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MERCANTILE BANK CORP（MBWM）与SolarMax Technology, Inc.（SMXT）财务数据对比。点击上方公司名可切换其他公司
MERCANTILE BANK CORP的季度营收约是SolarMax Technology, Inc.的1.5倍（$67.6M vs $46.6M），MERCANTILE BANK CORP净利率更高（33.6% vs -1.9%，领先35.4%）
泰米尔纳德商业银行（TMB）是一家印度银行，总部位于泰米尔纳德邦杜蒂戈林。该行始建于1921年，最初名为纳达尔银行，1962年11月更名为泰米尔纳德商业银行，以拓展纳达尔社群以外的业务。目前该银行在印度全境拥有600家全功能网点、12个区域办事处及各类配套服务中心与自助设施。
SolarMax Technology Inc.是一家可再生能源企业，主营高效光伏组件及清洁能源系统的研发、生产与销售，面向北美及亚太地区的住宅、工商业客户提供太阳能安装及售后运维服务，推动低碳能源普及。
MBWM vs SMXT — 直观对比
营收规模更大
MBWM
是对方的1.5倍
$46.6M
净利率更高
MBWM
高出35.4%
-1.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $67.6M | $46.6M |
| 净利润 | $22.7M | $-872.2K |
| 毛利率 | — | 2.7% |
| 营业利润率 | — | -2.7% |
| 净利率 | 33.6% | -1.9% |
| 营收同比 | — | 623.5% |
| 净利润同比 | 16.1% | 77.7% |
| 每股收益（稀释后） | $1.32 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBWMSMXT
| Q1 26 | $67.6M | — | ||
| Q4 25 | $62.1M | $46.6M | ||
| Q3 25 | $62.4M | $30.6M | ||
| Q2 25 | $60.9M | $6.9M | ||
| Q1 25 | $57.3M | $6.9M | ||
| Q4 24 | $58.5M | $6.4M | ||
| Q3 24 | $58.0M | $6.3M | ||
| Q2 24 | $56.8M | — |
净利润MBWMSMXT
| Q1 26 | $22.7M | — | ||
| Q4 25 | $22.8M | $-872.2K | ||
| Q3 25 | $23.8M | $-2.3M | ||
| Q2 25 | $22.6M | $-1.9M | ||
| Q1 25 | $19.5M | $-1.3M | ||
| Q4 24 | $19.6M | $-3.9M | ||
| Q3 24 | $19.6M | $-9.6M | ||
| Q2 24 | $18.8M | — |
毛利率MBWMSMXT
| Q1 26 | — | — | ||
| Q4 25 | — | 2.7% | ||
| Q3 25 | — | 3.1% | ||
| Q2 25 | — | 8.8% | ||
| Q1 25 | — | 20.5% | ||
| Q4 24 | — | 14.5% | ||
| Q3 24 | — | 19.9% | ||
| Q2 24 | — | — |
营业利润率MBWMSMXT
| Q1 26 | — | — | ||
| Q4 25 | 42.0% | -2.7% | ||
| Q3 25 | 44.0% | -6.9% | ||
| Q2 25 | 42.6% | -25.7% | ||
| Q1 25 | 42.0% | -16.7% | ||
| Q4 24 | 39.7% | -27.9% | ||
| Q3 24 | 42.4% | -158.4% | ||
| Q2 24 | 41.4% | — |
净利率MBWMSMXT
| Q1 26 | 33.6% | — | ||
| Q4 25 | 36.8% | -1.9% | ||
| Q3 25 | 38.1% | -7.4% | ||
| Q2 25 | 37.1% | -27.6% | ||
| Q1 25 | 34.1% | -18.7% | ||
| Q4 24 | 33.5% | -60.6% | ||
| Q3 24 | 33.8% | -152.0% | ||
| Q2 24 | 33.1% | — |
每股收益（稀释后）MBWMSMXT
| Q1 26 | $1.32 | — | ||
| Q4 25 | $1.41 | $-0.02 | ||
| Q3 25 | $1.46 | $-0.04 | ||
| Q2 25 | $1.39 | $-0.04 | ||
| Q1 25 | $1.21 | $-0.03 | ||
| Q4 24 | $1.20 | $-0.07 | ||
| Q3 24 | $1.22 | $-0.21 | ||
| Q2 24 | $1.17 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $8.0M |
| 总债务越低越好 | $1.5M | — |
| 股东权益账面价值 | $736.9M | $-12.2M |
| 总资产 | $6.9B | $91.3M |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资MBWMSMXT
| Q1 26 | — | — | ||
| Q4 25 | — | $8.0M | ||
| Q3 25 | — | $5.7M | ||
| Q2 25 | — | $1.9M | ||
| Q1 25 | — | $6.8M | ||
| Q4 24 | — | $7.1M | ||
| Q3 24 | — | $8.6M | ||
| Q2 24 | — | — |
总债务MBWMSMXT
| Q1 26 | $1.5M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MBWMSMXT
| Q1 26 | $736.9M | — | ||
| Q4 25 | $724.9M | $-12.2M | ||
| Q3 25 | $657.6M | $-11.8M | ||
| Q2 25 | $631.5M | $-15.1M | ||
| Q1 25 | $608.3M | $-15.9M | ||
| Q4 24 | $584.5M | $-15.1M | ||
| Q3 24 | $583.3M | $-10.9M | ||
| Q2 24 | $551.2M | — |
总资产MBWMSMXT
| Q1 26 | $6.9B | — | ||
| Q4 25 | $6.8B | $91.3M | ||
| Q3 25 | $6.3B | $58.7M | ||
| Q2 25 | $6.2B | $38.2M | ||
| Q1 25 | $6.1B | $38.6M | ||
| Q4 24 | $6.1B | $38.6M | ||
| Q3 24 | $5.9B | $43.0M | ||
| Q2 24 | $5.6B | — |
负债/权益比MBWMSMXT
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-2.5M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流MBWMSMXT
| Q1 26 | — | — | ||
| Q4 25 | $18.0M | $-2.5M | ||
| Q3 25 | $23.1M | $3.4M | ||
| Q2 25 | $-7.8M | $220.7K | ||
| Q1 25 | $-3.0M | $-601.1K | ||
| Q4 24 | $101.1M | $-1.3M | ||
| Q3 24 | $-8.1M | $203.6K | ||
| Q2 24 | $9.1M | — |
资本支出强度MBWMSMXT
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | — |
现金转化率MBWMSMXT
| Q1 26 | — | — | ||
| Q4 25 | 0.79× | — | ||
| Q3 25 | 0.97× | — | ||
| Q2 25 | -0.35× | — | ||
| Q1 25 | -0.15× | — | ||
| Q4 24 | 5.15× | — | ||
| Q3 24 | -0.41× | — | ||
| Q2 24 | 0.49× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBWM
| Net Interest Income | $55.9M | 83% |
| Noninterest Income | $11.7M | 17% |
SMXT
| Yabucoa | $35.9M | 77% |
| Other | $10.7M | 23% |
