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MERCANTILE BANK CORP（MBWM）与PagerDuty, Inc.（PD）财务数据对比。点击上方公司名可切换其他公司
PagerDuty, Inc.的季度营收约是MERCANTILE BANK CORP的1.8倍（$124.5M vs $67.6M），PagerDuty, Inc.净利率更高（129.7% vs 33.6%，领先96.2%），过去两年MERCANTILE BANK CORP的营收复合增速更高（9.1% vs 5.9%）
泰米尔纳德商业银行（TMB）是一家印度银行，总部位于泰米尔纳德邦杜蒂戈林。该行始建于1921年，最初名为纳达尔银行，1962年11月更名为泰米尔纳德商业银行，以拓展纳达尔社群以外的业务。目前该银行在印度全境拥有600家全功能网点、12个区域办事处及各类配套服务中心与自助设施。
PagerDuty是一家美国云计算企业，主打面向IT运维部门的SaaS事件管理平台，可帮助企业实时响应运维异常、快速定位并处理故障，保障业务系统稳定运行，目前已成为全球IT运维领域广受认可的数字化解决方案服务商。
MBWM vs PD — 直观对比
营收规模更大
PD
是对方的1.8倍
$67.6M
净利率更高
PD
高出96.2%
33.6%
两年增速更快
MBWM
近两年复合增速
5.9%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $67.6M | $124.5M |
| 净利润 | $22.7M | $161.6M |
| 毛利率 | — | 85.3% |
| 营业利润率 | — | 6.5% |
| 净利率 | 33.6% | 129.7% |
| 营收同比 | — | 4.7% |
| 净利润同比 | 16.1% | 2827.7% |
| 每股收益（稀释后） | $1.32 | $1.69 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBWMPD
| Q1 26 | $67.6M | — | ||
| Q4 25 | $62.1M | $124.5M | ||
| Q3 25 | $62.4M | $123.4M | ||
| Q2 25 | $60.9M | $119.8M | ||
| Q1 25 | $57.3M | $121.4M | ||
| Q4 24 | $58.5M | $118.9M | ||
| Q3 24 | $58.0M | $115.9M | ||
| Q2 24 | $56.8M | $111.2M |
净利润MBWMPD
| Q1 26 | $22.7M | — | ||
| Q4 25 | $22.8M | $161.6M | ||
| Q3 25 | $23.8M | $9.6M | ||
| Q2 25 | $22.6M | $-7.2M | ||
| Q1 25 | $19.5M | $-8.8M | ||
| Q4 24 | $19.6M | $-5.9M | ||
| Q3 24 | $19.6M | $-10.9M | ||
| Q2 24 | $18.8M | $-17.1M |
毛利率MBWMPD
| Q1 26 | — | — | ||
| Q4 25 | — | 85.3% | ||
| Q3 25 | — | 84.6% | ||
| Q2 25 | — | 84.0% | ||
| Q1 25 | — | 83.6% | ||
| Q4 24 | — | 83.0% | ||
| Q3 24 | — | 82.7% | ||
| Q2 24 | — | 82.6% |
营业利润率MBWMPD
| Q1 26 | — | — | ||
| Q4 25 | 42.0% | 6.5% | ||
| Q3 25 | 44.0% | 2.9% | ||
| Q2 25 | 42.6% | -8.6% | ||
| Q1 25 | 42.0% | -9.6% | ||
| Q4 24 | 39.7% | -8.7% | ||
| Q3 24 | 42.4% | -13.8% | ||
| Q2 24 | 41.4% | -19.5% |
净利率MBWMPD
| Q1 26 | 33.6% | — | ||
| Q4 25 | 36.8% | 129.7% | ||
| Q3 25 | 38.1% | 7.8% | ||
| Q2 25 | 37.1% | -6.0% | ||
| Q1 25 | 34.1% | -7.2% | ||
| Q4 24 | 33.5% | -5.0% | ||
| Q3 24 | 33.8% | -9.4% | ||
| Q2 24 | 33.1% | -15.4% |
每股收益（稀释后）MBWMPD
| Q1 26 | $1.32 | — | ||
| Q4 25 | $1.41 | $1.69 | ||
| Q3 25 | $1.46 | $0.10 | ||
| Q2 25 | $1.39 | $-0.07 | ||
| Q1 25 | $1.21 | $-0.12 | ||
| Q4 24 | $1.20 | $-0.07 | ||
| Q3 24 | $1.22 | $-0.14 | ||
| Q2 24 | $1.17 | $-0.26 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $547.8M |
| 总债务越低越好 | $1.5M | — |
| 股东权益账面价值 | $736.9M | $320.5M |
