vs
MERCANTILE BANK CORP（MBWM）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
MERCANTILE BANK CORP的季度营收约是READING INTERNATIONAL INC的1.3倍（$67.6M vs $50.3M），MERCANTILE BANK CORP净利率更高（33.6% vs -5.1%，领先38.7%），过去两年MERCANTILE BANK CORP的营收复合增速更高（9.1% vs 5.6%）
泰米尔纳德商业银行（TMB）是一家印度银行，总部位于泰米尔纳德邦杜蒂戈林。该行始建于1921年，最初名为纳达尔银行，1962年11月更名为泰米尔纳德商业银行，以拓展纳达尔社群以外的业务。目前该银行在印度全境拥有600家全功能网点、12个区域办事处及各类配套服务中心与自助设施。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
MBWM vs RDI — 直观对比
营收规模更大
MBWM
是对方的1.3倍
$50.3M
净利率更高
MBWM
高出38.7%
-5.1%
两年增速更快
MBWM
近两年复合增速
5.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $67.6M | $50.3M |
| 净利润 | $22.7M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | — | -1.9% |
| 净利率 | 33.6% | -5.1% |
| 营收同比 | — | -14.2% |
| 净利润同比 | 16.1% | -14.5% |
| 每股收益（稀释后） | $1.32 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBWMRDI
| Q1 26 | $67.6M | — | ||
| Q4 25 | $62.1M | $50.3M | ||
| Q3 25 | $62.4M | $52.2M | ||
| Q2 25 | $60.9M | $60.4M | ||
| Q1 25 | $57.3M | $40.2M | ||
| Q4 24 | $58.5M | $58.6M | ||
| Q3 24 | $58.0M | $60.1M | ||
| Q2 24 | $56.8M | $46.8M |
净利润MBWMRDI
| Q1 26 | $22.7M | — | ||
| Q4 25 | $22.8M | $-2.6M | ||
| Q3 25 | $23.8M | $-4.2M | ||
| Q2 25 | $22.6M | $-2.7M | ||
| Q1 25 | $19.5M | $-4.8M | ||
| Q4 24 | $19.6M | $-2.2M | ||
| Q3 24 | $19.6M | $-7.0M | ||
| Q2 24 | $18.8M | $-12.8M |
营业利润率MBWMRDI
| Q1 26 | — | — | ||
| Q4 25 | 42.0% | -1.9% | ||
| Q3 25 | 44.0% | -0.6% | ||
| Q2 25 | 42.6% | 4.8% | ||
| Q1 25 | 42.0% | -17.2% | ||
| Q4 24 | 39.7% | 2.6% | ||
| Q3 24 | 42.4% | -0.6% | ||
| Q2 24 | 41.4% | -16.4% |
净利率MBWMRDI
| Q1 26 | 33.6% | — | ||
| Q4 25 | 36.8% | -5.1% | ||
| Q3 25 | 38.1% | -8.0% | ||
| Q2 25 | 37.1% | -4.4% | ||
| Q1 25 | 34.1% | -11.8% | ||
| Q4 24 | 33.5% | -3.8% | ||
| Q3 24 | 33.8% | -11.7% | ||
| Q2 24 | 33.1% | -27.4% |
每股收益（稀释后）MBWMRDI
| Q1 26 | $1.32 | — | ||
| Q4 25 | $1.41 | $-0.11 | ||
| Q3 25 | $1.46 | $-0.18 | ||
| Q2 25 | $1.39 | $-0.12 | ||
| Q1 25 | $1.21 | $-0.21 | ||
| Q4 24 | $1.20 | $-0.11 | ||
| Q3 24 | $1.22 | $-0.31 | ||
| Q2 24 | $1.17 | $-0.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $10.5M |
| 总债务越低越好 | $1.5M | $185.1M |
| 股东权益账面价值 | $736.9M | $-18.2M |
| 总资产 | $6.9B | $434.9M |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资MBWMRDI
| Q1 26 | — | — | ||
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $8.1M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $12.4M | ||
| Q3 24 | — | $10.1M | ||
| Q2 24 | — | $9.3M |
总债务MBWMRDI
| Q1 26 | $1.5M | — | ||
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MBWMRDI
| Q1 26 | $736.9M | — | ||
| Q4 25 | $724.9M | $-18.2M | ||
| Q3 25 | $657.6M | $-12.1M | ||
| Q2 25 | $631.5M | $-7.7M | ||
| Q1 25 | $608.3M | $-8.1M | ||
| Q4 24 | $584.5M | $-4.4M | ||
| Q3 24 | $583.3M | $1.6M | ||
| Q2 24 | $551.2M | $6.5M |
总资产MBWMRDI
| Q1 26 | $6.9B | — | ||
| Q4 25 | $6.8B | $434.9M | ||
| Q3 25 | $6.3B | $435.2M | ||
| Q2 25 | $6.2B | $438.1M | ||
| Q1 25 | $6.1B | $441.0M | ||
| Q4 24 | $6.1B | $471.0M | ||
| Q3 24 | $5.9B | $495.7M | ||
| Q2 24 | $5.6B | $494.9M |
负债/权益比MBWMRDI
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $4.3M |
| 自由现金流经营现金流 - 资本支出 | — | $4.1M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.9M |
8季度趋势，按日历期对齐
经营现金流MBWMRDI
| Q1 26 | — | — | ||
| Q4 25 | $18.0M | $4.3M | ||
| Q3 25 | $23.1M | $295.0K | ||
| Q2 25 | $-7.8M | $1.6M | ||
| Q1 25 | $-3.0M | $-7.7M | ||
| Q4 24 | $101.1M | $8.0M | ||
| Q3 24 | $-8.1M | $1.3M | ||
| Q2 24 | $9.1M | $-10.4M |
自由现金流MBWMRDI
| Q1 26 | — | — | ||
| Q4 25 | — | $4.1M | ||
| Q3 25 | — | $-246.0K | ||
| Q2 25 | — | $1.2M | ||
| Q1 25 | — | $-8.0M | ||
| Q4 24 | — | $7.0M | ||
| Q3 24 | — | $-1.1M | ||
| Q2 24 | — | $-10.6M |
自由现金流率MBWMRDI
| Q1 26 | — | — | ||
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | -0.5% | ||
| Q2 25 | — | 1.9% | ||
| Q1 25 | — | -19.8% | ||
| Q4 24 | — | 12.0% | ||
| Q3 24 | — | -1.8% | ||
| Q2 24 | — | -22.7% |
资本支出强度MBWMRDI
| Q1 26 | — | — | ||
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 0.5% |
现金转化率MBWMRDI
| Q1 26 | — | — | ||
| Q4 25 | 0.79× | — | ||
| Q3 25 | 0.97× | — | ||
| Q2 25 | -0.35× | — | ||
| Q1 25 | -0.15× | — | ||
| Q4 24 | 5.15× | — | ||
| Q3 24 | -0.41× | — | ||
| Q2 24 | 0.49× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBWM
| Net Interest Income | $55.9M | 83% |
| Noninterest Income | $11.7M | 17% |
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
