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MERCANTILE BANK CORP（MBWM）与MP Materials Corp.（MP）财务数据对比。点击上方公司名可切换其他公司
MERCANTILE BANK CORP的季度营收约是MP Materials Corp.的1.3倍（$67.6M vs $52.7M），MERCANTILE BANK CORP净利率更高（33.6% vs 17.9%，领先15.7%），过去两年MERCANTILE BANK CORP的营收复合增速更高（9.1% vs 4.0%）
泰米尔纳德商业银行（TMB）是一家印度银行，总部位于泰米尔纳德邦杜蒂戈林。该行始建于1921年，最初名为纳达尔银行，1962年11月更名为泰米尔纳德商业银行，以拓展纳达尔社群以外的业务。目前该银行在印度全境拥有600家全功能网点、12个区域办事处及各类配套服务中心与自助设施。
MP Materials Corp.是总部位于美国的稀土材料生产商，拥有并运营加利福尼亚州芒廷帕斯矿，这是西半球唯一在产的稀土开采及加工设施，所产核心材料可广泛应用于电动汽车、风力发电机、国防工业等多个关键领域。
MBWM vs MP — 直观对比
营收规模更大
MBWM
是对方的1.3倍
$52.7M
净利率更高
MBWM
高出15.7%
17.9%
两年增速更快
MBWM
近两年复合增速
4.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $67.6M | $52.7M |
| 净利润 | $22.7M | $9.4M |
| 毛利率 | — | — |
| 营业利润率 | — | -7.0% |
| 净利率 | 33.6% | 17.9% |
| 营收同比 | — | -13.6% |
| 净利润同比 | 16.1% | 142.2% |
| 每股收益（稀释后） | $1.32 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBWMMP
| Q1 26 | $67.6M | — | ||
| Q4 25 | $62.1M | $52.7M | ||
| Q3 25 | $62.4M | $53.6M | ||
| Q2 25 | $60.9M | $57.4M | ||
| Q1 25 | $57.3M | $60.8M | ||
| Q4 24 | $58.5M | $61.0M | ||
| Q3 24 | $58.0M | $62.9M | ||
| Q2 24 | $56.8M | $31.3M |
净利润MBWMMP
| Q1 26 | $22.7M | — | ||
| Q4 25 | $22.8M | $9.4M | ||
| Q3 25 | $23.8M | $-41.8M | ||
| Q2 25 | $22.6M | $-30.9M | ||
| Q1 25 | $19.5M | $-22.6M | ||
| Q4 24 | $19.6M | $-22.3M | ||
| Q3 24 | $19.6M | $-25.5M | ||
| Q2 24 | $18.8M | $-34.1M |
营业利润率MBWMMP
| Q1 26 | — | — | ||
| Q4 25 | 42.0% | -7.0% | ||
| Q3 25 | 44.0% | -125.2% | ||
| Q2 25 | 42.6% | -76.5% | ||
| Q1 25 | 42.0% | -57.2% | ||
| Q4 24 | 39.7% | -72.1% | ||
| Q3 24 | 42.4% | -62.8% | ||
| Q2 24 | 41.4% | -171.1% |
净利率MBWMMP
| Q1 26 | 33.6% | — | ||
| Q4 25 | 36.8% | 17.9% | ||
| Q3 25 | 38.1% | -78.0% | ||
| Q2 25 | 37.1% | -53.8% | ||
| Q1 25 | 34.1% | -37.2% | ||
| Q4 24 | 33.5% | -36.6% | ||
| Q3 24 | 33.8% | -40.5% | ||
| Q2 24 | 33.1% | -108.9% |
每股收益（稀释后）MBWMMP
| Q1 26 | $1.32 | — | ||
| Q4 25 | $1.41 | $0.07 | ||
| Q3 25 | $1.46 | $-0.24 | ||
| Q2 25 | $1.39 | $-0.19 | ||
| Q1 25 | $1.21 | $-0.14 | ||
| Q4 24 | $1.20 | $-0.12 | ||
| Q3 24 | $1.22 | $-0.16 | ||
| Q2 24 | $1.17 | $-0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.2B |
| 总债务越低越好 | $1.5M | $998.7M |
| 股东权益账面价值 | $736.9M | $2.0B |
| 总资产 | $6.9B | $3.9B |
| 负债/权益比越低杠杆越低 | 0.00× | 0.50× |
8季度趋势，按日历期对齐
现金及短期投资MBWMMP
| Q1 26 | — | — | ||
| Q4 25 | — | $1.2B | ||
| Q3 25 | — | $1.1B | ||
| Q2 25 | — | $261.5M | ||
| Q1 25 | — | $198.3M | ||
