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OFG BANCORP（OFG）与Tecnoglass Inc.（TGLS）财务数据对比。点击上方公司名可切换其他公司
Tecnoglass Inc.的季度营收约是OFG BANCORP的1.3倍（$245.3M vs $184.3M），OFG BANCORP净利率更高（30.3% vs 10.6%，领先19.7%），Tecnoglass Inc.同比增速更快（2.4% vs 0.9%），OFG BANCORP自由现金流更多（$199.3M vs $11.4M），过去两年Tecnoglass Inc.的营收复合增速更高（12.8% vs 2.8%）
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
Tecnoglass Inc.是一家领先的建筑玻璃、铝制门窗及相关建材生产商，主要服务北美及拉美地区的住宅和商业建筑领域，为新建及翻新项目提供定制化、高能效的建筑解决方案。
OFG vs TGLS — 直观对比
营收规模更大
TGLS
是对方的1.3倍
$184.3M
营收增速更快
TGLS
高出1.5%
0.9%
净利率更高
OFG
高出19.7%
10.6%
自由现金流更多
OFG
多$187.9M
$11.4M
两年增速更快
TGLS
近两年复合增速
2.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $184.3M | $245.3M |
| 净利润 | $55.9M | $26.1M |
| 毛利率 | — | 40.0% |
| 营业利润率 | 25.7% | 18.3% |
| 净利率 | 30.3% | 10.6% |
| 营收同比 | 0.9% | 2.4% |
| 净利润同比 | 11.0% | -44.5% |
| 每股收益（稀释后） | $1.27 | $0.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OFGTGLS
| Q4 25 | $184.3M | $245.3M | ||
| Q3 25 | $186.2M | $260.5M | ||
| Q2 25 | $182.4M | $255.5M | ||
| Q1 25 | $178.6M | $222.3M | ||
| Q4 24 | $182.7M | $239.6M | ||
| Q3 24 | $174.7M | $238.3M | ||
| Q2 24 | $179.8M | $219.7M | ||
| Q1 24 | $174.4M | $192.6M |
净利润OFGTGLS
| Q4 25 | $55.9M | $26.1M | ||
| Q3 25 | $51.8M | $47.2M | ||
| Q2 25 | $51.8M | $44.1M | ||
| Q1 25 | $45.6M | $42.2M | ||
| Q4 24 | $50.3M | $47.0M | ||
| Q3 24 | $47.0M | $49.5M | ||
| Q2 24 | $51.1M | $35.0M | ||
| Q1 24 | $49.7M | $29.7M |
毛利率OFGTGLS
| Q4 25 | — | 40.0% | ||
| Q3 25 | — | 42.7% | ||
| Q2 25 | — | 44.7% | ||
| Q1 25 | — | 43.9% | ||
| Q4 24 | — | 44.5% | ||
| Q3 24 | — | 45.8% | ||
| Q2 24 | — | 40.8% | ||
| Q1 24 | — | 38.8% |
营业利润率OFGTGLS
| Q4 25 | 25.7% | 18.3% | ||
| Q3 25 | 33.0% | 25.1% | ||
| Q2 25 | 36.1% | 24.0% | ||
| Q1 25 | 33.3% | 26.7% | ||
| Q4 24 | 28.9% | 28.0% | ||
| Q3 24 | 35.4% | 28.4% | ||
| Q2 24 | 39.6% | 23.3% | ||
| Q1 24 | 38.9% | 21.3% |
净利率OFGTGLS
| Q4 25 | 30.3% | 10.6% | ||
| Q3 25 | 27.8% | 18.1% | ||
| Q2 25 | 28.4% | 17.3% | ||
| Q1 25 | 25.5% | 19.0% | ||
| Q4 24 | 27.6% | 19.6% | ||
| Q3 24 | 26.9% | 20.8% | ||
| Q2 24 | 28.4% | 15.9% | ||
| Q1 24 | 28.5% | 15.4% |
每股收益（稀释后）OFGTGLS
| Q4 25 | $1.27 | $0.57 | ||
| Q3 25 | $1.16 | $1.01 | ||
| Q2 25 | $1.15 | $0.94 | ||
| Q1 25 | $1.00 | $0.90 | ||
| Q4 24 | $1.10 | $1.00 | ||
| Q3 24 | $1.00 | $1.05 | ||
| Q2 24 | $1.08 | $0.75 | ||
| Q1 24 | $1.05 | $0.63 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $104.1M |
| 总债务越低越好 | — | $174.4M |
| 股东权益账面价值 | $1.4B | $713.1M |
| 总资产 | $12.5B | $1.3B |
| 负债/权益比越低杠杆越低 | — | 0.24× |
8季度趋势，按日历期对齐
现金及短期投资OFGTGLS
| Q4 25 | $1.0B | $104.1M | ||
| Q3 25 | $740.3M | $127.1M | ||
| Q2 25 | $851.8M | $140.9M | ||
| Q1 25 | $710.6M | $160.2M | ||
| Q4 24 | $591.1M | $137.5M | ||
