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PAR TECHNOLOGY CORP（PAR）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
PAR TECHNOLOGY CORP的季度营收约是REPUBLIC BANCORP INC的1.3倍（$120.1M vs $94.3M），PAR TECHNOLOGY CORP同比增速更快（14.4% vs 5.3%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $-12.5M），过去两年PAR TECHNOLOGY CORP的营收复合增速更高（30.9% vs -11.5%）
PAR科技公司是全球领先的销售点系统、餐饮酒店管理软件及集成技术解决方案提供商，核心业务覆盖餐饮服务、酒店文旅及政府安防领域，为各类规模客户提供云端工具以简化运营、提升消费体验与经营效率。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
PAR vs RBCAA — 直观对比
营收规模更大
PAR
是对方的1.3倍
$94.3M
营收增速更快
PAR
高出9.1%
5.3%
自由现金流更多
RBCAA
多$173.6M
$-12.5M
两年增速更快
PAR
近两年复合增速
-11.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $120.1M | $94.3M |
| 净利润 | — | $22.8M |
| 毛利率 | 41.2% | — |
| 营业利润率 | -15.0% | 29.3% |
| 净利率 | — | 24.2% |
| 营收同比 | 14.4% | 5.3% |
| 净利润同比 | — | 20.0% |
| 每股收益（稀释后） | $-0.52 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PARRBCAA
| Q4 25 | $120.1M | $94.3M | ||
| Q3 25 | $119.2M | $93.5M | ||
| Q2 25 | $112.4M | $93.8M | ||
| Q1 25 | $103.9M | $135.8M | ||
| Q4 24 | $105.0M | $89.5M | ||
| Q3 24 | $96.8M | $88.1M | ||
| Q2 24 | $78.2M | $86.9M | ||
| Q1 24 | $70.1M | $120.3M |
净利润PARRBCAA
| Q4 25 | — | $22.8M | ||
| Q3 25 | $-18.2M | $29.7M | ||
| Q2 25 | $-21.0M | $31.5M | ||
| Q1 25 | $-24.4M | $47.3M | ||
| Q4 24 | — | $19.0M | ||
| Q3 24 | $-19.8M | $26.5M | ||
| Q2 24 | $54.2M | $25.2M | ||
| Q1 24 | $-18.3M | $30.6M |
毛利率PARRBCAA
| Q4 25 | 41.2% | — | ||
| Q3 25 | 41.3% | — | ||
| Q2 25 | 45.4% | — | ||
| Q1 25 | 46.5% | — | ||
| Q4 24 | 42.9% | — | ||
| Q3 24 | 44.5% | — | ||
| Q2 24 | 41.0% | — | ||
| Q1 24 | 37.2% | — |
营业利润率PARRBCAA
| Q4 25 | -15.0% | 29.3% | ||
| Q3 25 | -14.8% | 40.4% | ||
| Q2 25 | -15.4% | 43.0% | ||
| Q1 25 | -15.2% | 44.1% | ||
| Q4 24 | -15.6% | 25.8% | ||
| Q3 24 | -15.7% | 38.4% | ||
| Q2 24 | -26.5% | 37.0% | ||
| Q1 24 | -38.2% | 32.2% |
净利率PARRBCAA
| Q4 25 | — | 24.2% | ||
| Q3 25 | -15.3% | 31.8% | ||
| Q2 25 | -18.7% | 33.5% | ||
| Q1 25 | -23.4% | 34.8% | ||
| Q4 24 | — | 21.2% | ||
| Q3 24 | -20.5% | 30.1% | ||
| Q2 24 | 69.3% | 29.0% | ||
| Q1 24 | -26.1% | 25.4% |
每股收益（稀释后）PARRBCAA
| Q4 25 | $-0.52 | — | ||
| Q3 25 | $-0.45 | — | ||
| Q2 25 | $-0.52 | — | ||
| Q1 25 | $-0.60 | — | ||
| Q4 24 | $-0.56 | — | ||
| Q3 24 | $-0.56 | — | ||
| Q2 24 | $1.60 | — | ||
| Q1 24 | $-0.62 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $80.1M | $220.0M |
| 总债务越低越好 | $394.0M | — |
| 股东权益账面价值 | $825.1M | $1.1B |
| 总资产 | $1.4B | $7.0B |
| 负债/权益比越低杠杆越低 | 0.48× | — |
8季度趋势，按日历期对齐
现金及短期投资PARRBCAA
| Q4 25 | $80.1M | $220.0M | ||
| Q3 25 | $93.0M | $484.2M | ||
| Q2 25 | $85.7M | $484.8M | ||
| Q1 25 | $92.2M | $793.0M | ||
| Q4 24 | $108.6M | $432.2M | ||
