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MERCANTILE BANK CORP（MBWM）与null（SWIM）财务数据对比。点击上方公司名可切换其他公司
null的季度营收约是MERCANTILE BANK CORP的1.5倍（$100.0M vs $67.6M），MERCANTILE BANK CORP净利率更高（33.6% vs -7.0%，领先40.6%），过去两年MERCANTILE BANK CORP的营收复合增速更高（9.1% vs -4.9%）
泰米尔纳德商业银行（TMB）是一家印度银行，总部位于泰米尔纳德邦杜蒂戈林。该行始建于1921年，最初名为纳达尔银行，1962年11月更名为泰米尔纳德商业银行，以拓展纳达尔社群以外的业务。目前该银行在印度全境拥有600家全功能网点、12个区域办事处及各类配套服务中心与自助设施。
该企业是一家源自美国的跨国律师事务所，1934年创立于加利福尼亚州洛杉矶，在诉讼业务、公司法务以及监管合规法律领域拥有深厚的行业积累与知名度，是全球颇具影响力的综合性律所之一。
MBWM vs SWIM — 直观对比
营收规模更大
SWIM
是对方的1.5倍
$67.6M
净利率更高
MBWM
高出40.6%
-7.0%
两年增速更快
MBWM
近两年复合增速
-4.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $67.6M | $100.0M |
| 净利润 | $22.7M | $-7.0M |
| 毛利率 | — | 28.0% |
| 营业利润率 | — | -10.7% |
| 净利率 | 33.6% | -7.0% |
| 营收同比 | — | 14.5% |
| 净利润同比 | 16.1% | 76.0% |
| 每股收益（稀释后） | $1.32 | $-0.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBWMSWIM
| Q1 26 | $67.6M | — | ||
| Q4 25 | $62.1M | $100.0M | ||
| Q3 25 | $62.4M | $161.9M | ||
| Q2 25 | $60.9M | $172.6M | ||
| Q1 25 | $57.3M | $111.4M | ||
| Q4 24 | $58.5M | $87.3M | ||
| Q3 24 | $58.0M | $150.5M | ||
| Q2 24 | $56.8M | $160.1M |
净利润MBWMSWIM
| Q1 26 | $22.7M | — | ||
| Q4 25 | $22.8M | $-7.0M | ||
| Q3 25 | $23.8M | $8.1M | ||
| Q2 25 | $22.6M | $16.0M | ||
| Q1 25 | $19.5M | $-6.0M | ||
| Q4 24 | $19.6M | $-29.2M | ||
| Q3 24 | $19.6M | $5.9M | ||
| Q2 24 | $18.8M | $13.3M |
毛利率MBWMSWIM
| Q1 26 | — | — | ||
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 35.4% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 29.5% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | — | 32.4% | ||
| Q2 24 | — | 33.1% |
营业利润率MBWMSWIM
| Q1 26 | — | — | ||
| Q4 25 | 42.0% | -10.7% | ||
| Q3 25 | 44.0% | 13.3% | ||
| Q2 25 | 42.6% | 14.3% | ||
| Q1 25 | 42.0% | -4.4% | ||
| Q4 24 | 39.7% | -14.9% | ||
| Q3 24 | 42.4% | 8.9% | ||
| Q2 24 | 41.4% | 12.5% |
净利率MBWMSWIM
| Q1 26 | 33.6% | — | ||
| Q4 25 | 36.8% | -7.0% | ||
| Q3 25 | 38.1% | 5.0% | ||
| Q2 25 | 37.1% | 9.3% | ||
| Q1 25 | 34.1% | -5.4% | ||
| Q4 24 | 33.5% | -33.4% | ||
| Q3 24 | 33.8% | 3.9% | ||
| Q2 24 | 33.1% | 8.3% |
每股收益（稀释后）MBWMSWIM
| Q1 26 | $1.32 | — | ||
| Q4 25 | $1.41 | $-0.06 | ||
| Q3 25 | $1.46 | $0.07 | ||
| Q2 25 | $1.39 | $0.13 | ||
| Q1 25 | $1.21 | $-0.05 | ||
| Q4 24 | $1.20 | $-0.24 | ||
| Q3 24 | $1.22 | $0.05 | ||
| Q2 24 | $1.17 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $1.5M | $279.8M |
| 股东权益账面价值 | $736.9M | $405.9M |
| 总资产 | $6.9B | $823.2M |
| 负债/权益比越低杠杆越低 | 0.00× | 0.69× |
8季度趋势，按日历期对齐
总债务MBWMSWIM
