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PEAPACK GLADSTONE FINANCIAL CORP（PGC）与VersaBank（VBNK）财务数据对比。点击上方公司名可切换其他公司
PEAPACK GLADSTONE FINANCIAL CORP的季度营收约是VersaBank的2.9倍（$78.2M vs $26.7M）。VersaBank净利率更高（30.3% vs 15.5%，领先14.8%）。VersaBank同比增速更快（31.2% vs 26.5%）。过去两年PEAPACK GLADSTONE FINANCIAL CORP的营收复合增速更高（21.4% vs 12.5%）
Peapack Gladstone金融公司是总部位于美国的区域性金融控股企业，主要为新泽西州及美国东北部周边市场的个人和中小企客户提供商业与零售银行、财富管理、私人银行、贷款及信托等金融服务。
VersaBank是总部位于加拿大的数字优先金融机构，不设实体线下网点，依托安全数字基础设施为北美地区的中小企业、零售客户及机构合作伙伴提供商业贷款、高息存款账户等定制金融服务，主打高效高性价比的线上银行体验。
PGC vs VBNK — 直观对比
营收规模更大
PGC
是对方的2.9倍
$26.7M
营收增速更快
VBNK
高出4.8%
26.5%
净利率更高
VBNK
高出14.8%
15.5%
两年增速更快
PGC
近两年复合增速
12.5%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $78.2M | $26.7M |
| 净利润 | $12.2M | $8.1M |
| 毛利率 | — | — |
| 营业利润率 | 21.7% | — |
| 净利率 | 15.5% | 30.3% |
| 营收同比 | 26.5% | 31.2% |
| 净利润同比 | 31.6% | 35.9% |
| 每股收益（稀释后） | $0.68 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PGCVBNK
| Q1 26 | — | $26.7M | ||
| Q4 25 | $78.2M | — | ||
| Q3 25 | $70.7M | $23.1M | ||
| Q2 25 | $69.7M | $22.0M | ||
| Q1 25 | $64.4M | $20.3M | ||
| Q4 24 | $61.8M | $29.2K | ||
| Q3 24 | $56.6M | $19.7M | ||
| Q2 24 | $56.6M | $20.8M |
净利润PGCVBNK
| Q1 26 | — | $8.1M | ||
| Q4 25 | $12.2M | — | ||
| Q3 25 | $9.6M | $4.8M | ||
| Q2 25 | $7.9M | $6.2M | ||
| Q1 25 | $7.6M | $5.9M | ||
| Q4 24 | $9.2M | — | ||
| Q3 24 | $7.6M | $7.1M | ||
| Q2 24 | $7.5M | $8.6M |
营业利润率PGCVBNK
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | — | ||
| Q3 25 | 19.2% | — | ||
| Q2 25 | 16.1% | — | ||
| Q1 25 | 16.2% | — | ||
| Q4 24 | 19.8% | — | ||
| Q3 24 | 19.0% | — | ||
| Q2 24 | 16.9% | — |
净利率PGCVBNK
| Q1 26 | — | 30.3% | ||
| Q4 25 | 15.5% | — | ||
| Q3 25 | 13.6% | 20.8% | ||
| Q2 25 | 11.4% | 28.3% | ||
| Q1 25 | 11.8% | 29.3% | ||
| Q4 24 | 14.9% | — | ||
| Q3 24 | 13.4% | 35.9% | ||
| Q2 24 | 13.3% | 41.5% |
每股收益（稀释后）PGCVBNK
| Q1 26 | — | — | ||
| Q4 25 | $0.68 | — | ||
| Q3 25 | $0.54 | — | ||
| Q2 25 | $0.45 | — | ||
| Q1 25 | $0.43 | — | ||
| Q4 24 | $0.52 | — | ||
| Q3 24 | $0.43 | — | ||
| Q2 24 | $0.42 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $458.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $658.2M | $396.4M |
| 总资产 | $7.5B | $4.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PGCVBNK
| Q1 26 | — | $458.4M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $336.0M | ||
| Q2 25 | — | $248.3M | ||
| Q1 25 | — | $282.3M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $181.0M | ||
| Q2 24 | — | $145.1M |
股东权益PGCVBNK
| Q1 26 | — | $396.4M | ||
| Q4 25 | $658.2M | — | ||
| Q3 25 | $642.5M | $385.5M | ||
| Q2 25 | $629.8M | $385.7M | ||
| Q1 25 | $621.9M | $380.5M | ||
| Q4 24 | $605.8M | — | ||
| Q3 24 | $607.6M | $298.6M | ||
| Q2 24 | $588.3M | $292.1M |
总资产PGCVBNK
| Q1 26 | — | $4.5B | ||
| Q4 25 | $7.5B | — | ||
| Q3 25 | $7.4B | $4.0B | ||
| Q2 25 | $7.2B | $3.7B | ||
| Q1 25 | $7.1B | $3.6B | ||
| Q4 24 | $7.0B | $226.3K | ||
| Q3 24 | $6.8B | $3.3B | ||
| Q2 24 | $6.5B | $3.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.1M | $40.6M |
| 自由现金流经营现金流 - 资本支出 | $-3.6M | — |
| 自由现金流率自由现金流/营收 | -4.7% | — |
| 资本支出强度资本支出/营收 | 3.2% | — |
| 现金转化率经营现金流/净利润 | -0.09× | 5.03× |
| 过去12个月自由现金流最近4个季度 | $28.8M | — |
8季度趋势，按日历期对齐
经营现金流PGCVBNK
| Q1 26 | — | $40.6M | ||
| Q4 25 | $-1.1M | — | ||
| Q3 25 | $36.2M | — | ||
| Q2 25 | $15.9M | — | ||
| Q1 25 | $-7.9M | $-65.0M | ||
| Q4 24 | $26.5M | — | ||
| Q3 24 | $24.7M | — | ||
| Q2 24 | $852.0K | — |
自由现金流PGCVBNK
| Q1 26 | — | — | ||
| Q4 25 | $-3.6M | — | ||
| Q3 25 | $34.0M | — | ||
| Q2 25 | $9.9M | — | ||
| Q1 25 | $-11.5M | — | ||
| Q4 24 | $22.4M | — | ||
| Q3 24 | $23.0M | — | ||
| Q2 24 | $-431.0K | — |
自由现金流率PGCVBNK
| Q1 26 | — | — | ||
| Q4 25 | -4.7% | — | ||
| Q3 25 | 48.1% | — | ||
| Q2 25 | 14.2% | — | ||
| Q1 25 | -17.8% | — | ||
| Q4 24 | 36.3% | — | ||
| Q3 24 | 40.6% | — | ||
| Q2 24 | -0.8% | — |
资本支出强度PGCVBNK
| Q1 26 | — | — | ||
| Q4 25 | 3.2% | — | ||
| Q3 25 | 3.1% | — | ||
| Q2 25 | 8.6% | — | ||
| Q1 25 | 5.6% | — | ||
| Q4 24 | 6.5% | — | ||
| Q3 24 | 3.0% | — | ||
| Q2 24 | 2.3% | — |
现金转化率PGCVBNK
| Q1 26 | — | 5.03× | ||
| Q4 25 | -0.09× | — | ||
| Q3 25 | 3.76× | — | ||
| Q2 25 | 2.01× | — | ||
| Q1 25 | -1.04× | -10.94× | ||
| Q4 24 | 2.86× | — | ||
| Q3 24 | 3.25× | — | ||
| Q2 24 | 0.11× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PGC
| Banking Segment | $61.4M | 79% |
| Wealth Management Division | $13.9M | 18% |
| Other | $2.9M | 4% |
VBNK
暂无分部数据