| Q3 24 | $680.6M | $124.8M | ||
| Q2 24 | $740.4M | $129.5M | ||
| Q1 24 | $754.4M | $138.8M |
总债务OFGTGLS
| Q4 25 | — | $174.4M | ||
| Q3 25 | — | $114.7M | ||
| Q2 25 | — | $110.6M | ||
| Q1 25 | — | $110.6M | ||
| Q4 24 | — | $111.1M | ||
| Q3 24 | — | $126.8M | ||
| Q2 24 | — | $144.7M | ||
| Q1 24 | — | $160.9M |
股东权益OFGTGLS
| Q4 25 | $1.4B | $713.1M | ||
| Q3 25 | $1.4B | $764.0M | ||
| Q2 25 | $1.3B | $736.0M | ||
| Q1 25 | $1.3B | $685.1M | ||
| Q4 24 | $1.3B | $631.2M | ||
| Q3 24 | $1.3B | $613.3M | ||
| Q2 24 | $1.2B | $574.8M | ||
| Q1 24 | $1.2B | $573.6M |
总资产OFGTGLS
| Q4 25 | $12.5B | $1.3B | ||
| Q3 25 | $12.2B | $1.2B | ||
| Q2 25 | $12.2B | $1.2B | ||
| Q1 25 | $11.7B | $1.1B | ||
| Q4 24 | $11.5B | $1.0B | ||
| Q3 24 | $11.5B | $996.3M | ||
| Q2 24 | $11.3B | $942.5M | ||
| Q1 24 | $11.2B | $981.6M |
负债/权益比OFGTGLS
| Q4 25 | — | 0.24× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.15× | ||
| Q1 25 | — | 0.16× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.21× | ||
| Q2 24 | — | 0.25× | ||
| Q1 24 | — | 0.28× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $217.7M | $31.0M |
| 自由现金流经营现金流 - 资本支出 | $199.3M | $11.4M |
| 自由现金流率自由现金流/营收 | 108.1% | 4.7% |
| 资本支出强度资本支出/营收 | 10.0% | 8.0% |
| 现金转化率经营现金流/净利润 | 3.90× | 1.19× |
| 过去12个月自由现金流最近4个季度 | $345.4M | $34.5M |
8季度趋势，按日历期对齐
经营现金流OFGTGLS
| Q4 25 | $217.7M | $31.0M | ||
| Q3 25 | $39.5M | $40.0M | ||
| Q2 25 | $35.9M | $17.9M | ||
| Q1 25 | $83.1M | $46.9M | ||
| Q4 24 | $252.5M | $61.1M | ||
| Q3 24 | $58.1M | $41.5M | ||
| Q2 24 | $95.1M | $34.5M | ||
| Q1 24 | $61.0M | $33.4M |
自由现金流OFGTGLS
| Q4 25 | $199.3M | $11.4M | ||
| Q3 25 | $35.5M | $21.2M | ||
| Q2 25 | $31.8M | $-14.7M | ||
| Q1 25 | $78.7M | $16.5M | ||
| Q4 24 | $231.2M | $35.4M | ||
| Q3 24 | $51.8M | $17.8M | ||
| Q2 24 | $90.4M | $14.2M | ||
| Q1 24 | $54.8M | $23.6M |
自由现金流率OFGTGLS
| Q4 25 | 108.1% | 4.7% | ||
| Q3 25 | 19.1% | 8.2% | ||
| Q2 25 | 17.4% | -5.7% | ||
| Q1 25 | 44.1% | 7.4% | ||
| Q4 24 | 126.5% | 14.8% | ||
| Q3 24 | 29.6% | 7.5% | ||
| Q2 24 | 50.3% | 6.5% | ||
| Q1 24 | 31.4% | 12.2% |
资本支出强度OFGTGLS
| Q4 25 | 10.0% | 8.0% | ||
| Q3 25 | 2.1% | 7.2% | ||
| Q2 25 | 2.3% | 12.7% | ||
| Q1 25 | 2.4% | 13.7% | ||
| Q4 24 | 11.7% | 10.7% | ||
| Q3 24 | 3.6% | 9.9% | ||
| Q2 24 | 2.6% | 9.2% | ||
| Q1 24 | 3.5% | 5.1% |
现金转化率OFGTGLS
| Q4 25 | 3.90× | 1.19× | ||
| Q3 25 | 0.76× | 0.85× | ||
| Q2 25 | 0.69× | 0.41× | ||
| Q1 25 | 1.82× | 1.11× | ||
| Q4 24 | 5.02× | 1.30× | ||
| Q3 24 | 1.24× | 0.84× | ||
| Q2 24 | 1.86× | 0.98× | ||
| Q1 24 | 1.23× | 1.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OFG
暂无分部数据
TGLS
| Product Sales | $164.2M | 67% |
| Fixed Price Contracts | $81.1M | 33% |
| Related Party | $692.0K | 0% |