| Q1 26 | $1.5M | — | ||
| Q4 25 | — | $279.8M | ||
| Q3 25 | — | $281.1M | ||
| Q2 25 | — | $281.5M | ||
| Q1 25 | — | $306.9M | ||
| Q4 24 | — | $281.5M | ||
| Q3 24 | — | $282.8M | ||
| Q2 24 | — | $282.4M |
股东权益MBWMSWIM
| Q1 26 | $736.9M | — | ||
| Q4 25 | $724.9M | $405.9M | ||
| Q3 25 | $657.6M | $408.4M | ||
| Q2 25 | $631.5M | $398.4M | ||
| Q1 25 | $608.3M | $381.1M | ||
| Q4 24 | $584.5M | $387.2M | ||
| Q3 24 | $583.3M | $416.6M | ||
| Q2 24 | $551.2M | $408.1M |
总资产MBWMSWIM
| Q1 26 | $6.9B | — | ||
| Q4 25 | $6.8B | $823.2M | ||
| Q3 25 | $6.3B | $844.4M | ||
| Q2 25 | $6.2B | $822.1M | ||
| Q1 25 | $6.1B | $824.6M | ||
| Q4 24 | $6.1B | $794.2M | ||
| Q3 24 | $5.9B | $853.4M | ||
| Q2 24 | $5.6B | $830.0M |
负债/权益比MBWMSWIM
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | 0.69× | ||
| Q3 25 | — | 0.69× | ||
| Q2 25 | — | 0.71× | ||
| Q1 25 | — | 0.81× | ||
| Q4 24 | — | 0.73× | ||
| Q3 24 | — | 0.68× | ||
| Q2 24 | — | 0.69× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $23.3M |
| 自由现金流经营现金流 - 资本支出 | — | $14.1M |
| 自由现金流率自由现金流/营收 | — | 14.1% |
| 资本支出强度资本支出/营收 | — | 9.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $38.0M |
8季度趋势，按日历期对齐
经营现金流MBWMSWIM
| Q1 26 | — | — | ||
| Q4 25 | $18.0M | $23.3M | ||
| Q3 25 | $23.1M | $51.0M | ||
| Q2 25 | $-7.8M | $36.0M | ||
| Q1 25 | $-3.0M | $-46.9M | ||
| Q4 24 | $101.1M | $6.2M | ||
| Q3 24 | $-8.1M | $37.2M | ||
| Q2 24 | $9.1M | $52.4M |
自由现金流MBWMSWIM
| Q1 26 | — | — | ||
| Q4 25 | — | $14.1M | ||
| Q3 25 | — | $45.2M | ||
| Q2 25 | — | $29.1M | ||
| Q1 25 | — | $-50.3M | ||
| Q4 24 | — | $-98.0K | ||
| Q3 24 | — | $33.2M | ||
| Q2 24 | — | $47.9M |
自由现金流率MBWMSWIM
| Q1 26 | — | — | ||
| Q4 25 | — | 14.1% | ||
| Q3 25 | — | 27.9% | ||
| Q2 25 | — | 16.8% | ||
| Q1 25 | — | -45.2% | ||
| Q4 24 | — | -0.1% | ||
| Q3 24 | — | 22.1% | ||
| Q2 24 | — | 29.9% |
资本支出强度MBWMSWIM
| Q1 26 | — | — | ||
| Q4 25 | — | 9.2% | ||
| Q3 25 | — | 3.6% | ||
| Q2 25 | — | 4.0% | ||
| Q1 25 | — | 3.1% | ||
| Q4 24 | — | 7.2% | ||
| Q3 24 | — | 2.7% | ||
| Q2 24 | — | 2.8% |
现金转化率MBWMSWIM
| Q1 26 | — | — | ||
| Q4 25 | 0.79× | — | ||
| Q3 25 | 0.97× | 6.29× | ||
| Q2 25 | -0.35× | 2.25× | ||
| Q1 25 | -0.15× | — | ||
| Q4 24 | 5.15× | — | ||
| Q3 24 | -0.41× | 6.32× | ||
| Q2 24 | 0.49× | 3.95× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBWM
| Net Interest Income | $55.9M | 83% |
| Noninterest Income | $11.7M | 17% |
SWIM
| In Ground Swimming Pools | $50.2M | 50% |
| Covers | $37.0M | 37% |
| Liners | $12.7M | 13% |
