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NVR, Inc.（NVR）与Raymond James Financial（RJF）财务数据对比。点击上方公司名可切换其他公司
Raymond James Financial的季度营收约是NVR, Inc.的1.5倍（$4.2B vs $2.7B），Raymond James Financial净利率更高（13.5% vs 13.4%，领先0.1%），Raymond James Financial同比增速更快（3.5% vs -4.7%），NVR, Inc.自由现金流更多（$436.0M vs $-56.0M），过去两年NVR, Inc.的营收复合增速更高（7.8% vs 7.1%）
NVR, Inc.是总部位于美国弗吉尼亚州雷斯顿的知名住宅建造企业，同时运营抵押贷款银行及产权服务相关业务。公司业务主要布局美国东海岸，覆盖14个州及华盛顿特区，2021年有22%的营收来自华盛顿大都会区。
雷蒙德詹姆斯金融是美国跨国独立投资银行及金融服务机构，通过旗下子公司为个人、企业及市政主体提供多元金融服务，核心业务覆盖投资与财务规划、投资银行、资产管理等领域，总部位于美国佛罗里达州圣彼得堡。
NVR vs RJF — 直观对比
营收规模更大
RJF
是对方的1.5倍
$2.7B
营收增速更快
RJF
高出8.2%
-4.7%
净利率更高
RJF
高出0.1%
13.4%
自由现金流更多
NVR
多$492.0M
$-56.0M
两年增速更快
NVR
近两年复合增速
7.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.7B | $4.2B |
| 净利润 | $363.8M | $563.0M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 13.4% | 13.5% |
| 营收同比 | -4.7% | 3.5% |
| 净利润同比 | -20.5% | -6.2% |
| 每股收益（稀释后） | $120.85 | $2.79 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NVRRJF
| Q4 25 | $2.7B | $4.2B | ||
| Q3 25 | $2.6B | $4.2B | ||
| Q2 25 | $2.6B | $3.8B | ||
| Q1 25 | $2.4B | $3.8B | ||
| Q4 24 | $2.8B | $4.0B | ||
| Q3 24 | $2.7B | $4.0B | ||
| Q2 24 | $2.6B | $3.8B | ||
| Q1 24 | $2.3B | $3.6B |
净利润NVRRJF
| Q4 25 | $363.8M | $563.0M | ||
| Q3 25 | $342.7M | $604.0M | ||
| Q2 25 | $333.7M | $436.0M | ||
| Q1 25 | $299.6M | $495.0M | ||
| Q4 24 | $457.4M | $600.0M | ||
| Q3 24 | $429.3M | $602.0M | ||
| Q2 24 | $400.9M | $492.0M | ||
| Q1 24 | $394.3M | $476.0M |
营业利润率NVRRJF
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 14.7% | ||
| Q1 25 | — | 17.5% | ||
| Q4 24 | — | 18.6% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 17.1% | ||
| Q1 24 | — | 16.7% |
净利率NVRRJF
| Q4 25 | 13.4% | 13.5% | ||
| Q3 25 | 13.1% | 14.4% | ||
| Q2 25 | 12.8% | 11.3% | ||
| Q1 25 | 12.5% | 12.9% | ||
| Q4 24 | 16.1% | 14.9% | ||
| Q3 24 | 15.7% | 15.0% | ||
| Q2 24 | 15.3% | 13.1% | ||
| Q1 24 | 16.9% | 13.1% |
每股收益（稀释后）NVRRJF
| Q4 25 | $120.85 | $2.79 | ||
| Q3 25 | $112.33 | $2.96 | ||
| Q2 25 | $108.54 | $2.12 | ||
| Q1 25 | $94.83 | $2.36 | ||
| Q4 24 | $139.09 | $2.86 | ||
| Q3 24 | $130.50 | $2.85 | ||
| Q2 24 | $120.69 | $2.31 | ||
| Q1 24 | $116.41 | $2.22 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $9.9B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.9B | $12.6B |
| 总资产 | $5.9B | $88.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NVRRJF
