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MERCANTILE BANK CORP（MBWM）与Via Renewables, Inc.（VIASP）财务数据对比。点击上方公司名可切换其他公司
Via Renewables, Inc.的季度营收约是MERCANTILE BANK CORP的1.9倍（$127.8M vs $67.6M），MERCANTILE BANK CORP净利率更高（33.6% vs 5.4%，领先28.2%），过去两年MERCANTILE BANK CORP的营收复合增速更高（9.1% vs 5.9%）
泰米尔纳德商业银行（TMB）是一家印度银行，总部位于泰米尔纳德邦杜蒂戈林。该行始建于1921年，最初名为纳达尔银行，1962年11月更名为泰米尔纳德商业银行，以拓展纳达尔社群以外的业务。目前该银行在印度全境拥有600家全功能网点、12个区域办事处及各类配套服务中心与自助设施。
EDF电力解决方案是法国电力集团旗下全资子公司，专注可再生能源发电业务。作为一体化运营商，该集团开展可再生能源项目开发与融资，推进设施建设，同时为自有及第三方的可再生能源项目提供运营与维护服务。
MBWM vs VIASP — 直观对比
营收规模更大
VIASP
是对方的1.9倍
$67.6M
净利率更高
MBWM
高出28.2%
5.4%
两年增速更快
MBWM
近两年复合增速
5.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $67.6M | $127.8M |
| 净利润 | $22.7M | $6.9M |
| 毛利率 | — | 34.4% |
| 营业利润率 | — | 15.2% |
| 净利率 | 33.6% | 5.4% |
| 营收同比 | — | 22.5% |
| 净利润同比 | 16.1% | -30.9% |
| 每股收益（稀释后） | $1.32 | $1.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBWMVIASP
| Q1 26 | $67.6M | — | ||
| Q4 25 | $62.1M | $127.8M | ||
| Q3 25 | $62.4M | $103.3M | ||
| Q2 25 | $60.9M | $90.0M | ||
| Q1 25 | $57.3M | $142.3M | ||
| Q4 24 | $58.5M | $104.3M | ||
| Q3 24 | $58.0M | $93.8M | ||
| Q2 24 | $56.8M | $86.7M |
净利润MBWMVIASP
| Q1 26 | $22.7M | — | ||
| Q4 25 | $22.8M | $6.9M | ||
| Q3 25 | $23.8M | $757.0K | ||
| Q2 25 | $22.6M | $2.7M | ||
| Q1 25 | $19.5M | $8.8M | ||
| Q4 24 | $19.6M | $9.9M | ||
| Q3 24 | $19.6M | $2.1M | ||
| Q2 24 | $18.8M | $7.6M |
毛利率MBWMVIASP
| Q1 26 | — | — | ||
| Q4 25 | — | 34.4% | ||
| Q3 25 | — | 23.1% | ||
| Q2 25 | — | 30.0% | ||
| Q1 25 | — | 32.9% | ||
| Q4 24 | — | 51.9% | ||
| Q3 24 | — | 26.8% | ||
| Q2 24 | — | 50.4% |
营业利润率MBWMVIASP
| Q1 26 | — | — | ||
| Q4 25 | 42.0% | 15.2% | ||
| Q3 25 | 44.0% | 3.1% | ||
| Q2 25 | 42.6% | 6.7% | ||
| Q1 25 | 42.0% | 17.5% | ||
| Q4 24 | 39.7% | 31.5% | ||
| Q3 24 | 42.4% | 5.3% | ||
| Q2 24 | 41.4% | 23.8% |
净利率MBWMVIASP
| Q1 26 | 33.6% | — | ||
| Q4 25 | 36.8% | 5.4% | ||
| Q3 25 | 38.1% | 0.7% | ||
| Q2 25 | 37.1% | 3.0% | ||
| Q1 25 | 34.1% | 6.2% | ||
| Q4 24 | 33.5% | 9.5% | ||
| Q3 24 | 33.8% | 2.3% | ||
| Q2 24 | 33.1% | 8.8% |
每股收益（稀释后）MBWMVIASP
| Q1 26 | $1.32 | — | ||
| Q4 25 | $1.41 | $1.19 | ||
| Q3 25 | $1.46 | $-0.41 | ||
| Q2 25 | $1.39 | $0.09 | ||
| Q1 25 | $1.21 | $1.83 | ||
| Q4 24 | $1.20 | $2.33 | ||
| Q3 24 | $1.22 | $-0.17 | ||
| Q2 24 | $1.17 | $1.51 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $41.8M |
| 总债务越低越好 | $1.5M | $120.0M |
| 股东权益账面价值 | $736.9M | $67.7M |
| 总资产 | $6.9B | $331.3M |
| 负债/权益比越低杠杆越低 | 0.00× | 1.77× |
8季度趋势，按日历期对齐
现金及短期投资MBWMVIASP
| Q1 26 | — | — | ||
| Q4 25 | — | $41.8M | ||
| Q3 25 | — | $53.6M | ||
