vs
MERCANTILE BANK CORP（MBWM）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
MERCANTILE BANK CORP的季度营收约是REGIS CORP的1.2倍（$67.6M vs $57.1M），MERCANTILE BANK CORP净利率更高（33.6% vs 0.8%，领先32.8%），过去两年MERCANTILE BANK CORP的营收复合增速更高（9.1% vs 7.8%）
泰米尔纳德商业银行（TMB）是一家印度银行，总部位于泰米尔纳德邦杜蒂戈林。该行始建于1921年，最初名为纳达尔银行，1962年11月更名为泰米尔纳德商业银行，以拓展纳达尔社群以外的业务。目前该银行在印度全境拥有600家全功能网点、12个区域办事处及各类配套服务中心与自助设施。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
MBWM vs RGS — 直观对比
营收规模更大
MBWM
是对方的1.2倍
$57.1M
净利率更高
MBWM
高出32.8%
0.8%
两年增速更快
MBWM
近两年复合增速
7.8%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $67.6M | $57.1M |
| 净利润 | $22.7M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | — | 10.8% |
| 净利率 | 33.6% | 0.8% |
| 营收同比 | — | 22.3% |
| 净利润同比 | 16.1% | -94.0% |
| 每股收益（稀释后） | $1.32 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBWMRGS
| Q1 26 | $67.6M | — | ||
| Q4 25 | $62.1M | $57.1M | ||
| Q3 25 | $62.4M | $59.0M | ||
| Q2 25 | $60.9M | $60.4M | ||
| Q1 25 | $57.3M | $57.0M | ||
| Q4 24 | $58.5M | $46.7M | ||
| Q3 24 | $58.0M | $46.1M | ||
| Q2 24 | $56.8M | $49.4M |
净利润MBWMRGS
| Q1 26 | $22.7M | — | ||
| Q4 25 | $22.8M | $456.0K | ||
| Q3 25 | $23.8M | $1.4M | ||
| Q2 25 | $22.6M | $116.5M | ||
| Q1 25 | $19.5M | $250.0K | ||
| Q4 24 | $19.6M | $7.6M | ||
| Q3 24 | $19.6M | $-853.0K | ||
| Q2 24 | $18.8M | $91.2M |
营业利润率MBWMRGS
| Q1 26 | — | — | ||
| Q4 25 | 42.0% | 10.8% | ||
| Q3 25 | 44.0% | 10.0% | ||
| Q2 25 | 42.6% | 12.1% | ||
| Q1 25 | 42.0% | 8.8% | ||
| Q4 24 | 39.7% | 11.8% | ||
| Q3 24 | 42.4% | 4.6% | ||
| Q2 24 | 41.4% | — |
净利率MBWMRGS
| Q1 26 | 33.6% | — | ||
| Q4 25 | 36.8% | 0.8% | ||
| Q3 25 | 38.1% | 2.3% | ||
| Q2 25 | 37.1% | 192.9% | ||
| Q1 25 | 34.1% | 0.4% | ||
| Q4 24 | 33.5% | 16.4% | ||
| Q3 24 | 33.8% | -1.9% | ||
| Q2 24 | 33.1% | 184.7% |
每股收益（稀释后）MBWMRGS
| Q1 26 | $1.32 | — | ||
| Q4 25 | $1.41 | $0.16 | ||
| Q3 25 | $1.46 | $0.49 | ||
| Q2 25 | $1.39 | $43.67 | ||
| Q1 25 | $1.21 | $0.08 | ||
| Q4 24 | $1.20 | $2.71 | ||
| Q3 24 | $1.22 | $-0.36 | ||
| Q2 24 | $1.17 | $38.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $18.4M |
| 总债务越低越好 | $1.5M | $113.3M |
| 股东权益账面价值 | $736.9M | $188.7M |
| 总资产 | $6.9B | $588.3M |
| 负债/权益比越低杠杆越低 | 0.00× | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资MBWMRGS
| Q1 26 | — | — | ||
| Q4 25 | — | $18.4M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $10.1M |
总债务MBWMRGS
| Q1 26 | $1.5M | — | ||
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M |
股东权益MBWMRGS
| Q1 26 | $736.9M | — | ||
| Q4 25 | $724.9M | $188.7M | ||
| Q3 25 | $657.6M | $187.6M | ||
| Q2 25 | $631.5M | $185.6M | ||
| Q1 25 | $608.3M | $68.6M | ||
| Q4 24 | $584.5M | $66.7M | ||
| Q3 24 | $583.3M | $56.4M | ||
| Q2 24 | $551.2M | $56.8M |
总资产MBWMRGS
| Q1 26 | $6.9B | — | ||
| Q4 25 | $6.8B | $588.3M | ||
| Q3 25 | $6.3B | $592.1M | ||
| Q2 25 | $6.2B | $599.0M | ||
| Q1 25 | $6.1B | $511.2M | ||
| Q4 24 | $6.1B | $530.1M | ||
| Q3 24 | $5.9B | $508.9M | ||
| Q2 24 | $5.6B | $530.5M |
负债/权益比MBWMRGS
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.7M |
| 自由现金流经营现金流 - 资本支出 | — | $891.0K |
| 自由现金流率自由现金流/营收 | — | 1.6% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | 3.65× |
| 过去12个月自由现金流最近4个季度 | — | $14.9M |
8季度趋势，按日历期对齐
经营现金流MBWMRGS
| Q1 26 | — | — | ||
| Q4 25 | $18.0M | $1.7M | ||
| Q3 25 | $23.1M | $2.3M | ||
| Q2 25 | $-7.8M | $6.8M | ||
| Q1 25 | $-3.0M | $6.2M | ||
| Q4 24 | $101.1M | $2.1M | ||
| Q3 24 | $-8.1M | $-1.3M | ||
| Q2 24 | $9.1M | $5.1M |
自由现金流MBWMRGS
| Q1 26 | — | — | ||
| Q4 25 | — | $891.0K | ||
| Q3 25 | — | $1.9M | ||
| Q2 25 | — | $6.2M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $1.7M | ||
| Q3 24 | — | $-1.4M | ||
| Q2 24 | — | $5.1M |
自由现金流率MBWMRGS
| Q1 26 | — | — | ||
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 10.3% | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | -3.0% | ||
| Q2 24 | — | 10.3% |
资本支出强度MBWMRGS
| Q1 26 | — | — | ||
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | 0.0% |
现金转化率MBWMRGS
| Q1 26 | — | — | ||
| Q4 25 | 0.79× | 3.65× | ||
| Q3 25 | 0.97× | 1.68× | ||
| Q2 25 | -0.35× | 0.06× | ||
| Q1 25 | -0.15× | 24.80× | ||
| Q4 24 | 5.15× | 0.28× | ||
| Q3 24 | -0.41× | — | ||
| Q2 24 | 0.49× | 0.06× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBWM
| Net Interest Income | $55.9M | 83% |
| Noninterest Income | $11.7M | 17% |
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
