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Magyar Bancorp, Inc.（MGYR）与Rocky Mountain Chocolate Factory, Inc.（RMCF）财务数据对比。点击上方公司名可切换其他公司
Magyar Bancorp, Inc.的季度营收约是Rocky Mountain Chocolate Factory, Inc.的1.2倍（$8.9M vs $7.5M），Magyar Bancorp, Inc.净利率更高（35.4% vs -2.1%，领先37.5%），Magyar Bancorp, Inc.同比增速更快（19.0% vs -4.4%），Magyar Bancorp, Inc.自由现金流更多（$3.7M vs $-1.3M）
Magyar Bancorp旗下的马扎尔银行总部位于新泽西州新不伦瑞克市，在新泽西州中部地区设有多家分支机构，是扎根当地的区域性银行机构，为该区域的个人及企业客户提供各类银行金融服务。
落基山巧克力厂是美国知名巧克力企业，同时开展国际特许经营业务，集糖果生产与零售运营于一体，总部位于美国科罗拉多州杜兰戈，除美国本土门店外，在巴拿马、菲律宾也设有经营网点。
MGYR vs RMCF — 直观对比
营收规模更大
MGYR
是对方的1.2倍
$7.5M
营收增速更快
MGYR
高出23.4%
-4.4%
净利率更高
MGYR
高出37.5%
-2.1%
自由现金流更多
MGYR
多$4.9M
$-1.3M
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $8.9M | $7.5M |
| 净利润 | $3.1M | $-155.0K |
| 毛利率 | — | 34.0% |
| 营业利润率 | 48.3% | 1.1% |
| 净利率 | 35.4% | -2.1% |
| 营收同比 | 19.0% | -4.4% |
| 净利润同比 | 50.4% | 81.7% |
| 每股收益（稀释后） | $0.50 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MGYRRMCF
| Q4 25 | $8.9M | $7.5M | ||
| Q3 25 | — | $6.8M | ||
| Q2 25 | — | $6.4M | ||
| Q1 25 | — | $8.9M | ||
| Q4 24 | — | $7.9M | ||
| Q3 24 | — | $6.4M | ||
| Q2 24 | $7.2M | $6.4M | ||
| Q1 24 | $7.5M | $7.3M |
净利润MGYRRMCF
| Q4 25 | $3.1M | $-155.0K | ||
| Q3 25 | — | $-662.0K | ||
| Q2 25 | — | $-324.0K | ||
| Q1 25 | — | $-2.9M | ||
| Q4 24 | — | $-847.0K | ||
| Q3 24 | — | $-722.0K | ||
| Q2 24 | $1.7M | $-1.7M | ||
| Q1 24 | $1.9M | $-1.6M |
毛利率MGYRRMCF
| Q4 25 | — | 34.0% | ||
| Q3 25 | — | 23.6% | ||
| Q2 25 | — | 31.1% | ||
| Q1 25 | — | 10.8% | ||
| Q4 24 | — | 23.4% | ||
| Q3 24 | — | 31.8% | ||
| Q2 24 | — | 12.8% | ||
| Q1 24 | — | 24.3% |
营业利润率MGYRRMCF
| Q4 25 | 48.3% | 1.1% | ||
| Q3 25 | — | -7.0% | ||
| Q2 25 | — | -2.3% | ||
| Q1 25 | — | -30.3% | ||
| Q4 24 | — | -8.9% | ||
| Q3 24 | — | -14.3% | ||
| Q2 24 | 30.5% | -25.4% | ||
| Q1 24 | 32.1% | -21.7% |
净利率MGYRRMCF
| Q4 25 | 35.4% | -2.1% | ||
| Q3 25 | — | -9.7% | ||
| Q2 25 | — | -5.1% | ||
| Q1 25 | — | -32.5% | ||
| Q4 24 | — | -10.7% | ||
| Q3 24 | — | -11.3% | ||
| Q2 24 | 23.5% | -25.9% | ||
| Q1 24 | 25.1% | -21.9% |
每股收益（稀释后）MGYRRMCF
| Q4 25 | $0.50 | $-0.02 | ||
| Q3 25 | — | $-0.09 | ||
| Q2 25 | — | $-0.04 | ||
| Q1 25 | — | $-0.38 | ||
| Q4 24 | — | $-0.11 | ||
| Q3 24 | — | $-0.11 | ||
| Q2 24 | $0.27 | $-0.26 | ||
| Q1 24 | $0.30 | $-0.25 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.1M | $641.0K |