| Q2 25 | — | $62.1M | ||
| Q1 25 | — | $64.7M | ||
| Q4 24 | — | $53.1M | ||
| Q3 24 | — | $66.6M | ||
| Q2 24 | — | $53.6M |
总债务MBWMVIASP
| Q1 26 | $1.5M | — | ||
| Q4 25 | — | $120.0M | ||
| Q3 25 | — | $105.0M | ||
| Q2 25 | — | $100.0M | ||
| Q1 25 | — | $101.0M | ||
| Q4 24 | — | $106.0M | ||
| Q3 24 | — | $89.0M | ||
| Q2 24 | — | $93.0M |
股东权益MBWMVIASP
| Q1 26 | $736.9M | — | ||
| Q4 25 | $724.9M | $67.7M | ||
| Q3 25 | $657.6M | $63.7M | ||
| Q2 25 | $631.5M | $68.2M | ||
| Q1 25 | $608.3M | $72.7M | ||
| Q4 24 | $584.5M | $66.7M | ||
| Q3 24 | $583.3M | $58.2M | ||
| Q2 24 | $551.2M | $58.3M |
总资产MBWMVIASP
| Q1 26 | $6.9B | — | ||
| Q4 25 | $6.8B | $331.3M | ||
| Q3 25 | $6.3B | $304.8M | ||
| Q2 25 | $6.2B | $316.3M | ||
| Q1 25 | $6.1B | $347.4M | ||
| Q4 24 | $6.1B | $344.9M | ||
| Q3 24 | $5.9B | $298.4M | ||
| Q2 24 | $5.6B | $299.7M |
负债/权益比MBWMVIASP
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | 1.77× | ||
| Q3 25 | — | 1.65× | ||
| Q2 25 | — | 1.47× | ||
| Q1 25 | — | 1.39× | ||
| Q4 24 | — | 1.59× | ||
| Q3 24 | — | 1.53× | ||
| Q2 24 | — | 1.60× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-4.2M |
| 自由现金流经营现金流 - 资本支出 | — | $-4.8M |
| 自由现金流率自由现金流/营收 | — | -3.7% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | — | -0.61× |
| 过去12个月自由现金流最近4个季度 | — | $39.1M |
8季度趋势，按日历期对齐
经营现金流MBWMVIASP
| Q1 26 | — | — | ||
| Q4 25 | $18.0M | $-4.2M | ||
| Q3 25 | $23.1M | $2.4M | ||
| Q2 25 | $-7.8M | $19.0M | ||
| Q1 25 | $-3.0M | $24.9M | ||
| Q4 24 | $101.1M | $2.0M | ||
| Q3 24 | $-8.1M | $20.1M | ||
| Q2 24 | $9.1M | $11.2M |
自由现金流MBWMVIASP
| Q1 26 | — | — | ||
| Q4 25 | — | $-4.8M | ||
| Q3 25 | — | $1.9M | ||
| Q2 25 | — | $18.4M | ||
| Q1 25 | — | $23.5M | ||
| Q4 24 | — | $1.6M | ||
| Q3 24 | — | $19.7M | ||
| Q2 24 | — | $10.9M |
自由现金流率MBWMVIASP
| Q1 26 | — | — | ||
| Q4 25 | — | -3.7% | ||
| Q3 25 | — | 1.9% | ||
| Q2 25 | — | 20.5% | ||
| Q1 25 | — | 16.5% | ||
| Q4 24 | — | 1.5% | ||
| Q3 24 | — | 21.0% | ||
| Q2 24 | — | 12.6% |
资本支出强度MBWMVIASP
| Q1 26 | — | — | ||
| Q4 25 | — | 0.4% | ||
| Q3 25 | — | 0.4% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 0.4% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.3% |
现金转化率MBWMVIASP
| Q1 26 | — | — | ||
| Q4 25 | 0.79× | -0.61× | ||
| Q3 25 | 0.97× | 3.12× | ||
| Q2 25 | -0.35× | 6.94× | ||
| Q1 25 | -0.15× | 2.84× | ||
| Q4 24 | 5.15× | 0.20× | ||
| Q3 24 | -0.41× | 9.41× | ||
| Q2 24 | 0.49× | 1.47× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBWM
| Net Interest Income | $55.9M | 83% |
| Noninterest Income | $11.7M | 17% |
VIASP
| Retail Electricity | $79.7M | 62% |
| Retail Natural Gas | $48.9M | 38% |
