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丰田北美（MPAA）与WSFS FINANCIAL CORP（WSFS）财务数据对比。点击上方公司名可切换其他公司
WSFS FINANCIAL CORP的季度营收约是丰田北美的1.6倍（$275.3M vs $167.7M），WSFS FINANCIAL CORP净利率更高（31.5% vs 1.1%，领先30.5%），WSFS FINANCIAL CORP同比增速更快（7.5% vs -9.9%），过去两年WSFS FINANCIAL CORP的营收复合增速更高（1.7% vs -5.9%）
丰田北美（TMNA）是丰田汽车旗下负责加拿大、墨西哥及美国全境业务的运营子公司，业务范围覆盖研发、生产制造、销售营销、售后及企业管理等板块，相关核心业务由TMNA统筹，部分板块由其他子公司及控股企业负责执行，公司总部位于得克萨斯州普莱诺，在肯塔基州乔治敦等多地设有分支机构。
WSFS金融集团是一家金融服务企业，核心子公司WSFS银行是总部位于特拉华州及大特拉华谷地区规模最大、经营历史最久的本地管理银行与财富管理机构。集团共运营115个网点，其中88个为银行网点，分布在宾夕法尼亚、特拉华、新泽西、佛罗里达、弗吉尼亚、内华达六州，提供全面金融服务。
MPAA vs WSFS — 直观对比
营收规模更大
WSFS
是对方的1.6倍
$167.7M
营收增速更快
WSFS
高出17.4%
-9.9%
净利率更高
WSFS
高出30.5%
1.1%
两年增速更快
WSFS
近两年复合增速
-5.9%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $167.7M | $275.3M |
| 净利润 | $1.8M | $86.8M |
| 毛利率 | 19.6% | — |
| 营业利润率 | 5.0% | — |
| 净利率 | 1.1% | 31.5% |
| 营收同比 | -9.9% | 7.5% |
| 净利润同比 | -22.4% | 31.7% |
| 每股收益（稀释后） | $0.09 | $1.64 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MPAAWSFS
| Q1 26 | — | $275.3M | ||
| Q4 25 | $167.7M | $271.9M | ||
| Q3 25 | $221.5M | $270.5M | ||
| Q2 25 | $188.4M | $267.5M | ||
| Q1 25 | $193.1M | $256.1M | ||
| Q4 24 | $186.2M | $261.5M | ||
| Q3 24 | $208.2M | $267.7M | ||
| Q2 24 | $169.9M | $266.0M |
净利润MPAAWSFS
| Q1 26 | — | $86.8M | ||
| Q4 25 | $1.8M | $72.7M | ||
| Q3 25 | $-2.1M | $76.4M | ||
| Q2 25 | $3.0M | $72.3M | ||
| Q1 25 | $-722.0K | $65.9M | ||
| Q4 24 | $2.3M | $64.2M | ||
| Q3 24 | $-3.0M | $64.4M | ||
| Q2 24 | $-18.1M | $69.3M |
毛利率MPAAWSFS
| Q1 26 | — | — | ||
| Q4 25 | 19.6% | — | ||
| Q3 25 | 19.3% | — | ||
| Q2 25 | 18.0% | — | ||
| Q1 25 | 19.9% | — | ||
| Q4 24 | 24.1% | — | ||
| Q3 24 | 19.8% | — | ||
| Q2 24 | 17.2% | — |
营业利润率MPAAWSFS
| Q1 26 | — | — | ||
| Q4 25 | 5.0% | 35.8% | ||
| Q3 25 | 7.4% | 37.3% | ||
| Q2 25 | 10.7% | 35.7% | ||
| Q1 25 | 8.4% | 34.0% | ||
| Q4 24 | 9.4% | 32.3% | ||
| Q3 24 | 6.0% | 31.9% | ||
| Q2 24 | -3.8% | 34.0% |
净利率MPAAWSFS
| Q1 26 | — | 31.5% | ||
| Q4 25 | 1.1% | 26.7% | ||
| Q3 25 | -1.0% | 28.3% | ||
| Q2 25 | 1.6% | 27.0% | ||
| Q1 25 | -0.4% | 25.7% | ||
| Q4 24 | 1.2% | 24.6% | ||
| Q3 24 | -1.4% | 24.1% | ||
| Q2 24 | -10.6% | 26.0% |
每股收益（稀释后）MPAAWSFS
| Q1 26 | — | $1.64 | ||
| Q4 25 | $0.09 | $1.33 | ||
| Q3 25 | $-0.11 | $1.37 | ||
| Q2 25 | $0.15 | $1.27 | ||
| Q1 25 | $-0.03 | $1.12 | ||
| Q4 24 | $0.11 | $1.08 | ||
| Q3 24 | $-0.15 | $1.08 | ||
