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MARINE PRODUCTS CORP（MPX）与合众银行（OSBC）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是MARINE PRODUCTS CORP的1.5倍（$93.8M vs $64.6M），合众银行净利率更高（27.3% vs 3.7%，领先23.6%），过去两年合众银行的营收复合增速更高（15.1% vs -3.5%）
Marine Products Corp旗下的West Marine是一家总部位于美国佛罗里达州劳德代尔堡的企业，在北美地区经营247家船艇用品及渔具零售连锁店，同时运营名为蓝色未来的非营利组织，品牌旗舰店面积超5万平方英尺，于2011年11月11日在劳德代尔堡正式开业。
合众银行是一家总部位于美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营银行、投资、抵押等金融服务。
MPX vs OSBC — 直观对比
营收规模更大
OSBC
是对方的1.5倍
$64.6M
净利率更高
OSBC
高出23.6%
3.7%
两年增速更快
OSBC
近两年复合增速
-3.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $64.6M | $93.8M |
| 净利润 | $2.4M | $25.6M |
| 毛利率 | 19.6% | — |
| 营业利润率 | 5.8% | — |
| 净利率 | 3.7% | 27.3% |
| 营收同比 | 35.0% | — |
| 净利润同比 | -44.6% | 159.2% |
| 每股收益（稀释后） | $0.07 | $0.48 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MPXOSBC
| Q1 26 | — | $93.8M | ||
| Q4 25 | $64.6M | $95.2M | ||
| Q3 25 | $53.1M | $95.9M | ||
| Q2 25 | $67.7M | $75.1M | ||
| Q1 25 | $59.0M | $73.1M | ||
| Q4 24 | $47.8M | $73.2M | ||
| Q3 24 | $49.9M | $71.2M | ||
| Q2 24 | $69.5M | $70.8M |
净利润MPXOSBC
| Q1 26 | — | $25.6M | ||
| Q4 25 | $2.4M | — | ||
| Q3 25 | $2.6M | $9.9M | ||
| Q2 25 | $4.2M | $21.8M | ||
| Q1 25 | $2.2M | $19.8M | ||
| Q4 24 | $4.3M | — | ||
| Q3 24 | $3.4M | $23.0M | ||
| Q2 24 | $5.6M | $21.9M |
毛利率MPXOSBC
| Q1 26 | — | — | ||
| Q4 25 | 19.6% | — | ||
| Q3 25 | 19.2% | — | ||
| Q2 25 | 19.1% | — | ||
| Q1 25 | 18.6% | — | ||
| Q4 24 | 19.2% | — | ||
| Q3 24 | 18.4% | — | ||
| Q2 24 | 18.9% | — |
营业利润率MPXOSBC
| Q1 26 | — | — | ||
| Q4 25 | 5.8% | 41.2% | ||
| Q3 25 | 5.4% | 13.6% | ||
| Q2 25 | 7.1% | 38.9% | ||
| Q1 25 | 4.4% | 35.8% | ||
| Q4 24 | 7.7% | 34.7% | ||
| Q3 24 | 7.2% | 41.9% | ||
| Q2 24 | 8.3% | 41.2% |
净利率MPXOSBC
| Q1 26 | — | 27.3% | ||
| Q4 25 | 3.7% | — | ||
| Q3 25 | 5.0% | 10.3% | ||
| Q2 25 | 6.1% | 29.0% | ||
| Q1 25 | 3.7% | 27.1% | ||
| Q4 24 | 8.9% | — | ||
| Q3 24 | 6.8% | 32.3% | ||
| Q2 24 | 8.0% | 30.9% |
每股收益（稀释后）MPXOSBC
| Q1 26 | — | $0.48 | ||
| Q4 25 | $0.07 | $0.53 | ||
| Q3 25 | $0.07 | $0.18 | ||
| Q2 25 | $0.12 | $0.48 | ||
| Q1 25 | $0.06 | $0.43 | ||
| Q4 24 | $0.13 | $0.42 | ||
| Q3 24 | $0.10 | $0.50 | ||
| Q2 24 | $0.14 | $0.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $115.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $125.0M | $893.3M |
