vs
NCR Atleos Corp（NATL）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
RENAISSANCERE HOLDINGS LTD的季度营收约是NCR Atleos Corp的1.9倍（$2.2B vs $1.2B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs 7.2%，领先16.3%），NCR Atleos Corp同比增速更快（4.0% vs -36.8%），过去两年NCR Atleos Corp的营收复合增速更高（4.9% vs -11.9%）
NCR Atleos Corp 前身为NCR公司（National Cash Register），是全球知名的软件、咨询与技术企业，提供多元专业服务与电子产品，业务覆盖自助服务 kiosk、销售点终端、自动柜员机、支票处理系统、条码扫描器等商用软硬件的研发与生产，服务全球各行业客户的数字化运营需求。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
NATL vs RNR — 直观对比
营收规模更大
RNR
是对方的1.9倍
$1.2B
营收增速更快
NATL
高出40.7%
-36.8%
净利率更高
RNR
高出16.3%
7.2%
两年增速更快
NATL
近两年复合增速
-11.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.2B | $2.2B |
| 净利润 | $83.0M | $515.8M |
| 毛利率 | — | — |
| 营业利润率 | 13.5% | — |
| 净利率 | 7.2% | 23.5% |
| 营收同比 | 4.0% | -36.8% |
| 净利润同比 | 102.4% | 72.6% |
| 每股收益（稀释后） | $1.09 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NATLRNR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $1.2B | $3.0B | ||
| Q3 25 | $1.1B | $3.2B | ||
| Q2 25 | $1.1B | $3.2B | ||
| Q1 25 | $979.0M | $3.5B | ||
| Q4 24 | $1.1B | $2.3B | ||
| Q3 24 | $1.1B | $4.0B | ||
| Q2 24 | $1.1B | $2.8B |
净利润NATLRNR
| Q1 26 | — | $515.8M | ||
| Q4 25 | $83.0M | $760.5M | ||
| Q3 25 | $26.0M | $916.5M | ||
| Q2 25 | $39.0M | $835.4M | ||
| Q1 25 | $14.0M | $170.0M | ||
| Q4 24 | $41.0M | $-189.7M | ||
| Q3 24 | $21.0M | $1.2B | ||
| Q2 24 | $27.0M | $503.9M |
营业利润率NATLRNR
| Q1 26 | — | — | ||
| Q4 25 | 13.5% | 42.5% | ||
| Q3 25 | 9.8% | 46.3% | ||
| Q2 25 | 10.8% | 41.8% | ||
| Q1 25 | 9.5% | -2.0% | ||
| Q4 24 | 13.4% | -3.6% | ||
| Q3 24 | 10.6% | 43.7% | ||
| Q2 24 | 9.8% | 25.0% |
净利率NATLRNR
| Q1 26 | — | 23.5% | ||
| Q4 25 | 7.2% | 25.6% | ||
| Q3 25 | 2.3% | 28.7% | ||
| Q2 25 | 3.5% | 26.1% | ||
| Q1 25 | 1.4% | 4.9% | ||
| Q4 24 | 3.7% | -8.3% | ||
| Q3 24 | 2.0% | 29.8% | ||
| Q2 24 | 2.5% | 17.8% |
每股收益（稀释后）NATLRNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | $1.09 | $16.16 | ||
| Q3 25 | $0.34 | $19.40 | ||
| Q2 25 | $0.52 | $17.20 | ||
| Q1 25 | $0.19 | $3.27 | ||
| Q4 24 | $0.56 | $-3.76 | ||
| Q3 24 | $0.28 | $22.62 | ||
| Q2 24 | $0.37 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $456.0M | $1.6B |
| 总债务越低越好 | $2.7B | — |
| 股东权益账面价值 | $403.0M | $4.3B |
| 总资产 | $5.7B | $53.7B |
| 负债/权益比越低杠杆越低 | 6.63× | — |
8季度趋势，按日历期对齐
现金及短期投资NATLRNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | $456.0M | $1.7B | ||
| Q3 25 | $412.0M | $1.7B | ||
| Q2 25 | $357.0M | $1.4B | ||
| Q1 25 | $352.0M | $1.6B | ||
| Q4 24 | $419.0M | $1.7B | ||
| Q3 24 | $395.0M | $1.6B | ||
