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Merchants Bancorp（MBIN）与Ranger Energy Services, Inc.（RNGR）财务数据对比。点击上方公司名可切换其他公司
Merchants Bancorp的季度营收约是Ranger Energy Services, Inc.的1.2倍（$175.2M vs $142.2M），Merchants Bancorp净利率更高（38.6% vs 2.3%，领先36.4%），过去两年Merchants Bancorp的营收复合增速更高（4.8% vs 1.9%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下设有Ameris Bank子公司，在佐治亚州、阿拉巴马州、佛罗里达州、北卡罗来纳州、南卡罗来纳州运营全服务网点，同时在上述五州及弗吉尼亚州、马里兰州、田纳西州设立仅办理抵押贷款业务的网点，为个人和企业客户提供线上及移动端银行服务。
Ranger Energy Services是北美领先的陆上油田服务提供商，为上游油气运营商提供完井、修井、钻机作业及产能优化等全套解决方案，业务主要覆盖美国本土的页岩和致密资源开采作业区。
MBIN vs RNGR — 直观对比
营收规模更大
MBIN
是对方的1.2倍
$142.2M
净利率更高
MBIN
高出36.4%
2.3%
两年增速更快
MBIN
近两年复合增速
1.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $175.2M | $142.2M |
| 净利润 | $67.7M | $3.2M |
| 毛利率 | — | — |
| 营业利润率 | — | 2.3% |
| 净利率 | 38.6% | 2.3% |
| 营收同比 | — | -0.6% |
| 净利润同比 | 16.3% | -44.8% |
| 每股收益（稀释后） | $1.25 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBINRNGR
| Q1 26 | $175.2M | — | ||
| Q4 25 | $185.3M | $142.2M | ||
| Q3 25 | $171.1M | $128.9M | ||
| Q2 25 | $179.2M | $140.6M | ||
| Q1 25 | $145.9M | $135.2M | ||
| Q4 24 | $193.8M | $143.1M | ||
| Q3 24 | $149.6M | $153.0M | ||
| Q2 24 | $159.5M | $138.1M |
净利润MBINRNGR
| Q1 26 | $67.7M | — | ||
| Q4 25 | — | $3.2M | ||
| Q3 25 | $54.7M | $1.2M | ||
| Q2 25 | $38.0M | $7.3M | ||
| Q1 25 | $58.2M | $600.0K | ||
| Q4 24 | — | $5.8M | ||
| Q3 24 | $61.3M | $8.7M | ||
| Q2 24 | $76.4M | $4.7M |
营业利润率MBINRNGR
| Q1 26 | — | — | ||
| Q4 25 | 39.9% | 2.3% | ||
| Q3 25 | 37.8% | 2.0% | ||
| Q2 25 | 27.3% | 6.1% | ||
| Q1 25 | 52.4% | 0.7% | ||
| Q4 24 | 66.0% | 6.2% | ||
| Q3 24 | 54.4% | 8.4% | ||
| Q2 24 | 62.2% | 5.3% |
净利率MBINRNGR
| Q1 26 | 38.6% | — | ||
| Q4 25 | — | 2.3% | ||
| Q3 25 | 32.0% | 0.9% | ||
| Q2 25 | 21.2% | 5.2% | ||
| Q1 25 | 39.9% | 0.4% | ||
| Q4 24 | — | 4.1% | ||
| Q3 24 | 41.0% | 5.7% | ||
| Q2 24 | 47.9% | 3.4% |
每股收益（稀释后）MBINRNGR
| Q1 26 | $1.25 | — | ||
| Q4 25 | $1.28 | $0.14 | ||
| Q3 25 | $0.97 | $0.05 | ||
| Q2 25 | $0.60 | $0.32 | ||
| Q1 25 | $0.93 | $0.03 | ||
| Q4 24 | $1.84 | $0.24 | ||
| Q3 24 | $1.17 | $0.39 | ||
| Q2 24 | $1.49 | $0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $83.2M | $10.3M |
| 总债务越低越好 | $32.0M | — |
| 股东权益账面价值 | $2.3B | $300.1M |
| 总资产 | $20.3B | $419.3M |
| 负债/权益比越低杠杆越低 | 0.01× | — |
8季度趋势，按日历期对齐
现金及短期投资MBINRNGR
| Q1 26 | $83.2M | — | ||
| Q4 25 | — | $10.3M | ||
| Q3 25 | — | $45.2M | ||
| Q2 25 | — | $48.9M | ||
