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合众银行（OSBC）与COMSCORE, INC.（SCOR）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是COMSCORE, INC.的1.0倍（$93.8M vs $93.5M），合众银行净利率更高（27.3% vs 3.2%，领先24.0%），过去两年合众银行的营收复合增速更高（15.1% vs 3.8%）
合众银行是一家总部位于美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营银行、投资、抵押等金融服务。
Comscore是总部设于美国的全球媒体测量与分析企业，为企业、广告代理商、品牌营销方及媒体出版方提供专业营销数据与分析服务，在全球媒体行业和营销领域拥有广泛影响力。
OSBC vs SCOR — 直观对比
营收规模更大
OSBC
是对方的1.0倍
$93.5M
净利率更高
OSBC
高出24.0%
3.2%
两年增速更快
OSBC
近两年复合增速
3.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $93.8M | $93.5M |
| 净利润 | $25.6M | $3.0M |
| 毛利率 | — | 41.0% |
| 营业利润率 | — | 7.0% |
| 净利率 | 27.3% | 3.2% |
| 营收同比 | — | -1.5% |
| 净利润同比 | 159.2% | -3.7% |
| 每股收益（稀释后） | $0.48 | $9.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OSBCSCOR
| Q1 26 | $93.8M | — | ||
| Q4 25 | $95.2M | $93.5M | ||
| Q3 25 | $95.9M | $88.9M | ||
| Q2 25 | $75.1M | $89.4M | ||
| Q1 25 | $73.1M | $85.7M | ||
| Q4 24 | $73.2M | $94.9M | ||
| Q3 24 | $71.2M | $88.5M | ||
| Q2 24 | $70.8M | $85.8M |
净利润OSBCSCOR
| Q1 26 | $25.6M | — | ||
| Q4 25 | — | $3.0M | ||
| Q3 25 | $9.9M | $453.0K | ||
| Q2 25 | $21.8M | $-9.5M | ||
| Q1 25 | $19.8M | $-4.0M | ||
| Q4 24 | — | $3.1M | ||
| Q3 24 | $23.0M | $-60.6M | ||
| Q2 24 | $21.9M | $-1.7M |
毛利率OSBCSCOR
| Q1 26 | — | — | ||
| Q4 25 | — | 41.0% | ||
| Q3 25 | — | 40.6% | ||
| Q2 25 | — | 40.6% | ||
| Q1 25 | — | 39.6% | ||
| Q4 24 | — | 42.4% | ||
| Q3 24 | — | 41.2% | ||
| Q2 24 | — | 39.5% |
营业利润率OSBCSCOR
| Q1 26 | — | — | ||
| Q4 25 | 41.2% | 7.0% | ||
| Q3 25 | 13.6% | 1.9% | ||
| Q2 25 | 38.9% | -1.9% | ||
| Q1 25 | 35.8% | -2.4% | ||
| Q4 24 | 34.7% | 4.1% | ||
| Q3 24 | 41.9% | -67.4% | ||
| Q2 24 | 41.2% | -2.2% |
净利率OSBCSCOR
| Q1 26 | 27.3% | — | ||
| Q4 25 | — | 3.2% | ||
| Q3 25 | 10.3% | 0.5% | ||
| Q2 25 | 29.0% | -10.6% | ||
| Q1 25 | 27.1% | -4.7% | ||
| Q4 24 | — | 3.3% | ||
| Q3 24 | 32.3% | -68.5% | ||
| Q2 24 | 30.9% | -2.0% |
每股收益（稀释后）OSBCSCOR
| Q1 26 | $0.48 | — | ||
| Q4 25 | $0.53 | $9.50 | ||
| Q3 25 | $0.18 | $-0.86 | ||
| Q2 25 | $0.48 | $-2.73 | ||
| Q1 25 | $0.43 | $-1.66 | ||
| Q4 24 | $0.42 | $-0.47 | ||
| Q3 24 | $0.50 | $-12.79 | ||
| Q2 24 | $0.48 | $-1.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $115.7M | $23.6M |
| 总债务越低越好 | — | $41.5M |
| 股东权益账面价值 | $893.3M | $111.4M |
| 总资产 | $6.8B | $407.7M |
| 负债/权益比越低杠杆越低 | — | 0.37× |
8季度趋势，按日历期对齐
现金及短期投资OSBCSCOR
| Q1 26 | $115.7M | — | ||
| Q4 25 | $124.0M | $23.6M | ||
| Q3 25 | $116.5M | $26.7M | ||
| Q2 25 | $141.8M | $26.0M | ||
| Q1 25 | $256.1M | $31.0M | ||