| 总债务越低越好 | $49.1M | — |
| 股东权益账面价值 | $121.7M | $6.0M |
| 总资产 | $1.0B | $20.7M |
| 负债/权益比越低杠杆越低 | 0.40× | — |
8季度趋势，按日历期对齐
现金及短期投资MGYRRMCF
| Q4 25 | $34.1M | $641.0K | ||
| Q3 25 | — | $2.0M | ||
| Q2 25 | — | $893.0K | ||
| Q1 25 | — | $720.0K | ||
| Q4 24 | — | $1.1M | ||
| Q3 24 | — | $973.0K | ||
| Q2 24 | $49.0M | $637.0K | ||
| Q1 24 | $50.0M | $2.1M |
总债务MGYRRMCF
| Q4 25 | $49.1M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益MGYRRMCF
| Q4 25 | $121.7M | $6.0M | ||
| Q3 25 | — | $6.1M | ||
| Q2 25 | — | $6.7M | ||
| Q1 25 | — | $7.0M | ||
| Q4 24 | — | $9.8M | ||
| Q3 24 | — | $10.5M | ||
| Q2 24 | $109.0M | $9.0M | ||
| Q1 24 | $107.6M | $10.6M |
总资产MGYRRMCF
| Q4 25 | $1.0B | $20.7M | ||
| Q3 25 | — | $22.3M | ||
| Q2 25 | — | $20.1M | ||
| Q1 25 | — | $21.2M | ||
| Q4 24 | — | $21.6M | ||
| Q3 24 | — | $21.1M | ||
| Q2 24 | $944.4M | $19.0M | ||
| Q1 24 | $928.6M | $20.6M |
负债/权益比MGYRRMCF
| Q4 25 | 0.40× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.7M | $-1.2M |
| 自由现金流经营现金流 - 资本支出 | $3.7M | $-1.3M |
| 自由现金流率自由现金流/营收 | 41.4% | -16.9% |
| 资本支出强度资本支出/营收 | 0.0% | 0.5% |
| 现金转化率经营现金流/净利润 | 1.17× | — |
| 过去12个月自由现金流最近4个季度 | $8.7M | — |
8季度趋势，按日历期对齐
经营现金流MGYRRMCF
| Q4 25 | $3.7M | $-1.2M | ||
| Q3 25 | — | $-488.0K | ||
| Q2 25 | — | $350.0K | ||
| Q1 25 | — | $1.2M | ||
| Q4 24 | — | $-2.1M | ||
| Q3 24 | — | $-3.5M | ||
| Q2 24 | $1.7M | $-2.2M | ||
| Q1 24 | $553.0K | $129.0K |
自由现金流MGYRRMCF
| Q4 25 | $3.7M | $-1.3M | ||
| Q3 25 | — | $-544.0K | ||
| Q2 25 | — | $182.0K | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-4.6M | ||
| Q2 24 | $1.5M | $-2.6M | ||
| Q1 24 | $428.0K | $-352.3K |
自由现金流率MGYRRMCF
| Q4 25 | 41.4% | -16.9% | ||
| Q3 25 | — | -8.0% | ||
| Q2 25 | — | 2.9% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -72.6% | ||
| Q2 24 | 21.5% | -40.2% | ||
| Q1 24 | 5.7% | -4.9% |
资本支出强度MGYRRMCF
| Q4 25 | 0.0% | 0.5% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 2.6% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 17.5% | ||
| Q2 24 | 2.0% | 6.5% | ||
| Q1 24 | 1.7% | 6.6% |
现金转化率MGYRRMCF
| Q4 25 | 1.17× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 1.00× | — | ||
| Q1 24 | 0.29× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MGYR
暂无分部数据
RMCF
| Manufacturing | $5.9M | 78% |
| Transferred At Point In Time | $1.2M | 16% |
| Other | $414.0K | 5% |