| Q4 24 | — | $282.4M | ||
| Q3 24 | — | $284.4M | ||
| Q2 24 | — | $295.6M |
总债务MBWMMP
| Q1 26 | $1.5M | — | ||
| Q4 25 | — | $998.7M | ||
| Q3 25 | — | $997.3M | ||
| Q2 25 | — | $910.8M | ||
| Q1 25 | — | $909.8M | ||
| Q4 24 | — | $908.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MBWMMP
| Q1 26 | $736.9M | — | ||
| Q4 25 | $724.9M | $2.0B | ||
| Q3 25 | $657.6M | $2.0B | ||
| Q2 25 | $631.5M | $1.0B | ||
| Q1 25 | $608.3M | $1.0B | ||
| Q4 24 | $584.5M | $1.1B | ||
| Q3 24 | $583.3M | $1.1B | ||
| Q2 24 | $551.2M | $1.1B |
总资产MBWMMP
| Q1 26 | $6.9B | — | ||
| Q4 25 | $6.8B | $3.9B | ||
| Q3 25 | $6.3B | $3.8B | ||
| Q2 25 | $6.2B | $2.3B | ||
| Q1 25 | $6.1B | $2.4B | ||
| Q4 24 | $6.1B | $2.3B | ||
| Q3 24 | $5.9B | $2.3B | ||
| Q2 24 | $5.6B | $2.4B |
负债/权益比MBWMMP
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | 0.50× | ||
| Q3 25 | — | 0.51× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.88× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-46.9M |
| 自由现金流经营现金流 - 资本支出 | — | $-109.3M |
| 自由现金流率自由现金流/营收 | — | -207.4% |
| 资本支出强度资本支出/营收 | — | 118.5% |
| 现金转化率经营现金流/净利润 | — | -4.97× |
| 过去12个月自由现金流最近4个季度 | — | $-328.1M |
8季度趋势，按日历期对齐
经营现金流MBWMMP
| Q1 26 | — | — | ||
| Q4 25 | $18.0M | $-46.9M | ||
| Q3 25 | $23.1M | $-42.0M | ||
| Q2 25 | $-7.8M | $-3.7M | ||
| Q1 25 | $-3.0M | $-63.2M | ||
| Q4 24 | $101.1M | $30.5M | ||
| Q3 24 | $-8.1M | $-6.8M | ||
| Q2 24 | $9.1M | $30.8M |
自由现金流MBWMMP
| Q1 26 | — | — | ||
| Q4 25 | — | $-109.3M | ||
| Q3 25 | — | $-92.5M | ||
| Q2 25 | — | $-32.7M | ||
| Q1 25 | — | $-93.7M | ||
| Q4 24 | — | $-11.2M | ||
| Q3 24 | — | $-53.3M | ||
| Q2 24 | — | $-15.6M |
自由现金流率MBWMMP
| Q1 26 | — | — | ||
| Q4 25 | — | -207.4% | ||
| Q3 25 | — | -172.8% | ||
| Q2 25 | — | -56.9% | ||
| Q1 25 | — | -154.0% | ||
| Q4 24 | — | -18.3% | ||
| Q3 24 | — | -84.7% | ||
| Q2 24 | — | -50.1% |
资本支出强度MBWMMP
| Q1 26 | — | — | ||
| Q4 25 | — | 118.5% | ||
| Q3 25 | — | 94.3% | ||
| Q2 25 | — | 50.5% | ||
| Q1 25 | — | 50.1% | ||
| Q4 24 | — | 68.3% | ||
| Q3 24 | — | 73.8% | ||
| Q2 24 | — | 148.7% |
现金转化率MBWMMP
| Q1 26 | — | — | ||
| Q4 25 | 0.79× | -4.97× | ||
| Q3 25 | 0.97× | — | ||
| Q2 25 | -0.35× | — | ||
| Q1 25 | -0.15× | — | ||
| Q4 24 | 5.15× | — | ||
| Q3 24 | -0.41× | — | ||
| Q2 24 | 0.49× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBWM
| Net Interest Income | $55.9M | 83% |
| Noninterest Income | $11.7M | 17% |
MP
| Materials Segment | $35.6M | 68% |
| Other | $17.1M | 32% |
