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NORTHRIM BANCORP INC（NRIM）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
NORTHRIM BANCORP INC的季度营收约是READING INTERNATIONAL INC的1.2倍（$61.2M vs $50.3M），NORTHRIM BANCORP INC同比增速更快（11.6% vs -14.2%），NORTHRIM BANCORP INC自由现金流更多（$133.9M vs $4.1M），过去两年NORTHRIM BANCORP INC的营收复合增速更高（18.4% vs 5.6%）
Northrim Bancorp Inc是总部位于美国阿拉斯加州的区域银行控股企业，提供商业及个人存贷款、按揭产品、财富管理等多元化金融服务，服务覆盖本地小微企业、个人消费者及企业客户群体。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
NRIM vs RDI — 直观对比
营收规模更大
NRIM
是对方的1.2倍
$50.3M
营收增速更快
NRIM
高出25.8%
-14.2%
自由现金流更多
NRIM
多$129.7M
$4.1M
两年增速更快
NRIM
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $61.2M | $50.3M |
| 净利润 | — | $-2.6M |
| 毛利率 | 79.9% | — |
| 营业利润率 | 27.2% | -1.9% |
| 净利率 | — | -5.1% |
| 营收同比 | 11.6% | -14.2% |
| 净利润同比 | — | -14.5% |
| 每股收益（稀释后） | $-2.80 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NRIMRDI
| Q4 25 | $61.2M | $50.3M | ||
| Q3 25 | $77.2M | $52.2M | ||
| Q2 25 | $61.4M | $60.4M | ||
| Q1 25 | $55.8M | $40.2M | ||
| Q4 24 | $54.8M | $58.6M | ||
| Q3 24 | $51.0M | $60.1M | ||
| Q2 24 | $46.5M | $46.8M | ||
| Q1 24 | $43.7M | $45.1M |
净利润NRIMRDI
| Q4 25 | — | $-2.6M | ||
| Q3 25 | $27.1M | $-4.2M | ||
| Q2 25 | $11.8M | $-2.7M | ||
| Q1 25 | $13.3M | $-4.8M | ||
| Q4 24 | — | $-2.2M | ||
| Q3 24 | $8.8M | $-7.0M | ||
| Q2 24 | $9.0M | $-12.8M | ||
| Q1 24 | $8.2M | $-13.2M |
毛利率NRIMRDI
| Q4 25 | 79.9% | — | ||
| Q3 25 | 84.0% | — | ||
| Q2 25 | 78.5% | — | ||
| Q1 25 | 84.1% | — | ||
| Q4 24 | 77.8% | — | ||
| Q3 24 | 75.2% | — | ||
| Q2 24 | 79.1% | — | ||
| Q1 24 | 78.2% | — |
营业利润率NRIMRDI
| Q4 25 | 27.2% | -1.9% | ||
| Q3 25 | 44.8% | -0.6% | ||
| Q2 25 | 25.7% | 4.8% | ||
| Q1 25 | 31.5% | -17.2% | ||
| Q4 24 | 24.3% | 2.6% | ||
| Q3 24 | 22.8% | -0.6% | ||
| Q2 24 | 24.9% | -16.4% | ||
| Q1 24 | 24.1% | -16.7% |
净利率NRIMRDI
| Q4 25 | — | -5.1% | ||
| Q3 25 | 35.1% | -8.0% | ||
| Q2 25 | 19.2% | -4.4% | ||
| Q1 25 | 23.9% | -11.8% | ||
| Q4 24 | — | -3.8% | ||
| Q3 24 | 17.3% | -11.7% | ||
| Q2 24 | 19.4% | -27.4% | ||
| Q1 24 | 18.8% | -29.4% |
每股收益（稀释后）NRIMRDI
| Q4 25 | $-2.80 | $-0.11 | ||
| Q3 25 | $1.20 | $-0.18 | ||
| Q2 25 | $2.09 | $-0.12 | ||
| Q1 25 | $2.38 | $-0.21 | ||
| Q4 24 | $-1.83 | $-0.11 | ||
| Q3 24 | $0.39 | $-0.31 | ||
| Q2 24 | $1.62 | $-0.57 | ||
| Q1 24 | $1.48 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $10.5M |
| 总债务越低越好 | $12.8M | $185.1M |
| 股东权益账面价值 | $326.5M | $-18.2M |
| 总资产 | $3.3B | $434.9M |
| 负债/权益比越低杠杆越低 | 0.04× | — |
8季度趋势，按日历期对齐
现金及短期投资NRIMRDI
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $8.1M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $12.4M | ||