| Q4 24 | $99.3M | $29.9M | ||
| Q3 24 | $115.8M | $20.0M | ||
| Q2 24 | $120.9M | $14.7M |
总债务OSBCSCOR
| Q1 26 | — | — | ||
| Q4 25 | — | $41.5M | ||
| Q3 25 | — | $41.4M | ||
| Q2 25 | — | $41.3M | ||
| Q1 25 | — | $41.3M | ||
| Q4 24 | — | $41.2M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益OSBCSCOR
| Q1 26 | $893.3M | — | ||
| Q4 25 | $896.8M | $111.4M | ||
| Q3 25 | $866.7M | $-26.3M | ||
| Q2 25 | $718.6M | $-21.7M | ||
| Q1 25 | $694.5M | $-13.5M | ||
| Q4 24 | $671.0M | $-8.3M | ||
| Q3 24 | $661.4M | $-2.7M | ||
| Q2 24 | $619.3M | $45.8M |
总资产OSBCSCOR
| Q1 26 | $6.8B | — | ||
| Q4 25 | $6.9B | $407.7M | ||
| Q3 25 | $7.0B | $406.9M | ||
| Q2 25 | $5.7B | $415.9M | ||
| Q1 25 | $5.7B | $421.5M | ||
| Q4 24 | $5.6B | $430.2M | ||
| Q3 24 | $5.7B | $412.5M | ||
| Q2 24 | $5.7B | $474.1M |
负债/权益比OSBCSCOR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.37× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $3.2M |
| 自由现金流经营现金流 - 资本支出 | — | $2.9M |
| 自由现金流率自由现金流/营收 | — | 3.1% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | 1.07× |
| 过去12个月自由现金流最近4个季度 | — | $21.8M |
8季度趋势，按日历期对齐
经营现金流OSBCSCOR
| Q1 26 | — | — | ||
| Q4 25 | $122.3M | $3.2M | ||
| Q3 25 | $35.9M | $9.5M | ||
| Q2 25 | $24.2M | $932.0K | ||
| Q1 25 | $17.8M | $9.1M | ||
| Q4 24 | $131.5M | $-10.0M | ||
| Q3 24 | $48.5M | $12.5M | ||
| Q2 24 | $11.6M | $8.7M |
自由现金流OSBCSCOR
| Q1 26 | — | — | ||
| Q4 25 | $117.8M | $2.9M | ||
| Q3 25 | $34.7M | $9.4M | ||
| Q2 25 | $23.5M | $787.0K | ||
| Q1 25 | $16.2M | $8.7M | ||
| Q4 24 | $120.7M | $-10.3M | ||
| Q3 24 | $46.2M | $12.4M | ||
| Q2 24 | $8.7M | $8.5M |
自由现金流率OSBCSCOR
| Q1 26 | — | — | ||
| Q4 25 | 123.7% | 3.1% | ||
| Q3 25 | 36.2% | 10.5% | ||
| Q2 25 | 31.2% | 0.9% | ||
| Q1 25 | 22.2% | 10.1% | ||
| Q4 24 | 165.0% | -10.8% | ||
| Q3 24 | 64.9% | 14.0% | ||
| Q2 24 | 12.3% | 10.0% |
资本支出强度OSBCSCOR
| Q1 26 | — | — | ||
| Q4 25 | 4.7% | 0.3% | ||
| Q3 25 | 1.3% | 0.1% | ||
| Q2 25 | 1.1% | 0.2% | ||
| Q1 25 | 2.2% | 0.4% | ||
| Q4 24 | 14.7% | 0.2% | ||
| Q3 24 | 3.3% | 0.1% | ||
| Q2 24 | 4.2% | 0.2% |
现金转化率OSBCSCOR
| Q1 26 | — | — | ||
| Q4 25 | — | 1.07× | ||
| Q3 25 | 3.64× | 20.96× | ||
| Q2 25 | 1.11× | — | ||
| Q1 25 | 0.90× | — | ||
| Q4 24 | — | -3.19× | ||
| Q3 24 | 2.11× | — | ||
| Q2 24 | 0.53× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OSBC
| Net Interest Income | $81.1M | 87% |
| Noninterest Income | $12.6M | 13% |
SCOR
| Transferred Over Time | $77.1M | 83% |
| Research Insight Solutions | $14.6M | 16% |
| Related Party | $2.5M | 3% |
