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MGIC INVESTMENT CORP（MTG）与Rapid7, Inc.（RPD）财务数据对比。点击上方公司名可切换其他公司
MGIC INVESTMENT CORP的季度营收约是Rapid7, Inc.的1.4倍（$297.1M vs $217.4M），MGIC INVESTMENT CORP净利率更高（55.6% vs 1.4%，领先54.2%），Rapid7, Inc.同比增速更快（0.5% vs -3.0%），过去两年Rapid7, Inc.的营收复合增速更高（3.0% vs -1.4%）
MGIC投资集团（纽交所代码：MTG）是美国专业的私人抵押贷款保险服务商，总部位于威斯康星州密尔沃基市，主要为美国本土住房抵押贷款业务提供保险解决方案，帮助贷款机构管控信用风险，助力普通消费者顺利获得购房贷款支持。
Rapid7是全球领先的网络安全企业，提供漏洞管理、威胁检测与响应、云安全、安全分析等全系列安全解决方案，服务全球科技、医疗、金融、制造等行业的各类规模企业及公共部门客户，助力客户高效识别、应对和缓解网络安全风险。
MTG vs RPD — 直观对比
营收规模更大
MTG
是对方的1.4倍
$217.4M
营收增速更快
RPD
高出3.5%
-3.0%
净利率更高
MTG
高出54.2%
1.4%
两年增速更快
RPD
近两年复合增速
-1.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $297.1M | $217.4M |
| 净利润 | $165.3M | $3.1M |
| 毛利率 | — | 68.9% |
| 营业利润率 | — | 1.0% |
| 净利率 | 55.6% | 1.4% |
| 营收同比 | -3.0% | 0.5% |
| 净利润同比 | -10.9% | 44.1% |
| 每股收益（稀释后） | $0.76 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MTGRPD
| Q1 26 | $297.1M | — | ||
| Q4 25 | $298.7M | $217.4M | ||
| Q3 25 | $304.5M | $218.0M | ||
| Q2 25 | $304.2M | $214.2M | ||
| Q1 25 | $306.2M | $210.3M | ||
| Q4 24 | $301.4M | $216.3M | ||
| Q3 24 | $306.6M | $214.7M | ||
| Q2 24 | $305.3M | $208.0M |
净利润MTGRPD
| Q1 26 | $165.3M | — | ||
| Q4 25 | $169.3M | $3.1M | ||
| Q3 25 | $191.1M | $9.8M | ||
| Q2 25 | $192.5M | $8.3M | ||
| Q1 25 | $185.5M | $2.1M | ||
| Q4 24 | $184.7M | $2.2M | ||
| Q3 24 | $200.0M | $15.4M | ||
| Q2 24 | $204.2M | $6.5M |
毛利率MTGRPD
| Q1 26 | — | — | ||
| Q4 25 | — | 68.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.6% | ||
| Q1 25 | — | 71.7% | ||
| Q4 24 | — | 69.5% | ||
| Q3 24 | — | 70.6% | ||
| Q2 24 | — | 70.7% |
营业利润率MTGRPD
| Q1 26 | — | — | ||
| Q4 25 | 71.2% | 1.0% | ||
| Q3 25 | 77.2% | 2.7% | ||
| Q2 25 | 80.9% | 1.6% | ||
| Q1 25 | 76.6% | -0.0% | ||
| Q4 24 | 77.9% | 3.4% | ||
| Q3 24 | 82.9% | 6.0% | ||
| Q2 24 | 85.1% | 2.5% |
净利率MTGRPD
| Q1 26 | 55.6% | — | ||
| Q4 25 | 56.7% | 1.4% | ||
| Q3 25 | 62.8% | 4.5% | ||
| Q2 25 | 63.3% | 3.9% | ||
| Q1 25 | 60.6% | 1.0% | ||
| Q4 24 | 61.3% | 1.0% | ||
| Q3 24 | 65.2% | 7.2% | ||
| Q2 24 | 66.9% | 3.1% |
每股收益（稀释后）MTGRPD
| Q1 26 | $0.76 | — | ||
| Q4 25 | $0.75 | $0.05 | ||
| Q3 25 | $0.83 | $0.15 | ||
| Q2 25 | $0.81 | $0.13 | ||
| Q1 25 | $0.75 | $0.03 | ||
| Q4 24 | $0.71 | $0.08 | ||
| Q3 24 | $0.77 | $0.21 | ||
| Q2 24 | $0.77 | $0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $235.1M | $474.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.0B | $154.7M |