| 总资产 | $6.9B | $1.0B |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资MBWMPD
| Q1 26 | — | — | ||
| Q4 25 | — | $547.8M | ||
| Q3 25 | — | $567.9M | ||
| Q2 25 | — | $597.1M | ||
| Q1 25 | — | $570.8M | ||
| Q4 24 | — | $542.2M | ||
| Q3 24 | — | $599.3M | ||
| Q2 24 | — | $592.8M |
总债务MBWMPD
| Q1 26 | $1.5M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $484.5M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MBWMPD
| Q1 26 | $736.9M | — | ||
| Q4 25 | $724.9M | $320.5M | ||
| Q3 25 | $657.6M | $180.7M | ||
| Q2 25 | $631.5M | $145.7M | ||
| Q1 25 | $608.3M | $129.8M | ||
| Q4 24 | $584.5M | $111.6M | ||
| Q3 24 | $583.3M | $164.7M | ||
| Q2 24 | $551.2M | $174.0M |
总资产MBWMPD
| Q1 26 | $6.9B | — | ||
| Q4 25 | $6.8B | $1.0B | ||
| Q3 25 | $6.3B | $891.5M | ||
| Q2 25 | $6.2B | $926.8M | ||
| Q1 25 | $6.1B | $927.3M | ||
| Q4 24 | $6.1B | $866.8M | ||
| Q3 24 | $5.9B | $916.0M | ||
| Q2 24 | $5.6B | $924.0M |
负债/权益比MBWMPD
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 3.73× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $24.8M |
| 自由现金流经营现金流 - 资本支出 | — | $24.1M |
| 自由现金流率自由现金流/营收 | — | 19.3% |
| 资本支出强度资本支出/营收 | — | 0.6% |
| 现金转化率经营现金流/净利润 | — | 0.15× |
| 过去12个月自由现金流最近4个季度 | — | $117.6M |
8季度趋势，按日历期对齐
经营现金流MBWMPD
| Q1 26 | — | — | ||
| Q4 25 | $18.0M | $24.8M | ||
| Q3 25 | $23.1M | $34.0M | ||
| Q2 25 | $-7.8M | $30.7M | ||
| Q1 25 | $-3.0M | $31.4M | ||
| Q4 24 | $101.1M | $22.1M | ||
| Q3 24 | $-8.1M | $35.8M | ||
| Q2 24 | $9.1M | $28.6M |
自由现金流MBWMPD
| Q1 26 | — | — | ||
| Q4 25 | — | $24.1M | ||
| Q3 25 | — | $33.1M | ||
| Q2 25 | — | $30.2M | ||
| Q1 25 | — | $30.3M | ||
| Q4 24 | — | $21.5M | ||
| Q3 24 | — | $35.1M | ||
| Q2 24 | — | $28.2M |
自由现金流率MBWMPD
| Q1 26 | — | — | ||
| Q4 25 | — | 19.3% | ||
| Q3 25 | — | 26.8% | ||
| Q2 25 | — | 25.2% | ||
| Q1 25 | — | 24.9% | ||
| Q4 24 | — | 18.1% | ||
| Q3 24 | — | 30.3% | ||
| Q2 24 | — | 25.4% |
资本支出强度MBWMPD
| Q1 26 | — | — | ||
| Q4 25 | — | 0.6% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | 0.5% | ||
| Q2 24 | — | 0.4% |
现金转化率MBWMPD
| Q1 26 | — | — | ||
| Q4 25 | 0.79× | 0.15× | ||
| Q3 25 | 0.97× | 3.55× | ||
| Q2 25 | -0.35× | — | ||
| Q1 25 | -0.15× | — | ||
| Q4 24 | 5.15× | — | ||
| Q3 24 | -0.41× | — | ||
| Q2 24 | 0.49× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBWM
| Net Interest Income | $55.9M | 83% |
| Noninterest Income | $11.7M | 17% |
PD
| US | $88.8M | 71% |
| Non Us | $35.7M | 29% |
