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NORTHRIM BANCORP INC(NRIM)与RESOURCES CONNECTION, INC.(RGP)财务数据对比。点击上方公司名可切换其他公司
RESOURCES CONNECTION, INC.的季度营收约是NORTHRIM BANCORP INC的1.9倍($117.7M vs $61.2M),NORTHRIM BANCORP INC同比增速更快(11.6% vs -19.2%),NORTHRIM BANCORP INC自由现金流更多($133.9M vs $15.6M),过去两年NORTHRIM BANCORP INC的营收复合增速更高(18.4% vs -11.8%)
Northrim Bancorp Inc是总部位于美国阿拉斯加州的区域银行控股企业,提供商业及个人存贷款、按揭产品、财富管理等多元化金融服务,服务覆盖本地小微企业、个人消费者及企业客户群体。
RGP原名 Resources Global Professionals,是 Resources Connection, Inc. 的核心运营主体,面向全球客户提供多领域专业咨询服务,覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
NRIM vs RGP — 直观对比
营收规模更大
RGP
是对方的1.9倍
$61.2M
营收增速更快
NRIM
高出30.7%
-19.2%
自由现金流更多
NRIM
多$118.3M
$15.6M
两年增速更快
NRIM
近两年复合增速
-11.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $61.2M | $117.7M |
| 净利润 | — | $-12.7M |
| 毛利率 | 79.9% | 37.1% |
| 营业利润率 | 27.2% | -10.3% |
| 净利率 | — | -10.8% |
| 营收同比 | 11.6% | -19.2% |
| 净利润同比 | — | 81.6% |
| 每股收益(稀释后) | $-2.80 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
NRIM
RGP
| Q4 25 | $61.2M | $117.7M | ||
| Q3 25 | $77.2M | $120.2M | ||
| Q2 25 | $61.4M | $139.3M | ||
| Q1 25 | $55.8M | $129.4M | ||
| Q4 24 | $54.8M | $145.6M | ||
| Q3 24 | $51.0M | $136.9M | ||
| Q2 24 | $46.5M | $148.2M | ||
| Q1 24 | $43.7M | $151.3M |
净利润
NRIM
RGP
| Q4 25 | — | $-12.7M | ||
| Q3 25 | $27.1M | $-2.4M | ||
| Q2 25 | $11.8M | $-73.3M | ||
| Q1 25 | $13.3M | $-44.1M | ||
| Q4 24 | — | $-68.7M | ||
| Q3 24 | $8.8M | $-5.7M | ||
| Q2 24 | $9.0M | $10.5M | ||
| Q1 24 | $8.2M | $2.5M |
毛利率
NRIM
RGP
| Q4 25 | 79.9% | 37.1% | ||
| Q3 25 | 84.0% | 39.5% | ||
| Q2 25 | 78.5% | 40.2% | ||
| Q1 25 | 84.1% | 35.1% | ||
| Q4 24 | 77.8% | 38.5% | ||
| Q3 24 | 75.2% | 36.5% | ||
| Q2 24 | 79.1% | 40.2% | ||
| Q1 24 | 78.2% | 37.0% |
营业利润率
NRIM
RGP
| Q4 25 | 27.2% | -10.3% | ||
| Q3 25 | 44.8% | -1.7% | ||
| Q2 25 | 25.7% | -47.0% | ||
| Q1 25 | 31.5% | -38.4% | ||
| Q4 24 | 24.3% | -52.7% | ||
| Q3 24 | 22.8% | -3.5% | ||
| Q2 24 | 24.9% | 7.6% | ||
| Q1 24 | 24.1% | 2.8% |
净利率
NRIM
RGP
| Q4 25 | — | -10.8% | ||
| Q3 25 | 35.1% | -2.0% | ||
| Q2 25 | 19.2% | -52.6% | ||
| Q1 25 | 23.9% | -34.0% | ||
| Q4 24 | — | -47.2% | ||
| Q3 24 | 17.3% | -4.2% | ||
| Q2 24 | 19.4% | 7.1% | ||
| Q1 24 | 18.8% | 1.7% |
每股收益(稀释后)
NRIM
RGP
| Q4 25 | $-2.80 | $-0.38 | ||
| Q3 25 | $1.20 | $-0.07 | ||
| Q2 25 | $2.09 | $-2.21 | ||
| Q1 25 | $2.38 | $-1.34 | ||
| Q4 24 | $-1.83 | $-2.08 | ||
| Q3 24 | $0.39 | $-0.17 | ||
| Q2 24 | $1.62 | $0.31 | ||
| Q1 24 | $1.48 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | — | $89.8M |
| 总债务越低越好 | $12.8M | — |
| 股东权益账面价值 | $326.5M | $194.6M |
| 总资产 | $3.3B | $289.3M |
| 负债/权益比越低杠杆越低 | 0.04× | — |
8季度趋势,按日历期对齐
现金及短期投资
NRIM
RGP
| Q4 25 | — | $89.8M | ||