| 总资产 | $147.2M | $6.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资MPXOSBC
| Q1 26 | — | $115.7M | ||
| Q4 25 | — | $124.0M | ||
| Q3 25 | — | $116.5M | ||
| Q2 25 | — | $141.8M | ||
| Q1 25 | — | $256.1M | ||
| Q4 24 | — | $99.3M | ||
| Q3 24 | — | $115.8M | ||
| Q2 24 | — | $120.9M |
股东权益MPXOSBC
| Q1 26 | — | $893.3M | ||
| Q4 25 | $125.0M | $896.8M | ||
| Q3 25 | $126.3M | $866.7M | ||
| Q2 25 | $127.2M | $718.6M | ||
| Q1 25 | $126.4M | $694.5M | ||
| Q4 24 | $129.0M | $671.0M | ||
| Q3 24 | $128.8M | $661.4M | ||
| Q2 24 | $129.3M | $619.3M |
总资产MPXOSBC
| Q1 26 | — | $6.8B | ||
| Q4 25 | $147.2M | $6.9B | ||
| Q3 25 | $179.5M | $7.0B | ||
| Q2 25 | $173.2M | $5.7B | ||
| Q1 25 | $182.9M | $5.7B | ||
| Q4 24 | $171.2M | $5.6B | ||
| Q3 24 | $176.3M | $5.7B | ||
| Q2 24 | $175.7M | $5.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $4.7M | — |
| 自由现金流经营现金流 - 资本支出 | $4.1M | — |
| 自由现金流率自由现金流/营收 | 6.4% | — |
| 资本支出强度资本支出/营收 | 0.9% | — |
| 现金转化率经营现金流/净利润 | 2.00× | — |
| 过去12个月自由现金流最近4个季度 | $14.9M | — |
8季度趋势，按日历期对齐
经营现金流MPXOSBC
| Q1 26 | — | — | ||
| Q4 25 | $4.7M | $122.3M | ||
| Q3 25 | $2.6M | $35.9M | ||
| Q2 25 | $-1.6M | $24.2M | ||
| Q1 25 | $10.8M | $17.8M | ||
| Q4 24 | $4.6M | $131.5M | ||
| Q3 24 | $5.1M | $48.5M | ||
| Q2 24 | $3.8M | $11.6M |
自由现金流MPXOSBC
| Q1 26 | — | — | ||
| Q4 25 | $4.1M | $117.8M | ||
| Q3 25 | $2.1M | $34.7M | ||
| Q2 25 | $-2.0M | $23.5M | ||
| Q1 25 | $10.7M | $16.2M | ||
| Q4 24 | $3.6M | $120.7M | ||
| Q3 24 | $3.2M | $46.2M | ||
| Q2 24 | $3.0M | $8.7M |
自由现金流率MPXOSBC
| Q1 26 | — | — | ||
| Q4 25 | 6.4% | 123.7% | ||
| Q3 25 | 4.0% | 36.2% | ||
| Q2 25 | -3.0% | 31.2% | ||
| Q1 25 | 18.1% | 22.2% | ||
| Q4 24 | 7.6% | 165.0% | ||
| Q3 24 | 6.5% | 64.9% | ||
| Q2 24 | 4.4% | 12.3% |
资本支出强度MPXOSBC
| Q1 26 | — | — | ||
| Q4 25 | 0.9% | 4.7% | ||
| Q3 25 | 0.8% | 1.3% | ||
| Q2 25 | 0.6% | 1.1% | ||
| Q1 25 | 0.2% | 2.2% | ||
| Q4 24 | 2.1% | 14.7% | ||
| Q3 24 | 3.8% | 3.3% | ||
| Q2 24 | 1.1% | 4.2% |
现金转化率MPXOSBC
| Q1 26 | — | — | ||
| Q4 25 | 2.00× | — | ||
| Q3 25 | 0.97× | 3.64× | ||
| Q2 25 | -0.39× | 1.11× | ||
| Q1 25 | 4.88× | 0.90× | ||
| Q4 24 | 1.09× | — | ||
| Q3 24 | 1.51× | 2.11× | ||
| Q2 24 | 0.68× | 0.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MPX
| Boats And Accessories | $63.4M | 98% |
| Parts | $1.1M | 2% |
OSBC
| Net Interest Income | $81.1M | 87% |
| Noninterest Income | $12.6M | 13% |
