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Natural Grocers by Vitamin Cottage, Inc.（NGVC）与WESBANCO INC（WSBC）财务数据对比。点击上方公司名可切换其他公司
Natural Grocers by Vitamin Cottage, Inc.的季度营收约是WESBANCO INC的1.3倍（$335.6M vs $257.2M），WESBANCO INC净利率更高（34.5% vs 3.4%，领先31.1%），过去两年WESBANCO INC的营收复合增速更高（31.9% vs 4.4%）
Natural Grocers by Vitamin Cottage, Inc.是美国本土的特色零售连锁企业，主营认证有机食品、膳食补充剂、天然个护及环保家居类产品，面向健康意识较强的消费群体，门店覆盖美国多州，执行严格品控标准，拒绝售卖含人工添加剂的商品。
WesBanco是一家总部位于美国西弗吉尼亚州惠灵的银行控股公司，业务覆盖广泛，目前在西弗吉尼亚州、俄亥俄州、宾夕法尼亚州西部、肯塔基州、马里兰州及印第安纳州南部拥有超过200家营业网点，为当地客户提供多元金融服务。
NGVC vs WSBC — 直观对比
营收规模更大
NGVC
是对方的1.3倍
$257.2M
净利率更高
WSBC
高出31.1%
3.4%
两年增速更快
WSBC
近两年复合增速
4.4%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $335.6M | $257.2M |
| 净利润 | $11.3M | $88.6M |
| 毛利率 | 29.5% | — |
| 营业利润率 | 4.4% | — |
| 净利率 | 3.4% | 34.5% |
| 营收同比 | 1.6% | — |
| 净利润同比 | 14.0% | 54.4% |
| 每股收益（稀释后） | $0.49 | $0.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NGVCWSBC
| Q1 26 | — | $257.2M | ||
| Q4 25 | $335.6M | $265.6M | ||
| Q3 25 | $336.1M | $261.6M | ||
| Q2 25 | $328.7M | $260.7M | ||
| Q1 25 | $335.8M | $193.2M | ||
| Q4 24 | $330.2M | $162.9M | ||
| Q3 24 | $322.7M | $150.8M | ||
| Q2 24 | $309.1M | $147.9M |
净利润NGVCWSBC
| Q1 26 | — | $88.6M | ||
| Q4 25 | $11.3M | $91.1M | ||
| Q3 25 | $11.8M | $83.6M | ||
| Q2 25 | $11.6M | $57.4M | ||
| Q1 25 | $13.1M | $-9.0M | ||
| Q4 24 | $9.9M | $49.6M | ||
| Q3 24 | $9.0M | $37.3M | ||
| Q2 24 | $9.2M | $28.9M |
毛利率NGVCWSBC
| Q1 26 | — | — | ||
| Q4 25 | 29.5% | — | ||
| Q3 25 | 29.5% | — | ||
| Q2 25 | 29.9% | — | ||
| Q1 25 | 30.3% | — | ||
| Q4 24 | 29.9% | — | ||
| Q3 24 | 29.6% | — | ||
| Q2 24 | 29.2% | — |
营业利润率NGVCWSBC
| Q1 26 | — | — | ||
| Q4 25 | 4.4% | 43.2% | ||
| Q3 25 | 4.6% | 39.5% | ||
| Q2 25 | 4.7% | 27.2% | ||
| Q1 25 | 5.2% | -5.0% | ||
| Q4 24 | 4.0% | 38.0% | ||
| Q3 24 | 3.7% | 29.7% | ||
| Q2 24 | 4.2% | 23.7% |
净利率NGVCWSBC
| Q1 26 | — | 34.5% | ||
| Q4 25 | 3.4% | 34.3% | ||
| Q3 25 | 3.5% | 31.9% | ||
| Q2 25 | 3.5% | 22.0% | ||
| Q1 25 | 3.9% | -4.7% | ||
| Q4 24 | 3.0% | 30.5% | ||
| Q3 24 | 2.8% | 24.7% | ||
| Q2 24 | 3.0% | 19.5% |
每股收益（稀释后）NGVCWSBC
| Q1 26 | — | $0.88 | ||
| Q4 25 | $0.49 | $0.97 | ||
| Q3 25 | $0.51 | $0.84 | ||
| Q2 25 | $0.50 | $0.57 | ||
| Q1 25 | $0.56 | $-0.15 | ||
| Q4 24 | $0.43 | $0.72 | ||
| Q3 24 | $0.38 | $0.54 | ||
| Q2 24 | $0.40 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $23.2M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $220.0M | $4.1B |
