25 | $-121.2M | $-4.0M | ||
| Q1 25 | $148.0M | $-23.1M | ||
| Q4 24 | $-835.3M | $6.8M | ||
| Q3 24 | $-492.6M | $1.1M | ||
| Q2 24 | $51.1M | $-8.9M |
自由现金流MBINPRPL
| Q1 26 | — | — | ||
| Q4 25 | $-362.2M | $-7.8M | ||
| Q3 25 | $24.0M | $-1.8M | ||
| Q2 25 | $-125.7M | $-7.0M | ||
| Q1 25 | $141.2M | $-25.3M | ||
| Q4 24 | $-853.7M | $5.7M | ||
| Q3 24 | $-497.2M | $101.0K | ||
| Q2 24 | $45.8M | $-11.0M |
自由现金流率MBINPRPL
| Q1 26 | — | — | ||
| Q4 25 | -195.5% | -5.5% | ||
| Q3 25 | 14.0% | -1.5% | ||
| Q2 25 | -70.1% | -6.6% | ||
| Q1 25 | 96.8% | -24.3% | ||
| Q4 24 | -440.6% | 4.4% | ||
| Q3 24 | -332.4% | 0.1% | ||
| Q2 24 | 28.7% | -9.2% |
资本支出强度MBINPRPL
| Q1 26 | — | — | ||
| Q4 25 | 11.3% | 1.4% | ||
| Q3 25 | 3.4% | 0.7% | ||
| Q2 25 | 2.5% | 2.8% | ||
| Q1 25 | 4.7% | 2.2% | ||
| Q4 24 | 9.5% | 0.8% | ||
| Q3 24 | 3.0% | 0.9% | ||
| Q2 24 | 3.3% | 1.7% |
现金转化率MBINPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.54× | — | ||
| Q2 25 | -3.19× | — | ||
| Q1 25 | 2.54× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -8.04× | — | ||
| Q2 24 | 0.67× | -330.22× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBIN
| Net Interest Income | $128.6M | 73% |
| Noninterest Income | $46.6M | 27% |
PRPL
| Cost Of Revenues | $81.7M | 58% |
| Other | $59.0M | 42% |