| Q2 24 | $374.0M | $1.6B |
总债务NATLRNR
| Q1 26 | — | — | ||
| Q4 25 | $2.7B | $2.3B | ||
| Q3 25 | $2.8B | $2.2B | ||
| Q2 25 | $2.8B | $2.3B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | $2.9B | $1.9B | ||
| Q3 24 | — | $1.9B | ||
| Q2 24 | — | $2.0B |
股东权益NATLRNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $403.0M | $11.6B | ||
| Q3 25 | $330.0M | $11.5B | ||
| Q2 25 | $350.0M | $10.8B | ||
| Q1 25 | $275.0M | $10.3B | ||
| Q4 24 | $219.0M | $10.6B | ||
| Q3 24 | $264.0M | $11.2B | ||
| Q2 24 | $250.0M | $10.2B |
总资产NATLRNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $5.7B | $53.8B | ||
| Q3 25 | $5.7B | $54.5B | ||
| Q2 25 | $5.8B | $54.7B | ||
| Q1 25 | $5.7B | $53.6B | ||
| Q4 24 | $5.5B | $50.7B | ||
| Q3 24 | $5.7B | $52.8B | ||
| Q2 24 | $5.8B | $51.6B |
负债/权益比NATLRNR
| Q1 26 | — | — | ||
| Q4 25 | 6.63× | 0.20× | ||
| Q3 25 | 8.45× | 0.19× | ||
| Q2 25 | 8.05× | 0.21× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | 13.05× | 0.18× | ||
| Q3 24 | — | 0.17× | ||
| Q2 24 | — | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $231.0M | — |
| 自由现金流经营现金流 - 资本支出 | $194.0M | — |
| 自由现金流率自由现金流/营收 | 16.8% | — |
| 资本支出强度资本支出/营收 | 3.2% | — |
| 现金转化率经营现金流/净利润 | 2.78× | — |
| 过去12个月自由现金流最近4个季度 | $239.0M | — |
8季度趋势，按日历期对齐
经营现金流NATLRNR
| Q1 26 | — | — | ||
| Q4 25 | $231.0M | $483.0M | ||
| Q3 25 | $25.0M | $1.6B | ||
| Q2 25 | $-23.0M | $1.5B | ||
| Q1 25 | $123.0M | $157.8M | ||
| Q4 24 | $80.0M | $778.9M | ||
| Q3 24 | $107.0M | $1.5B | ||
| Q2 24 | $9.0M | $1.2B |
自由现金流NATLRNR
| Q1 26 | — | — | ||
| Q4 25 | $194.0M | — | ||
| Q3 25 | $-5.0M | — | ||
| Q2 25 | $-44.0M | — | ||
| Q1 25 | $94.0M | — | ||
| Q4 24 | $62.0M | — | ||
| Q3 24 | $85.0M | — | ||
| Q2 24 | $-14.0M | — |
自由现金流率NATLRNR
| Q1 26 | — | — | ||
| Q4 25 | 16.8% | — | ||
| Q3 25 | -0.4% | — | ||
| Q2 25 | -4.0% | — | ||
| Q1 25 | 9.6% | — | ||
| Q4 24 | 5.6% | — | ||
| Q3 24 | 7.9% | — | ||
| Q2 24 | -1.3% | — |
资本支出强度NATLRNR
| Q1 26 | — | — | ||
| Q4 25 | 3.2% | — | ||
| Q3 25 | 2.7% | — | ||
| Q2 25 | 1.9% | — | ||
| Q1 25 | 3.0% | — | ||
| Q4 24 | 1.6% | — | ||
| Q3 24 | 2.1% | — | ||
| Q2 24 | 2.1% | — |
现金转化率NATLRNR
| Q1 26 | — | — | ||
| Q4 25 | 2.78× | 0.64× | ||
| Q3 25 | 0.96× | 1.73× | ||
| Q2 25 | -0.59× | 1.76× | ||
| Q1 25 | 8.79× | 0.93× | ||
| Q4 24 | 1.95× | — | ||
| Q3 24 | 5.10× | 1.26× | ||
| Q2 24 | 0.33× | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NATL
| Services | $848.0M | 74% |
| APJ | $136.0M | 12% |
| Americas Excluding United States | $135.0M | 12% |
| TT | $44.0M | 4% |
RNR
暂无分部数据
