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OFG BANCORP（OFG）与Westrock Coffee Co（WEST）财务数据对比。点击上方公司名可切换其他公司
Westrock Coffee Co的季度营收约是OFG BANCORP的1.8倍（$339.5M vs $184.3M），OFG BANCORP净利率更高（30.3% vs -6.6%，领先37.0%），Westrock Coffee Co同比增速更快（48.3% vs 0.9%），OFG BANCORP自由现金流更多（$199.3M vs $27.8M），过去两年Westrock Coffee Co的营收复合增速更高（32.8% vs 2.8%）
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
Westrock Coffee Co是一家全球化综合咖啡及饮品解决方案供应商，业务覆盖咖啡、茶与功能性饮品的采购、烘焙、生产及分销，为北美及全球其他区域的零售、餐饮和商业客户提供定制化产品及配套服务。
OFG vs WEST — 直观对比
营收规模更大
WEST
是对方的1.8倍
$184.3M
营收增速更快
WEST
高出47.4%
0.9%
净利率更高
OFG
高出37.0%
-6.6%
自由现金流更多
OFG
多$171.6M
$27.8M
两年增速更快
WEST
近两年复合增速
2.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $184.3M | $339.5M |
| 净利润 | $55.9M | $-22.6M |
| 毛利率 | — | 11.5% |
| 营业利润率 | 25.7% | -2.6% |
| 净利率 | 30.3% | -6.6% |
| 营收同比 | 0.9% | 48.3% |
| 净利润同比 | 11.0% | 8.3% |
| 每股收益（稀释后） | $1.27 | $-0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OFGWEST
| Q4 25 | $184.3M | $339.5M | ||
| Q3 25 | $186.2M | $354.8M | ||
| Q2 25 | $182.4M | $280.9M | ||
| Q1 25 | $178.6M | $213.8M | ||
| Q4 24 | $182.7M | $229.0M | ||
| Q3 24 | $174.7M | $220.9M | ||
| Q2 24 | $179.8M | $208.4M | ||
| Q1 24 | $174.4M | $192.5M |
净利润OFGWEST
| Q4 25 | $55.9M | $-22.6M | ||
| Q3 25 | $51.8M | $-19.1M | ||
| Q2 25 | $51.8M | $-21.6M | ||
| Q1 25 | $45.6M | $-27.2M | ||
| Q4 24 | $50.3M | $-24.6M | ||
| Q3 24 | $47.0M | $-14.3M | ||
| Q2 24 | $51.1M | $-17.8M | ||
| Q1 24 | $49.7M | $-23.7M |
毛利率OFGWEST
| Q4 25 | — | 11.5% | ||
| Q3 25 | — | 11.7% | ||
| Q2 25 | — | 14.7% | ||
| Q1 25 | — | 13.6% | ||
| Q4 24 | — | 16.6% | ||
| Q3 24 | — | 16.8% | ||
| Q2 24 | — | 19.9% | ||
| Q1 24 | — | 19.4% |
营业利润率OFGWEST
| Q4 25 | 25.7% | -2.6% | ||
| Q3 25 | 33.0% | -2.4% | ||
| Q2 25 | 36.1% | -5.3% | ||
| Q1 25 | 33.3% | -6.1% | ||
| Q4 24 | 28.9% | -4.3% | ||
| Q3 24 | 35.4% | -5.8% | ||
| Q2 24 | 39.6% | -7.9% | ||
| Q1 24 | 38.9% | -5.3% |
净利率OFGWEST
| Q4 25 | 30.3% | -6.6% | ||
| Q3 25 | 27.8% | -5.4% | ||
| Q2 25 | 28.4% | -7.7% | ||
| Q1 25 | 25.5% | -12.7% | ||
| Q4 24 | 27.6% | -10.7% | ||
| Q3 24 | 26.9% | -6.5% | ||
| Q2 24 | 28.4% | -8.5% | ||
| Q1 24 | 28.5% | -12.3% |
每股收益（稀释后）OFGWEST
| Q4 25 | $1.27 | $-0.22 | ||
| Q3 25 | $1.16 | $-0.20 | ||
| Q2 25 | $1.15 | $-0.23 | ||
| Q1 25 | $1.00 | $-0.29 | ||
| Q4 24 | $1.10 | $-0.26 | ||
| Q3 24 | $1.00 | $-0.16 | ||
| Q2 24 | $1.08 | $-0.20 | ||
| Q1 24 | $1.05 | $-0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $49.9M |
| 总债务越低越好 | — | $444.1M |
| 股东权益账面价值 | $1.4B | $-1.9M |
| 总资产 | $12.5B | $1.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OFGWEST
| Q4 25 | $1.0B | $49.9M | ||