| Q4 25 | — | $9.9B | ||
| Q3 25 | — | $11.4B | ||
| Q2 25 | — | $9.2B | ||
| Q1 25 | — | $9.7B | ||
| Q4 24 | — | $10.0B | ||
| Q3 24 | — | $11.0B | ||
| Q2 24 | — | $9.1B | ||
| Q1 24 | — | $10.0B |
股东权益NVRRJF
| Q4 25 | $3.9B | $12.6B | ||
| Q3 25 | $4.0B | $12.5B | ||
| Q2 25 | $3.8B | $12.3B | ||
| Q1 25 | $4.0B | $12.2B | ||
| Q4 24 | $4.2B | $11.9B | ||
| Q3 24 | $4.3B | $11.7B | ||
| Q2 24 | $4.1B | $11.2B | ||
| Q1 24 | $4.3B | $11.0B |
总资产NVRRJF
| Q4 25 | $5.9B | $88.8B | ||
| Q3 25 | $6.0B | $88.2B | ||
| Q2 25 | $5.9B | $84.8B | ||
| Q1 25 | $6.2B | $83.1B | ||
| Q4 24 | $6.4B | $82.3B | ||
| Q3 24 | $6.5B | $83.0B | ||
| Q2 24 | $6.4B | $80.6B | ||
| Q1 24 | $6.5B | $81.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $439.7M | $-10.0M |
| 自由现金流经营现金流 - 资本支出 | $436.0M | $-56.0M |
| 自由现金流率自由现金流/营收 | 16.1% | -1.3% |
| 资本支出强度资本支出/营收 | 0.1% | 1.1% |
| 现金转化率经营现金流/净利润 | 1.21× | -0.02× |
| 过去12个月自由现金流最近4个季度 | $1.1B | $1.4B |
8季度趋势，按日历期对齐
经营现金流NVRRJF
| Q4 25 | $439.7M | $-10.0M | ||
| Q3 25 | $438.7M | $796.0M | ||
| Q2 25 | $35.1M | $691.0M | ||
| Q1 25 | $207.8M | $117.0M | ||
| Q4 24 | $637.0M | $830.0M | ||
| Q3 24 | $358.3M | $510.0M | ||
| Q2 24 | $232.7M | $711.0M | ||
| Q1 24 | $146.5M | $391.0M |
自由现金流NVRRJF
| Q4 25 | $436.0M | $-56.0M | ||
| Q3 25 | $433.3M | $752.0M | ||
| Q2 25 | $26.8M | $634.0M | ||
| Q1 25 | $200.7M | $71.0M | ||
| Q4 24 | $631.5M | $789.0M | ||
| Q3 24 | $350.1M | $460.0M | ||
| Q2 24 | $226.3M | $655.0M | ||
| Q1 24 | $137.5M | $342.0M |
自由现金流率NVRRJF
| Q4 25 | 16.1% | -1.3% | ||
| Q3 25 | 16.6% | 17.9% | ||
| Q2 25 | 1.0% | 16.5% | ||
| Q1 25 | 8.4% | 1.8% | ||
| Q4 24 | 22.2% | 19.6% | ||
| Q3 24 | 12.8% | 11.5% | ||
| Q2 24 | 8.7% | 17.4% | ||
| Q1 24 | 5.9% | 9.4% |
资本支出强度NVRRJF
| Q4 25 | 0.1% | 1.1% | ||
| Q3 25 | 0.2% | 1.1% | ||
| Q2 25 | 0.3% | 1.5% | ||
| Q1 25 | 0.3% | 1.2% | ||
| Q4 24 | 0.2% | 1.0% | ||
| Q3 24 | 0.3% | 1.2% | ||
| Q2 24 | 0.2% | 1.5% | ||
| Q1 24 | 0.4% | 1.3% |
现金转化率NVRRJF
| Q4 25 | 1.21× | -0.02× | ||
| Q3 25 | 1.28× | 1.32× | ||
| Q2 25 | 0.11× | 1.58× | ||
| Q1 25 | 0.69× | 0.24× | ||
| Q4 24 | 1.39× | 1.38× | ||
| Q3 24 | 0.83× | 0.85× | ||
| Q2 24 | 0.58× | 1.45× | ||
| Q1 24 | 0.37× | 0.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NVR
| Home Building Segment | $2.6B | 97% |
| Mortgage Banking Segment | $77.4M | 3% |
RJF
暂无分部数据
