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合众银行（OSBC）与IMPINJ INC（PI）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是IMPINJ INC的1.3倍（$93.8M vs $74.3M），合众银行净利率更高（27.3% vs 11.2%，领先16.1%），过去两年合众银行的营收复合增速更高（15.1% vs -14.9%）
合众银行是一家总部位于美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营银行、投资、抵押等金融服务。
Impinj Inc.是一家美国射频识别（RFID）设备及软件提供商，成立于2000年，总部位于华盛顿州西雅图，源自加州理工学院Carver Mead与Chris Diorio的研究成果。公司主营EPC Class 1 Gen 2无源超高频RFID芯片、读写器、读写器芯片、天线，以及芯片编码、业务数据采集相关的软件应用，为各行业RFID应用提供全链路产品支持。
OSBC vs PI — 直观对比
营收规模更大
OSBC
是对方的1.3倍
$74.3M
净利率更高
OSBC
高出16.1%
11.2%
两年增速更快
OSBC
近两年复合增速
-14.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $93.8M | $74.3M |
| 净利润 | $25.6M | $8.3M |
| 毛利率 | — | 49.1% |
| 营业利润率 | — | 30.5% |
| 净利率 | 27.3% | 11.2% |
| 营收同比 | — | -0.0% |
| 净利润同比 | 159.2% | — |
| 每股收益（稀释后） | $0.48 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OSBCPI
| Q1 26 | $93.8M | $74.3M | ||
| Q4 25 | $95.2M | $92.8M | ||
| Q3 25 | $95.9M | $96.1M | ||
| Q2 25 | $75.1M | $97.9M | ||
| Q1 25 | $73.1M | $74.3M | ||
| Q4 24 | $73.2M | $91.6M | ||
| Q3 24 | $71.2M | $95.2M | ||
| Q2 24 | $70.8M | $102.5M |
净利润OSBCPI
| Q1 26 | $25.6M | $8.3M | ||
| Q4 25 | — | $-1.1M | ||
| Q3 25 | $9.9M | $-12.8M | ||
| Q2 25 | $21.8M | $11.6M | ||
| Q1 25 | $19.8M | $-8.5M | ||
| Q4 24 | — | $-2.7M | ||
| Q3 24 | $23.0M | $221.0K | ||
| Q2 24 | $21.9M | $10.0M |
毛利率OSBCPI
| Q1 26 | — | 49.1% | ||
| Q4 25 | — | 51.8% | ||
| Q3 25 | — | 50.3% | ||
| Q2 25 | — | 57.8% | ||
| Q1 25 | — | 49.4% | ||
| Q4 24 | — | 50.5% | ||
| Q3 24 | — | 50.0% | ||
| Q2 24 | — | 56.1% |
营业利润率OSBCPI
| Q1 26 | — | 30.5% | ||
| Q4 25 | 41.2% | -2.9% | ||
| Q3 25 | 13.6% | 0.7% | ||
| Q2 25 | 38.9% | 11.1% | ||
| Q1 25 | 35.8% | -12.9% | ||
| Q4 24 | 34.7% | -3.9% | ||
| Q3 24 | 41.9% | -0.8% | ||
| Q2 24 | 41.2% | 8.8% |
净利率OSBCPI
| Q1 26 | 27.3% | 11.2% | ||
| Q4 25 | — | -1.2% | ||
| Q3 25 | 10.3% | -13.3% | ||
| Q2 25 | 29.0% | 11.8% | ||
| Q1 25 | 27.1% | -11.4% | ||
| Q4 24 | — | -2.9% | ||
| Q3 24 | 32.3% | 0.2% | ||
| Q2 24 | 30.9% | 9.7% |
每股收益（稀释后）OSBCPI
| Q1 26 | $0.48 | $0.14 | ||
| Q4 25 | $0.53 | $-0.02 | ||
| Q3 25 | $0.18 | $-0.44 | ||
| Q2 25 | $0.48 | $0.39 | ||
| Q1 25 | $0.43 | $-0.30 | ||
| Q4 24 | $0.42 | $-0.06 | ||
| Q3 24 | $0.50 | $0.01 | ||
| Q2 24 | $0.48 | $0.34 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $115.7M | $131.8M |
| 总债务越低越好 | — | $241.5M |
| 股东权益账面价值 | $893.3M | — |
| 总资产 | $6.8B | $502.5M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OSBCPI
| Q1 26 | $115.7M | $131.8M | ||
| Q4 25 | $124.0M | $175.3M | ||
