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OFG BANCORP（OFG）与COMSCORE, INC.（SCOR）财务数据对比。点击上方公司名可切换其他公司
OFG BANCORP的季度营收约是COMSCORE, INC.的2.0倍（$184.3M vs $93.5M），OFG BANCORP净利率更高（30.3% vs 3.2%，领先27.1%），OFG BANCORP同比增速更快（0.9% vs -1.5%），OFG BANCORP自由现金流更多（$199.3M vs $2.9M），过去两年COMSCORE, INC.的营收复合增速更高（3.8% vs 2.8%）
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
Comscore是总部设于美国的全球媒体测量与分析企业，为企业、广告代理商、品牌营销方及媒体出版方提供专业营销数据与分析服务，在全球媒体行业和营销领域拥有广泛影响力。
OFG vs SCOR — 直观对比
营收规模更大
OFG
是对方的2.0倍
$93.5M
营收增速更快
OFG
高出2.4%
-1.5%
净利率更高
OFG
高出27.1%
3.2%
自由现金流更多
OFG
多$196.4M
$2.9M
两年增速更快
SCOR
近两年复合增速
2.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $184.3M | $93.5M |
| 净利润 | $55.9M | $3.0M |
| 毛利率 | — | 41.0% |
| 营业利润率 | 25.7% | 7.0% |
| 净利率 | 30.3% | 3.2% |
| 营收同比 | 0.9% | -1.5% |
| 净利润同比 | 11.0% | -3.7% |
| 每股收益（稀释后） | $1.27 | $9.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OFGSCOR
| Q4 25 | $184.3M | $93.5M | ||
| Q3 25 | $186.2M | $88.9M | ||
| Q2 25 | $182.4M | $89.4M | ||
| Q1 25 | $178.6M | $85.7M | ||
| Q4 24 | $182.7M | $94.9M | ||
| Q3 24 | $174.7M | $88.5M | ||
| Q2 24 | $179.8M | $85.8M | ||
| Q1 24 | $174.4M | $86.8M |
净利润OFGSCOR
| Q4 25 | $55.9M | $3.0M | ||
| Q3 25 | $51.8M | $453.0K | ||
| Q2 25 | $51.8M | $-9.5M | ||
| Q1 25 | $45.6M | $-4.0M | ||
| Q4 24 | $50.3M | $3.1M | ||
| Q3 24 | $47.0M | $-60.6M | ||
| Q2 24 | $51.1M | $-1.7M | ||
| Q1 24 | $49.7M | $-1.1M |
毛利率OFGSCOR
| Q4 25 | — | 41.0% | ||
| Q3 25 | — | 40.6% | ||
| Q2 25 | — | 40.6% | ||
| Q1 25 | — | 39.6% | ||
| Q4 24 | — | 42.4% | ||
| Q3 24 | — | 41.2% | ||
| Q2 24 | — | 39.5% | ||
| Q1 24 | — | 42.3% |
营业利润率OFGSCOR
| Q4 25 | 25.7% | 7.0% | ||
| Q3 25 | 33.0% | 1.9% | ||
| Q2 25 | 36.1% | -1.9% | ||
| Q1 25 | 33.3% | -2.4% | ||
| Q4 24 | 28.9% | 4.1% | ||
| Q3 24 | 35.4% | -67.4% | ||
| Q2 24 | 39.6% | -2.2% | ||
| Q1 24 | 38.9% | -2.2% |
净利率OFGSCOR
| Q4 25 | 30.3% | 3.2% | ||
| Q3 25 | 27.8% | 0.5% | ||
| Q2 25 | 28.4% | -10.6% | ||
| Q1 25 | 25.5% | -4.7% | ||
| Q4 24 | 27.6% | 3.3% | ||
| Q3 24 | 26.9% | -68.5% | ||
| Q2 24 | 28.4% | -2.0% | ||
| Q1 24 | 28.5% | -1.2% |
每股收益（稀释后）OFGSCOR
| Q4 25 | $1.27 | $9.50 | ||
| Q3 25 | $1.16 | $-0.86 | ||
| Q2 25 | $1.15 | $-2.73 | ||
| Q1 25 | $1.00 | $-1.66 | ||
| Q4 24 | $1.10 | $-0.47 | ||
| Q3 24 | $1.00 | $-12.79 | ||
| Q2 24 | $1.08 | $-1.19 | ||
| Q1 24 | $1.05 | $-1.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $23.6M |
| 总债务越低越好 | — | $41.5M |
| 股东权益账面价值 | $1.4B | $111.4M |
| 总资产 | $12.5B | $407.7M |
| 负债/权益比越低杠杆越低 | — | 0.37× |
8季度趋势，按日历期对齐
现金及短期投资OFGSCOR
| Q4 25 | $1.0B | $23.6M | ||
| Q3 25 | $740.3M | $26.7M | ||