| Q3 24 | — | $10.1M | ||
| Q2 24 | — | $9.3M | ||
| Q1 24 | — | $7.5M |
总债务NRIMRDI
| Q4 25 | $12.8M | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $23.0M | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益NRIMRDI
| Q4 25 | $326.5M | $-18.2M | ||
| Q3 25 | $315.7M | $-12.1M | ||
| Q2 25 | $290.2M | $-7.7M | ||
| Q1 25 | $279.8M | $-8.1M | ||
| Q4 24 | $267.1M | $-4.4M | ||
| Q3 24 | $260.1M | $1.6M | ||
| Q2 24 | $247.2M | $6.5M | ||
| Q1 24 | $239.3M | $18.0M |
总资产NRIMRDI
| Q4 25 | $3.3B | $434.9M | ||
| Q3 25 | $3.3B | $435.2M | ||
| Q2 25 | $3.2B | $438.1M | ||
| Q1 25 | $3.1B | $441.0M | ||
| Q4 24 | $3.0B | $471.0M | ||
| Q3 24 | $3.0B | $495.7M | ||
| Q2 24 | $2.8B | $494.9M | ||
| Q1 24 | $2.8B | $494.9M |
负债/权益比NRIMRDI
| Q4 25 | 0.04× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.09× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $139.3M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | $133.9M | $4.1M |
| 自由现金流率自由现金流/营收 | 218.9% | 8.2% |
| 资本支出强度资本支出/营收 | 8.9% | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $235.4M | $-2.9M |
8季度趋势，按日历期对齐
经营现金流NRIMRDI
| Q4 25 | $139.3M | $4.3M | ||
| Q3 25 | $92.7M | $295.0K | ||
| Q2 25 | $-4.4M | $1.6M | ||
| Q1 25 | $16.5M | $-7.7M | ||
| Q4 24 | $-8.7M | $8.0M | ||
| Q3 24 | $-201.0K | $1.3M | ||
| Q2 24 | $-38.5M | $-10.4M | ||
| Q1 24 | $-5.5M | $-2.8M |
自由现金流NRIMRDI
| Q4 25 | $133.9M | $4.1M | ||
| Q3 25 | $89.9M | $-246.0K | ||
| Q2 25 | $-4.7M | $1.2M | ||
| Q1 25 | $16.3M | $-8.0M | ||
| Q4 24 | $-9.3M | $7.0M | ||
| Q3 24 | $-330.0K | $-1.1M | ||
| Q2 24 | $-39.4M | $-10.6M | ||
| Q1 24 | $-6.6M | $-4.7M |
自由现金流率NRIMRDI
| Q4 25 | 218.9% | 8.2% | ||
| Q3 25 | 116.5% | -0.5% | ||
| Q2 25 | -7.7% | 1.9% | ||
| Q1 25 | 29.3% | -19.8% | ||
| Q4 24 | -17.1% | 12.0% | ||
| Q3 24 | -0.6% | -1.8% | ||
| Q2 24 | -84.7% | -22.7% | ||
| Q1 24 | -15.1% | -10.4% |
资本支出强度NRIMRDI
| Q4 25 | 8.9% | 0.3% | ||
| Q3 25 | 3.5% | 1.0% | ||
| Q2 25 | 0.5% | 0.6% | ||
| Q1 25 | 0.4% | 0.6% | ||
| Q4 24 | 1.1% | 1.7% | ||
| Q3 24 | 0.3% | 4.0% | ||
| Q2 24 | 1.9% | 0.5% | ||
| Q1 24 | 2.4% | 4.3% |
现金转化率NRIMRDI
| Q4 25 | — | — | ||
| Q3 25 | 3.42× | — | ||
| Q2 25 | -0.37× | — | ||
| Q1 25 | 1.24× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -0.02× | — | ||
| Q2 24 | -4.27× | — | ||
| Q1 24 | -0.68× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NRIM
| Community Banking Segment | $44.3M | 72% |
| Specialty Finance Segment | $7.4M | 12% |
| Other | $4.7M | 8% |
| Home Mortgage Lending Segment | $3.6M | 6% |
| Credit And Debit Card | $1.2M | 2% |
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
