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Origin Bancorp, Inc.（OBK）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
Origin Bancorp, Inc.的季度营收约是REPUBLIC BANCORP INC的1.1倍（$104.0M vs $94.3M），Origin Bancorp, Inc.净利率更高（26.6% vs 24.2%，领先2.4%），过去两年Origin Bancorp, Inc.的营收复合增速更高（3.9% vs -11.5%）
Origin Bancorp旗下的南方银行是一家社区发展金融机构，总部位于阿肯色州阿卡德尔菲亚。该机构成立于1986年，最初名为南方开发银行公司，常被简称为“南方”，专注服务社区发展相关金融需求。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
OBK vs RBCAA — 直观对比
营收规模更大
OBK
是对方的1.1倍
$94.3M
净利率更高
OBK
高出2.4%
24.2%
两年增速更快
OBK
近两年复合增速
-11.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $104.0M | $94.3M |
| 净利润 | $27.7M | $22.8M |
| 毛利率 | — | — |
| 营业利润率 | — | 29.3% |
| 净利率 | 26.6% | 24.2% |
| 营收同比 | — | 5.3% |
| 净利润同比 | -6.2% | 20.0% |
| 每股收益（稀释后） | $0.89 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OBKRBCAA
| Q1 26 | $104.0M | — | ||
| Q4 25 | $103.4M | $94.3M | ||
| Q3 25 | $109.8M | $93.5M | ||
| Q2 25 | $83.5M | $93.8M | ||
| Q1 25 | $94.1M | $135.8M | ||
| Q4 24 | $78.3M | $89.5M | ||
| Q3 24 | $90.8M | $88.1M | ||
| Q2 24 | $96.4M | $86.9M |
净利润OBKRBCAA
| Q1 26 | $27.7M | — | ||
| Q4 25 | $29.5M | $22.8M | ||
| Q3 25 | $8.6M | $29.7M | ||
| Q2 25 | $14.6M | $31.5M | ||
| Q1 25 | $22.4M | $47.3M | ||
| Q4 24 | $14.3M | $19.0M | ||
| Q3 24 | $18.6M | $26.5M | ||
| Q2 24 | $21.0M | $25.2M |
营业利润率OBKRBCAA
| Q1 26 | — | — | ||
| Q4 25 | 36.2% | 29.3% | ||
| Q3 25 | 10.0% | 40.4% | ||
| Q2 25 | 22.3% | 43.0% | ||
| Q1 25 | 30.4% | 44.1% | ||
| Q4 24 | 23.0% | 25.8% | ||
| Q3 24 | 26.1% | 38.4% | ||
| Q2 24 | 27.7% | 37.0% |
净利率OBKRBCAA
| Q1 26 | 26.6% | — | ||
| Q4 25 | 28.5% | 24.2% | ||
| Q3 25 | 7.9% | 31.8% | ||
| Q2 25 | 17.5% | 33.5% | ||
| Q1 25 | 23.8% | 34.8% | ||
| Q4 24 | 18.2% | 21.2% | ||
| Q3 24 | 20.5% | 30.1% | ||
| Q2 24 | 21.8% | 29.0% |
每股收益（稀释后）OBKRBCAA
| Q1 26 | $0.89 | — | ||
| Q4 25 | $0.95 | — | ||
| Q3 25 | $0.27 | — | ||
| Q2 25 | $0.47 | — | ||
| Q1 25 | $0.71 | — | ||
| Q4 24 | $0.45 | — | ||
| Q3 24 | $0.60 | — | ||
| Q2 24 | $0.67 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $220.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.3B | $1.1B |
| 总资产 | $10.2B | $7.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OBKRBCAA
| Q1 26 | — | — | ||
| Q4 25 | $424.2M | $220.0M | ||
