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MERCANTILE BANK CORP（MBWM）与RICHARDSON ELECTRONICS, LTD.（RELL）财务数据对比。点击上方公司名可切换其他公司
MERCANTILE BANK CORP的季度营收约是RICHARDSON ELECTRONICS, LTD.的1.3倍（$67.6M vs $52.3M），MERCANTILE BANK CORP净利率更高（33.6% vs -0.2%，领先33.8%），过去两年MERCANTILE BANK CORP的营收复合增速更高（9.1% vs -0.3%）
泰米尔纳德商业银行（TMB）是一家印度银行，总部位于泰米尔纳德邦杜蒂戈林。该行始建于1921年，最初名为纳达尔银行，1962年11月更名为泰米尔纳德商业银行，以拓展纳达尔社群以外的业务。目前该银行在印度全境拥有600家全功能网点、12个区域办事处及各类配套服务中心与自助设施。
詹姆斯·理查森集团（又名JR集团）是澳大利亚私有综合企业，业务涵盖家具、酒店、房地产及零售领域，总部位于墨尔本阿伯茨福德区，全球雇员约2300人。该企业最为消费者熟知的是其分布在澳大拉西亚和中东地区机场、边境口岸的免税零售门店，在以色列是家喻户晓的企业。
MBWM vs RELL — 直观对比
营收规模更大
MBWM
是对方的1.3倍
$52.3M
净利率更高
MBWM
高出33.8%
-0.2%
两年增速更快
MBWM
近两年复合增速
-0.3%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $67.6M | $52.3M |
| 净利润 | $22.7M | $-121.0K |
| 毛利率 | — | 30.7% |
| 营业利润率 | — | 0.3% |
| 净利率 | 33.6% | -0.2% |
| 营收同比 | — | 5.7% |
| 净利润同比 | 16.1% | 83.9% |
| 每股收益（稀释后） | $1.32 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBWMRELL
| Q1 26 | $67.6M | — | ||
| Q4 25 | $62.1M | $52.3M | ||
| Q3 25 | $62.4M | $54.6M | ||
| Q2 25 | $60.9M | — | ||
| Q1 25 | $57.3M | $53.8M | ||
| Q4 24 | $58.5M | $49.5M | ||
| Q3 24 | $58.0M | $53.7M | ||
| Q2 24 | $56.8M | — |
净利润MBWMRELL
| Q1 26 | $22.7M | — | ||
| Q4 25 | $22.8M | $-121.0K | ||
| Q3 25 | $23.8M | $1.9M | ||
| Q2 25 | $22.6M | — | ||
| Q1 25 | $19.5M | $-2.1M | ||
| Q4 24 | $19.6M | $-751.0K | ||
| Q3 24 | $19.6M | $590.0K | ||
| Q2 24 | $18.8M | — |
毛利率MBWMRELL
| Q1 26 | — | — | ||
| Q4 25 | — | 30.7% | ||
| Q3 25 | — | 31.0% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 31.0% | ||
| Q4 24 | — | 31.0% | ||
| Q3 24 | — | 30.6% | ||
| Q2 24 | — | — |
营业利润率MBWMRELL
| Q1 26 | — | — | ||
| Q4 25 | 42.0% | 0.3% | ||
| Q3 25 | 44.0% | 1.8% | ||
| Q2 25 | 42.6% | — | ||
| Q1 25 | 42.0% | -5.1% | ||
| Q4 24 | 39.7% | -1.3% | ||
| Q3 24 | 42.4% | 0.6% | ||
| Q2 24 | 41.4% | — |
净利率MBWMRELL
| Q1 26 | 33.6% | — | ||
| Q4 25 | 36.8% | -0.2% | ||
| Q3 25 | 38.1% | 3.5% | ||
| Q2 25 | 37.1% | — | ||
| Q1 25 | 34.1% | -3.8% | ||
| Q4 24 | 33.5% | -1.5% | ||
| Q3 24 | 33.8% | 1.1% | ||
| Q2 24 | 33.1% | — |
每股收益（稀释后）MBWMRELL
| Q1 26 | $1.32 | — | ||
| Q4 25 | $1.41 | — | ||
| Q3 25 | $1.46 | — | ||
| Q2 25 | $1.39 | — | ||
| Q1 25 | $1.21 | — | ||
| Q4 24 | $1.20 | — | ||
| Q3 24 | $1.22 | — | ||
| Q2 24 | $1.17 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $33.1M |
| 总债务越低越好 | $1.5M | — |
| 股东权益账面价值 | $736.9M | $158.5M |