| 总资产 | $6.4B | $1.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资MTGRPD
| Q1 26 | $235.1M | — | ||
| Q4 25 | $369.0M | $474.7M | ||
| Q3 25 | $266.9M | $407.1M | ||
| Q2 25 | $294.9M | $511.7M | ||
| Q1 25 | $207.0M | $493.5M | ||
| Q4 24 | $229.5M | $521.7M | ||
| Q3 24 | $288.6M | $443.7M | ||
| Q2 24 | $281.8M | $442.6M |
股东权益MTGRPD
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.1B | $154.7M | ||
| Q3 25 | $5.2B | $127.2M | ||
| Q2 25 | $5.2B | $90.4M | ||
| Q1 25 | $5.1B | $52.7M | ||
| Q4 24 | $5.2B | $17.7M | ||
| Q3 24 | $5.3B | $-5.1M | ||
| Q2 24 | $5.1B | $-52.6M |
总资产MTGRPD
| Q1 26 | $6.4B | — | ||
| Q4 25 | $6.6B | $1.7B | ||
| Q3 25 | $6.6B | $1.7B | ||
| Q2 25 | $6.5B | $1.6B | ||
| Q1 25 | $6.5B | $1.6B | ||
| Q4 24 | $6.5B | $1.7B | ||
| Q3 24 | $6.7B | $1.6B | ||
| Q2 24 | $6.5B | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $37.6M |
| 自由现金流经营现金流 - 资本支出 | — | $36.4M |
| 自由现金流率自由现金流/营收 | — | 16.8% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | — | 12.01× |
| 过去12个月自由现金流最近4个季度 | — | $146.2M |
8季度趋势，按日历期对齐
经营现金流MTGRPD
| Q1 26 | — | — | ||
| Q4 25 | $230.8M | $37.6M | ||
| Q3 25 | $215.4M | $39.0M | ||
| Q2 25 | $183.0M | $47.5M | ||
| Q1 25 | $223.7M | $29.8M | ||
| Q4 24 | $182.4M | $63.8M | ||
| Q3 24 | $182.9M | $44.0M | ||
| Q2 24 | $169.2M | $32.9M |
自由现金流MTGRPD
| Q1 26 | — | — | ||
| Q4 25 | $230.2M | $36.4M | ||
| Q3 25 | $215.1M | $34.8M | ||
| Q2 25 | $183.0M | $46.6M | ||
| Q1 25 | $223.5M | $28.4M | ||
| Q4 24 | $181.9M | $62.6M | ||
| Q3 24 | $182.5M | $42.6M | ||
| Q2 24 | $169.0M | $32.6M |
自由现金流率MTGRPD
| Q1 26 | — | — | ||
| Q4 25 | 77.1% | 16.8% | ||
| Q3 25 | 70.6% | 16.0% | ||
| Q2 25 | 60.1% | 21.8% | ||
| Q1 25 | 73.0% | 13.5% | ||
| Q4 24 | 60.3% | 28.9% | ||
| Q3 24 | 59.5% | 19.9% | ||
| Q2 24 | 55.3% | 15.7% |
资本支出强度MTGRPD
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 0.5% | ||
| Q3 25 | 0.1% | 1.9% | ||
| Q2 25 | 0.0% | 0.4% | ||
| Q1 25 | 0.0% | 0.6% | ||
| Q4 24 | 0.2% | 0.5% | ||
| Q3 24 | 0.1% | 0.6% | ||
| Q2 24 | 0.1% | 0.1% |
现金转化率MTGRPD
| Q1 26 | — | — | ||
| Q4 25 | 1.36× | 12.01× | ||
| Q3 25 | 1.13× | 3.97× | ||
| Q2 25 | 0.95× | 5.70× | ||
| Q1 25 | 1.21× | 14.14× | ||
| Q4 24 | 0.99× | 29.36× | ||
| Q3 24 | 0.91× | 2.85× | ||
| Q2 24 | 0.83× | 5.03× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MTG
暂无分部数据
RPD
| Products | $209.1M | 96% |
| Services | $8.2M | 4% |
