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MERCANTILE BANK CORP（MBWM）与Neuronetics, Inc.（STIM）财务数据对比。点击上方公司名可切换其他公司
MERCANTILE BANK CORP的季度营收约是Neuronetics, Inc.的1.6倍（$67.6M vs $41.8M），MERCANTILE BANK CORP净利率更高（33.6% vs -17.2%，领先50.8%），过去两年Neuronetics, Inc.的营收复合增速更高（54.9% vs 9.1%）
泰米尔纳德商业银行（TMB）是一家印度银行，总部位于泰米尔纳德邦杜蒂戈林。该行始建于1921年，最初名为纳达尔银行，1962年11月更名为泰米尔纳德商业银行，以拓展纳达尔社群以外的业务。目前该银行在印度全境拥有600家全功能网点、12个区域办事处及各类配套服务中心与自助设施。
Neuronetics, Inc.是一家总部位于宾夕法尼亚州莫尔文的上市公司，2003年4月于特拉华州成立，专注研发神经调节技术相关产品，为传统治疗无效或耐药的精神疾病提供无创治疗方案。
MBWM vs STIM — 直观对比
营收规模更大
MBWM
是对方的1.6倍
$41.8M
净利率更高
MBWM
高出50.8%
-17.2%
两年增速更快
STIM
近两年复合增速
9.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $67.6M | $41.8M |
| 净利润 | $22.7M | $-7.2M |
| 毛利率 | — | 52.0% |
| 营业利润率 | — | -12.1% |
| 净利率 | 33.6% | -17.2% |
| 营收同比 | — | 85.7% |
| 净利润同比 | 16.1% | 43.2% |
| 每股收益（稀释后） | $1.32 | $-0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBWMSTIM
| Q1 26 | $67.6M | — | ||
| Q4 25 | $62.1M | $41.8M | ||
| Q3 25 | $62.4M | $37.3M | ||
| Q2 25 | $60.9M | $38.1M | ||
| Q1 25 | $57.3M | $32.0M | ||
| Q4 24 | $58.5M | $22.5M | ||
| Q3 24 | $58.0M | $18.5M | ||
| Q2 24 | $56.8M | $16.4M |
净利润MBWMSTIM
| Q1 26 | $22.7M | — | ||
| Q4 25 | $22.8M | $-7.2M | ||
| Q3 25 | $23.8M | $-9.0M | ||
| Q2 25 | $22.6M | $-10.1M | ||
| Q1 25 | $19.5M | $-12.7M | ||
| Q4 24 | $19.6M | $-12.7M | ||
| Q3 24 | $19.6M | $-13.3M | ||
| Q2 24 | $18.8M | $-9.8M |
毛利率MBWMSTIM
| Q1 26 | — | — | ||
| Q4 25 | — | 52.0% | ||
| Q3 25 | — | 45.9% | ||
| Q2 25 | — | 46.6% | ||
| Q1 25 | — | 49.2% | ||
| Q4 24 | — | 66.2% | ||
| Q3 24 | — | 75.6% | ||
| Q2 24 | — | 74.0% |
营业利润率MBWMSTIM
| Q1 26 | — | — | ||
| Q4 25 | 42.0% | -12.1% | ||
| Q3 25 | 44.0% | -19.6% | ||
| Q2 25 | 42.6% | -21.1% | ||
| Q1 25 | 42.0% | -34.4% | ||
| Q4 24 | 39.7% | -51.0% | ||
| Q3 24 | 42.4% | -41.7% | ||
| Q2 24 | 41.4% | -51.7% |
净利率MBWMSTIM
| Q1 26 | 33.6% | — | ||
| Q4 25 | 36.8% | -17.2% | ||
| Q3 25 | 38.1% | -24.3% | ||
| Q2 25 | 37.1% | -26.6% | ||
| Q1 25 | 34.1% | -39.6% | ||
| Q4 24 | 33.5% | -56.4% | ||
| Q3 24 | 33.8% | -72.0% | ||
| Q2 24 | 33.1% | -59.8% |
每股收益（稀释后）MBWMSTIM
| Q1 26 | $1.32 | — | ||
| Q4 25 | $1.41 | $-0.10 | ||
| Q3 25 | $1.46 | $-0.13 | ||
| Q2 25 | $1.39 | $-0.15 | ||
| Q1 25 | $1.21 | $-0.21 | ||
| Q4 24 | $1.20 | $-0.34 | ||
| Q3 24 | $1.22 | $-0.44 | ||
| Q2 24 | $1.17 | $-0.33 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $28.1M |
| 总债务越低越好 | $1.5M | $65.8M |
| 股东权益账面价值 | $736.9M | $22.4M |
| 总资产 | $6.9B | $141.6M |
| 负债/权益比越低杠杆越低 | 0.00× | 2.94× |
8季度趋势，按日历期对齐
现金及短期投资MBWMSTIM
| Q1 26 | — | — | ||