| Q2 24 | $-0.92 | $1.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $19.6M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $258.5M | $2.7B |
| 总资产 | $991.3M | $22.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资MPAAWSFS
| Q1 26 | — | — | ||
| Q4 25 | $19.6M | $1.7B | ||
| Q3 25 | $17.7M | — | ||
| Q2 25 | $14.5M | — | ||
| Q1 25 | $11.3M | — | ||
| Q4 24 | $12.7M | $1.2B | ||
| Q3 24 | $12.3M | — | ||
| Q2 24 | $9.4M | — |
股东权益MPAAWSFS
| Q1 26 | — | $2.7B | ||
| Q4 25 | $258.5M | $2.7B | ||
| Q3 25 | $258.5M | $2.8B | ||
| Q2 25 | $260.1M | $2.7B | ||
| Q1 25 | $257.7M | $2.7B | ||
| Q4 24 | $262.7M | $2.6B | ||
| Q3 24 | $264.0M | $2.7B | ||
| Q2 24 | $267.2M | $2.5B |
总资产MPAAWSFS
| Q1 26 | — | $22.1B | ||
| Q4 25 | $991.3M | $21.3B | ||
| Q3 25 | $990.0M | $20.8B | ||
| Q2 25 | $973.4M | $20.8B | ||
| Q1 25 | $957.6M | $20.5B | ||
| Q4 24 | $949.5M | $20.8B | ||
| Q3 24 | $986.2M | $20.9B | ||
| Q2 24 | $978.0M | $20.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-8.2M | — |
| 自由现金流经营现金流 - 资本支出 | $-8.6M | — |
| 自由现金流率自由现金流/营收 | -5.2% | — |
| 资本支出强度资本支出/营收 | 0.2% | — |
| 现金转化率经营现金流/净利润 | -4.63× | — |
| 过去12个月自由现金流最近4个季度 | $27.7M | — |
8季度趋势，按日历期对齐
经营现金流MPAAWSFS
| Q1 26 | — | — | ||
| Q4 25 | $-8.2M | $220.0M | ||
| Q3 25 | $21.9M | $121.5M | ||
| Q2 25 | $10.0M | $37.2M | ||
| Q1 25 | $9.1M | $8.7M | ||
| Q4 24 | $34.4M | $219.9M | ||
| Q3 24 | $22.9M | $3.1M | ||
| Q2 24 | $-20.8M | $44.8M |
自由现金流MPAAWSFS
| Q1 26 | — | — | ||
| Q4 25 | $-8.6M | $213.6M | ||
| Q3 25 | $20.8M | $120.3M | ||
| Q2 25 | $9.2M | $35.2M | ||
| Q1 25 | $6.2M | $6.3M | ||
| Q4 24 | $33.7M | $205.6M | ||
| Q3 24 | $22.3M | $-489.0K | ||
| Q2 24 | $-21.3M | $42.1M |
自由现金流率MPAAWSFS
| Q1 26 | — | — | ||
| Q4 25 | -5.2% | 78.6% | ||
| Q3 25 | 9.4% | 44.5% | ||
| Q2 25 | 4.9% | 13.2% | ||
| Q1 25 | 3.2% | 2.5% | ||
| Q4 24 | 18.1% | 78.6% | ||
| Q3 24 | 10.7% | -0.2% | ||
| Q2 24 | -12.6% | 15.8% |
资本支出强度MPAAWSFS
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 2.3% | ||
| Q3 25 | 0.5% | 0.5% | ||
| Q2 25 | 0.4% | 0.7% | ||
| Q1 25 | 1.5% | 0.9% | ||
| Q4 24 | 0.4% | 5.5% | ||
| Q3 24 | 0.3% | 1.4% | ||
| Q2 24 | 0.3% | 1.0% |
现金转化率MPAAWSFS
| Q1 26 | — | — | ||
| Q4 25 | -4.63× | 3.03× | ||
| Q3 25 | — | 1.59× | ||
| Q2 25 | 3.30× | 0.51× | ||
| Q1 25 | — | 0.13× | ||
| Q4 24 | 15.00× | 3.43× | ||
| Q3 24 | — | 0.05× | ||
| Q2 24 | — | 0.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MPAA
| Reportable Segment Aggregation Before Other Operating Segment | $156.3M | 93% |
| Other | $11.4M | 7% |
WSFS
暂无分部数据