| 总资产 | $668.6M | $27.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NGVCWSBC
| Q1 26 | — | — | ||
| Q4 25 | $23.2M | $956.1M | ||
| Q3 25 | $17.1M | $1.0B | ||
| Q2 25 | $13.2M | $1.2B | ||
| Q1 25 | $21.2M | $1.1B | ||
| Q4 24 | $6.3M | $568.1M | ||
| Q3 24 | $8.9M | $620.9M | ||
| Q2 24 | $13.9M | $486.8M |
股东权益NGVCWSBC
| Q1 26 | — | $4.1B | ||
| Q4 25 | $220.0M | $4.0B | ||
| Q3 25 | $212.4M | $4.1B | ||
| Q2 25 | $202.5M | $3.8B | ||
| Q1 25 | $193.0M | $3.8B | ||
| Q4 24 | $181.9M | $2.8B | ||
| Q3 24 | $174.3M | $2.8B | ||
| Q2 24 | $167.8M | $2.5B |
总资产NGVCWSBC
| Q1 26 | — | $27.5B | ||
| Q4 25 | $668.6M | $27.7B | ||
| Q3 25 | $670.5M | $27.5B | ||
| Q2 25 | $659.0M | $27.6B | ||
| Q1 25 | $664.6M | $27.4B | ||
| Q4 24 | $648.9M | $18.7B | ||
| Q3 24 | $655.5M | $18.5B | ||
| Q2 24 | $654.4M | $18.1B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $21.1M | — |
| 自由现金流经营现金流 - 资本支出 | $11.6M | — |
| 自由现金流率自由现金流/营收 | 3.4% | — |
| 资本支出强度资本支出/营收 | 2.9% | — |
| 现金转化率经营现金流/净利润 | 1.86× | — |
| 过去12个月自由现金流最近4个季度 | $42.6M | — |
8季度趋势，按日历期对齐
经营现金流NGVCWSBC
| Q1 26 | — | — | ||
| Q4 25 | $21.1M | $290.4M | ||
| Q3 25 | $15.6M | $116.9M | ||
| Q2 25 | $2.9M | $105.0M | ||
| Q1 25 | $34.1M | $-26.4M | ||
| Q4 24 | $2.7M | $211.0M | ||
| Q3 24 | $24.5M | $60.7M | ||
| Q2 24 | $12.4M | $18.2M |
自由现金流NGVCWSBC
| Q1 26 | — | — | ||
| Q4 25 | $11.6M | $280.0M | ||
| Q3 25 | $7.5M | $114.9M | ||
| Q2 25 | $-4.2M | $98.3M | ||
| Q1 25 | $27.6M | $-30.7M | ||
| Q4 24 | $-6.9M | $200.7M | ||
| Q3 24 | $18.0M | $56.9M | ||
| Q2 24 | $3.6M | $17.3M |
自由现金流率NGVCWSBC
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 105.4% | ||
| Q3 25 | 2.2% | 43.9% | ||
| Q2 25 | -1.3% | 37.7% | ||
| Q1 25 | 8.2% | -15.9% | ||
| Q4 24 | -2.1% | 123.2% | ||
| Q3 24 | 5.6% | 37.7% | ||
| Q2 24 | 1.2% | 11.7% |
资本支出强度NGVCWSBC
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 3.9% | ||
| Q3 25 | 2.4% | 0.8% | ||
| Q2 25 | 2.2% | 2.6% | ||
| Q1 25 | 1.9% | 2.2% | ||
| Q4 24 | 2.9% | 6.3% | ||
| Q3 24 | 2.0% | 2.5% | ||
| Q2 24 | 2.9% | 0.6% |
现金转化率NGVCWSBC
| Q1 26 | — | — | ||
| Q4 25 | 1.86× | 3.19× | ||
| Q3 25 | 1.32× | 1.40× | ||
| Q2 25 | 0.25× | 1.83× | ||
| Q1 25 | 2.60× | — | ||
| Q4 24 | 0.27× | 4.25× | ||
| Q3 24 | 2.72× | 1.63× | ||
| Q2 24 | 1.35× | 0.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NGVC
| Grocery | $243.8M | 73% |
| Dietary Supplements | $60.7M | 18% |
| Manufactured Product Other | $31.0M | 9% |
WSBC
| Net Interest Income | $215.4M | 84% |
| Noninterest Income | $41.8M | 16% |