| Q1 25 | — | $40.3M | ||
| Q4 24 | — | $40.9M | ||
| Q3 24 | — | $14.8M | ||
| Q2 24 | — | $8.7M |
总债务MBINRNGR
| Q1 26 | $32.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 |
股东权益MBINRNGR
| Q1 26 | $2.3B | — | ||
| Q4 25 | $2.3B | $300.1M | ||
| Q3 25 | $2.2B | $270.0M | ||
| Q2 25 | $2.2B | $276.9M | ||
| Q1 25 | $2.2B | $272.6M | ||
| Q4 24 | $2.2B | $273.8M | ||
| Q3 24 | $1.9B | $267.6M | ||
| Q2 24 | $1.9B | $260.5M |
总资产MBINRNGR
| Q1 26 | $20.3B | — | ||
| Q4 25 | $19.4B | $419.3M | ||
| Q3 25 | $19.4B | $372.8M | ||
| Q2 25 | $19.1B | $381.7M | ||
| Q1 25 | $18.8B | $376.5M | ||
| Q4 24 | $18.8B | $381.6M | ||
| Q3 24 | $18.7B | $373.9M | ||
| Q2 24 | $18.2B | $359.6M |
负债/权益比MBINRNGR
| Q1 26 | 0.01× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $24.1M |
| 自由现金流经营现金流 - 资本支出 | — | $17.1M |
| 自由现金流率自由现金流/营收 | — | 12.0% |
| 资本支出强度资本支出/营收 | — | 4.9% |
| 现金转化率经营现金流/净利润 | — | 7.53× |
| 过去12个月自由现金流最近4个季度 | — | $42.9M |
8季度趋势，按日历期对齐
经营现金流MBINRNGR
| Q1 26 | — | — | ||
| Q4 25 | $-341.2M | $24.1M | ||
| Q3 25 | $29.8M | $13.6M | ||
| Q2 25 | $-121.2M | $20.7M | ||
| Q1 25 | $148.0M | $10.6M | ||
| Q4 24 | $-835.3M | $32.7M | ||
| Q3 24 | $-492.6M | $17.7M | ||
| Q2 24 | $51.1M | $22.1M |
自由现金流MBINRNGR
| Q1 26 | — | — | ||
| Q4 25 | $-362.2M | $17.1M | ||
| Q3 25 | $24.0M | $8.0M | ||
| Q2 25 | $-125.7M | $14.4M | ||
| Q1 25 | $141.2M | $3.4M | ||
| Q4 24 | $-853.7M | $27.3M | ||
| Q3 24 | $-497.2M | $10.8M | ||
| Q2 24 | $45.8M | $6.8M |
自由现金流率MBINRNGR
| Q1 26 | — | — | ||
| Q4 25 | -195.5% | 12.0% | ||
| Q3 25 | 14.0% | 6.2% | ||
| Q2 25 | -70.1% | 10.2% | ||
| Q1 25 | 96.8% | 2.5% | ||
| Q4 24 | -440.6% | 19.1% | ||
| Q3 24 | -332.4% | 7.1% | ||
| Q2 24 | 28.7% | 4.9% |
资本支出强度MBINRNGR
| Q1 26 | — | — | ||
| Q4 25 | 11.3% | 4.9% | ||
| Q3 25 | 3.4% | 4.3% | ||
| Q2 25 | 2.5% | 4.5% | ||
| Q1 25 | 4.7% | 5.3% | ||
| Q4 24 | 9.5% | 3.8% | ||
| Q3 24 | 3.0% | 4.5% | ||
| Q2 24 | 3.3% | 11.1% |
现金转化率MBINRNGR
| Q1 26 | — | — | ||
| Q4 25 | — | 7.53× | ||
| Q3 25 | 0.54× | 11.33× | ||
| Q2 25 | -3.19× | 2.84× | ||
| Q1 25 | 2.54× | 17.67× | ||
| Q4 24 | — | 5.64× | ||
| Q3 24 | -8.04× | 2.03× | ||
| Q2 24 | 0.67× | 4.70× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBIN
| Net Interest Income | $128.6M | 73% |
| Noninterest Income | $46.6M | 27% |
RNGR
| High Specification Rigs | $92.3M | 65% |
| Processing Solutions And Ancillary Services | $37.5M | 26% |
| Wireline Services | $12.4M | 9% |