| Q4 25 | — | $28.1M | ||
| Q3 25 | — | $28.0M | ||
| Q2 25 | — | $11.0M | ||
| Q1 25 | — | $20.2M | ||
| Q4 24 | — | $18.5M | ||
| Q3 24 | — | $20.9M | ||
| Q2 24 | — | $42.6M |
总债务MBWMSTIM
| Q1 26 | $1.5M | — | ||
| Q4 25 | — | $65.8M | ||
| Q3 25 | — | $65.7M | ||
| Q2 25 | — | $55.5M | ||
| Q1 25 | — | $55.3M | ||
| Q4 24 | — | $55.2M | ||
| Q3 24 | — | $46.0M | ||
| Q2 24 | — | $59.8M |
股东权益MBWMSTIM
| Q1 26 | $736.9M | — | ||
| Q4 25 | $724.9M | $22.4M | ||
| Q3 25 | $657.6M | $27.4M | ||
| Q2 25 | $631.5M | $27.1M | ||
| Q1 25 | $608.3M | $35.5M | ||
| Q4 24 | $584.5M | $27.7M | ||
| Q3 24 | $583.3M | $9.4M | ||
| Q2 24 | $551.2M | $19.4M |
总资产MBWMSTIM
| Q1 26 | $6.9B | — | ||
| Q4 25 | $6.8B | $141.6M | ||
| Q3 25 | $6.3B | $145.5M | ||
| Q2 25 | $6.2B | $134.7M | ||
| Q1 25 | $6.1B | $142.0M | ||
| Q4 24 | $6.1B | $140.9M | ||
| Q3 24 | $5.9B | — | ||
| Q2 24 | $5.6B | $96.8M |
负债/权益比MBWMSTIM
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | 2.94× | ||
| Q3 25 | — | 2.40× | ||
| Q2 25 | — | 2.05× | ||
| Q1 25 | — | 1.56× | ||
| Q4 24 | — | 1.99× | ||
| Q3 24 | — | 4.90× | ||
| Q2 24 | — | 3.08× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $908.0K |
| 自由现金流经营现金流 - 资本支出 | — | $692.0K |
| 自由现金流率自由现金流/营收 | — | 1.7% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-21.2M |
8季度趋势，按日历期对齐
经营现金流MBWMSTIM
| Q1 26 | — | — | ||
| Q4 25 | $18.0M | $908.0K | ||
| Q3 25 | $23.1M | $-785.0K | ||
| Q2 25 | $-7.8M | $-3.5M | ||
| Q1 25 | $-3.0M | $-17.0M | ||
| Q4 24 | $101.1M | $-8.6M | ||
| Q3 24 | $-8.1M | $-5.4M | ||
| Q2 24 | $9.1M | $-5.0M |
自由现金流MBWMSTIM
| Q1 26 | — | — | ||
| Q4 25 | — | $692.0K | ||
| Q3 25 | — | $-899.0K | ||
| Q2 25 | — | $-3.8M | ||
| Q1 25 | — | $-17.2M | ||
| Q4 24 | — | $-8.7M | ||
| Q3 24 | — | $-5.8M | ||
| Q2 24 | — | $-5.6M |
自由现金流率MBWMSTIM
| Q1 26 | — | — | ||
| Q4 25 | — | 1.7% | ||
| Q3 25 | — | -2.4% | ||
| Q2 25 | — | -9.9% | ||
| Q1 25 | — | -53.8% | ||
| Q4 24 | — | -38.6% | ||
| Q3 24 | — | -31.3% | ||
| Q2 24 | — | -34.0% |
资本支出强度MBWMSTIM
| Q1 26 | — | — | ||
| Q4 25 | — | 0.5% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.7% | ||
| Q1 25 | — | 0.7% | ||
| Q4 24 | — | 0.4% | ||
| Q3 24 | — | 2.1% | ||
| Q2 24 | — | 3.7% |
现金转化率MBWMSTIM
| Q1 26 | — | — | ||
| Q4 25 | 0.79× | — | ||
| Q3 25 | 0.97× | — | ||
| Q2 25 | -0.35× | — | ||
| Q1 25 | -0.15× | — | ||
| Q4 24 | 5.15× | — | ||
| Q3 24 | -0.41× | — | ||
| Q2 24 | 0.49× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBWM
| Net Interest Income | $55.9M | 83% |
| Noninterest Income | $11.7M | 17% |
STIM
暂无分部数据