| Q3 25 | $740.3M | $34.0M | ||
| Q2 25 | $851.8M | $44.0M | ||
| Q1 25 | $710.6M | $33.1M | ||
| Q4 24 | $591.1M | $26.2M | ||
| Q3 24 | $680.6M | $22.4M | ||
| Q2 24 | $740.4M | $24.3M | ||
| Q1 24 | $754.4M | $12.6M |
总债务OFGWEST
| Q4 25 | — | $444.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $393.1M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益OFGWEST
| Q4 25 | $1.4B | $-1.9M | ||
| Q3 25 | $1.4B | $11.4M | ||
| Q2 25 | $1.3B | $18.2M | ||
| Q1 25 | $1.3B | $71.4M | ||
| Q4 24 | $1.3B | $97.5M | ||
| Q3 24 | $1.3B | $110.3M | ||
| Q2 24 | $1.2B | $81.5M | ||
| Q1 24 | $1.2B | $91.7M |
总资产OFGWEST
| Q4 25 | $12.5B | $1.2B | ||
| Q3 25 | $12.2B | $1.2B | ||
| Q2 25 | $12.2B | $1.2B | ||
| Q1 25 | $11.7B | $1.1B | ||
| Q4 24 | $11.5B | $1.1B | ||
| Q3 24 | $11.5B | $1.1B | ||
| Q2 24 | $11.3B | $1.1B | ||
| Q1 24 | $11.2B | $983.3M |
负债/权益比OFGWEST
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.03× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $217.7M | $36.7M |
| 自由现金流经营现金流 - 资本支出 | $199.3M | $27.8M |
| 自由现金流率自由现金流/营收 | 108.1% | 8.2% |
| 资本支出强度资本支出/营收 | 10.0% | 2.6% |
| 现金转化率经营现金流/净利润 | 3.90× | — |
| 过去12个月自由现金流最近4个季度 | $345.4M | $-107.8M |
8季度趋势，按日历期对齐
经营现金流OFGWEST
| Q4 25 | $217.7M | $36.7M | ||
| Q3 25 | $39.5M | $-26.6M | ||
| Q2 25 | $35.9M | $-7.0M | ||
| Q1 25 | $83.1M | $-22.1M | ||
| Q4 24 | $252.5M | $2.8M | ||
| Q3 24 | $58.1M | $-332.0K | ||
| Q2 24 | $95.1M | $-23.7M | ||
| Q1 24 | $61.0M | $8.0M |
自由现金流OFGWEST
| Q4 25 | $199.3M | $27.8M | ||
| Q3 25 | $35.5M | $-44.7M | ||
| Q2 25 | $31.8M | $-27.5M | ||
| Q1 25 | $78.7M | $-63.4M | ||
| Q4 24 | $231.2M | $-15.4M | ||
| Q3 24 | $51.8M | $-36.7M | ||
| Q2 24 | $90.4M | $-59.9M | ||
| Q1 24 | $54.8M | $-60.9M |
自由现金流率OFGWEST
| Q4 25 | 108.1% | 8.2% | ||
| Q3 25 | 19.1% | -12.6% | ||
| Q2 25 | 17.4% | -9.8% | ||
| Q1 25 | 44.1% | -29.7% | ||
| Q4 24 | 126.5% | -6.7% | ||
| Q3 24 | 29.6% | -16.6% | ||
| Q2 24 | 50.3% | -28.7% | ||
| Q1 24 | 31.4% | -31.7% |
资本支出强度OFGWEST
| Q4 25 | 10.0% | 2.6% | ||
| Q3 25 | 2.1% | 5.1% | ||
| Q2 25 | 2.3% | 7.3% | ||
| Q1 25 | 2.4% | 19.3% | ||
| Q4 24 | 11.7% | 7.9% | ||
| Q3 24 | 3.6% | 16.5% | ||
| Q2 24 | 2.6% | 17.4% | ||
| Q1 24 | 3.5% | 35.8% |
现金转化率OFGWEST
| Q4 25 | 3.90× | — | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 1.82× | — | ||
| Q4 24 | 5.02× | — | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.86× | — | ||
| Q1 24 | 1.23× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OFG
暂无分部数据
WEST
| Coffee And Tea | $202.6M | 60% |
| Flavors Extracts And Ingredients | $69.6M | 21% |
| Sustainable Sourcing And Traceability Segments | $66.9M | 20% |