| Q3 25 | $626.9M | $484.2M | ||
| Q2 25 | $334.1M | $484.8M | ||
| Q1 25 | $486.2M | $793.0M | ||
| Q4 24 | $470.2M | $432.2M | ||
| Q3 24 | $321.2M | $530.9M | ||
| Q2 24 | $288.1M | $400.1M |
股东权益OBKRBCAA
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.2B | $1.1B | ||
| Q3 25 | $1.2B | $1.1B | ||
| Q2 25 | $1.2B | $1.1B | ||
| Q1 25 | $1.2B | $1.0B | ||
| Q4 24 | $1.1B | $992.0M | ||
| Q3 24 | $1.1B | $979.7M | ||
| Q2 24 | $1.1B | $955.4M |
总资产OBKRBCAA
| Q1 26 | $10.2B | — | ||
| Q4 25 | $9.7B | $7.0B | ||
| Q3 25 | $9.8B | $7.0B | ||
| Q2 25 | $9.7B | $7.0B | ||
| Q1 25 | $9.8B | $7.1B | ||
| Q4 24 | $9.7B | $6.8B | ||
| Q3 24 | $10.0B | $6.7B | ||
| Q2 24 | $9.9B | $6.6B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $168.2M |
| 自由现金流经营现金流 - 资本支出 | — | $161.1M |
| 自由现金流率自由现金流/营收 | — | 170.9% |
| 资本支出强度资本支出/营收 | — | 7.5% |
| 现金转化率经营现金流/净利润 | — | 7.37× |
| 过去12个月自由现金流最近4个季度 | — | $288.6M |
8季度趋势，按日历期对齐
经营现金流OBKRBCAA
| Q1 26 | — | — | ||
| Q4 25 | $158.9M | $168.2M | ||
| Q3 25 | $59.3M | $33.3M | ||
| Q2 25 | $20.6M | $8.4M | ||
| Q1 25 | $35.6M | $93.2M | ||
| Q4 24 | $108.5M | $149.0M | ||
| Q3 24 | $39.6M | $51.3M | ||
| Q2 24 | $11.9M | $4.0M |
自由现金流OBKRBCAA
| Q1 26 | — | — | ||
| Q4 25 | $151.1M | $161.1M | ||
| Q3 25 | $56.8M | $30.8M | ||
| Q2 25 | $19.6M | $5.2M | ||
| Q1 25 | $34.8M | $91.6M | ||
| Q4 24 | $86.4M | $143.2M | ||
| Q3 24 | $32.2M | $49.8M | ||
| Q2 24 | $6.5M | $2.7M |
自由现金流率OBKRBCAA
| Q1 26 | — | — | ||
| Q4 25 | 146.0% | 170.9% | ||
| Q3 25 | 51.7% | 32.9% | ||
| Q2 25 | 23.5% | 5.5% | ||
| Q1 25 | 37.0% | 67.4% | ||
| Q4 24 | 110.3% | 160.0% | ||
| Q3 24 | 35.5% | 56.5% | ||
| Q2 24 | 6.8% | 3.1% |
资本支出强度OBKRBCAA
| Q1 26 | — | — | ||
| Q4 25 | 7.6% | 7.5% | ||
| Q3 25 | 2.3% | 2.6% | ||
| Q2 25 | 1.2% | 3.5% | ||
| Q1 25 | 0.8% | 1.2% | ||
| Q4 24 | 28.1% | 6.5% | ||
| Q3 24 | 8.1% | 1.7% | ||
| Q2 24 | 5.6% | 1.5% |
现金转化率OBKRBCAA
| Q1 26 | — | — | ||
| Q4 25 | 5.38× | 7.37× | ||
| Q3 25 | 6.88× | 1.12× | ||
| Q2 25 | 1.41× | 0.27× | ||
| Q1 25 | 1.59× | 1.97× | ||
| Q4 24 | 7.60× | 7.84× | ||
| Q3 24 | 2.13× | 1.93× | ||
| Q2 24 | 0.57× | 0.16× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OBK
| Net Interest Income | $87.2M | 84% |
| Noninterest Income | $16.8M | 16% |
RBCAA
暂无分部数据