| Q2 25 | $851.8M | $26.0M | ||
| Q1 25 | $710.6M | $31.0M | ||
| Q4 24 | $591.1M | $29.9M | ||
| Q3 24 | $680.6M | $20.0M | ||
| Q2 24 | $740.4M | $14.7M | ||
| Q1 24 | $754.4M | $18.7M |
总债务OFGSCOR
| Q4 25 | — | $41.5M | ||
| Q3 25 | — | $41.4M | ||
| Q2 25 | — | $41.3M | ||
| Q1 25 | — | $41.3M | ||
| Q4 24 | — | $41.2M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益OFGSCOR
| Q4 25 | $1.4B | $111.4M | ||
| Q3 25 | $1.4B | $-26.3M | ||
| Q2 25 | $1.3B | $-21.7M | ||
| Q1 25 | $1.3B | $-13.5M | ||
| Q4 24 | $1.3B | $-8.3M | ||
| Q3 24 | $1.3B | $-2.7M | ||
| Q2 24 | $1.2B | $45.8M | ||
| Q1 24 | $1.2B | $51.4M |
总资产OFGSCOR
| Q4 25 | $12.5B | $407.7M | ||
| Q3 25 | $12.2B | $406.9M | ||
| Q2 25 | $12.2B | $415.9M | ||
| Q1 25 | $11.7B | $421.5M | ||
| Q4 24 | $11.5B | $430.2M | ||
| Q3 24 | $11.5B | $412.5M | ||
| Q2 24 | $11.3B | $474.1M | ||
| Q1 24 | $11.2B | $477.7M |
负债/权益比OFGSCOR
| Q4 25 | — | 0.37× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $217.7M | $3.2M |
| 自由现金流经营现金流 - 资本支出 | $199.3M | $2.9M |
| 自由现金流率自由现金流/营收 | 108.1% | 3.1% |
| 资本支出强度资本支出/营收 | 10.0% | 0.3% |
| 现金转化率经营现金流/净利润 | 3.90× | 1.07× |
| 过去12个月自由现金流最近4个季度 | $345.4M | $21.8M |
8季度趋势，按日历期对齐
经营现金流OFGSCOR
| Q4 25 | $217.7M | $3.2M | ||
| Q3 25 | $39.5M | $9.5M | ||
| Q2 25 | $35.9M | $932.0K | ||
| Q1 25 | $83.1M | $9.1M | ||
| Q4 24 | $252.5M | $-10.0M | ||
| Q3 24 | $58.1M | $12.5M | ||
| Q2 24 | $95.1M | $8.7M | ||
| Q1 24 | $61.0M | $6.9M |
自由现金流OFGSCOR
| Q4 25 | $199.3M | $2.9M | ||
| Q3 25 | $35.5M | $9.4M | ||
| Q2 25 | $31.8M | $787.0K | ||
| Q1 25 | $78.7M | $8.7M | ||
| Q4 24 | $231.2M | $-10.3M | ||
| Q3 24 | $51.8M | $12.4M | ||
| Q2 24 | $90.4M | $8.5M | ||
| Q1 24 | $54.8M | $6.6M |
自由现金流率OFGSCOR
| Q4 25 | 108.1% | 3.1% | ||
| Q3 25 | 19.1% | 10.5% | ||
| Q2 25 | 17.4% | 0.9% | ||
| Q1 25 | 44.1% | 10.1% | ||
| Q4 24 | 126.5% | -10.8% | ||
| Q3 24 | 29.6% | 14.0% | ||
| Q2 24 | 50.3% | 10.0% | ||
| Q1 24 | 31.4% | 7.6% |
资本支出强度OFGSCOR
| Q4 25 | 10.0% | 0.3% | ||
| Q3 25 | 2.1% | 0.1% | ||
| Q2 25 | 2.3% | 0.2% | ||
| Q1 25 | 2.4% | 0.4% | ||
| Q4 24 | 11.7% | 0.2% | ||
| Q3 24 | 3.6% | 0.1% | ||
| Q2 24 | 2.6% | 0.2% | ||
| Q1 24 | 3.5% | 0.3% |
现金转化率OFGSCOR
| Q4 25 | 3.90× | 1.07× | ||
| Q3 25 | 0.76× | 20.96× | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 1.82× | — | ||
| Q4 24 | 5.02× | -3.19× | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.86× | — | ||
| Q1 24 | 1.23× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OFG
暂无分部数据
SCOR
| Transferred Over Time | $77.1M | 83% |
| Research Insight Solutions | $14.6M | 16% |
| Related Party | $2.5M | 3% |