| Q3 25 | $116.5M | $190.1M | ||
| Q2 25 | $141.8M | $193.2M | ||
| Q1 25 | $256.1M | $147.9M | ||
| Q4 24 | $99.3M | $164.7M | ||
| Q3 24 | $115.8M | $170.3M | ||
| Q2 24 | $120.9M | $220.2M |
总债务OSBCPI
| Q1 26 | — | $241.5M | ||
| Q4 25 | — | $280.9M | ||
| Q3 25 | — | $280.4M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $283.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益OSBCPI
| Q1 26 | $893.3M | — | ||
| Q4 25 | $896.8M | $209.2M | ||
| Q3 25 | $866.7M | $195.0M | ||
| Q2 25 | $718.6M | $187.7M | ||
| Q1 25 | $694.5M | $160.6M | ||
| Q4 24 | $671.0M | $149.9M | ||
| Q3 24 | $661.4M | $136.1M | ||
| Q2 24 | $619.3M | $117.0M |
总资产OSBCPI
| Q1 26 | $6.8B | $502.5M | ||
| Q4 25 | $6.9B | $545.2M | ||
| Q3 25 | $7.0B | $516.5M | ||
| Q2 25 | $5.7B | $508.8M | ||
| Q1 25 | $5.7B | $479.8M | ||
| Q4 24 | $5.6B | $489.1M | ||
| Q3 24 | $5.7B | $476.4M | ||
| Q2 24 | $5.7B | $446.1M |
负债/权益比OSBCPI
| Q1 26 | — | — | ||
| Q4 25 | — | 1.34× | ||
| Q3 25 | — | 1.44× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.89× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | — |
| 自由现金流经营现金流 - 资本支出 | — | $2.2M |
| 自由现金流率自由现金流/营收 | — | 3.0% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $61.1M |
8季度趋势，按日历期对齐
经营现金流OSBCPI
| Q1 26 | — | — | ||
| Q4 25 | $122.3M | $15.1M | ||
| Q3 25 | $35.9M | $20.9M | ||
| Q2 25 | $24.2M | $33.9M | ||
| Q1 25 | $17.8M | $-11.1M | ||
| Q4 24 | $131.5M | $12.6M | ||
| Q3 24 | $48.5M | $10.1M | ||
| Q2 24 | $11.6M | $45.5M |
自由现金流OSBCPI
| Q1 26 | — | $2.2M | ||
| Q4 25 | $117.8M | $13.6M | ||
| Q3 25 | $34.7M | $18.0M | ||
| Q2 25 | $23.5M | $27.3M | ||
| Q1 25 | $16.2M | $-13.0M | ||
| Q4 24 | $120.7M | $8.5M | ||
| Q3 24 | $46.2M | $4.7M | ||
| Q2 24 | $8.7M | $44.1M |
自由现金流率OSBCPI
| Q1 26 | — | 3.0% | ||
| Q4 25 | 123.7% | 14.7% | ||
| Q3 25 | 36.2% | 18.7% | ||
| Q2 25 | 31.2% | 27.9% | ||
| Q1 25 | 22.2% | -17.5% | ||
| Q4 24 | 165.0% | 9.3% | ||
| Q3 24 | 64.9% | 4.9% | ||
| Q2 24 | 12.3% | 43.0% |
资本支出强度OSBCPI
| Q1 26 | — | — | ||
| Q4 25 | 4.7% | 1.6% | ||
| Q3 25 | 1.3% | 3.1% | ||
| Q2 25 | 1.1% | 6.7% | ||
| Q1 25 | 2.2% | 2.5% | ||
| Q4 24 | 14.7% | 4.5% | ||
| Q3 24 | 3.3% | 5.7% | ||
| Q2 24 | 4.2% | 1.3% |
现金转化率OSBCPI
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 3.64× | — | ||
| Q2 25 | 1.11× | 2.93× | ||
| Q1 25 | 0.90× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.11× | 45.56× | ||
| Q2 24 | 0.53× | 4.56× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OSBC
| Net Interest Income | $81.1M | 87% |
| Noninterest Income | $12.6M | 13% |
PI
暂无分部数据