| 总资产 | $6.9B | $201.8M |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资MBWMRELL
| Q1 26 | — | — | ||
| Q4 25 | — | $33.1M | ||
| Q3 25 | — | $35.7M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $36.7M | ||
| Q4 24 | — | $26.6M | ||
| Q3 24 | — | $23.0M | ||
| Q2 24 | — | — |
总债务MBWMRELL
| Q1 26 | $1.5M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MBWMRELL
| Q1 26 | $736.9M | — | ||
| Q4 25 | $724.9M | $158.5M | ||
| Q3 25 | $657.6M | $159.4M | ||
| Q2 25 | $631.5M | — | ||
| Q1 25 | $608.3M | $152.9M | ||
| Q4 24 | $584.5M | $156.2M | ||
| Q3 24 | $583.3M | $159.1M | ||
| Q2 24 | $551.2M | — |
总资产MBWMRELL
| Q1 26 | $6.9B | — | ||
| Q4 25 | $6.8B | $201.8M | ||
| Q3 25 | $6.3B | $200.1M | ||
| Q2 25 | $6.2B | — | ||
| Q1 25 | $6.1B | $189.8M | ||
| Q4 24 | $6.1B | $195.2M | ||
| Q3 24 | $5.9B | $197.9M | ||
| Q2 24 | $5.6B | — |
负债/权益比MBWMRELL
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-99.0K |
| 自由现金流经营现金流 - 资本支出 | — | $-1.7M |
| 自由现金流率自由现金流/营收 | — | -3.3% |
| 资本支出强度资本支出/营收 | — | 3.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $7.6M |
8季度趋势，按日历期对齐
经营现金流MBWMRELL
| Q1 26 | — | — | ||
| Q4 25 | $18.0M | $-99.0K | ||
| Q3 25 | $23.1M | $1.4M | ||
| Q2 25 | $-7.8M | — | ||
| Q1 25 | $-3.0M | $4.6M | ||
| Q4 24 | $101.1M | $5.5M | ||
| Q3 24 | $-8.1M | $412.0K | ||
| Q2 24 | $9.1M | — |
自由现金流MBWMRELL
| Q1 26 | — | — | ||
| Q4 25 | — | $-1.7M | ||
| Q3 25 | — | $342.0K | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $4.1M | ||
| Q4 24 | — | $4.9M | ||
| Q3 24 | — | $-514.0K | ||
| Q2 24 | — | — |
自由现金流率MBWMRELL
| Q1 26 | — | — | ||
| Q4 25 | — | -3.3% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 7.5% | ||
| Q4 24 | — | 10.0% | ||
| Q3 24 | — | -1.0% | ||
| Q2 24 | — | — |
资本支出强度MBWMRELL
| Q1 26 | — | — | ||
| Q4 25 | — | 3.1% | ||
| Q3 25 | — | 1.9% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 1.0% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | — |
现金转化率MBWMRELL
| Q1 26 | — | — | ||
| Q4 25 | 0.79× | — | ||
| Q3 25 | 0.97× | 0.72× | ||
| Q2 25 | -0.35× | — | ||
| Q1 25 | -0.15× | — | ||
| Q4 24 | 5.15× | — | ||
| Q3 24 | -0.41× | 0.70× | ||
| Q2 24 | 0.49× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBWM
| Net Interest Income | $55.9M | 83% |
| Noninterest Income | $11.7M | 17% |
RELL
| Power And Microwave Technologies Group | $35.2M | 67% |
| Canvys | $8.8M | 17% |
| Global Energy Solutions | $8.3M | 16% |