| Q3 24 | $118.4M | $530.9M | ||
| Q2 24 | $142.5M | $400.1M | ||
| Q1 24 | $72.5M | $546.4M |
总债务PARRBCAA
| Q4 25 | $394.0M | — | ||
| Q3 25 | $393.4M | — | ||
| Q2 25 | $392.8M | — | ||
| Q1 25 | $392.3M | — | ||
| Q4 24 | $368.4M | — | ||
| Q3 24 | $466.7M | — | ||
| Q2 24 | $378.7M | — | ||
| Q1 24 | $378.2M | — |
股东权益PARRBCAA
| Q4 25 | $825.1M | $1.1B | ||
| Q3 25 | $838.0M | $1.1B | ||
| Q2 25 | $859.1M | $1.1B | ||
| Q1 25 | $852.0M | $1.0B | ||
| Q4 24 | $871.7M | $992.0M | ||
| Q3 24 | $692.7M | $979.7M | ||
| Q2 24 | $588.3M | $955.4M | ||
| Q1 24 | $526.4M | $935.6M |
总资产PARRBCAA
| Q4 25 | $1.4B | $7.0B | ||
| Q3 25 | $1.4B | $7.0B | ||
| Q2 25 | $1.4B | $7.0B | ||
| Q1 25 | $1.4B | $7.1B | ||
| Q4 24 | $1.4B | $6.8B | ||
| Q3 24 | $1.3B | $6.7B | ||
| Q2 24 | $1.1B | $6.6B | ||
| Q1 24 | $1.0B | $6.9B |
负债/权益比PARRBCAA
| Q4 25 | 0.48× | — | ||
| Q3 25 | 0.47× | — | ||
| Q2 25 | 0.46× | — | ||
| Q1 25 | 0.46× | — | ||
| Q4 24 | 0.42× | — | ||
| Q3 24 | 0.67× | — | ||
| Q2 24 | 0.64× | — | ||
| Q1 24 | 0.72× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-11.8M | $168.2M |
| 自由现金流经营现金流 - 资本支出 | $-12.5M | $161.1M |
| 自由现金流率自由现金流/营收 | -10.4% | 170.9% |
| 资本支出强度资本支出/营收 | 0.7% | 7.5% |
| 现金转化率经营现金流/净利润 | — | 7.37× |
| 过去12个月自由现金流最近4个季度 | $-30.5M | $288.6M |
8季度趋势，按日历期对齐
经营现金流PARRBCAA
| Q4 25 | $-11.8M | $168.2M | ||
| Q3 25 | $8.4M | $33.3M | ||
| Q2 25 | $-6.6M | $8.4M | ||
| Q1 25 | $-17.2M | $93.2M | ||
| Q4 24 | $3.4M | $149.0M | ||
| Q3 24 | $8.8M | $51.3M | ||
| Q2 24 | $-13.8M | $4.0M | ||
| Q1 24 | $-23.6M | $71.2M |
自由现金流PARRBCAA
| Q4 25 | $-12.5M | $161.1M | ||
| Q3 25 | $7.0M | $30.8M | ||
| Q2 25 | $-7.4M | $5.2M | ||
| Q1 25 | $-17.6M | $91.6M | ||
| Q4 24 | $3.2M | $143.2M | ||
| Q3 24 | $8.4M | $49.8M | ||
| Q2 24 | $-14.2M | $2.7M | ||
| Q1 24 | $-23.6M | $69.1M |
自由现金流率PARRBCAA
| Q4 25 | -10.4% | 170.9% | ||
| Q3 25 | 5.9% | 32.9% | ||
| Q2 25 | -6.6% | 5.5% | ||
| Q1 25 | -16.9% | 67.4% | ||
| Q4 24 | 3.0% | 160.0% | ||
| Q3 24 | 8.7% | 56.5% | ||
| Q2 24 | -18.2% | 3.1% | ||
| Q1 24 | -33.7% | 57.5% |
资本支出强度PARRBCAA
| Q4 25 | 0.7% | 7.5% | ||
| Q3 25 | 1.1% | 2.6% | ||
| Q2 25 | 0.7% | 3.5% | ||
| Q1 25 | 0.4% | 1.2% | ||
| Q4 24 | 0.2% | 6.5% | ||
| Q3 24 | 0.4% | 1.7% | ||
| Q2 24 | 0.5% | 1.5% | ||
| Q1 24 | 0.1% | 1.7% |
现金转化率PARRBCAA
| Q4 25 | — | 7.37× | ||
| Q3 25 | — | 1.12× | ||
| Q2 25 | — | 0.27× | ||
| Q1 25 | — | 1.97× | ||
| Q4 24 | — | 7.84× | ||
| Q3 24 | — | 1.93× | ||
| Q2 24 | -0.26× | 0.16× | ||
| Q1 24 | — | 2.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PAR
| Subscription Service | $76.1M | 63% |
| Hardware | $27.8M | 23% |
| Professional Service | $16.2M | 13% |
RBCAA
暂无分部数据