| Q3 25 | — | $77.5M | ||
| Q2 25 | — | $86.1M | ||
| Q1 25 | — | $72.5M | ||
| Q4 24 | — | $78.2M | ||
| Q3 24 | — | $89.6M | ||
| Q2 24 | — | $108.9M | ||
| Q1 24 | — | $113.8M |
总债务
NRIM
RGP
| Q4 25 | $12.8M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $23.0M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益
NRIM
RGP
| Q4 25 | $326.5M | $194.6M | ||
| Q3 25 | $315.7M | $206.4M | ||
| Q2 25 | $290.2M | $207.1M | ||
| Q1 25 | $279.8M | $277.8M | ||
| Q4 24 | $267.1M | $325.7M | ||
| Q3 24 | $260.1M | $407.2M | ||
| Q2 24 | $247.2M | $418.8M | ||
| Q1 24 | $239.3M | $414.9M |
总资产
NRIM
RGP
| Q4 25 | $3.3B | $289.3M | ||
| Q3 25 | $3.3B | $287.2M | ||
| Q2 25 | $3.2B | $304.7M | ||
| Q1 25 | $3.1B | $375.6M | ||
| Q4 24 | $3.0B | $424.9M | ||
| Q3 24 | $3.0B | $512.9M | ||
| Q2 24 | $2.8B | $510.9M | ||
| Q1 24 | $2.8B | $523.2M |
负债/权益比
NRIM
RGP
| Q4 25 | 0.04× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.09× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $139.3M | $15.9M |
| 自由现金流经营现金流 - 资本支出 | $133.9M | $15.6M |
| 自由现金流率自由现金流/营收 | 218.9% | 13.2% |
| 资本支出强度资本支出/营收 | 8.9% | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $235.4M | $24.3M |
8季度趋势,按日历期对齐
经营现金流
NRIM
RGP
| Q4 25 | $139.3M | $15.9M | ||
| Q3 25 | $92.7M | $-7.8M | ||
| Q2 25 | $-4.4M | $16.8M | ||
| Q1 25 | $16.5M | $659.0K | ||
| Q4 24 | $-8.7M | $1.8M | ||
| Q3 24 | $-201.0K | $-309.0K | ||
| Q2 24 | $-38.5M | $3.2M | ||
| Q1 24 | $-5.5M | $20.5M |
自由现金流
NRIM
RGP
| Q4 25 | $133.9M | $15.6M | ||
| Q3 25 | $89.9M | $-8.0M | ||
| Q2 25 | $-4.7M | $16.5M | ||
| Q1 25 | $16.3M | $238.0K | ||
| Q4 24 | $-9.3M | $61.0K | ||
| Q3 24 | $-330.0K | $-575.0K | ||
| Q2 24 | $-39.4M | $3.0M | ||
| Q1 24 | $-6.6M | $20.4M |
自由现金流率
NRIM
RGP
| Q4 25 | 218.9% | 13.2% | ||
| Q3 25 | 116.5% | -6.6% | ||
| Q2 25 | -7.7% | 11.8% | ||
| Q1 25 | 29.3% | 0.2% | ||
| Q4 24 | -17.1% | 0.0% | ||
| Q3 24 | -0.6% | -0.4% | ||
| Q2 24 | -84.7% | 2.1% | ||
| Q1 24 | -15.1% | 13.5% |
资本支出强度
NRIM
RGP
| Q4 25 | 8.9% | 0.3% | ||
| Q3 25 | 3.5% | 0.1% | ||
| Q2 25 | 0.5% | 0.2% | ||
| Q1 25 | 0.4% | 0.3% | ||
| Q4 24 | 1.1% | 1.2% | ||
| Q3 24 | 0.3% | 0.2% | ||
| Q2 24 | 1.9% | 0.1% | ||
| Q1 24 | 2.4% | 0.1% |
现金转化率
NRIM
RGP
| Q4 25 | — | — | ||
| Q3 25 | 3.42× | — | ||
| Q2 25 | -0.37× | — | ||
| Q1 25 | 1.24× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -0.02× | — | ||
| Q2 24 | -4.27× | 0.30× | ||
| Q1 24 | -0.68× | 8.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NRIM
| Community Banking Segment | $44.3M | 72% |
| Specialty Finance Segment | $7.4M | 12% |
| Other | $4.7M | 8% |
| Home Mortgage Lending Segment | $3.6M | 6% |
| Credit And Debit Card | $1.2M | 2% |
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |